5 Sadore Ln Unit H3 · Yonkers, NY 10710

$200,000

1 bd · 1.0 ba · 800 sqft · Condo · 6 Days on market

Built 1958 Good condition $250/sqft · 23% below area Est $261k · 23% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.1/30.0
• ARV discount +15.0/15.0
• DSCR +8.8/10.0
• 1% rule +6.9/10.0
• Schools +4.1/10.0
• Condition / age +3.8/5.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 5 Sadore Lane, Unit 3H – Your Perfect Yonkers Retreat! Step into this beautifully maintained home where thoughtful design meets everyday comfort. From the moment you enter, you'll appreciate the generous proportions and inviting atmosphere that make this residence truly special. The expansive living room is a showstopper—bathed in natural light with soaring ceilings, soft neutral tones, and plush carpeting that creates an instantly welcoming environment. The open flow into the adjacent dining area enhances the sense of space, perfect for hosting gatherings or enjoying quiet evenings at home. Oversized windows frame peaceful views and flood the interior with sunlight throughout the day. The kitchen delivers both style and substance, now elevated with a brand new quartz countertop that adds a sleek, modern touch to the space. Crisp white cabinetry, ample storage, and full-size appliances—including gas cooking—make it as functional as it is beautiful. Its smart layout connects seamlessly to the dining area, making meal preparation and entertaining effortless. The bedroom is spacious and serene, offering comfort and tranquility at the end of each day. The stunning bathroom is a true highlight, featuring designer tile work, contemporary matte black fixtures, an LED-lit vanity, and a modern smart toilet with a built-in bidet, bringing spa-like luxury and elevated convenience to your daily routine. Practical details include excellent closet storage, modern lighting throughout, and convenient access to on-site laundry facilities. The building's well-kept grounds feature mature landscaping and outdoor recreational space, adding to the community's charm. Residents enjoy access to a beautifully maintained, resort-style outdoor pool with an expansive sun deck—an inviting setting for relaxing summer afternoons or unwinding in a peaceful, tree-lined environment. An added convenience with one assigned parking spot, providing secure and effortless parking year-round. Location couldn't be better—enjoy easy access to Metro-North, major parkways, shopping, dining, and parks. This is the rare find that checks all the boxes: space, style, convenience, and value. This is more than a home—it's your next chapter. Don't miss it.

Key facts

• Quartz countertops
• Designer tile
• Led vanity mirror

Tags

• UPDATED KITCHEN
• QUARTZ COUNTERTOPS
• FULLY RENOVATED BATHROOM
• DESIGNER TILE
• TILED SHOWER SURROUND
• LED VANITY MIRROR

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $200k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $504 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $200k).
• Cap rate 9.3% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 163 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts since 4y ago; this cycle's ask has dropped $15k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $160k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $200,000

Questions for the listing agent

1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 9.32%
• Cash-on-cash: 10.81%
• DSCR: 1.48
• GRM: 7.0

CMA / ARV

• ARV (median comp): $260,840
• List price: $200,000
• Delta: -23.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.1%
• Equity multiple: 1.00×
• Total profit: $-252
• Equity at exit: $29,821

10-year hold

• IRR: 9.6%
• Equity multiple: 1.74×
• Total profit: $41,287
• Equity at exit: $17,292

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10710

• Active inventory: 163
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $2,388 high
• Mortgage (P&I): −$1,049
• Tax est. 1.5%: −$250 /mo · $3,000/yr
• Insurance: −$83
• HOA: −$0
• Vacancy / Maint / Mgmt: −$501
• Net cashflow: $504

Break-even live

Break-even rent $1,750

Max offer price $200,000

Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $50,000
• Closing costs: $6,000
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4 Sadore Ln Unit 2W Yonkers, NY	1.0	1.0	800	$2,000	$2.50	17d	1	0.09mi
1549 Central Park Ave Yonkers, NY	2.0	1.0	850	$2,400	$2.82	43d	1	0.26mi
12 Wainwright Ave Apt 1B Yonkers, NY	1.0	1.0	700	$1,950	$2.79	43d	1	0.29mi
8 Wainwright Ave Unit 2A Yonkers, NY	—	1.0	700	$1,600	$2.29	7d	1	0.32mi
717 Tuckahoe Rd Unit 16A Yonkers, NY	1.0	1.0	650	$2,495	$3.84	4d	1	0.35mi
42 Winchester Ave Unit 2A Yonkers, NY	1.0	1.0	700	$2,100	$3.00	14d	1	0.43mi
128 Colonial Pkwy Unit 3B Yonkers, NY	1.0	1.0	871	$2,750	$3.16	43d	1	0.63mi
601 Ridge Hill Blvd Yonkers, NY	2.0	1.0–2.0	819	$3,500	$4.27	7d	14	0.79mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	7d	1	0.81mi
1 Elm St Unit 3B Tuckahoe, NY	2.0	1.0	1100	$3,200	$2.91	10d	1	0.81mi
70 Roundhill Dr Yonkers, NY	2.0	1.0	775	$3,200	$4.13	43d	1	0.82mi
21 Scarsdale Rd Yonkers, NY	2.0	1.0	835	$3,795	$4.54	2d	21	0.85mi
28 Kenilworth Rd Unit The Cottage Yonkers, NY	1.0	1.0	600	$1,950	$3.25	14d	1	0.85mi
111 Kensington Rd Unit 8 Bronxville, NY	1.0	1.0	825	$2,650	$3.21	13d	1	0.91mi
64 Kensington Rd Apt 1A Bronxville, NY	1.0	1.0	800	$2,895	$3.62	11d	1	0.94mi
64 Sagamore Rd Unit A6 Bronxville, NY	1.0	1.0	850	$2,900	$3.41	4d	1	1.03mi
50 Columbus Ave Unit 817 Tuckahoe, NY	1.0	1.0	750	$3,000	$4.00	22d	1	1.07mi
2 Consulate Dr Unit 1J Tuckahoe, NY	1.0	1.0	750	$2,700	$3.60	12d	1	1.11mi
278 Mile Square Rd Yonkers, NY	2.0	1.0	1000	$2,650	$2.65	43d	1	1.12mi
23 Belknap Ave Yonkers, NY	1.0	1.0	700	$2,300	$3.29	24d	1	1.14mi
39 Maynard St Unit 2E Tuckahoe, NY	2.0	1.0	875	$2,650	$3.03	43d	1	1.14mi
51 Parkway Rd Apt 3 Bronxville, NY	1.0	1.0	1100	$3,100	$2.82	24d	1	1.31mi
300 Columbus Ave Tuckahoe, NY	—	1.0	766	$3,100	$4.05	19d	5	1.33mi
212 Alpine Pl Tuckahoe, NY	1.0	1.0	700	$2,700	$3.86	20d	1	1.35mi
40 Jackson Ave Eastchester, NY	1.0	1.0	725	$2,950	$4.07	14d	1	1.35mi
47 Morgan St Eastchester, NY	2.0	1.0	1000	$4,000	$4.00	43d	1	1.43mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: gaslandscapingpoolparking
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 16 events

1. 2026-06-18
   days on market $200,000 Active 6 DOM
2. 2026-06-17
   days on market $200,000 Active 5 DOM
3. 2026-06-16
   days on market $200,000 Active 4 DOM
4. 2026-06-15
   days on market $200,000 Active 3 DOM
5. 2026-06-13
   remarks 699-char remark
6. 2026-06-13
   days on marketlisting id $200,000 Active 1 DOM
7. 2026-06-01
   days on market $200,000 Active 109 DOM
8. 2026-05-31
   days on market $200,000 Active 108 DOM
9. 2026-03-25
   price $200,000 2302-char remark

   Show marketing remark (2302 chars)

   Welcome to 5 Sadore Lane, Unit 3H – Your Perfect Yonkers Retreat! Step into this beautifully maintained home where thoughtful design meets everyday comfort. From the moment you enter, you'll appreciate the generous proportions and inviting atmosphere that make this residence truly special. The expansive living room is a showstopper—bathed in natural light with soaring ceilings, soft neutral tones, and plush carpeting that creates an instantly welcoming environment. The open flow into the adjacent dining area enhances the sense of space, perfect for hosting gatherings or enjoying quiet evenings at home. Oversized windows frame peaceful views and flood the interior with sunlight throughout the day. The kitchen delivers both style and substance, now elevated with a brand new quartz countertop that adds a sleek, modern touch to the space. Crisp white cabinetry, ample storage, and full-size appliances—including gas cooking—make it as functional as it is beautiful. Its smart layout connects seamlessly to the dining area, making meal preparation and entertaining effortless. The bedroom is spacious and serene, offering comfort and tranquility at the end of each day. The stunning bathroom is a true highlight, featuring designer tile work, contemporary matte black fixtures, an LED-lit vanity, and a modern smart toilet with a built-in bidet, bringing spa-like luxury and elevated convenience to your daily routine. Practical details include excellent closet storage, modern lighting throughout, and convenient access to on-site laundry facilities. The building's well-kept grounds feature mature landscaping and outdoor recreational space, adding to the community's charm. Residents enjoy access to a beautifully maintained, resort-style outdoor pool with an expansive sun deck—an inviting setting for relaxing summer afternoons or unwinding in a peaceful, tree-lined environment. An added convenience with one assigned parking spot, providing secure and effortless parking year-round. Location couldn't be better—enjoy easy access to Metro-North, major parkways, shopping, dining, and parks. This is the rare find that checks all the boxes: space, style, convenience, and value. This is more than a home—it's your next chapter. Don't miss it.

10. 2026-02-09
    listed $215,000 Active 2302-char remark

    Show marketing remark (2302 chars)

    Welcome to 5 Sadore Lane, Unit 3H – Your Perfect Yonkers Retreat! Step into this beautifully maintained home where thoughtful design meets everyday comfort. From the moment you enter, you'll appreciate the generous proportions and inviting atmosphere that make this residence truly special. The expansive living room is a showstopper—bathed in natural light with soaring ceilings, soft neutral tones, and plush carpeting that creates an instantly welcoming environment. The open flow into the adjacent dining area enhances the sense of space, perfect for hosting gatherings or enjoying quiet evenings at home. Oversized windows frame peaceful views and flood the interior with sunlight throughout the day. The kitchen delivers both style and substance, now elevated with a brand new quartz countertop that adds a sleek, modern touch to the space. Crisp white cabinetry, ample storage, and full-size appliances—including gas cooking—make it as functional as it is beautiful. Its smart layout connects seamlessly to the dining area, making meal preparation and entertaining effortless. The bedroom is spacious and serene, offering comfort and tranquility at the end of each day. The stunning bathroom is a true highlight, featuring designer tile work, contemporary matte black fixtures, an LED-lit vanity, and a modern smart toilet with a built-in bidet, bringing spa-like luxury and elevated convenience to your daily routine. Practical details include excellent closet storage, modern lighting throughout, and convenient access to on-site laundry facilities. The building's well-kept grounds feature mature landscaping and outdoor recreational space, adding to the community's charm. Residents enjoy access to a beautifully maintained, resort-style outdoor pool with an expansive sun deck—an inviting setting for relaxing summer afternoons or unwinding in a peaceful, tree-lined environment. An added convenience with one assigned parking spot, providing secure and effortless parking year-round. Location couldn't be better—enjoy easy access to Metro-North, major parkways, shopping, dining, and parks. This is the rare find that checks all the boxes: space, style, convenience, and value. This is more than a home—it's your next chapter. Don't miss it.

11. 2023-01-30
    soldstatus $160,000 Closed 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

12. 2022-12-02
    status Pending 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

13. 2022-10-31
    price $165,000 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

14. 2022-10-26
    price $170,000 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

15. 2022-10-07
    price $175,000 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

16. 2022-09-02
    listed $185,000 Active 697-char remark

    Show marketing remark (697 chars)

    LARGEST ONE BEDROOM JUNIOR 4 COOP UNIT ** BRIGHT AND VERY SUNNY ** CLEAN AND IMMACULATELY KEPT KITCHEN ** ONE ASSIGNED PARKING SPOT FOR $54 MONTHLY FEE ** LOWEST MONTHLY MAINTENANCE IN TOWN OF $528.64 WHICH INCLUDES PROPERTY TAXES, COOKING GAS, HEAT AND HOT WATER BESIDES COMMON GROUND MAINTENANCE ** CLOSETS GALORE ** SHORT COMMUTE TO THE CITY ** AMENITIES INCLUDE OLYMPIC SWIMMING POOL, COURTYARDS WITH THREE PLAYGROUNDS AND SITTING AREAS ** IT IS CENTRALLY LOCATED AND CLOSE TO BUS INCLUDING THE BxM4C EXPRESS BUS TO MANHATTAN, HIGHWAYS, SHOPS, RESTAURANTS, PARKS AND SCHOOLS ** ABOUT 20 MINUTE WALK TO TUCKAHOE METRO NORTH (28 MINUTE TO GRAND CENTRAL) ** NO DOGS ** 100% CARPET RULE APPLIES **

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,655
• − Mortgage interest: −$11,203
• − Property taxes: −$3,000
• − Insurance: −$1,000
• − Repairs & maintenance: −$2,292
• − Management: −$2,292
• − Depreciation: −$5,818
• Taxable income: $3,049
• Est. tax owed @ 24.0%: −$732
• After-tax cash flow: $5,320/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This well-maintained and updated condo is move-in ready with good condition and potential for further value enhancement.

Value-add opportunities

• Both Paint interior walls — Fresh paint can enhance the home's appeal and value
• Both Replace carpet with hardwood flooring — Hardwood flooring can increase both resale and rental value
• Both Install smart home devices — Smart home devices can improve convenience and attract tech-savvy buyers/renters

Renovation cost estimate screening

Value-add ROI direction

• Both Paint interior walls — Fresh paint can enhance the home's appeal and value ↑
• Both Replace carpet with hardwood flooring — Hardwood flooring can increase both resale and rental value ↑
• Both Install smart home devices — Smart home devices can improve convenience and attract tech-savvy buyers/renters ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 25,855
• Household income: $108,845
• Rent vs Own: 29.3% rent · 70.7% own
• Severe rent burden: 920.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: White 39% Hispanic / Latino 30% Black 14% Two or more races 12% Asian 11% Native American 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 9% Dominican 9%
• Common ancestry: Romanian 2% Scotch-Irish 1% Hispanic 1%
• Foreign-born: 26% · Canada, Jamaica, China
• Languages at home: 64% English-only · Spanish 18% Other Indo-European 6% Other Asian/Pacific 5%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -622.30%
• Current HPI: 297.1704
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+8.1% since first listed

8 events — show timeline

• 2026-03-25 Price Changed $200,000 OneKey® MLS as Distributed by MLS Grid
• 2026-02-09 Listed $215,000 OneKey® MLS as Distributed by MLS Grid
• 2023-01-30 Sold (MLS) $160,000 OneKey® MLS as Distributed by MLS Grid
• 2022-12-02 Pending — OneKey® MLS as Distributed by MLS Grid
• 2022-10-31 Price Changed $165,000 OneKey® MLS as Distributed by MLS Grid
• 2022-10-26 Price Changed $170,000 OneKey® MLS as Distributed by MLS Grid
• 2022-10-07 Price Changed $175,000 OneKey® MLS as Distributed by MLS Grid
• 2022-09-02 Listed $185,000 OneKey® MLS as Distributed by MLS Grid