3237 Clint Moore Rd #107 · Boca Raton, FL 33496

$310,000

2 bd · 2.0 ba · 1,102 sqft · Condo public records · 58 Days on market

Built 1991 $706/mo HOA · 26% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.5/15.0
• Cash flow +5.4/30.0
• Schools +4.3/10.0
• 1% rule +3.9/10.0
• Livability +3.9/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• DSCR +0.0/10.0

Listing remarks MLS

Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

Key facts

• Open floor plan
• Newer dishwasher
• Walk-in closets

Tags

• RESORT STYLE AMENITIES
• OPEN FLOOR PLAN
• LARGEST FLOORPAN
• FULL SIZED WASHER AND DRYER
• WALK-IN CLOSETS
• NEWER DISHWASHER

Property features AI

Finance

• Financial info: Monthly association fee
• HOA & community: Monthly HOA includes internet, sewer, trash and water; Community amenities: clubhouse, pool, heated pool, spa/hot tub, tennis courts, pickleball courts, sidewalks, street lights, gated community, security; Pets allowed (breed restrictions and possible pet restrictions)

Exterior

• Parking: Assigned parking (2 total)
• Security: Gated community with guard
• Utilities: Public water; Public sewer; Cable connected; Water connected
• Home design: Condominium; 2 total stories; Northwest facing; Resale property
• Construction: Stucco and decorative block/CBS construction; Spanish tile roof
• Exterior features: Screened patio; Patio; Not waterfront

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Refrigerator; Freezer; Electric water heater
• Bedrooms: 1 bedroom on main level
• Flooring: Ceramic tile; Vinyl
• Bathrooms: 2 full bathrooms; 1 bathroom on main level
• Heating & cooling: Central electric heating; Ceiling fan(s); Electric cooling
• Interior features: Walk-in closets; Unfurnished
• Laundry & utility: Indoor laundry in a closet

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $310k.

Deal economics

• At list price, monthly cash flow is $-673 ($-8k/yr) — negative.
• To cash-flow at today's rent, offer at most $191k (38.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $276k (11.0% below list).
• Recommended offer: $191k (38.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 77/100 on livability (#192 in FL, #3,070 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, health & safety A+, crime B+; Watch: amenities D, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Calusa Elementary School (math 83% / reading 85%, grade A+, #55 of 2,144 statewide, top 3%, 867 students, 17% FRL); Omni Middle School (math 66% / reading 66%, grade A-, #93 of 571 statewide, top 16%, 1,128 students, 29% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 24% FRL vs 52% district-wide (28 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 73% at this address vs 50% district-wide (+24 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.3%/yr); 324 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $33k of equity ($2k loan paydown + $31k appreciation (10.0% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$53k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $194k; list at $310k implies a 60% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 26% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $191,149 (38.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 38% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 3.69%
• Cash-on-cash: -9.30%
• DSCR: 0.59
• GRM: 9.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 2.31% rent growth · sell at horizon

5-year hold

• IRR: 17.6%
• Equity multiple: 2.44×
• Total profit: $124,560
• Equity at exit: $279,273

10-year hold

• IRR: 16.4%
• Equity multiple: 5.58×
• Total profit: $397,702
• Equity at exit: $602,262

Cash invested: $86,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33496

• Home prices YoY: 3.5%
• Rents YoY: 2.3%
• Active inventory: 324
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,759 high
• Mortgage (P&I): −$1,626
• Tax from tax record: −$392 /mo · $4,698/yr
• Insurance: −$129
• HOA: −$706
• Vacancy / Maint / Mgmt: −$579
• Net cashflow: $-673

Break-even live

Break-even rent $3,611

Max offer price $191,149

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $77,500
• Closing costs: $9,300
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3299 Clint Moore Rd Boca Raton, FL	2.0	2.0	1261	$2,300	$1.82	17d	1	0.07mi
3299 Clint Moore Rd Boca Raton, FL	2.0	2.0	1261	$2,348	$1.86	22d	2	0.07mi
3299 Clint Moore Rd #202 Boca Raton, FL	2.0	2.0	1261	$2,300	$1.82	5d	1	0.07mi
3209 Clint Moore Rd #202 Boca Raton, FL	2.0	2.0	1102	$2,600	$2.36	24d	1	0.12mi
3153 Clint Moore Rd #108 Boca Raton, FL	2.0	2.0	1303	$2,600	$2.00	24d	1	0.16mi
3143 Clint Moore Rd #105 Boca Raton, FL	3.0	2.0	1497	$3,250	$2.17	24d	1	0.18mi
3133 Clint Moore Rd #101 Boca Raton, FL	2.0	2.0	1102	$2,700	$2.45	8d	1	0.22mi
3133 Clint Moore Rd #101 Boca Raton, FL	2.0	2.0	1102	$2,700	$2.45	15d	1	0.22mi
3131 Clint Moore Rd #107 Boca Raton, FL	2.0	2.0	1102	$3,000	$2.72	3d	1	0.23mi
3131 Clint Moore Rd #107 Boca Raton, FL	2.0	2.0	1102	$3,000	$2.72	15d	1	0.23mi
3113 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1268	$3,100	$2.44	8d	1	0.25mi
3113 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1268	$3,200	$2.52	21d	1	0.25mi
3111 Clint Moore Rd #203 Boca Raton, FL	2.0	2.0	997	$2,950	$2.96	4d	1	0.28mi
3151 Clint Moore Rd #103 Boca Raton, FL	3.0	2.0	1497	$3,145	$2.10	24d	1	0.28mi
19550 Sawgrass Dr #2102 Boca Raton, FL	2.0	2.0	1460	$5,500	$3.77	24d	1	1.28mi
18434 Via Di Sorrento Boca Raton, FL	3.0	2.0	1480	$3,495	$2.36	8d	1	1.35mi

HOA detail condo

• Monthly dues: $706 · $8,472/yr
• Likely covers: poolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 30 events

1. 2026-06-18
   days on market $310,000 Active 58 DOM
2. 2026-06-17
   days on market $310,000 Active 57 DOM
3. 2026-06-16
   days on market $310,000 Active 56 DOM
4. 2026-06-15
   days on market $310,000 Active 55 DOM
5. 2026-06-13
   days on market $310,000 Active 53 DOM
6. 2026-06-09
   days on market $310,000 Active 49 DOM
7. 2026-06-08
   days on market $310,000 Active 48 DOM
8. 2026-06-07
   days on market $310,000 Active 47 DOM
9. 2026-06-04
   days on market $310,000 Active 44 DOM
10. 2026-06-03
    days on market $310,000 Active 43 DOM
11. 2026-06-02
    days on market $310,000 Active 42 DOM
12. 2026-06-01
    days on market $310,000 Active 41 DOM
13. 2026-05-31
    days on market $310,000 Active 40 DOM
14. 2026-05-06
    price $310,000
15. 2026-04-21
    listed $315,000 Active
16. 2025-05-11
    historical
17. 2025-04-25
    historical $2,400
18. 2025-04-15
    price $2,400
19. 2025-04-15
    price $320,000
20. 2025-03-23
    price $2,500
21. 2025-03-11
    price $330,000
22. 2025-02-26
    listed $2,600
23. 2025-02-26
    historical $2,600
24. 2025-02-25
    listed $2,600
25. 2025-02-13
    listed $340,000 Active
26. 2018-12-07
    soldstatus $193,500 Closed 312-char remark

    Show marketing remark (312 chars)

    Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

27. 2018-12-07
    soldstatus $193,500

    Show marketing remark (312 chars)

    Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

28. 2018-11-08
    status Pending 312-char remark

    Show marketing remark (312 chars)

    Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

29. 2018-10-16
    price $199,900 312-char remark

    Show marketing remark (312 chars)

    Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

30. 2018-10-12
    listed $214,900 Active 312-char remark

    Show marketing remark (312 chars)

    Beautiful 1st floor condo in central Boca Raton! Granite counters in kitchen with brand new stainless steel appliances. Marble floors! Freshly painted! 24 hour manned gate with tons of amenities including pool, tennis, racquetball, hot tub, large clubhouse with pool table, fitness center and on site management.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,698 · $392/mo
• Projected year-2 tax: $4,698 · $392/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,108
• − Mortgage interest: −$17,365
• − Property taxes: −$4,698
• − Insurance: −$1,550
• − Repairs & maintenance: −$2,649
• − Management: −$2,649
• − HOA: −$8,472
• − Depreciation: −$9,018
• Taxable loss: −$13,293
• Est. tax savings @ 24.0%: +$3,190
• After-tax cash flow: $-4,883/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Boca Raton

• Score: 77/100
• State rank: #192
• US rank: #3070

Category grades

Amenities D Commute B Cost of living F Crime B+ Employment A+ Housing B+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Boca Raton, FL
• County: Palm Beach County · 1,438,312 people
• City population: 250,102
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 26,579
• Household income: $114,885
• Rent vs Own: 16.5% rent · 83.5% own
• Severe rent burden: 464.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 11% Two or more races 8% Asian 5% Black 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Scotch-Irish 13% Romanian 9% Italian 3%
• Foreign-born: 24% · Canada, Jamaica, Dominican Republic
• Languages at home: 75% English-only · Spanish 9% Other Indo-European 5% Russian/Polish/Slavic 4%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 10.48%
• Current HPI: 313.9058
• Rent YoY: ▲ 2.31%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+44.3% since first listed

17 events — show timeline

• 2026-05-06 Price Changed $310,000 Beaches MLS
• 2026-04-21 Listed $315,000 Beaches MLS
• 2025-05-11 Listing Removed — Beaches MLS
• 2025-04-25 Rental Removed $2,400 GFLMLS
• 2025-04-15 Price Changed $2,400 GFLMLS
• 2025-04-15 Price Changed $320,000 Beaches MLS
• 2025-03-23 Price Changed $2,500 GFLMLS
• 2025-03-11 Price Changed $330,000 Beaches MLS
• 2025-02-26 Listed for Rent $2,600 GFLMLS
• 2025-02-26 Rental Removed $2,600 RMLSFL
• 2025-02-25 Listed for Rent $2,600 RMLSFL
• 2025-02-13 Listed $340,000 Beaches MLS
• 2018-12-07 Sold (Public Records) $193,500 Public Records
• 2018-12-07 Sold (MLS) $193,500 Beaches MLS
• 2018-11-08 Pending — Beaches MLS
• 2018-10-16 Price Changed $199,900 Beaches MLS
• 2018-10-12 Listed $214,900 Beaches MLS

Property tax history

+5.9%/yr

Latest (2025): $4,698 · +3.4% YoY. Source: county tax records.