3314 Idlewild Dr · Augusta-Richmond County consolidated government (balance), GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 66.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.4/30.0
- ARV discount +9.4/15.0
- DSCR +5.1/10.0
- 1% rule +3.4/10.0
- Rent growth +2.6/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$179,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome home to this charming 3-bedroom, 2-bath ranch-style home nestled in an established, well-loved neighborhood. Situated on a great lot with plenty of space to enjoy, this home offers comfortable single-level living with a functional layout perfect for everyday life and entertaining. The spacious living areas flow seamlessly into the kitchen and dining space, while the bedrooms provide privacy and comfort. Enjoy the convenience of nearby schools, shopping, dining, and easy access to main roads—all while savoring the peaceful feel of a mature community. Plenty of storage buildings! A wonderful opportunity to own a solid home in a convenient location!
Key facts
- 9,583 sq ft lot
- Garage
- Built 1963
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $180k.
Deal economics
- At list price, monthly cash flow is $101 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (15.6% below list).
- Recommended offer: $152k (15.6% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Sue Reynolds Elementary School (math 8% / reading 22%, grade F, #988 of 1,228 statewide, top 81%, 655 students, 98% FRL); Langford Middle School (math 2% / reading 14%, grade F, #445 of 470 statewide, top 95%, 731 students, 98% FRL); Academy of Richmond County High School (math 2% / reading 17%, grade F, #365 of 424 statewide, top 88%, 1,141 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents flat; 303 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.97%
- Cash-on-cash
- 2.41%
- DSCR
- 1.11
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $187,960
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1728 Sandalwood Dr | 0.35mi | 3/2.0 | 1,525 (+3%) | 2mo | $110,000 | $72 | 75 |
| 1535 Wylds Rd | 0.23mi | 3/1.5 | 1,428 (-4%) | 6mo | $160,000 | $112 | 74 |
| 1612 Fairwood Dr | 0.09mi | 3/1.5 | 1,593 (+8%) | 8mo | $195,000 | $122 | 72 |
| 3407 Covington Dr | 0.29mi | 3/1.5 | 1,428 (-4%) | 6mo | $150,000 | $105 | 72 |
| 3414 Forest Estates Dr | 0.34mi | 3/1.5 | 1,577 (+7%) | 0mo | $199,900 | $127 | 69 |
| 1711 Greenway Dr | 0.24mi | 3/1.5 | 1,600 (+8%) | 9mo | $130,000 | $81 | 64 |
| 1413 Ranch Dr | 0.32mi | 3/1.5 | 1,336 (-10%) | 8mo | $181,000 | $135 | 58 |
| 1714 Sandalwood Dr | 0.27mi | 3/2.0 | 1,305 (-12%) | 11mo | $175,000 | $134 | 57 |
| 1702 Forest Creek Rd | 0.38mi | 3/2.0 | 1,302 (-12%) | 7mo | $194,300 | $149 | 55 |
| 3220 Briarcliff Dr | 0.69mi | 3/1.5 | 1,551 (+5%) | 10mo | $158,000 | $102 | 48 |
| 3347 Tanglewood Dr | 0.74mi | 3/2.0 | 1,375 (-7%) | 7mo | $221,500 | $161 | 46 |
| 3337 Wedgewood Dr | 0.65mi | 4/2.5 (+1) | 1,342 (-9%) | 12mo | $210,000 | $156 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.48% rent growth · sell at horizon
- IRR
- -15.1%
- Equity multiple
- 0.47×
- Total profit
- $-26,528
- Equity at exit
- $26,824
- IRR
- -10.9%
- Equity multiple
- 0.41×
- Total profit
- $-29,719
- Equity at exit
- $15,554
Cash invested: $50,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30909
- Home prices YoY
- -32.2%
- Rents YoY
- 0.5%
- Active inventory
- 303
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,518 high interval (Pro) →
- Mortgage (P&I)
- −$943
- Tax from tax record
- −$80 /mo · $954/yr
- Insurance
- −$75
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$319
- Net cashflow
- $101
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $44,975
- Closing costs
- $5,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1508 Wylds Ct Augusta, GA | 2.0 | 1.0–2.0 | 900 | $854 | $0.95 | 44d | 1 | 0.23mi |
| 1710 Sandalwood Dr Augusta, GA | 3.0 | 2.0 | 1530 | $1,750 | $1.14 | 44d | 1 | 0.24mi |
| 3404 Covington Dr Augusta, GA | 3.0 | 2.0 | 1325 | $1,800 | $1.36 | 44d | 1 | 0.27mi |
| 1811 Sibley Rd Augusta, GA | 1.0–2.0 | 1.0–2.0 | 820 | $1,229 | $1.50 | 14d | 12 | 0.31mi |
| 1709 Forest Creek Ct Augusta, GA | 3.0 | 2.0 | 1217 | $1,500 | $1.23 | 23d | 1 | 0.31mi |
| 1813 Sibley Rd Unit A Augusta, GA | 3.0 | 1.0 | 1120 | $1,199 | $1.07 | 44d | 1 | 0.36mi |
| 2008 Sibley Rd Augusta, GA | 3.0 | 2.0 | 1477 | $1,300 | $0.88 | 44d | 1 | 0.56mi |
| 3211 Wrightsboro Rd Augusta, GA | 1.0–3.0 | 1.0–2.0 | 972 | $950 | $0.98 | 44d | 1 | 0.58mi |
| 1700 Valley Park Ct Augusta, GA | 1.0–3.0 | 1.0–2.0 | 957 | $1,350 | $1.41 | 23d | 1 | 0.73mi |
| 1700 Valley Park Ct Augusta, GA | 1.0–3.0 | 1.0–2.0 | 957 | $1,350 | $1.41 | 44d | 7 | 0.73mi |
| 1910 Valley Spring Rd Augusta, GA | 3.0 | 2.0 | 1518 | $1,495 | $0.98 | 14d | 1 | 0.73mi |
| 1924 N Leg Rd Augusta, GA | 1.0–2.0 | 1.0 | 939 | $1,050 | $1.12 | 23d | 3 | 0.75mi |
| 1500 Champions Pines Ln Augusta, GA | 1.0–2.0 | 1.0–2.0 | 825 | $1,140 | $1.38 | 23d | 14 | 0.77mi |
| 3208 Summerchase Cir Augusta, GA | 3.0 | 2.0 | 1470 | $1,450 | $0.99 | 14d | 1 | 0.83mi |
| 2506 Otter Run Unit 1305 Augusta, GA | 2.0 | 2.0 | 991 | $1,320 | $1.33 | 44d | 1 | 0.84mi |
| 1315 Marks Church Rd Augusta, GA | 1.0–2.0 | 2.0 | 944 | $1,320 | $1.40 | 14d | 6 | 0.84mi |
| 3247 Summerchase Cir Augusta, GA | 3.0 | 2.0 | 1526 | $2,500 | $1.64 | 21d | 1 | 0.87mi |
| 3220 Summerchase Cir Augusta, GA | 3.0 | 2.5 | 1466 | $1,550 | $1.06 | 44d | 1 | 0.88mi |
| 3220 Summerchase Cir Augusta, GA | 3.0 | 2.5 | 1466 | $1,550 | $1.06 | 23d | 1 | 0.88mi |
| 3234 W Wimbledon Dr Augusta, GA | 2.0 | 1.0 | 984 | $1,125 | $1.14 | 23d | 1 | 0.91mi |
| 454 Forest Hills Dr Augusta, GA | 2.0 | 2.0 | 1162 | $1,200 | $1.03 | 44d | 1 | 0.99mi |
| 646 Center Court Dr Augusta, GA | 4.0 | 3.0 | 1809 | $1,800 | $1.00 | 44d | 1 | 1.04mi |
| 646 Center Court Dr Augusta, GA | 4.0 | 3.0 | 1809 | $1,800 | $1.00 | 23d | 1 | 1.04mi |
| 3204 N Wimbledon Dr Augusta, GA | 2.0 | 2.0 | 1498 | $1,535 | $1.02 | 44d | 1 | 1.05mi |
| 3122 Damascus Rd Augusta, GA | 1.0–3.0 | 1.0–2.0 | 915 | $1,650 | $1.80 | 14d | 16 | 1.12mi |
| 255 Reservation Way Augusta, GA | 2.0 | 2.0 | 1170 | $1,440 | $1.23 | 21d | 15 | 1.19mi |
| 1020 Amli Way Augusta, GA | 1.0–4.0 | 1.0–3.0 | 1143 | $1,492 | $1.31 | 14d | 25 | 1.24mi |
| 1247 Augusta West Pkwy Augusta, GA | 3.0 | 2.0–2.5 | 1529 | $2,162 | $1.41 | 14d | 4 | 1.36mi |
| 5281 Aruba Cir Augusta, GA | 2.0 | 2.0 | 1118 | $1,500 | $1.34 | 23d | 1 | 1.44mi |
| 5281 Aruba Cir Augusta, GA | 2.0 | 2.0 | 1118 | $1,500 | $1.34 | 44d | 1 | 1.44mi |
| 3625 Belair Rd Augusta, GA | 4.0 | 2.0 | 1271 | $1,395 | $1.10 | 44d | 1 | 1.45mi |
Listing history 5 events
-
2026-02-19historical
-
2026-02-19status Pending
-
2026-02-18historical
-
2026-01-29$179,900
-
2026-01-29$179,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $954 · $80/mo
- Projected year-2 tax
- $1,655 · $138/mo
- Expected delta
- +$701/yr (+$58/mo · 73.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 66% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,214
- − Mortgage interest
- −$10,077
- − Property taxes
- −$954
- − Insurance
- −$900
- − Repairs & maintenance
- −$1,457
- − Management
- −$1,457
- − Depreciation
- −$5,233
- Taxable loss
- −$1,865
- Est. tax savings @ 24.0%
- +$448
- After-tax cash flow
- $1,662/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Richmond County
- NCES district ID
- 1304380
- Math proficiency
- 12% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $38,069
- Composite
- 13.43/100
- National rank
- #9524
- State rank
- #154 of 174 in GA
Livability — Augusta-Richmond County consolidated government (balance)
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Augusta-Richmond County consolidated government (balance), GA
- County
- Richmond County · 190,917 people
- City population
- 154,035
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 46,501
- Household income
- $71,364
- Rent vs Own
- Severe rent burden
- 2113.0
Population outlook (Richmond County) Hauer SSP2
- Today (2025)
- 200,753 people
- By 2030
- 200,232 · -0.3%
- By 2040
- 196,813 · -2.0%
- By 2050
- 190,347 · -5.2%
- By 2075
- 172,496 · -14.1%
- By 2100
- 146,284 · -27.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Black 44% White 39% Two or more races 9% Hispanic / Latino 6% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 2%
- Common ancestry
- Slovak 2% Serbian 1% Lithuanian 1%
- Foreign-born
- 6% · Canada, China, South Korea
- Languages at home
- 92% English-only · Spanish 3% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Richmond
- 2024 margin
- Solid D (+36.1) · D 67.8% · R 31.7%
- 2008→2024 swing
- +4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
- All cycles
- 2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.14%
- Current HPI
- 280.4587
- Rent YoY
- ▲ 0.48%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed5 events — show timeline
- 2026-02-19 Listing Removed — Hive MLS
- 2026-02-19 Pending — Hive MLS
- 2026-02-18 Listing Removed — Hive MLS
- 2026-01-29 Listed $179,900 Hive MLS
- 2026-01-29 Listed $179,900 Hive MLS
Property tax history
+3.3%/yrLatest (2025): $954 · -1.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…