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3314 Idlewild Dr
D Composite 43.27
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +9.4/15.0
  • DSCR +5.1/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.6/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$179,900

3314 Idlewild Dr · Augusta-Richmond County consolidated government (balance), GA 30909
3 bd · 2.5 ba · 1,480 sqft · SingleFamily public records
Built 1963 9,583 sqft lot Est $188k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to this charming 3-bedroom, 2-bath ranch-style home nestled in an established, well-loved neighborhood. Situated on a great lot with plenty of space to enjoy, this home offers comfortable single-level living with a functional layout perfect for everyday life and entertaining. The spacious living areas flow seamlessly into the kitchen and dining space, while the bedrooms provide privacy and comfort. Enjoy the convenience of nearby schools, shopping, dining, and easy access to main roads—all while savoring the peaceful feel of a mature community. Plenty of storage buildings! A wonderful opportunity to own a solid home in a convenient location!

Key facts

  • 9,583 sq ft lot
  • Garage
  • Built 1963

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $101 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (15.6% below list).
  • Recommended offer: $152k (15.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.3% in Augusta-Richmond County consolidated government (balance) — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Richmond County (urban): math 12% / reading 20% proficiency, ranked #154 of 174 in GA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sue Reynolds Elementary School (math 8% / reading 22%, grade F, #988 of 1,228 statewide, top 81%, 655 students, 98% FRL); Langford Middle School (math 2% / reading 14%, grade F, #445 of 470 statewide, top 95%, 731 students, 98% FRL); Academy of Richmond County High School (math 2% / reading 17%, grade F, #365 of 424 statewide, top 88%, 1,141 students, 98% FRL) — zoned schools average 98% FRL vs 72% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 303 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 561 units permitted in Richmond County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Richmond County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 0 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $151,781 (15.6% below list)

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.97%
Cash-on-cash
2.41%
DSCR
1.11
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$187,960
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1728 Sandalwood Dr 0.35mi 3/2.0 1,525 (+3%) 2mo $110,000 $72 75
1535 Wylds Rd 0.23mi 3/1.5 1,428 (-4%) 6mo $160,000 $112 74
1612 Fairwood Dr 0.09mi 3/1.5 1,593 (+8%) 8mo $195,000 $122 72
3407 Covington Dr 0.29mi 3/1.5 1,428 (-4%) 6mo $150,000 $105 72
3414 Forest Estates Dr 0.34mi 3/1.5 1,577 (+7%) 0mo $199,900 $127 69
1711 Greenway Dr 0.24mi 3/1.5 1,600 (+8%) 9mo $130,000 $81 64
1413 Ranch Dr 0.32mi 3/1.5 1,336 (-10%) 8mo $181,000 $135 58
1714 Sandalwood Dr 0.27mi 3/2.0 1,305 (-12%) 11mo $175,000 $134 57
1702 Forest Creek Rd 0.38mi 3/2.0 1,302 (-12%) 7mo $194,300 $149 55
3220 Briarcliff Dr 0.69mi 3/1.5 1,551 (+5%) 10mo $158,000 $102 48
3347 Tanglewood Dr 0.74mi 3/2.0 1,375 (-7%) 7mo $221,500 $161 46
3337 Wedgewood Dr 0.65mi 4/2.5 (+1) 1,342 (-9%) 12mo $210,000 $156 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.48% rent growth · sell at horizon

5-year hold
IRR
-15.1%
Equity multiple
0.47×
Total profit
$-26,528
Equity at exit
$26,824
10-year hold
IRR
-10.9%
Equity multiple
0.41×
Total profit
$-29,719
Equity at exit
$15,554

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30909

Home prices YoY
-32.2%
Rents YoY
0.5%
Active inventory
303
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$1,518 high interval (Pro) →
Mortgage (P&I)
$943
Tax from tax record
$80 /mo · $954/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$319
Net cashflow
$101

Break-even live

Break-even rent $1,390
Max offer price $179,900
Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 31 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1508 Wylds Ct Augusta, GA 2.0 1.0–2.0 900 $854 $0.95 44d 1 0.23mi
1710 Sandalwood Dr Augusta, GA 3.0 2.0 1530 $1,750 $1.14 44d 1 0.24mi
3404 Covington Dr Augusta, GA 3.0 2.0 1325 $1,800 $1.36 44d 1 0.27mi
1811 Sibley Rd Augusta, GA 1.0–2.0 1.0–2.0 820 $1,229 $1.50 14d 12 0.31mi
1709 Forest Creek Ct Augusta, GA 3.0 2.0 1217 $1,500 $1.23 23d 1 0.31mi
1813 Sibley Rd Unit A Augusta, GA 3.0 1.0 1120 $1,199 $1.07 44d 1 0.36mi
2008 Sibley Rd Augusta, GA 3.0 2.0 1477 $1,300 $0.88 44d 1 0.56mi
3211 Wrightsboro Rd Augusta, GA 1.0–3.0 1.0–2.0 972 $950 $0.98 44d 1 0.58mi
1700 Valley Park Ct Augusta, GA 1.0–3.0 1.0–2.0 957 $1,350 $1.41 23d 1 0.73mi
1700 Valley Park Ct Augusta, GA 1.0–3.0 1.0–2.0 957 $1,350 $1.41 44d 7 0.73mi
1910 Valley Spring Rd Augusta, GA 3.0 2.0 1518 $1,495 $0.98 14d 1 0.73mi
1924 N Leg Rd Augusta, GA 1.0–2.0 1.0 939 $1,050 $1.12 23d 3 0.75mi
1500 Champions Pines Ln Augusta, GA 1.0–2.0 1.0–2.0 825 $1,140 $1.38 23d 14 0.77mi
3208 Summerchase Cir Augusta, GA 3.0 2.0 1470 $1,450 $0.99 14d 1 0.83mi
2506 Otter Run Unit 1305 Augusta, GA 2.0 2.0 991 $1,320 $1.33 44d 1 0.84mi
1315 Marks Church Rd Augusta, GA 1.0–2.0 2.0 944 $1,320 $1.40 14d 6 0.84mi
3247 Summerchase Cir Augusta, GA 3.0 2.0 1526 $2,500 $1.64 21d 1 0.87mi
3220 Summerchase Cir Augusta, GA 3.0 2.5 1466 $1,550 $1.06 44d 1 0.88mi
3220 Summerchase Cir Augusta, GA 3.0 2.5 1466 $1,550 $1.06 23d 1 0.88mi
3234 W Wimbledon Dr Augusta, GA 2.0 1.0 984 $1,125 $1.14 23d 1 0.91mi
454 Forest Hills Dr Augusta, GA 2.0 2.0 1162 $1,200 $1.03 44d 1 0.99mi
646 Center Court Dr Augusta, GA 4.0 3.0 1809 $1,800 $1.00 44d 1 1.04mi
646 Center Court Dr Augusta, GA 4.0 3.0 1809 $1,800 $1.00 23d 1 1.04mi
3204 N Wimbledon Dr Augusta, GA 2.0 2.0 1498 $1,535 $1.02 44d 1 1.05mi
3122 Damascus Rd Augusta, GA 1.0–3.0 1.0–2.0 915 $1,650 $1.80 14d 16 1.12mi
255 Reservation Way Augusta, GA 2.0 2.0 1170 $1,440 $1.23 21d 15 1.19mi
1020 Amli Way Augusta, GA 1.0–4.0 1.0–3.0 1143 $1,492 $1.31 14d 25 1.24mi
1247 Augusta West Pkwy Augusta, GA 3.0 2.0–2.5 1529 $2,162 $1.41 14d 4 1.36mi
5281 Aruba Cir Augusta, GA 2.0 2.0 1118 $1,500 $1.34 23d 1 1.44mi
5281 Aruba Cir Augusta, GA 2.0 2.0 1118 $1,500 $1.34 44d 1 1.44mi
3625 Belair Rd Augusta, GA 4.0 2.0 1271 $1,395 $1.10 44d 1 1.45mi

Listing history 5 events

  1. 2026-02-19
    historical
  2. 2026-02-19
    status Pending
  3. 2026-02-18
    historical
  4. 2026-01-29
    listed $179,900
  5. 2026-01-29
    listed $179,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$954 · $80/mo
Projected year-2 tax
$1,655 · $138/mo
Expected delta
+$701/yr (+$58/mo · 73.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,214
− Mortgage interest
−$10,077
− Property taxes
−$954
− Insurance
−$900
− Repairs & maintenance
−$1,457
− Management
−$1,457
− Depreciation
−$5,233
Taxable loss
−$1,865
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$448
After-tax cash flow
$1,662/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Richmond County
NCES district ID
1304380
Math proficiency
12% ▼ -9.00%
Reading proficiency
20% ▼ -6.00%
Median HH income
$38,069
Composite
13.43/100
National rank
#9524
State rank
#154 of 174 in GA

Livability — Augusta-Richmond County consolidated government (balance)

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Augusta-Richmond County consolidated government (balance), GA
County
Richmond County · 190,917 people
City population
154,035
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
46,501
Household income
$71,364
Rent vs Own
52.5% rent · 47.5% own
Severe rent burden
2113.0

Population outlook (Richmond County) Hauer SSP2

Today (2025)
200,753 people
By 2030
200,232 · -0.3%
By 2040
196,813 · -2.0%
By 2050
190,347 · -5.2%
By 2075
172,496 · -14.1%
By 2100
146,284 · -27.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 44% White 39% Two or more races 9% Hispanic / Latino 6% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 2%
Common ancestry
Slovak 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, China, South Korea
Languages at home
92% English-only · Spanish 3% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Richmond

2024 margin
Solid D (+36.1) · D 67.8% · R 31.7%
2008→2024 swing
+4.3pp toward D · 2008: 31.8pp · 2024: 36.1pp
All cycles
2024: D+36.1 2020: D+37.2 2016: D+32.4 2012: D+33.8 2008: D+31.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.14%
Current HPI
280.4587
Rent YoY
▲ 0.48%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
5 events — show timeline
  • 2026-02-19 Listing Removed Hive MLS
  • 2026-02-19 Pending Hive MLS
  • 2026-02-18 Listing Removed Hive MLS
  • 2026-01-29 Listed $179,900 Hive MLS
  • 2026-01-29 Listed $179,900 Hive MLS

Property tax history

+3.3%/yr

Latest (2025): $954 · -1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…