875 Rolling Green Dr · Rock Hill, SC 29730

$171,000

3 bd · 1.5 ba · 1,581 sqft · SingleFamily public records · 6 Days on market

Built 1980 10,018 sqft lot Est $300k · 43% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +22.1/30.0
• ARV discount +15.0/15.0
• DSCR +7.1/10.0
• 1% rule +5.2/10.0
• Rent growth +3.9/5.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

You will love this cute home located in a cul-de-sac! Beautiful bamboo flooring in the living room, kitchen, and dining area, plus brand new carpet in all bedrooms and the office area. Cozy up near the adorable fireplace when it's chilly outside, or enjoy the large patio when the weather is nice. This home offers 3 bedrooms and an additional space that you can use as a home office, playroom, craft space, nursery.... the choice is yours! Brand new gutters were installed this month. 875 Rolling Green is ready for you to call it home!

Key facts

• Storage building
• Flex room
• Bamboo flooring

Tags

• BAMBOO FLOORING
• GREAT ROOM
• FIREPLACE
• FLEX ROOM
• FENCED REAR YARD
• STORAGE BUILDING

Property features AI

Finance

• HOA & community: No HOA

Exterior

• Parking: Driveway (no main-level garage)
• Utilities: City water; Public sewer
• Home design: Single family residence (residential); One-story; Site-built construction; Facing direction not specified
• Construction: Partial brick and vinyl exterior; Crawl space foundation; Site-built
• Exterior features: Patio; Porch; Concrete and paved road access (publicly maintained)

Interior

• Kitchen: Electric range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms on the main level
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Forced air heating (natural gas); Central air conditioning
• Interior features: 9 total rooms; Fireplace in the family room
• Laundry & utility: Electric dryer hookup; Crawl space foundation (utility access)

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $171k.

Deal economics

• At list price, monthly cash flow is $274 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $171k).
• Cap rate 8.2% vs local median 3.4% in Rock Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#62 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime D-, amenities D-.
• York 03 (urban): math 36% / reading 47% proficiency, ranked #32 of 80 in SC (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Mount Gallant Elementary (math 46% / reading 49%, grade D, #199 of 597 statewide, top 35%, 516 students, 23% FRL); Northwestern High (math 35% / reading 84%, grade C+, #110 of 196 statewide, top 58%, 1,774 students, 52% FRL).
• Zoned-school proficiency averages 54% at this address vs 42% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the York 03 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising fast (+5.5%/yr); 348 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,550 units permitted in York County in 2024 (350 in 5+ unit buildings).
• This rent runs 31% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• York County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.5% rent growth), your $48k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 8.22%
• Cash-on-cash: 6.86%
• DSCR: 1.31
• GRM: 8.1

CMA / ARV

• ARV (on-the-fly): $300,390
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
838 Carey Dr	0.46mi	3/1.5	1,528 (-3%)	8mo	$304,000	$199	66
915 Finley Rd	0.14mi	3/1.0	1,385 (-12%)	6mo	$249,000	$180	66
846 Gist Rd	0.52mi	3/2.0	1,623 (+3%)	10mo	$308,000	$190	61
341 Bynum Ave	0.42mi	4/2.5 (+1)	1,634 (+3%)	8mo	$290,000	$177	59
1131 Calhoun St	0.36mi	4/2.0 (+1)	1,410 (-11%)	1mo	$275,000	$195	57
1139 Calhoun St	0.37mi	4/2.0 (+1)	1,410 (-11%)	1mo	$275,000	$195	57
1367 Springview Ct	0.68mi	3/2.0	1,528 (-3%)	9mo	$290,000	$190	53
412 Allen St	0.49mi	3/2.0	1,424 (-10%)	7mo	$315,000	$221	53
115 Allen St	0.64mi	3/2.5	1,500 (-5%)	6mo	$255,000	$170	52
316 Scoggins St	0.70mi	3/2.0	1,473 (-7%)	3mo	$294,900	$200	52
420 Baker Street Ext	0.70mi	3/1.0	1,350 (-15%)	8mo	$229,900	$170	34
450 Gettys St	0.65mi	4/2.0 (+1)	1,352 (-14%)	8mo	$235,000	$174	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.53% rent growth · sell at horizon

5-year hold

• IRR: -3.1%
• Equity multiple: 0.88×
• Total profit: $-5,710
• Equity at exit: $25,497

10-year hold

• IRR: 9.1%
• Equity multiple: 1.78×
• Total profit: $37,179
• Equity at exit: $14,785

Cash invested: $47,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29730

• Rents YoY: 5.5%
• Active inventory: 348
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,752 high
• Mortgage (P&I): −$897
• Tax from tax record: −$142 /mo · $1,704/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$368
• Net cashflow: $274

Break-even live

Break-even rent $1,405

Max offer price $171,000

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,750
• Closing costs: $5,130
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
333 Friendship Dr Rock Hill, SC	3.0	2.0	1158	$1,460	$1.26	21d	1	0.36mi
242 Cherry Rd S Rock Hill, SC	3.0	1.0	1599	$1,650	$1.03	23d	1	0.49mi
1128 Westover Cir Rock Hill, SC	3.0	1.0	1119	$1,495	$1.34	23d	1	0.50mi
244 Rhea St Rock Hill, SC	2.0	1.0	1200	$1,225	$1.02	20d	1	0.69mi
371 Technology Center Way Rock Hill, SC	1.0–2.0	1.0–2.0	832	$2,155	$2.59	3d	37	0.75mi
175 W Black St Rock Hill, SC	1.0–2.0	1.0–2.0	1021	$1,685	$1.65	20d	11	0.83mi
175 W Black St Unit 304 Rock Hill, SC	2.0	2.0	1248	$1,685	$1.35	23d	1	0.83mi
1247 Spring View Ct Rock Hill, SC	3.0	2.0	1248	$1,210	$0.97	20d	1	0.84mi
1292 Liberty Bell Ct Rock Hill, SC	2.0	2.5	1280	$2,200	$1.72	23d	1	0.84mi
1264 Liberty Bell Ct Rock Hill, SC	3.0	2.5	1120	$1,795	$1.60	17d	1	0.85mi
325 Hancock Union Ln Rock Hill, SC	3.0	2.5	1506	$2,400	$1.59	21d	1	0.89mi
1084 Constitution Park Blvd Rock Hill, SC	2.0	2.5	1338	$1,750	$1.31	21d	1	0.90mi
1037 Constitution Park Blvd Rock Hill, SC	2.0	2.5	1118	$1,570	$1.40	4d	1	0.91mi
608 Crawford Rd Rock Hill, SC	3.0	2.0	1400	$2,150	$1.54	21d	1	1.02mi
1711 Wallick Ln Rock Hill, SC	1.0–3.0	1.0–2.0	940	$1,725	$1.84	1d	1	1.15mi
618 Union Ave Rock Hill, SC	2.0	2.0	1050	$1,475	$1.40	16d	1	1.19mi
241 Marion St Rock Hill, SC	2.0	1.0	1580	$1,500	$0.95	4d	1	1.20mi
304 Oak Dr Rock Hill, SC	2.0	1.0	1349	$1,650	$1.22	23d	1	1.26mi
760 Goudlock Rd Rock Hill, SC	3.0	2.0	1740	$2,245	$1.29	23d	1	1.40mi
325 Walnut St Rock Hill, SC	3.0	1.0	1602	$1,495	$0.93	21d	1	1.41mi
180 Glenwood Dr Unit 1612 Rock Hill, SC	2.0	2.0	1275	$1,450	$1.14	23d	1	1.46mi
418 Pickens Ct Rock Hill, SC	2.0	2.0	1060	$1,800	$1.70	23d	1	1.48mi

Listing history 6 events

1. 2026-06-18
   days on market $171,000 Active 6 DOM
2. 2026-06-17
   days on market $171,000 Active 5 DOM
3. 2026-06-16
   days on market $171,000 Active 4 DOM
4. 2026-06-15
   days on market $171,000 Active 3 DOM
5. 2026-06-13
   remarks 350-char remark
6. 2026-06-13
   listed $171,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,704 · $142/mo
• Projected year-2 tax: $1,704 · $142/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,022
• − Mortgage interest: −$9,579
• − Property taxes: −$1,704
• − Insurance: −$855
• − Repairs & maintenance: −$1,682
• − Management: −$1,682
• − Depreciation: −$4,975
• Taxable income: $546
• Est. tax owed @ 24.0%: −$131
• After-tax cash flow: $3,156/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: York 03
• NCES district ID: 4503870
• Math proficiency: 36% ▼ -8.00%
• Reading proficiency: 47% ▲ 3.00%
• Median HH income: $47,570
• Composite: 35.46/100
• National rank: #4928
• State rank: #32 of 80 in SC

Livability — Rock Hill

• Score: 70/100
• State rank: #62
• US rank: #7573

Category grades

Amenities D- Commute F Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Rock Hill, SC
• County: York County · 281,758 people
• City population: 115,874
• Metro: Charlotte-Concord-Gastonia, NC-SC
• Population (ZIP): 58,199
• Household income: $68,543
• Rent vs Own: 39.7% rent · 60.3% own
• Severe rent burden: 1869.0

Population outlook (York County) Hauer SSP2

• Today (2025): 307,757 people
• By 2030: 335,979 · +9.2%
• By 2040: 391,378 · +27.2%
• By 2050: 443,234 · +44.0%
• By 2075: 557,102 · +81.0%
• By 2100: 625,837 · +103.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 51% Black 39% Hispanic / Latino 4% Two or more races 4% Native American 2% Asian 1%
• Common ancestry: Serbian 2% Slovak 2% Lithuanian 1%
• Foreign-born: 4% · Canada, Vietnam, China
• Languages at home: 95% English-only · Spanish 3%

Political lean MEDSL · York

• 2024 margin: R (+19.1) · D 39.7% · R 58.8% · Other 1.5%
• 2008→2024 swing: -1.4pp toward R · 2008: -17.7pp · 2024: -19.1pp
• All cycles: 2024: R+19.1 2020: R+16.5 2016: R+22.1 2012: R+20.5 2008: R+17.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -285.91%
• Current HPI: 268.2609
• Rent YoY: ▲ 5.53%
• Metro: Charlotte-Concord-Gastonia, NC-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

+42.6% since first listed

8 events — show timeline

• 2026-06-11 Listed $171,000 CANOPYMLS as Distributed by MLS Grid
• 2021-10-08 Sold (Public Records) $205,000 Public Records
• 2021-10-07 Sold (MLS) $205,000 CANOPYMLS as Distributed by MLS Grid
• 2021-08-23 Pending — CANOPYMLS as Distributed by MLS Grid
• 2021-08-19 Listed $212,000 CANOPYMLS as Distributed by MLS Grid
• 2019-04-22 Sold (MLS) $128,400 CANOPYMLS as Distributed by MLS Grid
• 2019-03-10 Pending — CANOPYMLS as Distributed by MLS Grid
• 2019-03-04 Listed $119,900 CANOPYMLS as Distributed by MLS Grid

Property tax history

+6.6%/yr

Latest (2025): $1,704 · +14.8% YoY. Source: county tax records.