1216 Buena Vista Ave · Macon-Bibb County, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 72.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +3.8/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$55,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity to make it your own home.
Key facts
- 0.75 acre lot
- Built 1928
- Listed 306 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $55k.
Deal economics
- At list price, monthly cash flow is $533 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $55k).
- Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
- Cap rate 17.9% vs local median 5.5% in Macon-Bibb County — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
- Bibb County (urban): math 11% / reading 18% proficiency, ranked #161 of 174 in GA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Bruce Elementary School (math 2% / reading 2%, grade F, #1,204 of 1,228 statewide, top 100%, 434 students, 100% FRL); Rutland Middle School (math 12% / reading 28%, grade F, #349 of 470 statewide, top 75%, 812 students, 100% FRL); Rutland High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 907 students, 100% FRL) — zoned schools average 100% FRL vs 75% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.0%/yr); 209 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 154 units permitted in Bibb County in 2024 (0 in 5+ unit buildings).
- At $1,130/mo this rent would consume 45% of the median local household income ($30k/yr) (locally 1335% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Bibb County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 5.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 306 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 72% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 306 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.05% ✓
- Cap rate
- 17.92%
- Cash-on-cash
- 41.52%
- DSCR
- 2.85
- GRM
- 4.1
CMA / ARV
- ARV (median comp)
- $82,230
- List price
- $55,000
- Delta
- -33.11%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1205 Buena Vista Ave | 0.03mi | 3/1.0 | 1,321 (-8%) | 8mo | $8,000 | $6 | 78 |
| 935 Troupe St | 0.31mi | 4/2.0 (+1) | 1,430 (-1%) | 6mo | $85,000 | $59 | 70 |
| 1308 Dewey St | 0.32mi | 4/2.0 (+1) | 1,456 (+1%) | 7mo | $138,000 | $95 | 68 |
| 3970 Emory Dr | 0.50mi | 3/2.0 | 1,394 (-3%) | 1mo | $27,000 | $19 | 66 |
| 1175 Hartley St | 0.21mi | 4/2.0 (+1) | 1,344 (-7%) | 5mo | $125,000 | $93 | 66 |
| 1336 Peavy Dr | 0.52mi | 3/2.0 | 1,393 (-3%) | 1mo | $132,000 | $95 | 66 |
| 4322 Mikado Ave | 0.38mi | 3/2.0 | 1,344 (-7%) | 5mo | $75,500 | $56 | 63 |
| 1250 Schley St | 0.38mi | 4/2.0 (+1) | 1,348 (-6%) | 2mo | $132,500 | $98 | 61 |
| 1380 Sylvian Dr | 0.55mi | 3/1.0 | 1,382 (-4%) | 10mo | $96,000 | $69 | 59 |
| 4133 Buena Vista Ave | 0.28mi | 3/2.0 | 1,257 (-13%) | 5mo | $45,000 | $36 | 58 |
| 3866 Myrtle Ct | 0.62mi | 4/2.0 (+1) | 1,515 (+5%) | 8mo | $40,000 | $26 | 47 |
| 4089 Kemper Ave | 0.55mi | 2/1.0 (-1) | 1,224 (-15%) | 10mo | $16,600 | $14 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.03% rent growth · sell at horizon
- IRR
- 40.3%
- Equity multiple
- 2.78×
- Total profit
- $27,381
- Equity at exit
- $8,201
- IRR
- 47.6%
- Equity multiple
- 6.04×
- Total profit
- $77,631
- Equity at exit
- $4,755
Cash invested: $15,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31206
- Rents YoY
- 5.0%
- Active inventory
- 209
- Price-to-rent
- 4.1×
Monthly cashflow live
- Estimated rent
- $1,130 high interval (Pro) →
- Mortgage (P&I)
- −$288
- Tax from tax record
- −$49 /mo · $584/yr
- Insurance
- −$23
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$237
- Net cashflow
- $533
Break-even live
Sensitivity live
| Price | -10% $564 | -5% $548 | +0% $533 | +5% $517 | +10% $502 |
|---|---|---|---|---|---|
| Rent | -10% $444 | -5% $488 | +0% $533 | +5% $577 | +10% $622 |
| Rate | -1.0pp $560 | -0.5pp $547 | base $533 | +0.5pp $519 | +1.0pp $504 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,750
- Closing costs
- $1,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1240 Rocky Creek Rd Unit A Macon, GA | 4.0 | 1.0 | 1342 | $1,090 | $0.81 | 23d | 1 | 0.17mi |
| 1289 Rocky Creek Rd Macon, GA | 2.0 | 1.0 | 1404 | $750 | $0.53 | 46d | 1 | 0.26mi |
| 1156 Triple Hill Dr Macon, GA | 2.0 | 1.0 | 980 | $875 | $0.89 | 15d | 1 | 0.28mi |
| 1332 Hillridge Dr Macon, GA | 3.0 | 2.0 | 1050 | $1,050 | $1.00 | 15d | 1 | 0.30mi |
| 947 Troupe St Macon, GA | 2.0 | 2.0 | 1699 | $1,200 | $0.71 | 23d | 1 | 0.31mi |
| 947 Troupe St Unit B Macon, GA | 2.0 | 2.0 | 1699 | $1,200 | $0.71 | 46d | 1 | 0.31mi |
| 4322 Mikado Ave Macon, GA | 3.0 | 2.0 | 1344 | $1,230 | $0.92 | 23d | 1 | 0.42mi |
| 4052 Mikado Ave Macon, GA | 3.0 | 1.0 | 1624 | $1,300 | $0.80 | 15d | 1 | 0.45mi |
| 955 Putnam St Unit 1 Macon, GA | 3.0 | 1.0 | 950 | $1,199 | $1.26 | 46d | 1 | 0.50mi |
| 1148 N Beddingfield Dr Macon, GA | 3.0 | 1.0 | 1076 | $825 | $0.77 | 46d | 1 | 0.58mi |
| 832 Richmond St Macon, GA | 3.0 | 1.0 | 1364 | $925 | $0.68 | 23d | 1 | 0.59mi |
| 4028 Saint Charles Pl Macon, GA | 3.0 | 1.0 | 900 | $800 | $0.89 | 23d | 1 | 0.63mi |
| 846 Bedingfield Ave Macon, GA | 3.0 | 1.5 | 1187 | $975 | $0.82 | 46d | 1 | 0.64mi |
| 3823 Saint Charles Pl Macon, GA | 3.0 | 1.0 | 1020 | $1,150 | $1.13 | 46d | 1 | 0.77mi |
| 3685 Rice Mill Rd Macon, GA | 3.0 | 1.0 | 1152 | $1,450 | $1.26 | 46d | 1 | 0.82mi |
| 3837 Spencer Cir Macon, GA | 3.0 | 1.0 | 1080 | $1,300 | $1.20 | 46d | 1 | 0.93mi |
| 3709 Flamingo Dr Macon, GA | 3.0 | 1.0 | 1360 | $1,300 | $0.96 | 46d | 1 | 0.94mi |
| 1164 Newberg Ave Macon, GA | 3.0 | 1.0 | 1100 | $1,195 | $1.09 | 46d | 1 | 0.95mi |
| 524 Carmen Pl Macon, GA | 3.0 | 1.0 | 1175 | $1,050 | $0.89 | 46d | 1 | 0.97mi |
| 4011 Marion Ave Macon, GA | 2.0 | 1.0 | 1200 | $1,200 | $1.00 | 23d | 1 | 0.97mi |
| 3238 Somerset Dr Macon, GA | 3.0 | 1.0 | 1100 | $975 | $0.89 | 15d | 1 | 1.03mi |
| 837 Newberg Ave Macon, GA | 3.0 | 1.0 | 966 | $750 | $0.78 | 46d | 1 | 1.09mi |
| 3423 Flamingo Dr Macon, GA | 3.0 | 1.0 | 1048 | $895 | $0.85 | 46d | 1 | 1.12mi |
| 3149 Somerset Dr Macon, GA | 2.0 | 1.0 | 897 | $745 | $0.83 | 46d | 1 | 1.16mi |
| 3080 Rice Mill Rd Unit C-1 Macon, GA | 3.0 | 1.5 | 1100 | $925 | $0.84 | 23d | 1 | 1.31mi |
| 3080 Rice Mill Rd Macon, GA | 3.0 | 1.0 | 1100 | $950 | $0.86 | 46d | 1 | 1.31mi |
| 3733 Lindsey Dr Macon, GA | 3.0 | 2.0 | 1645 | $1,350 | $0.82 | 15d | 1 | 1.42mi |
Listing history 23 events
-
2026-06-21days on market $55,000 Active 306 DOM
-
2026-06-19days on market $55,000 Active 304 DOM
-
2026-06-18days on market $55,000 Active 303 DOM
-
2026-06-17days on market $55,000 Active 302 DOM
-
2026-06-16days on market $55,000 Active 301 DOM
-
2026-06-15days on market $55,000 Active 300 DOM
-
2026-06-14days on market $55,000 Active 298 DOM
-
2026-06-13days on market $55,000 Active 297 DOM
-
2026-06-10days on market $55,000 Active 295 DOM
-
2026-06-09days on market $55,000 Active 294 DOM
-
2026-06-09days on market $55,000 Active 293 DOM
-
2026-06-07days on market $55,000 Active 292 DOM
-
2026-06-03days on market $55,000 Active 288 DOM
-
2026-06-02days on market $55,000 Active 287 DOM
-
2026-06-01days on market $55,000 Active 286 DOM
-
2026-05-31days on market $55,000 Active 285 DOM
-
2026-05-30days on market $55,000 Active 284 DOM
-
2026-02-24$55,000 Active
-
2025-08-18$55,000 New 43-char remark
Show marketing remark (43 chars)
Great opportunity to make it your own home.
-
2022-06-21price $900
-
2006-08-09soldstatus $75,000
-
2003-05-02soldstatus $48,000
-
2003-04-25soldstatus $11,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $584 · $49/mo
- Projected year-2 tax
- $584 · $49/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 72% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,562
- − Mortgage interest
- −$3,081
- − Property taxes
- −$584
- − Insurance
- −$275
- − Repairs & maintenance
- −$1,085
- − Management
- −$1,085
- − Depreciation
- −$1,600
- Taxable income
- $5,852
- Est. tax owed @ 24.0%
- −$1,404
- After-tax cash flow
- $4,989/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bibb County
- NCES district ID
- 1300420
- Math proficiency
- 11% ▼ -14.00%
- Reading proficiency
- 18% ▼ -11.00%
- Median HH income
- $37,426
- Composite
- 12.13/100
- National rank
- #9654
- State rank
- #161 of 174 in GA
Livability — Macon-Bibb County
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Macon-Bibb County, GA
- County
- Bibb County · 164,332 people
- City population
- 143,186
- Metro
- Macon-Bibb County, GA
- Population (ZIP)
- 24,310
- Household income
- $30,042
- Rent vs Own
- Severe rent burden
- 1335.0
Population outlook (Bibb County) Hauer SSP2
- Today (2025)
- 148,772 people
- By 2030
- 145,904 · -1.9%
- By 2040
- 139,404 · -6.3%
- By 2050
- 131,603 · -11.5%
- By 2075
- 111,050 · -25.4%
- By 2100
- 83,346 · -44.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% White 12% Hispanic / Latino 8% Two or more races 4%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Lithuanian 1% Italian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 91% English-only · Spanish 8%
Political lean MEDSL · Bibb
- 2024 margin
- Strong D (+22.4) · D 61.0% · R 38.5%
- 2008→2024 swing
- +4.4pp toward D · 2008: 18.0pp · 2024: 22.4pp
- All cycles
- 2024: D+22.4 2020: D+23.8 2016: D+20.2 2012: D+20.0 2008: D+18.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.17%
- Current HPI
- 148.6765
- Rent YoY
- ▲ 5.03%
- Metro
- Macon-Bibb County, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+400.0% since first listed6 events — show timeline
- 2026-02-24 Listed $55,000 CGMLS
- 2025-08-18 Listed $55,000 GAMLS
- 2022-06-21 Price Changed $900 RENT.
- 2006-08-09 Sold (Public Records) $75,000 Public Records
- 2003-05-02 Sold (Public Records) $48,000 Public Records
- 2003-04-25 Sold (Public Records) $11,000 Public Records
Property tax history
+23.4%/yrLatest (2025): $584 · +4.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…