34579 Gardenia Dr N · Pinellas Park, FL 33781

$119,900

2 bd · 2.0 ba · 1,152 sqft · Manufactured public records · 144 Days on market

Manufactured home Built 1975 Est $129k · 7% under $210/mo HOA · 13% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +10.7/15.0
• 1% rule +8.3/10.0
• DSCR +6.5/10.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WOW. .. step into this 'feels like' BRAND NEW home. .. walk through either sliding glass door to find the wide open large Great Room area. Seller spared no expense with ALL the recent new updates; .. . beautifully updated kitchen, vinyl plank flooring in most of the home, all the windows and 2 high end sliding doors (quality mini blinds in between the glass) have been replaced and are double pane glass, stylish updated furniture thru-out the home, Roof-Over (2016), AC (2018), King size Temperpedic mattress on the Master bed. .. . interior and exterior newly painted, ETC, ETC, ETC. .. , this home shows like a Florida 'Beach' model home. The large shed houses a newly purchased washer & dryer, and probably the cleanest neatest shed I've ever saw. Plenty of room on the carport for your own 'Golf Cart', with it's own charging outlet. This price includes the Share price (valued at $45,000+). Corner lot, close to I-275, airports, beaches, churches, restaurants, shopping, etc. Come be a part of this active 55+ community. Sunset Palms offers; Fully funded escrows, owned clubhouse, heated pool/spa, fitness room, shuffleboard, public laundry, and tons of activities once Covid is gone! Do not miss this one! A rare find. ..

Key facts

• Recent new updates
• Updated kitchen
• Double pane glass

Tags

• WIDE OPEN LARGE GREAT ROOM
• RECENT NEW UPDATES
• UPDATED KITCHEN
• VINYL PLANK FLOORING
• DOUBLE PANE GLASS
• NEWER WASHER AND DRYER

Property features AI

Finance

• Other: Turnkey (furnished)
• Financial info: Total annual fees reported $2,520; Lease restrictions apply
• HOA & community: Has HOA; monthly fee $210; Association amenities: clubhouse, fitness center, pool, spa/hot tub, recreation facilities, shuffleboard court, laundry, lobby key required; Association fees cover: common area taxes, pool, escrow reserves, grounds maintenance, management, private road, recreational facilities, sewer, trash, water; Association approval required; Senior community; Deed restrictions; buyer approval required; Golf carts allowed; Sidewalks; Pets not allowed

Exterior

• Parking: Carport (2 spaces)
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Cable available
• Home design: Mobile home (double wide); Single-story; Faces south; Entry at ground level
• Construction: Metal siding; Roof over; Crawlspace foundation with pillar/post/pier
• Exterior features: Covered front porch; Patio with sliding doors; Rain gutters; Sidewalk; Shed(s); Workshop; Drainage canal on lot; Paved road (private maintained)

Interior

• Kitchen: Dishwasher; Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Ceiling fans; Walk-in closet(s); Window treatments
• Laundry & utility: Washer; Dryer; Laundry in garage

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $120k.

Deal economics

• At list price, monthly cash flow is $157 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $120k).
• Recommended offer: $106k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.2% in Pinellas Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#170 in FL, #2,546 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, amenities F.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pinellas Park Elementary School (math 43% / reading 39%, grade F, #1,454 of 2,144 statewide, top 69%, 452 students, 74% FRL); Pinellas Park Middle School (math 44% / reading 38%, grade F, #353 of 571 statewide, top 63%, 1,126 students, 67% FRL); Pinellas Park High School (math 28% / reading 35%, grade F, #424 of 667 statewide, top 64%, 1,919 students, 57% FRL) — zoned schools average 66% FRL vs 48% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 38% at this address vs 51% district-wide (-13 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-3.0%/yr); 230 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 33% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 144 days — a 12% lower offer ($106k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 12y ago; this cycle's ask has dropped $20k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $96k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $105,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.33% ✓
• Cap rate: 7.86%
• Cash-on-cash: 5.60%
• DSCR: 1.25
• GRM: 6.3

CMA / ARV

• ARV (on-the-fly): $129,024
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
34098 Cherry Dr N	0.03mi	2/2.0	1,128 (-2%)	2mo	$125,000	$111	94
34657 Orange Dr N	0.14mi	2/2.0	1,152 (0%)	4mo	$128,000	$111	90
34479 Cactus Dr N	0.10mi	2/2.0	1,056 (-8%)	2mo	$118,500	$112	80
34541 Violet Dr N	0.05mi	2/2.0	1,008 (-12%)	1mo	$110,000	$109	76
82425 New Circle Dr N	0.42mi	2/2.0	1,144 (-1%)	6mo	$130,500	$114	74
82121 B St N #121	0.32mi	2/2.0	1,144 (-1%)	13mo	$165,000	$144	73
82402 New Circle Dr N #402	0.40mi	2/2.0	1,144 (-1%)	9mo	$120,000	$105	73
82226 F St N #226	0.26mi	2/2.0	1,056 (-8%)	10mo	$175,000	$166	65
82177 E St N #177	0.25mi	2/2.0	1,008 (-12%)	9mo	$30,000	$30	60
82009 A St N #9	0.36mi	2/2.0	1,060 (-8%)	12mo	$139,900	$132	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -11.9%
• Equity multiple: 0.59×
• Total profit: $-13,924
• Equity at exit: $17,877

10-year hold

• IRR: -9.7%
• Equity multiple: 0.51×
• Total profit: $-16,514
• Equity at exit: $10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33781

• Rents YoY: -3.0%
• Active inventory: 230
• Price-to-rent: 6.3×

Monthly cashflow live

• Estimated rent: $1,590 high
• Mortgage (P&I): −$629
• Tax from tax record: −$211 /mo · $2,527/yr
• Insurance: −$50
• HOA: −$210
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$334
• Net cashflow: $157

Break-even live

Break-even rent $1,391

Max offer price $119,900

Occupancy floor 85%

Sensitivity live

Price	-10% $224	-5% $191	+0% $157	+5% $123	+10% $89
Rent	-10% $31	-5% $94	+0% $157	+5% $219	+10% $282
Rate	-1.0pp $217	-0.5pp $187	base $157	+0.5pp $126	+1.0pp $94

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $29,975
• Closing costs: $3,597
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3110 Grand Ave Pinellas Park, FL	1.0–3.0	1.0–2.0	1104	$2,406	$2.18	0d	33	0.45mi
4071 76th Ave N Pinellas Park, FL	2.0	1.0	700	$1,724	$2.46	1d	4	0.54mi
2903 Gandy Blvd St. Petersburg, FL	2.0	2.0	1055	$2,012	$1.91	1d	1	0.57mi
2901 Gandy Blvd N Pinellas Park, FL	1.0–2.0	1.0–2.0	940	$2,424	$2.58	0d	11	0.59mi
8851 US Highway 19 N Pinellas Park, FL	1.0–3.0	1.0–2.0	993	$2,275	$2.29	0d	24	0.71mi
4057 71st Ter N Pinellas Park, FL	3.0	2.5	1420	$2,650	$1.87	7d	1	0.74mi
2790 Grand Ave Saint Petersburg, FL	1.0–2.0	1.0–2.0	943	$2,963	$3.14	0d	14	0.81mi
4480 76th Ave N Pinellas Park, FL	2.0	1.0	775	$1,875	$2.42	1d	1	0.87mi
4520 76th Ave N Pinellas Park, FL	2.0	1.0	700	$1,545	$2.21	27d	1	0.87mi
3715 66th Ave N Unit B Pinellas Park, FL	2.0	1.0	750	$1,475	$1.97	24d	1	0.95mi
4771 78th Ave N Pinellas Park, FL	2.0	2.0	903	$1,640	$1.82	26d	1	1.03mi
4701 88th Ave N Pinellas Park, FL	1.0–2.0	1.0–2.0	855	$1,853	$2.17	13d	20	1.05mi
4675 72nd Ave N Pinellas Park, FL	2.0	1.0	750	$1,649	$2.20	24d	1	1.10mi
4631 69th Pl N Pinellas Park, FL	3.0	2.5	1420	$2,595	$1.83	27d	1	1.16mi
8400 49th St N Pinellas Park, FL	1.0–2.0	1.0–2.0	707	$1,749	$2.47	1d	21	1.20mi
4940 87th Ave Unit C Pinellas Park, FL	2.0	1.0	700	$2,600	$3.71	27d	1	1.21mi
7050 48th St N Pinellas Park, FL	3.0	1.5	1008	$2,350	$2.33	27d	1	1.24mi
6379 29th St N Saint Petersburg, FL	3.0	2.0	1323	$2,869	$2.17	27d	1	1.25mi
6898 47th Ln N Pinellas Park, FL	3.0	2.5	1500	$2,525	$1.68	27d	1	1.27mi
4732 68th Ave N Pinellas Park, FL	2.0	3.0	1210	$2,000	$1.65	27d	1	1.31mi
2715 63rd Ter N Unit B St. Petersburg, FL	2.0	2.0	1030	$1,900	$1.84	27d	1	1.32mi
5060 76th Ave N #409 Pinellas Park, FL	1.0	1.0	750	$1,295	$1.73	24d	1	1.33mi
4973 91st Ave Unit C Pinellas Park, FL	2.0	2.0	875	$1,475	$1.69	16d	1	1.38mi
4973 91st Ave Unit 12 (C) Pinellas Park, FL	2.0	2.0	875	$1,475	$1.69	17d	1	1.38mi
7800 52nd St N Pinellas Park, FL	3.0	1.0	1163	$1,850	$1.59	27d	1	1.38mi
9505 49th St N Pinellas Park, FL	1.0–3.0	1.0–2.0	1049	$2,272	$2.17	0d	20	1.39mi
2734 62nd Ave N Apt 3 St. Petersburg, FL	2.0	1.5	833	$1,895	$2.27	27d	1	1.43mi
4091 58th Ave N Unit F St. Petersburg, FL	2.0	1.0	900	$1,595	$1.77	5d	1	1.49mi

HOA detail

• Monthly dues: $210 · $2,520/yr
• Likely covers: pool

Listing history 16 events

1. 2026-05-08
   status Pending
2. 2026-05-04
   price $119,900
3. 2026-03-20
   status Active
4. 2026-03-14
   status Pending
5. 2026-03-10
   price $129,900
6. 2025-12-10
   listed $139,900 Active
7. 2020-11-23
   soldstatus $96,000 Sold 1236-char remark

   Show marketing remark (1236 chars)

   WOW. .. step into this 'feels like' BRAND NEW home. .. walk through either sliding glass door to find the wide open large Great Room area. Seller spared no expense with ALL the recent new updates; .. . beautifully updated kitchen, vinyl plank flooring in most of the home, all the windows and 2 high end sliding doors (quality mini blinds in between the glass) have been replaced and are double pane glass, stylish updated furniture thru-out the home, Roof-Over (2016), AC (2018), King size Temperpedic mattress on the Master bed. .. . interior and exterior newly painted, ETC, ETC, ETC. .. , this home shows like a Florida 'Beach' model home. The large shed houses a newly purchased washer & dryer, and probably the cleanest neatest shed I've ever saw. Plenty of room on the carport for your own 'Golf Cart', with it's own charging outlet. This price includes the Share price (valued at $45,000+). Corner lot, close to I-275, airports, beaches, churches, restaurants, shopping, etc. Come be a part of this active 55+ community. Sunset Palms offers; Fully funded escrows, owned clubhouse, heated pool/spa, fitness room, shuffleboard, public laundry, and tons of activities once Covid is gone! Do not miss this one! A rare find. ..

8. 2020-10-26
   status Pending 1236-char remark

   Show marketing remark (1236 chars)

   WOW. .. step into this 'feels like' BRAND NEW home. .. walk through either sliding glass door to find the wide open large Great Room area. Seller spared no expense with ALL the recent new updates; .. . beautifully updated kitchen, vinyl plank flooring in most of the home, all the windows and 2 high end sliding doors (quality mini blinds in between the glass) have been replaced and are double pane glass, stylish updated furniture thru-out the home, Roof-Over (2016), AC (2018), King size Temperpedic mattress on the Master bed. .. . interior and exterior newly painted, ETC, ETC, ETC. .. , this home shows like a Florida 'Beach' model home. The large shed houses a newly purchased washer & dryer, and probably the cleanest neatest shed I've ever saw. Plenty of room on the carport for your own 'Golf Cart', with it's own charging outlet. This price includes the Share price (valued at $45,000+). Corner lot, close to I-275, airports, beaches, churches, restaurants, shopping, etc. Come be a part of this active 55+ community. Sunset Palms offers; Fully funded escrows, owned clubhouse, heated pool/spa, fitness room, shuffleboard, public laundry, and tons of activities once Covid is gone! Do not miss this one! A rare find. ..

9. 2020-10-07
   price $99,500 1236-char remark

   Show marketing remark (1236 chars)

   WOW. .. step into this 'feels like' BRAND NEW home. .. walk through either sliding glass door to find the wide open large Great Room area. Seller spared no expense with ALL the recent new updates; .. . beautifully updated kitchen, vinyl plank flooring in most of the home, all the windows and 2 high end sliding doors (quality mini blinds in between the glass) have been replaced and are double pane glass, stylish updated furniture thru-out the home, Roof-Over (2016), AC (2018), King size Temperpedic mattress on the Master bed. .. . interior and exterior newly painted, ETC, ETC, ETC. .. , this home shows like a Florida 'Beach' model home. The large shed houses a newly purchased washer & dryer, and probably the cleanest neatest shed I've ever saw. Plenty of room on the carport for your own 'Golf Cart', with it's own charging outlet. This price includes the Share price (valued at $45,000+). Corner lot, close to I-275, airports, beaches, churches, restaurants, shopping, etc. Come be a part of this active 55+ community. Sunset Palms offers; Fully funded escrows, owned clubhouse, heated pool/spa, fitness room, shuffleboard, public laundry, and tons of activities once Covid is gone! Do not miss this one! A rare find. ..

10. 2020-09-21
    listed $102,500 Active 1236-char remark

    Show marketing remark (1236 chars)

    WOW. .. step into this 'feels like' BRAND NEW home. .. walk through either sliding glass door to find the wide open large Great Room area. Seller spared no expense with ALL the recent new updates; .. . beautifully updated kitchen, vinyl plank flooring in most of the home, all the windows and 2 high end sliding doors (quality mini blinds in between the glass) have been replaced and are double pane glass, stylish updated furniture thru-out the home, Roof-Over (2016), AC (2018), King size Temperpedic mattress on the Master bed. .. . interior and exterior newly painted, ETC, ETC, ETC. .. , this home shows like a Florida 'Beach' model home. The large shed houses a newly purchased washer & dryer, and probably the cleanest neatest shed I've ever saw. Plenty of room on the carport for your own 'Golf Cart', with it's own charging outlet. This price includes the Share price (valued at $45,000+). Corner lot, close to I-275, airports, beaches, churches, restaurants, shopping, etc. Come be a part of this active 55+ community. Sunset Palms offers; Fully funded escrows, owned clubhouse, heated pool/spa, fitness room, shuffleboard, public laundry, and tons of activities once Covid is gone! Do not miss this one! A rare find. ..

11. 2015-01-21
    soldstatus $38,000 Sold 915-char remark

    Show marketing remark (915 chars)

    WOW UNBELIEVABLE! The Premium Lot Share is $45,800, so the home is almost free. No lot renting costs and a low maintenance fee of only $132/mo makes this very affordable living! Lots of space in this 2 Bed/2 Bath w/ 2 carport. New upgrades in kitchen including new counter-tops. Lots of storage space including a huge walk-in closet in Master Bedroom. Never have to worry about running out of hot water with the modern "on-demand" tankless hot water heater. Other extras include new Roof Over installed in 2013 and an extra AC window unit in bedroom for efficiency. Come join the residents of Sunset Palms, an active 55+ resident-owned community offering many social activities, clubhouse, heated pool and shuffleboard courts. A well managed cooperative conveniently located by Super Wal-Mart w/ easy access to shopping, restaurants, banks, the interstate, airports and the beaches. No pets, leasing okay.

12. 2014-10-25
    status Pending 915-char remark

    Show marketing remark (915 chars)

    WOW UNBELIEVABLE! The Premium Lot Share is $45,800, so the home is almost free. No lot renting costs and a low maintenance fee of only $132/mo makes this very affordable living! Lots of space in this 2 Bed/2 Bath w/ 2 carport. New upgrades in kitchen including new counter-tops. Lots of storage space including a huge walk-in closet in Master Bedroom. Never have to worry about running out of hot water with the modern "on-demand" tankless hot water heater. Other extras include new Roof Over installed in 2013 and an extra AC window unit in bedroom for efficiency. Come join the residents of Sunset Palms, an active 55+ resident-owned community offering many social activities, clubhouse, heated pool and shuffleboard courts. A well managed cooperative conveniently located by Super Wal-Mart w/ easy access to shopping, restaurants, banks, the interstate, airports and the beaches. No pets, leasing okay.

13. 2014-06-14
    status Active 915-char remark

    Show marketing remark (915 chars)

    WOW UNBELIEVABLE! The Premium Lot Share is $45,800, so the home is almost free. No lot renting costs and a low maintenance fee of only $132/mo makes this very affordable living! Lots of space in this 2 Bed/2 Bath w/ 2 carport. New upgrades in kitchen including new counter-tops. Lots of storage space including a huge walk-in closet in Master Bedroom. Never have to worry about running out of hot water with the modern "on-demand" tankless hot water heater. Other extras include new Roof Over installed in 2013 and an extra AC window unit in bedroom for efficiency. Come join the residents of Sunset Palms, an active 55+ resident-owned community offering many social activities, clubhouse, heated pool and shuffleboard courts. A well managed cooperative conveniently located by Super Wal-Mart w/ easy access to shopping, restaurants, banks, the interstate, airports and the beaches. No pets, leasing okay.

14. 2014-06-10
    historical 915-char remark

    Show marketing remark (915 chars)

    WOW UNBELIEVABLE! The Premium Lot Share is $45,800, so the home is almost free. No lot renting costs and a low maintenance fee of only $132/mo makes this very affordable living! Lots of space in this 2 Bed/2 Bath w/ 2 carport. New upgrades in kitchen including new counter-tops. Lots of storage space including a huge walk-in closet in Master Bedroom. Never have to worry about running out of hot water with the modern "on-demand" tankless hot water heater. Other extras include new Roof Over installed in 2013 and an extra AC window unit in bedroom for efficiency. Come join the residents of Sunset Palms, an active 55+ resident-owned community offering many social activities, clubhouse, heated pool and shuffleboard courts. A well managed cooperative conveniently located by Super Wal-Mart w/ easy access to shopping, restaurants, banks, the interstate, airports and the beaches. No pets, leasing okay.

15. 2014-04-29
    listed $48,000 Active 915-char remark

    Show marketing remark (915 chars)

    WOW UNBELIEVABLE! The Premium Lot Share is $45,800, so the home is almost free. No lot renting costs and a low maintenance fee of only $132/mo makes this very affordable living! Lots of space in this 2 Bed/2 Bath w/ 2 carport. New upgrades in kitchen including new counter-tops. Lots of storage space including a huge walk-in closet in Master Bedroom. Never have to worry about running out of hot water with the modern "on-demand" tankless hot water heater. Other extras include new Roof Over installed in 2013 and an extra AC window unit in bedroom for efficiency. Come join the residents of Sunset Palms, an active 55+ resident-owned community offering many social activities, clubhouse, heated pool and shuffleboard courts. A well managed cooperative conveniently located by Super Wal-Mart w/ easy access to shopping, restaurants, banks, the interstate, airports and the beaches. No pets, leasing okay.

16. 2004-04-01
    soldstatus $45,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,527 · $211/mo
• Projected year-2 tax: $2,527 · $211/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 6 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,077
• − Mortgage interest: −$6,716
• − Property taxes: −$2,527
• − Insurance: −$600
• − Repairs & maintenance: −$1,526
• − Management: −$1,526
• − HOA: −$2,520
• − Depreciation: −$3,488
• Taxable income: $174
• Est. tax owed @ 24.0%: −$42
• After-tax cash flow: $1,837/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Pinellas Park

• Score: 78/100
• State rank: #170
• US rank: #2546

Category grades

Amenities F Commute A+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Pinellas Park, FL
• County: Pinellas County · 939,478 people
• City population: 50,533
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 28,072
• Household income: $57,785
• Rent vs Own: 35.6% rent · 64.4% own
• Severe rent burden: 1115.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Hispanic / Latino 16% Asian 14% Two or more races 11% Black 7%
• Hispanic origin (detail): Mexican 2% Puerto Rican 6% Cuban 5%
• Common ancestry: Romanian 3% Lithuanian 3% Slovak 2%
• Foreign-born: 18% · Canada, Vietnam, Jamaica
• Languages at home: 72% English-only · Spanish 12% Vietnamese 7% Other Asian/Pacific 3%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -409.77%
• Current HPI: 348.546
• Rent YoY: ▼ -2.95%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+166.4% since first listed

16 events — show timeline

• 2026-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-05-04 Price Changed $119,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-20 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-14 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-10 Price Changed $129,900 Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Listed $139,900 Stellar MLS as Distributed by MLS Grid
• 2020-11-23 Sold (MLS) $96,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-10-07 Price Changed $99,500 Stellar MLS as Distributed by MLS Grid
• 2020-09-21 Listed $102,500 Stellar MLS as Distributed by MLS Grid
• 2015-01-21 Sold (MLS) $38,000 Stellar MLS as Distributed by MLS Grid
• 2014-10-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-06-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-04-29 Listed $48,000 Stellar MLS as Distributed by MLS Grid
• 2004-04-01 Sold (Public Records) $45,000 Public Records

Property tax history

+7.9%/yr

Latest (2025): $2,527 · +8.0% YoY. Source: county tax records.