Multi-family
1525 Viola · Dayton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 4/10 · Minor
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +3.6/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$164,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks MLS
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
Key facts
- Decorative fireplace
- Renovated bathrooms
- Updated kitchen
Tags
Property features AI
Finance
- Financial info: Offered for sale
Exterior
- Parking: No garage
- Utilities: Has heating
- Home design: Residential zoning
- Construction: Frame construction; Vinyl siding
- Exterior features: Waterfront property
Interior
- Kitchen: Dishwasher; Range; Refrigerator
- Bathrooms: 2 full bathrooms; 1 half bathroom; 1 main-level bathroom
- Heating & cooling: Forced air heating
- Interior features: Decorative fireplace; Unfinished basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath multifamily listed at $165k.
Deal economics
- At list price, monthly cash flow is $1k ($17k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $165k).
- Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
- Cap rate 16.4% vs local median 7.4% in Dayton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
- Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.3%/yr); 134 active listings in the ZIP; 37 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 51% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
- At $3,030/mo this rent would consume 83% of the median local household income ($44k/yr) (locally 1475% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 4.3% rent growth), your $46k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
- 9 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $52k; list at $165k implies a 217% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.84% ✓
- Cap rate
- 16.43%
- Cash-on-cash
- 36.19%
- DSCR
- 2.61
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $75,175
- List price
- $164,999
- Delta
- 119.49%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 4.34% rent growth · sell at horizon
- IRR
- 33.4%
- Equity multiple
- 2.43×
- Total profit
- $66,110
- Equity at exit
- $24,602
- IRR
- 41.0%
- Equity multiple
- 5.09×
- Total profit
- $189,137
- Equity at exit
- $14,266
Cash invested: $46,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45405
- Rents YoY
- 4.3%
- Active inventory
- 134
- Price-to-rent
- 13.6×
Monthly cashflow live
- Estimated rent
- $3,030 medium interval (Pro) →
- Mortgage (P&I)
- −$865
- Tax from tax record
- −$66 /mo · $795/yr
- Insurance
- −$69
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$636
- Net cashflow
- $1,393
Break-even live
3-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 3× units | 3 | 2 | $3,030 |
| #1 | 3 | 2 | $1,010 |
| #2 | 3 | 2 | $1,010 |
| #3 | 3 | 2 | $1,010 |
| Total (3 units) | $3,030 | ||
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $41,250
- Closing costs
- $4,950
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 37 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 338 Kenwood Ave Dayton, OH | 3.0 | 1.5 | 1512 | $1,195 | $0.79 | 44d | 1 | 0.29mi |
| 138 Rockwood Ave Dayton, OH | 3.0 | 1.5 | 1439 | $1,200 | $0.83 | 23d | 1 | 0.41mi |
| 136 Rockwood Ave Dayton, OH | 3.0 | 1.5 | 1439 | $1,200 | $0.83 | 44d | 1 | 0.42mi |
| 534 Geyer St Dayton, OH | 4.0 | 1.0 | 1640 | $1,530 | $0.93 | 23d | 1 | 0.43mi |
| 412 Forest Ave Unit 414 Dayton, OH | 3.0 | 1.5 | 1200 | $1,200 | $1.00 | 44d | 1 | 0.50mi |
| 31 E Norman Ave Dayton, OH | 3.0 | 1.0 | 1100 | $1,150 | $1.05 | 23d | 1 | 0.51mi |
| 234 Santa Clara Ave Dayton, OH | 3.0 | 1.0 | 1368 | $1,125 | $0.82 | 44d | 1 | 0.54mi |
| 265 Victor Ave Dayton, OH | 3.0 | 1.0 | 1204 | $900 | $0.75 | 44d | 1 | 0.56mi |
| 942 Harvard Blvd Dayton, OH | 3.0 | 2.0 | 1596 | $1,200 | $0.75 | 3d | 1 | 0.58mi |
| 101 W Norman Ave Unit 101 Dayton, OH | 3.0 | 1.0 | 1600 | $945 | $0.59 | 44d | 1 | 0.61mi |
| 41 W Fairview Ave Unit 2 Dayton, OH | 3.0 | 1.0 | 1452 | $1,200 | $0.83 | 14d | 1 | 0.61mi |
| 905 Neal Ave Dayton, OH | 3.0 | 1.0 | 1100 | $850 | $0.77 | 44d | 1 | 0.61mi |
| 2327 Eastview Ave Dayton, OH | 5.0 | 1.0 | 1290 | $1,300 | $1.01 | 44d | 1 | 0.63mi |
| 167 W Hudson Ave Dayton, OH | 3.0 | 1.5 | 1344 | $1,185 | $0.88 | 44d | 1 | 0.66mi |
| 181 W Norman Ave Dayton, OH | 3.0 | 2.0 | 1228 | $1,150 | $0.94 | 44d | 1 | 0.72mi |
| 1225 Amherst Pl Dayton, OH | 3.0 | 1.0 | 1548 | $1,300 | $0.84 | 14d | 1 | 0.74mi |
| 201 W Norman Ave Dayton, OH | 3.0 | 1.0 | 1424 | $1,200 | $0.84 | 44d | 1 | 0.75mi |
| 1011 N Broadway St Dayton, OH | 3.0 | 1.5 | 1700 | $950 | $0.56 | 44d | 1 | 0.92mi |
| 439 W Fairview Ave Dayton, OH | 3.0 | 1.0 | 1500 | $1,200 | $0.80 | 44d | 1 | 0.96mi |
| 26 W Beechwood Ave Dayton, OH | 3.0 | 1.5 | 1468 | $1,050 | $0.72 | 44d | 1 | 0.98mi |
| 1743 Radcliffe Rd Dayton, OH | 3.0 | 1.5 | 1729 | $1,200 | $0.69 | 44d | 1 | 1.06mi |
| 39 E Maplewood Ave Dayton, OH | 4.0 | 1.5 | 1560 | $1,050 | $0.67 | 3d | 1 | 1.08mi |
| 18 Holt St Unit 24 Dayton, OH | 3.0 | 2.5 | 1350 | $1,450 | $1.07 | 14d | 1 | 1.08mi |
| 424 Lexington Ave Dayton, OH | 3.0 | 2.0 | 1536 | $1,025 | $0.67 | 44d | 1 | 1.09mi |
| 42 Pointview Ave Unit 42 Dayton, OH | 3.0 | 2.0 | 1240 | $1,200 | $0.97 | 3d | 1 | 1.12mi |
| 317 Fernwood Ave Dayton, OH | 3.0 | 1.0 | 1320 | $1,100 | $0.83 | 11d | 1 | 1.12mi |
| 1119 Superior Ave Unit 1119 Dayton, OH | 3.0 | 1.0 | 1435 | $1,350 | $0.94 | 3d | 1 | 1.20mi |
| 140 E Monument Ave Dayton, OH | 3.0 | 1.0–2.0 | 1048 | $2,344 | $2.24 | 3d | 11 | 1.25mi |
| 821 Herman Ave Dayton, OH | 3.0 | 1.0 | 1456 | $1,100 | $0.76 | 21d | 1 | 1.27mi |
| 101 E Bruce Ave Dayton, OH | 3.0 | 1.0 | 1455 | $1,150 | $0.79 | 3d | 1 | 1.30mi |
| 2232 Salem Ave Dayton, OH | 3.0 | 1.0 | 1250 | $1,200 | $0.96 | 3d | 1 | 1.32mi |
| 2247 Salem Ave Unit 2249 Dayton, OH | 3.0 | 1.5 | 1300 | $1,400 | $1.08 | 44d | 1 | 1.34mi |
| 2247 Salem Ave Unit 2247 Dayton, OH | 3.0 | 1.5 | 1300 | $1,350 | $1.04 | 3d | 1 | 1.34mi |
| 1019 Cherry Dr Dayton, OH | 4.0 | 1.0 | 1057 | $1,125 | $1.06 | 44d | 1 | 1.37mi |
| 1927 Burroughs Dr Dayton, OH | 3.0 | 2.0 | 1409 | $1,245 | $0.88 | 14d | 1 | 1.47mi |
| 204 Sears St Dayton, OH | 3.0 | 1.0–2.5 | 1124 | $2,793 | $2.48 | 3d | 10 | 1.49mi |
| 321 Deeds Ave Unit 319 Dayton, OH | 4.0 | 2.0 | 1794 | $1,100 | $0.61 | 44d | 1 | 1.50mi |
Listing history 46 events
-
2026-06-18days on market $164,999 Active 37 DOM
-
2026-06-17days on market $164,999 Active 36 DOM
-
2026-06-16days on market $164,999 Active 35 DOM
-
2026-06-15days on market $164,999 Active 34 DOM
-
2026-06-14days on market $164,999 Active 32 DOM
-
2026-06-13days on market $164,999 Active 31 DOM
-
2026-06-10days on market $164,999 Active 29 DOM
-
2026-06-09days on market $164,999 Active 28 DOM
-
2026-06-08days on market $164,999 Active 27 DOM
-
2026-06-07days on market $164,999 Active 26 DOM
-
2026-06-05days on market $164,999 Active 23 DOM
-
2026-06-03days on market $164,999 Active 22 DOM
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2026-06-02pricedays on market $164,999 Active 21 DOM
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2026-06-01days on market $169,999 Active 20 DOM
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2026-05-31days on market $169,999 Active 19 DOM
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2026-05-11$169,999 Active 880-char remark
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2026-01-16soldstatus $52,000 Closed 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
-
2026-01-09status Pending 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
-
2026-01-06historical ActiveUnderContract 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
-
2025-11-21price $54,900 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
-
2025-11-21status Active 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
-
2025-11-20historical ActiveUnderContract 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
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2025-11-15$55,000 Active 774-char remark
Show marketing remark (774 chars)
Welcome to 1525 Viola Avenue in the Five Oaks neighborhood. This is a spacious 1,500 square foot home in the heart of Dayton. There are three generously sized bedrooms on the second level. There are 2 full bathrooms, one on the main level and one on the second level for added convenience. A charming second-level sleeping porch offers bonus space that's perfect for relaxing. The home also includes a partially finished third level that can serve as storage or a bonus room to serve whatever purpose you see fit, plus a full unfinished basement ready for your customization. With off-street parking in the rear and plenty of potential throughout, this is your opportunity to bring your style, renovations, and updates to life. Call your Realtor today for a private showing.
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2024-12-13historical
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-12-11soldstatus $37,500 Closed
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-11-26historical Active/Pending
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-11-21status Active
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-11-21historical Active/Pending
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-11-08$40,000 Active
Show marketing remark (283 chars)
House is on a hill back from the road. With 4 bedrooms and 2 full bathrooms. On the main level is a bonus room. This is tenant occupied that has a lease until summer. See attached Lease and rent roll. Give 24 hours' notice to view. Photos of the outside only. Schedule to see inside.
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2024-02-12soldstatus $27,000
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2024-02-02soldstatus $27,000 Closed
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2024-01-28status Pending
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2024-01-09$39,000 Active
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2023-12-02status Pending
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2023-12-01historical
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2023-06-06historical
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2023-06-05$63,000 Active
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2023-06-05$63,000 Active
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2011-02-16soldstatus $3,990 Closed
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2011-02-16soldstatus $3,990
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2011-01-28historical
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2011-01-19$3,990
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2000-04-04soldstatus $17,200
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1994-07-01soldstatus $20,000
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1991-09-09soldstatus $17,500
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1989-02-16soldstatus $22,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $795 · $66/mo
- Projected year-2 tax
- $1,685 · $140/mo
- Expected delta
- +$889/yr (+$74/mo · 111.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,360
- − Mortgage interest
- −$9,243
- − Property taxes
- −$795
- − Insurance
- −$825
- − Repairs & maintenance
- −$2,909
- − Management
- −$2,909
- − Depreciation
- −$4,800
- Taxable income
- $14,880
- Est. tax owed @ 24.0%
- −$3,571
- After-tax cash flow
- $13,150/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton City
- NCES district ID
- 3904384
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $28,688
- Composite
- 12.94/100
- National rank
- #9579
- State rank
- #641 of 656 in OH
Livability — Dayton
- Score
- 65/100
- State rank
- #716
- US rank
- #12895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dayton, OH
- County
- Montgomery County · 459,541 people
- City population
- 164,387
- Metro
- Dayton-Kettering, OH
- Population (ZIP)
- 18,955
- Household income
- $43,973
- Rent vs Own
- Severe rent burden
- 1475.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 523,241 people
- By 2030
- 514,948 · -1.6%
- By 2040
- 493,378 · -5.7%
- By 2050
- 469,639 · -10.2%
- By 2075
- 418,360 · -20.0%
- By 2100
- 353,315 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (68%)
- Race & ethnicity
- Black 68% White 23% Two or more races 7% Hispanic / Latino 3%
- Common ancestry
- Italian 1% Slovak 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 95% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Toss-up / Even · D 49.8% · R 49.3%
- 2008→2024 swing
- -5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
- All cycles
- 2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -125.58%
- Current HPI
- 173.4962
- Rent YoY
- ▲ 4.34%
- Metro
- Dayton-Kettering, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
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| Industrial Machinery | 3 | $49B |
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| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+633.3% since first listed32 events — show timeline
- 2026-06-01 Price Changed $164,999 Dayton MLS
- 2026-05-11 Listed $169,999 Dayton MLS
- 2026-01-16 Sold (MLS) $52,000 Dayton MLS
- 2026-01-09 Pending — Dayton MLS
- 2026-01-06 Contingent — Dayton MLS
- 2025-11-21 Price Changed $54,900 Dayton MLS
- 2025-11-21 Relisted — Dayton MLS
- 2025-11-20 Contingent — Dayton MLS
- 2025-11-15 Listed $55,000 Dayton MLS
- 2024-12-13 Listing Removed — Dayton MLS
- 2024-12-11 Sold (MLS) $37,500 Dayton MLS
- 2024-11-26 Contingent — Dayton MLS
- 2024-11-21 Relisted — Dayton MLS
- 2024-11-21 Contingent — Dayton MLS
- 2024-11-08 Listed $40,000 Dayton MLS
- 2024-02-12 Sold (Public Records) $27,000 Public Records
- 2024-02-02 Sold (MLS) $27,000 WRIST
- 2024-01-28 Pending — WRIST
- 2024-01-09 Listed $39,000 WRIST
- 2023-12-02 Pending — WRIST
- 2023-12-01 Listing Removed — WRIST
- 2023-06-06 Listing Removed — Dayton MLS
- 2023-06-05 Listed $63,000 Dayton MLS
- 2023-06-05 Listed $63,000 WRIST
- 2011-02-16 Sold (MLS) $3,990 Dayton MLS
- 2011-02-16 Sold (MLS) $3,990 Dayton MLS
- 2011-01-28 Listing Removed — Dayton MLS
- 2011-01-19 Listed $3,990 Dayton MLS
- 2000-04-04 Sold (Public Records) $17,200 Public Records
- 1994-07-01 Sold (Public Records) $20,000 Public Records
- 1991-09-09 Sold (Public Records) $17,500 Public Records
- 1989-02-16 Sold (Public Records) $22,500 Public Records
Property tax history
-2.8%/yrLatest (2025): $795 · -0.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…