558 Corrine Bottom Rd · Corinne, WV
Flood risk 10/10 · Severe
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $787 – $1,461
Heat risk 4/10 · Minor
- Hot days now (above 94°F)
- 8 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +5.0/10.0
- Rent growth +2.5/5.0
- Schools +2.4/10.0
- Livability +2.2/5.0
- Condition / age +2.2/5.0
$29,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Make a this your next family home with den with a woodburning insert, big eat in kitchen, 3 bedrooms and attached drive through garage. Pet accomodatin level fenced yard with 4 storage units in detache building in back yard. SOLD "AS IS" with no seller disclosure as to property condition. Seller has never occupied. Seller has no knowledge.
Key facts
- 4 storage units
- Big eat in kitchen
- Level fenced yard
Tags
Property features AI
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water
- Home design: Single-family residence; Single story
- Construction: Aluminum siding and frame construction; Composition shingle roof
- Exterior features: Front porch; Outbuilding
Interior
- Kitchen: Dishwasher
- Bedrooms: 7 total rooms (includes bedrooms and living spaces)
- Flooring: Carpet; Laminate; Vinyl
- Bathrooms: 1 full bathroom
- Heating & cooling: Wall furnace; Fireplace insert heating
- Interior features: Eat-in kitchen; Insulated windows; Fireplace with insert
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $30k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $498 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($976 rent vs $30k).
- Recommended offer: $29k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 44/100 on livability (#355 in WV) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: amenities F, commute F, employment F.
- Wyoming County Schools (rural): math 20% / reading 38% proficiency, ranked #37 of 55 in WV (top 67%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Berlin Mckinney Elementary School (math 27% / reading 27%, grade F, #261 of 377 statewide, top 75%, 360 students, 0% FRL); Wyoming County East High School (math 17% / reading 37%, grade F, #79 of 110 statewide, top 78%, 473 students, 0% FRL) — zoned schools average 0% FRL vs 54% district-wide (54 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 3 active listings in the ZIP.
Forward outlook
- In year one you build about $1k of equity ($207 loan paydown + $897 appreciation (3.0% local appreciation)).
- Wyoming County population projected at -34% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $8k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 29 days — a 2% lower offer ($29k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1940 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.27% ✓
- Cap rate
- 28.95%
- Cash-on-cash
- 80.93%
- DSCR
- 4.60
- GRM
- 2.6
CMA / ARV
No comps found within radius.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 76.1%
- Equity multiple
- 5.23×
- Total profit
- $35,385
- Equity at exit
- $13,444
- IRR
- 75.6%
- Equity multiple
- 10.74×
- Total profit
- $81,584
- Equity at exit
- $20,719
Cash invested: $8,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State West Virginia
- 83 Strongly Landlord-Friendly · R+22
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 25826
- Active inventory
- 3
- Price-to-rent
- 2.6×
Monthly cashflow live
- Estimated rent
- $976 medium interval (Pro) →
- Mortgage (P&I)
- −$157
- Tax est. 1.5%
- −$37 /mo · $448/yr
- Insurance
- −$12
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$205
- Net cashflow
- $498
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $7,475
- Closing costs
- $897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-05-07status Pending
-
2026-04-08$29,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 10/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 4/10 Moderate 8 d/yr ≥94°F today · 23 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $11,715
- − Mortgage interest
- −$1,675
- − Property taxes
- −$448
- − Insurance
- −$947
- − Repairs & maintenance
- −$937
- − Management
- −$937
- − Depreciation
- −$870
- Taxable income
- $5,901
- Est. tax owed @ 24.0%
- −$1,416
- After-tax cash flow
- $4,562/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
The property requires significant repairs and maintenance, including roof replacement and siding repair, to improve its condition and value.
Repairs flagged
- Major roof — Signs of significant wear
- Major siding — Weathered and peeling
- Major fencing — Old and in need of repair
Value-add opportunities
- Both Landscaping and fencing repairs — Enhances curb appeal and property value
- Both Roof replacement — Critical to the structural integrity and safety of the home
- Both Siding repair or replacement — Improves the home's appearance and energy efficiency
Renovation cost estimate screening
| Repair item | Severity | Est. cost |
|---|---|---|
| roof · Signs of significant wear | Major | $15,000–50,000 |
| siding · Weathered and peeling | Major | $15,000–50,000 |
| fencing · Old and in need of repair | Major | $15,000–50,000 |
| Total estimated repair cost · 3 items | $45,000–150,000 |
Value-add ROI direction
- Both Landscaping and fencing repairs — Enhances curb appeal and property value ↑
- Both Roof replacement — Critical to the structural integrity and safety of the home ↑
- Both Siding repair or replacement — Improves the home's appearance and energy efficiency ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Wyoming County Schools
- NCES district ID
- 5401650
- Math proficiency
- 20% ▼ -11.00%
- Reading proficiency
- 38% ▼ -8.00%
- Median HH income
- $35,763
- Composite
- 23.94/100
- National rank
- #7783
- State rank
- #37 of 55 in WV
Livability — Corinne
- Score
- 44/100
- State rank
- #355
- US rank
- #26755
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Corinne, WV
- Population (ZIP)
- 660
Population outlook (Wyoming County) Hauer SSP2
- Today (2025)
- 19,301 people
- By 2030
- 17,775 · -7.9%
- By 2040
- 14,923 · -22.7%
- By 2050
- 12,703 · -34.2%
- By 2075
- 8,812 · -54.3%
- By 2100
- 6,146 · -68.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Two or more races 8%
Political lean MEDSL · Wyoming
- 2024 margin
- Solid R (+73.0) · D 12.9% · R 86.0% · Other 1.1%
- 2008→2024 swing
- -48.0pp toward R · 2008: -25.1pp · 2024: -73.0pp
- All cycles
- 2024: R+73.0 2020: R+72.1 2016: R+70.0 2012: R+55.7 2008: R+25.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
2 events — show timeline
- 2026-05-07 Pending — KVBOR
- 2026-04-08 Listed $29,900 KVBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…