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9644 Brickridge Ln
D- Composite 38.39
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.7/30.0
  • ARV discount +8.8/15.0
  • Livability +4.0/5.0
  • DSCR +3.4/10.0
  • Rent growth +3.1/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • Appreciation +0.0/10.0

$325,000

9644 Brickridge Ln · Fort Worth, TX 76036
4 bd · 2.0 ba · 1,602 sqft · Other · 25 Days on market
Built 2026 6,490 sqft lot $203/sqft · 6% below area Est $335k · at est. $56/mo HOA · 2% of rent ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

5% lender incentive offered with the use of the seller’s in-house lender, Homeward Mortgage! Incentive may be used towards buyer closing costs and or rate buy-down, subject to lender approval and buyer qualification. The Starkville is a single story home that offers 4 bedrooms, 2 bathrooms and approx 1,587 sq. ft. of living space. As you enter the long foyer, you'll pass two secondary bedrooms and a spacious secondary bathroom. A short hallway off the foyer leads to the utility room and the fourth secondary bedroom with a walk-in closet. Next you'll enter the kitchen which features stainless steel appliances with gas cooking range, granite countertops, and a corner walk-in pantry. The

Key facts

  • Long foyer
  • Walk-in closet
  • Single story home

Tags

SINGLE STORY HOMELONG FOYERSPACIOUS SECONDARY BATHROOMWALK-IN CLOSETSTAINLESS STEEL APPLIANCESGAS COOKING RANGE

Property features AI

Finance

  • Other: Subdivision: Terra Trace
  • Financial info: Accepts Cash, Conventional, FHA, VA financing
  • HOA & community: Mandatory HOA; HOA management provided by Terra Trace Residential Community, Inc.; HOA fee $675 annually (includes management fees)

Exterior

  • Parking: Driveway parking; Attached garage; 2-car garage; 2 covered parking spaces
  • Utilities: City water; City sewer; Electricity available; Natural gas available
  • Home design: Single family residence; Residential property; One story; New construction (completed 2026)
  • Construction: Block construction; Composition roof; Slab foundation; Year built 2026
  • Exterior features: Covered patio/porch; Private road

Interior

  • Kitchen: Dishwasher; Disposal; Gas range; Microwave; Eat-in kitchen
  • Bedrooms: 4 bedrooms (all on the main level); Primary bedroom on the main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (natural gas); Central air conditioning
  • Interior features: Open floorplan; Eat-in kitchen; 8 total rooms; 1 living area; 1 dining area; One-story
  • Laundry & utility: Utility room; Washer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $325k.

Deal economics

  • At list price, monthly cash flow is $-96 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $308k (5.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (26.0% below list).
  • Recommended offer: $241k (26.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.9% in Fort Worth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#49 in TX, #1,954 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Crowley ISD (urban): math 23% / reading 32% proficiency, ranked #643 of 826 in TX (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Mary Harris El (math 27% / reading 22%, grade F, #3,052 of 4,322 statewide, top 74%, 389 students, 87% FRL); S H Crowley El (math 27% / reading 27%, grade F, #2,791 of 4,322 statewide, top 68%, 512 students, 66% FRL); North Crowley H S (math 20% / reading 35%, grade F, #1,183 of 1,632 statewide, top 73%, 2,920 students, 71% FRL) — zoned schools average 75% FRL vs 52% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.3%/yr); 1036 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 18,938 units permitted in Tarrant County in 2024 (8,336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Tarrant County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 25 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $240,641 (26.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.94%
Cash-on-cash
-1.27%
DSCR
0.94
GRM
11.3

CMA / ARV

ARV (median comp)
$334,591
List price
$325,000
Delta
0.12%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.28% rent growth · sell at horizon

5-year hold
IRR
-19.2%
Equity multiple
0.33×
Total profit
$-60,634
Equity at exit
$48,459
10-year hold
IRR
-13.2%
Equity multiple
0.25×
Total profit
$-68,156
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76036

Home prices YoY
-25.2%
Rents YoY
2.3%
Active inventory
1036
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$2,406 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$101 /mo · $1,217/yr
Insurance
$135
HOA
$56
Vacancy / Maint / Mgmt
$505
Net cashflow
$-96

Break-even live

Break-even rent $2,528
Max offer price $308,019
Occupancy floor 99%

Sensitivity live

Price -10% $88 -5% $-4 +0% $-96 +5% $-188 +10% $-280
Rent -10% $-286 -5% $-191 +0% $-96 +5% $-1 +10% $94
Rate -1.0pp $68 -0.5pp $-13 base $-96 +0.5pp $-180 +1.0pp $-266

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4365 Mill Stream Ln Crowley, TX 4.0 2.0 1602 $2,300 $1.44 26d 1 0.15mi
9505 Cypress Lake Dr Crowley, TX 3.0 2.0 2028 $2,670 $1.32 26d 1 0.22mi
4413 Corner Brook Ln Fort Worth, TX 4.0 2.0 1983 $2,165 $1.09 22d 1 0.39mi
4444 Sagecroft Rd Crowley, TX 3.0 2.0 1534 $2,050 $1.34 45d 1 0.44mi
9233 Cheswick Dr Fort Worth, TX 4.0 3.0 2250 $3,060 $1.36 45d 1 0.50mi
9717 Snowbell Ln Crowley, TX 4.0 2.0 1928 $2,195 $1.14 23d 1 0.52mi
10121 Wyseby Rd Crowley, TX 3.0 2.0 1622 $1,995 $1.23 45d 1 0.56mi
4216 Summersweet Ln Crowley, TX 3.0 2.0 1636 $2,129 $1.30 0d 1 0.56mi
4156 Summersweet Ln Crowley, TX 3.0 2.0 1307 $1,900 $1.45 45d 1 0.57mi
4533 Greenham Ln Crowley, TX 3.0 2.0 1531 $1,995 $1.30 45d 1 0.57mi
9208 Vineyard Ln Fort Worth, TX 3.0 2.0 1792 $2,300 $1.28 7d 1 0.58mi
4201 Summersweet Ln Crowley, TX 3.0 2.0 1398 $1,960 $1.40 14d 1 0.59mi
4505 Greyberry Dr Crowley, TX 3.0 2.0 1429 $2,100 $1.47 20d 1 0.67mi
9512 Carson Ranch Rd Crowley, TX 4.0 2.0 1782 $2,995 $1.68 23d 1 0.69mi
4224 Old Timber Ln Crowley, TX 3.0 2.0 2092 $2,250 $1.08 45d 1 0.69mi
4725 Sassafras Dr Crowley, TX 4.0 2.0 2067 $2,899 $1.40 45d 1 0.70mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 26d 1 0.74mi
4004 Arklow St Crowley, TX 4.0 2.0 1668 $2,200 $1.32 7d 1 0.74mi
3833 Foxhound Ln Fort Worth, TX 3.0 2.0 1507 $1,895 $1.26 20d 1 0.76mi
9925 Ryegrass Ter Crowley, TX 3.0 2.0 1487 $2,350 $1.58 45d 1 0.76mi
4644 Benham Dr Crowley, TX 3.0 2.0 1422 $1,995 $1.40 45d 1 0.77mi
4633 Benham Dr Crowley, TX 4.0 2.0 1740 $2,000 $1.15 6d 1 0.77mi
4633 Benham Dr Crowley, TX 3.0 2.0 1740 $2,000 $1.15 45d 1 0.77mi
4261 Meadowknoll Dr Fort Worth, TX 3.0 2.0 1518 $1,945 $1.28 14d 1 0.79mi
4013 Drifters Bend Dr Crowley, TX 4.0 2.0 1667 $2,200 $1.32 45d 1 0.79mi
4213 Dublin Ridge Dr Crowley, TX 3.0 2.0 1553 $2,050 $1.32 4d 1 0.85mi
4924 Sassafras Dr Crowley, TX 3.0 2.0 1479 $2,350 $1.59 45d 1 0.87mi
9808 Mescalbean Blvd Crowley, TX 4.0 2.0 1729 $2,150 $1.24 45d 1 0.92mi
4052 Dublin Ridge Dr Crowley, TX 3.0 2.0 1464 $1,895 $1.29 23d 1 0.93mi
4054 Hunters Creek Dr Fort Worth, TX 3.0 2.0 1946 $1,960 $1.01 26d 1 0.94mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1450 $2,100 $1.45 14d 1 0.97mi
4148 Crooked Bend Dr Crowley, TX 3.0 2.0 1469 $2,100 $1.43 26d 1 0.97mi
3416 Saint Vincent Rd Fort Worth, TX 3.0 3.0 2033 $1,895 $0.93 45d 1 1.00mi
3469 Cayman Dr Fort Worth, TX 3.0 2.0 1368 $1,749 $1.28 45d 1 1.01mi
3408 Saint Vincent Rd Fort Worth, TX 3.0 2.0 1400 $2,195 $1.57 45d 1 1.02mi
9100 Saint Barts Rd Fort Worth, TX 4.0 2.0 1630 $1,969 $1.21 45d 1 1.04mi
4021 Busch Gardens Dr Fort Worth, TX 3.0 2.0 1748 $1,875 $1.07 26d 1 1.12mi
4021 Busch Gardens Dr Fort Worth, TX 3.0 2.0 1748 $1,875 $1.07 22d 1 1.12mi
9724 Buffalo Ridge Rd Crowley, TX 4.0 2.0 2004 $2,125 $1.06 45d 1 1.17mi
9720 Buffalo Ridge Rd Crowley, TX 4.0 2.0 1838 $2,400 $1.31 26d 1 1.17mi

HOA detail

Monthly dues
$56 · $672/yr
Likely covers
gas

Listing history 37 events

  1. 2026-06-21
    days on market $325,000 Active 25 DOM
  2. 2026-06-18
    days on market $325,000 Active 22 DOM
  3. 2026-06-17
    days on market $325,000 Active 21 DOM
  4. 2026-06-16
    days on market $325,000 Active 20 DOM
  5. 2026-06-15
    days on market $325,000 Active 19 DOM
  6. 2026-06-13
    days on market $325,000 Active 17 DOM
  7. 2026-06-13
    days on market $325,000 Active 16 DOM
  8. 2026-06-09
    days on market $325,000 Active 13 DOM
  9. 2026-06-08
    days on market $325,000 Active 12 DOM
  10. 2026-06-07
    days on market $325,000 Active 11 DOM
  11. 2026-06-04
    days on market $325,000 Active 8 DOM
  12. 2026-06-03
    days on market $325,000 Active 7 DOM
  13. 2026-06-02
    days on market $325,000 Active 6 DOM
  14. 2026-06-01
    days on market $325,000 Active 5 DOM
  15. 2026-05-31
    days on market $325,000 Active 4 DOM
  16. 2026-05-05
    historical
  17. 2026-05-01
    price $334,990
  18. 2026-04-10
    price $336,095
  19. 2026-04-02
    price $355,295
  20. 2026-03-25
    price $356,685
  21. 2026-03-25
    status Active
  22. 2026-02-09
    status Pending
  23. 2026-01-10
    price $332,930
  24. 2025-12-31
    price $345,430
  25. 2025-12-06
    listed $344,040 Active
  26. 2025-11-21
    historical
  27. 2025-11-06
    price $330,540
  28. 2025-11-06
    status Active
  29. 2025-09-29
    status Pending
  30. 2025-08-20
    price $329,990
  31. 2025-08-06
    price $334,490
  32. 2025-08-04
    price $337,490
  33. 2025-07-11
    price $334,490
  34. 2025-07-11
    price $334,390
  35. 2025-06-05
    price $336,490
  36. 2025-05-28
    price $344,490
  37. 2025-05-24
    listed $347,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,217 · $101/mo
Projected year-2 tax
$5,948 · $496/mo
Expected delta
+$4,730/yr (+$394/mo · 388.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,877
− Mortgage interest
−$18,205
− Property taxes
−$1,217
− Insurance
−$1,625
− Repairs & maintenance
−$2,310
− Management
−$2,310
− HOA
−$672
− Depreciation
−$9,455
Taxable loss
−$6,917
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,660
After-tax cash flow
$507/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Crowley ISD
NCES district ID
4815910
Math proficiency
23% ▼ -15.00%
Reading proficiency
32% ▼ -6.00%
Median HH income
$59,810
Composite
25.04/100
National rank
#7549
State rank
#643 of 826 in TX

Livability — Fort Worth

Score
80/100
State rank
#49
US rank
#1954

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment B- Housing A+ Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fort Worth, TX
County
Tarrant County · 2,033,669 people
City population
911,619
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
36,044
Household income
$97,973
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
584.0

Population outlook (Tarrant County) Hauer SSP2

Today (2025)
2,380,417 people
By 2030
2,578,900 · +8.3%
By 2040
2,974,995 · +25.0%
By 2050
3,350,489 · +40.8%
By 2075
4,216,909 · +77.2%
By 2100
4,741,527 · +99.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 48% Hispanic / Latino 28% Black 20% Two or more races 14% Asian 2%
Hispanic origin (detail)
Mexican 23% Puerto Rican 2%
Common ancestry
Slovak 3% Italian 2% Serbian 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
79% English-only · Spanish 18% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Tarrant

2024 margin
Lean R (+5.1) · D 46.7% · R 51.9% · Other 1.4%
2008→2024 swing
+6.6pp toward D · 2008: -11.7pp · 2024: -5.1pp
All cycles
2024: R+5.1 2020: D+0.2 2016: R+8.7 2012: R+15.7 2008: R+11.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.45%
Current HPI
238.6365
Rent YoY
▲ 2.28%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-6.6% since first listed
24 events — show timeline
  • 2026-05-27 Listed $325,000 NTREIS
  • 2026-05-21 Sold (Public Records) Public Records
  • 2026-05-05 Listing Removed NTREIS
  • 2026-05-01 Price Changed $334,990 NTREIS
  • 2026-04-10 Price Changed $336,095 NTREIS
  • 2026-04-02 Price Changed $355,295 NTREIS
  • 2026-03-25 Price Changed $356,685 NTREIS
  • 2026-03-25 Relisted NTREIS
  • 2026-02-09 Pending NTREIS
  • 2026-01-10 Price Changed $332,930 NTREIS
  • 2025-12-31 Price Changed $345,430 NTREIS
  • 2025-12-06 Listed $344,040 NTREIS
  • 2025-11-21 Listing Removed NTREIS
  • 2025-11-06 Price Changed $330,540 NTREIS
  • 2025-11-06 Relisted NTREIS
  • 2025-09-29 Pending NTREIS
  • 2025-08-20 Price Changed $329,990 NTREIS
  • 2025-08-06 Price Changed $334,490 NTREIS
  • 2025-08-04 Price Changed $337,490 NTREIS
  • 2025-07-11 Price Changed $334,490 NTREIS
  • 2025-07-11 Price Changed $334,390 NTREIS
  • 2025-06-05 Price Changed $336,490 NTREIS
  • 2025-05-28 Price Changed $344,490 NTREIS
  • 2025-05-24 Listed $347,990 NTREIS

Property tax history

+18.9%/yr

Latest (2025): $1,217 · +18.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…