🏷️ Likely Rental
5733 Winsome Ln · Houston, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Appreciation +4.4/10.0
- Livability +3.7/5.0
- Schools +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +2.0/5.0
$4,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Luxurious 3 bed/3.5 bath home built by Carnegie Homes. Ideal location just minutes from the Galleria, 59 and 610. The home has a private driveway, a large backyard that can accommodate a cocktail pool and a rooftop terramce with CITY VIEWS. The second floor has a Large living room with a balcony and a spacious island Kitchen. Third floor dedicated to the Master Suite. Game Room with wet bar, another bedroom and a terrific rooftop terrace with outstanding views on the fourth floor.
Key facts
- Open-concept design
- Rooftop terrace
- Private driveway
Tags
Property features AI
Finance
- Other: Pets not allowed
- Financial info: Lease considered
Exterior
- Parking: Attached garage
- Utilities: Public water; Public sewer; Electric power available
- Home design: Residential property; 4 stories; Entry level information not provided; Built in 2014
- Construction: Stucco exterior; Composition roof; Slab foundation
- Exterior features: Deck; Fence; Patio; Rooftop patio/rooftop access
Interior
- Kitchen: Kitchen located on second level (approx. 15 x 11)
- Bedrooms: Primary bedroom on third level (approx. 17 x 16); Bedroom on first level (approx. 10 x 12); Bedroom on fourth level (approx. 10 x 12)
- Bathrooms: 3 full bathrooms; 1 half bathroom
- Interior features: Dryer; Dishwasher; Washer; 6 total rooms
- Laundry & utility: Utility room on third level
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.5-bath townhouse listed at $4k.
Deal economics
- At list price, monthly cash flow is $2k ($29k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $4k).
- Cap rate 731.6% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
- Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: School At St George Place (math 34% / reading 46%, grade F, #1,514 of 4,322 statewide, top 36%, 782 students, 55% FRL); Tanglewood Middle (math 29% / reading 42%, grade F, #827 of 1,662 statewide, top 51%, 808 students, 62% FRL); Wisdom H S (math 17% / reading 16%, grade F, #1,497 of 1,632 statewide, top 92%, 2,260 students, 97% FRL) — zoned schools at 71% FRL track the district average.
- Market conditions: Rents soft (-1.8%/yr); 393 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
- At $3,095/mo this rent would consume 55% of the median local household income ($67k/yr) (locally 3533% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-1.2%/yr); year-one equity from $28 of loan paydown is wiped out by about $49 of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-1.2% appreciation + 0.0% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 11 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 77.39% ✓
- Cap rate
- 731.63%
- Cash-on-cash
- 2590.48%
- DSCR
- 116.26
- GRM
- 0.1
CMA / ARV
- ARV (on-the-fly)
- $493,719
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2945 Sandcastle Ln | 0.06mi | 3/2.5 | 2,377 (-4%) | 1mo | $349,000 | $147 | 86 |
| 2820 Bering Dr | 0.06mi | 3/2.5 | 2,192 (-12%) | 7mo | $399,900 | $182 | 68 |
| 2464 Bering Dr #2464 | 0.41mi | 2/2.5 (-1) | 2,370 (-4%) | 6mo | $270,000 | $114 | 59 |
| 5563 Beverlyhill St | 0.46mi | 3/2.5 | 2,334 (-6%) | 7mo | $449,900 | $193 | 59 |
| 5591 Beverlyhill St | 0.44mi | 3/2.5 | 2,334 (-6%) | 14mo | $625,000 | $268 | 54 |
| 2506 Potomac Dr Unit A | 0.64mi | 3/2.5 | 2,690 (+8%) | 2mo | $535,000 | $199 | 50 |
| 5583 Beverlyhill St | 0.45mi | 3/2.5 | 2,334 (-6%) | 18mo | $499,900 | $214 | 50 |
| 2527 Potomac Dr Unit B | 0.56mi | 3/2.5 | 2,336 (-6%) | 13mo | $549,999 | $235 | 49 |
| 5827 Val Verde St | 0.12mi | 4/3.5 (+1) | 2,850 (+15%) | 19mo | $425,000 | $149 | 49 |
| 2309 Nantucket Dr Unit A | 0.66mi | 3/2.5 | 2,427 (-2%) | 16mo | $425,000 | $175 | 48 |
| 50 Milan Ests | 0.75mi | 3/2.5 | 2,426 (-2%) | 15mo | $585,000 | $241 | 45 |
| 2421 Potomac Dr Unit C | 0.63mi | 3/2.5 | 2,113 (-15%) | 7mo | $510,000 | $241 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.23% appreciation · 0.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 130.13×
- Total profit
- $144,622
- Equity at exit
- $921
- IRR
- —
- Equity multiple
- 259.60×
- Total profit
- $289,635
- Equity at exit
- $930
Cash invested: $1,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77057
- Home prices YoY
- -0.7%
- Rents YoY
- -1.8%
- Active inventory
- 393
- Price-to-rent
- 0.1×
Monthly cashflow live
- Estimated rent
- $3,095 high interval (Pro) →
- Mortgage (P&I)
- −$21
- Tax est. 1.5%
- −$5 /mo · $60/yr
- Insurance
- −$2
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$650
- Net cashflow
- $2,418
Break-even live
Sensitivity live
| Price | -10% $2,421 | -5% $2,419 | +0% $2,418 | +5% $2,416 | +10% $2,415 |
|---|---|---|---|---|---|
| Rent | -10% $2,173 | -5% $2,296 | +0% $2,418 | +5% $2,540 | +10% $2,662 |
| Rate | -1.0pp $2,420 | -0.5pp $2,419 | base $2,418 | +0.5pp $2,417 | +1.0pp $2,416 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,000
- Closing costs
- $120
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5733 Winsome Ln Houston, TX | 3.0 | 3.5 | 2481 | $4,000 | $1.61 | 13d | 1 | 0.02mi |
| 5640 Dolores St Houston, TX | 3.0 | 4.0 | 2144 | $3,999 | $1.87 | 44d | 1 | 0.09mi |
| 5625 Dolores St Houston, TX | 4.0 | 4.0 | 2935 | $4,500 | $1.53 | 44d | 1 | 0.13mi |
| 5615 Winsome Ln Houston, TX | 4.0 | 4.0 | 3150 | $3,195 | $1.01 | 44d | 1 | 0.14mi |
| 5815 Fairdale Ln Houston, TX | 3.0 | 4.0 | 2047 | $2,800 | $1.37 | 44d | 1 | 0.18mi |
| 5914 Val Verde St Houston, TX | 3.0 | 4.0 | 2036 | $3,900 | $1.92 | 44d | 1 | 0.20mi |
| 2425 Fountain View Dr Unit 210 Houston, TX | 2.0 | 1.0 | 2410 | $2,000 | $0.83 | 44d | 1 | 0.41mi |
| 2468 Bering Dr Houston, TX | 2.0 | 3.0 | 1808 | $2,200 | $1.22 | 44d | 1 | 0.43mi |
| 2454 Bering Dr Houston, TX | 3.0 | 2.5 | 2150 | $2,800 | $1.30 | 44d | 1 | 0.43mi |
| 2351 Bering Dr Houston, TX | 3.0 | 3.0 | 1776 | $2,440 | $1.37 | 44d | 1 | 0.46mi |
| 2351 Bering Dr Houston, TX | 3.0 | 3.0 | 1776 | $2,440 | $1.37 | 23d | 1 | 0.46mi |
| 2345 Bering Dr Houston, TX | 1.0–3.0 | 1.0–3.0 | 1313 | $2,329 | $1.77 | 4d | 17 | 0.47mi |
| 2380 Bering Dr Houston, TX | 2.0 | 2.0 | 1720 | $2,357 | $1.37 | 44d | 1 | 0.48mi |
| 5331 Beverly Hill St Houston, TX | 1.0–4.0 | 1.0–2.5 | 1420 | $1,688 | $1.19 | 0d | 88 | 0.64mi |
| 5421 Judalon Ln Houston, TX | 3.0 | 2.0 | 1740 | $3,600 | $2.07 | 44d | 1 | 0.67mi |
| 2226 Nantucket Dr Unit A Houston, TX | 3.0 | 2.5 | 2304 | $2,600 | $1.13 | 25d | 1 | 0.74mi |
| 3000 Sage Rd Houston, TX | 1.0–2.0 | 1.0–2.0 | 1225 | $1,870 | $1.53 | 0d | 33 | 0.75mi |
| 3319 Bingham Manor Ln Houston, TX | 3.0 | 4.0 | 2866 | $2,900 | $1.01 | 44d | 1 | 0.76mi |
| 6353 Richmond Ave Houston, TX | 3.0 | 2.0–2.5 | 1666 | $2,224 | $1.33 | 44d | 3 | 0.92mi |
| 6353 Richmond Ave Houston, TX | 3.0 | 2.0–2.5 | 1666 | $2,197 | $1.32 | 25d | 2 | 0.92mi |
| 6130 Southwest Fwy Houston, TX | 4.0 | 1.0–2.0 | 1170 | $1,875 | $1.60 | 14d | 20 | 0.98mi |
| 2927 El Fenice Ln Houston, TX | 3.0 | 3.0 | 2181 | $3,200 | $1.47 | 44d | 1 | 0.99mi |
| 2909 El Fenice Ln Unit 1538926P Houston, TX | 3.0 | 2.5 | 2249 | $7,906 | $3.52 | 16d | 1 | 1.00mi |
| 2914 El Fenice Ln Unit 1538927P Houston, TX | 3.0 | 2.5 | 2249 | $7,906 | $3.52 | 16d | 1 | 1.01mi |
| 2926 El Fenice Ln Unit 1514061P Houston, TX | 3.0 | 2.5 | 2292 | $6,039 | $2.63 | 44d | 1 | 1.01mi |
| 2926 El Fenice Ln Unit 1514060P Houston, TX | 3.0 | 2.5 | 2174 | $6,326 | $2.91 | 0d | 1 | 1.01mi |
| 2910 El Fenice Ln Unit 1538928P Houston, TX | 3.0 | 2.5 | 2249 | $6,426 | $2.86 | 6d | 1 | 1.02mi |
| 2912 El Fenice Ln Unit 1538929P Houston, TX | 3.0 | 2.5 | 2249 | $7,906 | $3.52 | 21d | 1 | 1.02mi |
| 2908 El Fenice Ln Unit 1538925P Houston, TX | 3.0 | 2.5 | 2249 | $7,906 | $3.52 | 16d | 1 | 1.02mi |
| 2345 Sage Rd Houston, TX | 1.0–3.0 | 1.0–3.0 | 1203 | $2,520 | $2.09 | 3d | 39 | 1.04mi |
| 2525 McCue Rd Unit 354 Houston, TX | 3.0 | 2.0 | 1750 | $1,900 | $1.09 | 44d | 1 | 1.15mi |
| 2525 McCue Rd Houston, TX | 1.0–3.0 | 1.0–2.0 | 1235 | $2,545 | $2.06 | 0d | 23 | 1.15mi |
| 2323 McCue Rd Houston, TX | 3.0 | 1.0–3.0 | 1540 | $4,850 | $3.15 | 0d | 13 | 1.17mi |
| 1441 Bering Dr Houston, TX | 2.0 | 2.5 | 1767 | $2,312 | $1.31 | 2d | 3 | 1.18mi |
| 6463 Burgoyne Rd #35 Houston, TX | 2.0 | 2.5 | 1596 | $1,980 | $1.24 | 44d | 1 | 1.24mi |
| 1112 Bering Dr #67 Houston, TX | 2.0 | 2.5 | 1610 | $2,200 | $1.37 | 25d | 1 | 1.31mi |
| 1770 S Post Oak Ln Unit 525 Houston, TX | 3.0 | 2.0 | 2271 | $7,585 | $3.34 | 0d | 1 | 1.33mi |
| 1770 S Post Oak Ln Unit 1803 Houston, TX | 3.0 | 2.0 | 2271 | $7,625 | $3.36 | 11d | 1 | 1.33mi |
Listing history 2 events
-
2026-06-07remarks 699-char remark
-
2026-06-07$4,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,146
- − Mortgage interest
- −$224
- − Property taxes
- −$60
- − Insurance
- −$20
- − Repairs & maintenance
- −$2,972
- − Management
- −$2,972
- − Depreciation
- −$116
- Taxable income
- $30,782
- Est. tax owed @ 24.0%
- −$7,388
- After-tax cash flow
- $21,626/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston ISD
- NCES district ID
- 4823640
- Math proficiency
- 27% ▼ -18.00%
- Reading proficiency
- 35% ▼ -6.00%
- Median HH income
- $46,054
- Composite
- 26.63/100
- National rank
- #7173
- State rank
- #593 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Houston, TX
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 46,569
- Household income
- $66,971
- Rent vs Own
- Severe rent burden
- 3533.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 38% White 37% Two or more races 22% Black 12% Asian 10% Native American 1%
- Hispanic origin (detail)
- Mexican 13% Cuban 1%
- Common ancestry
- Italian 3% Lithuanian 2% Slovak 1%
- Foreign-born
- 38% · Canada, China, Jamaica
- Languages at home
- 50% English-only · Spanish 33% Other Indo-European 6% Other Asian/Pacific 3%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.23%
- Current HPI
- 167.8863
- Rent YoY
- ▼ -1.83%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
-99.3% since first listed34 events — show timeline
- 2026-06-06 Listed for Rent $4,000 RENTSPREE
- 2026-06-05 Listed $4,000 HARMLS
- 2025-01-01 Rental Removed $5,000 HARMLS
- 2024-08-21 Listed for Rent $5,000 HARMLS
- 2024-02-03 Rental Removed $3,700 HARMLS
- 2023-12-22 Listed for Rent $3,700 HARMLS
- 2023-12-19 Sold (Public Records) — Public Records
- 2023-12-18 Sold (MLS) — HARMLS
- 2023-12-12 Pending — HARMLS
- 2023-12-05 Pending — HARMLS
- 2023-10-26 Price Changed $614,900 HARMLS
- 2023-09-30 Price Changed $634,900 HARMLS
- 2023-09-08 Listed $649,900 HARMLS
- 2023-09-06 Coming Soon $649,900 HARMLS
- 2016-11-29 Sold (Public Records) — Public Records
- 2016-11-29 Sold (Public Records) — Public Records
- 2016-11-28 Sold (MLS) — HARMLS
- 2016-11-04 Pending — HARMLS
- 2016-10-25 Pending — HARMLS
- 2016-10-13 Sold (Public Records) — Public Records
- 2016-07-08 Relisted — HARMLS
- 2016-06-28 Pending — HARMLS
- 2016-04-21 Listing Removed — HARMLS
- 2016-04-21 Listed $579,900 HARMLS
- 2015-11-24 Listed $559,900 HARMLS
- 2015-11-21 Listing Removed — HARMLS
- 2015-09-10 Price Changed $559,900 HARMLS
- 2015-07-06 Price Changed $579,900 HARMLS
- 2015-05-21 Listed $599,900 HARMLS
- 2015-03-20 Listing Removed — HARMLS
- 2014-08-31 Listing Removed — HARMLS
- 2014-08-29 Listed $599,900 HARMLS
- 2013-11-18 Pending — HARMLS
- 2013-11-18 Listed $579,900 HARMLS
Property tax history
+10.3%/yrLatest (2025): $12,164 · +0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…