1125 W Scott St · Goulding, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Rent growth +3.9/5.0
- Livability +3.7/5.0
- Schools +2.8/10.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$115,000
1125 W Scott St · Goulding, FL 32501
3 bd · 2.0 ba · 1,160 sqft · SingleFamily
public records
· 107 Days on market
Built 1995
8,276 sqft lot
$99/sqft
· 38% below area
Est $189k · 39% under
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
* Highest and Best by 12pm Monday * Charming patio home in Pensacola featuring an open-concept kitchen and living room area, perfect for entertaining and everyday living. This cozy home offers 3 bedrooms and 1 full bathroom with a functional layout and comfortable living spaces. Conveniently located on Scott St. , close to shopping, dining, schools, and local amenities. Great opportunity for first-time buyers, down-sizers, or investors! * Buyers to verify room dimensions, gross living area, tax, HOA and also school info.
Key facts
- Close to schools
- Open-concept kitchen
- Living room area
Tags
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $115k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $692 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $115k).
- Recommended offer: $105k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 73/100 on livability (#296 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities F, commute F, employment F.
- Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: C. A. Weis Elementary School (math 20% / reading 27%, grade F, #2,061 of 2,144 statewide, top 96%, 466 students, 93% FRL); Pensacola High School (math 29% / reading 50%, grade F, #304 of 667 statewide, top 47%, 1,229 students, 55% FRL) — zoned schools average 74% FRL vs 58% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.4%/yr); 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
- At $1,832/mo this rent would consume 50% of the median local household income ($44k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 5.4% rent growth), your $32k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 107 days — a 9% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 18y ago; this cycle's ask is 18% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$104,650
(9.0% below list)
Questions for the listing agent
- It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.59% ✓
- Cap rate
- 13.52%
- Cash-on-cash
- 25.80%
- DSCR
- 2.15
- GRM
- 5.2
CMA / ARV
- ARV (median comp)
- $188,622
- List price
- $115,000
- Delta
- -39.03%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2363 N F St | 0.11mi | 3/2.0 | 1,196 (+3%) | 4mo | $235,000 | $196 | 86 |
| 2704 N H St | 0.16mi | 3/2.0 | 1,178 (+2%) | 10mo | $209,000 | $177 | 82 |
| 1002 W Yonge St | 0.06mi | 4/2.0 (+1) | 1,218 (+5%) | 6mo | $205,000 | $168 | 79 |
| 1101 W Jordan St | 0.27mi | 3/2.0 | 1,120 (-3%) | 11mo | $118,200 | $106 | 73 |
| 600 W Hernandez St | 0.46mi | 3/1.0 | 1,138 (-2%) | 1mo | $92,500 | $81 | 71 |
| 620 W Hernandez | 0.44mi | 3/1.0 | 1,180 (+2%) | 6mo | $150,000 | $127 | 67 |
| 821 W Hernandez St | 0.38mi | 2/1.5 (-1) | 1,170 (+1%) | 11mo | $217,000 | $185 | 65 |
| 2419 N L St | 0.33mi | 3/2.0 | 1,285 (+11%) | 6mo | $247,000 | $192 | 62 |
| 621 W Hernandez St | 0.46mi | 4/1.0 (+1) | 1,200 (+3%) | 6mo | $90,000 | $75 | 59 |
| 631 W Hernandez St | 0.45mi | 3/1.0 | 1,030 (-11%) | 0mo | $85,000 | $83 | 56 |
| 1316 1/2 E Baars St | 0.71mi | 3/1.0 | 989 (-15%) | 4mo | $300,000 | $303 | 35 |
| 120 W Lakeview Ave | 0.69mi | 3/1.0 | 1,330 (+15%) | 8mo | $290,000 | $218 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.4% rent growth · sell at horizon
5-year hold
- IRR
- 22.1%
- Equity multiple
- 1.93×
- Total profit
- $29,996
- Equity at exit
- $17,147
10-year hold
- IRR
- 31.6%
- Equity multiple
- 4.18×
- Total profit
- $102,441
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 31 active · 16 under contract
- Months of supply
- 6.6 mo (15%/mo absorbed)
- Median asking
- $225,000 ($191/sqft)
- Median days on market
- 106 d
- This list price
- 16% of active listings are priced below it
- ARV vs active asking
- -14.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 32501
- Rents YoY
- 5.4%
- Active inventory
- 190
- Price-to-rent
- 5.2×
Monthly cashflow live
↻
- Estimated rent
- $1,832 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$104 /mo · $1,247/yr
- Insurance
- −$48
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$385
- Net cashflow
- $692
Break-even live
Break-even rent
$956
Max offer price
$115,000
Occupancy floor
57%
Sensitivity live
| Price | -10% $757 | -5% $725 | +0% $692 | +5% $660 | +10% $627 |
|---|---|---|---|---|---|
| Rent | -10% $548 | -5% $620 | +0% $692 | +5% $765 | +10% $837 |
| Rate | -1.0pp $750 | -0.5pp $722 | base $692 | +0.5pp $663 | +1.0pp $632 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2202 N E St Pensacola, FL | 3.0 | 2.0 | 1080 | $1,650 | $1.53 | 61d | 1 | 0.24mi |
| 721 W Jordan St Pensacola, FL | 3.0 | 2.0 | 1030 | $1,895 | $1.84 | 61d | 1 | 0.37mi |
| 721 W Jordan St Pensacola, FL | 3.0 | 2.0 | 1030 | $1,895 | $1.84 | 119d | 1 | 0.37mi |
| 407 W Jordan St Unit NA Pensacola, FL | 3.0 | 2.0 | 1300 | $2,200 | $1.69 | 119d | 1 | 0.48mi |
| 2904 Berwick St Unit 1310516P Pensacola, FL | 1.0–3.0 | 1.0–2.0 | 1017 | $2,956 | $2.91 | 0d | 3 | 0.74mi |
| 3213 N Guillemard St Pensacola, FL | 2.0 | 1.0 | 820 | $1,200 | $1.46 | 61d | 1 | 0.77mi |
| 2301 W Mallory St Pensacola, FL | 3.0 | 1.0 | 1026 | $1,495 | $1.46 | 6d | 1 | 0.82mi |
| 1212 N E St Pensacola, FL | 3.0 | 2.0 | 1250 | $1,800 | $1.44 | 6d | 1 | 0.86mi |
| 1208 N D St Apt A Pensacola, FL | 2.0 | 1.0 | 800 | $1,550 | $1.94 | 0d | 1 | 0.87mi |
| 1215 N C St Pensacola, FL | 3.0 | 1.0 | 1203 | $1,775 | $1.48 | 109d | 1 | 0.89mi |
| 1109 N G St Pensacola, FL | 2.0 | 1.0 | 768 | $1,750 | $2.28 | 6d | 1 | 0.93mi |
| 2315 N Hayne St Pensacola, FL | 3.0 | 1.0 | 990 | $1,200 | $1.21 | 0d | 1 | 0.93mi |
| 1010 N D St Pensacola, FL | 2.0 | 2.0 | 1196 | $1,850 | $1.55 | 119d | 1 | 1.01mi |
| 1010 N D St Pensacola, FL | 2.0 | 2.0 | 1196 | $1,795 | $1.50 | 61d | 1 | 1.01mi |
| 2709 N Davis Hwy Pensacola, FL | 4.0 | 1.5 | 1025 | $1,600 | $1.56 | 3d | 1 | 1.07mi |
| 2303 W Brainerd St Pensacola, FL | 2.0 | 1.0 | 955 | $1,100 | $1.15 | 119d | 1 | 1.10mi |
| 814 N E St Pensacola, FL | 3.0 | 2.0 | 1440 | $1,695 | $1.18 | 119d | 1 | 1.12mi |
| 811 N D St Pensacola, FL | 2.0 | 2.0 | 1035 | $1,395 | $1.35 | 119d | 1 | 1.13mi |
| 1918 W Strong St Unit B Pensacola, FL | 2.0 | 1.0 | 870 | $950 | $1.09 | 109d | 1 | 1.15mi |
| 624 N G St Pensacola, FL | 3.0 | 1.0 | 1041 | $1,450 | $1.39 | 61d | 1 | 1.23mi |
| 1812 W Gadsden St Unit Na Pensacola, FL | 3.0 | 2.0 | 1400 | $1,900 | $1.36 | 6d | 1 | 1.25mi |
| 3000 Torres Ave Unit A Pensacola, FL | 2.0 | 1.0 | 881 | $1,195 | $1.36 | 4d | 1 | 1.25mi |
| 3516 N S St Pensacola, FL | 2.0 | 2.0 | 924 | $1,300 | $1.41 | 6d | 1 | 1.28mi |
| 1319 W Jackson St Pensacola, FL | 3.0 | 2.0 | 1368 | $1,695 | $1.24 | 61d | 1 | 1.30mi |
| 2008 N 8th Ave Pensacola, FL | 3.0 | 2.0 | 1058 | $1,250 | $1.18 | 109d | 1 | 1.30mi |
| 510 N G St Pensacola, FL | 2.0 | 1.0 | 704 | $850 | $1.21 | 119d | 1 | 1.32mi |
| 615 N A St Pensacola, FL | 3.0 | 2.0 | 1122 | $1,700 | $1.52 | 61d | 1 | 1.32mi |
| 2624 W De Soto St Unit A Pensacola, FL | 4.0 | 2.0 | 1373 | $2,200 | $1.60 | 6d | 1 | 1.33mi |
| 3131 N 10th Ave Pensacola, FL | 3.0 | 1.5 | 1085 | $1,700 | $1.57 | 119d | 1 | 1.39mi |
| 3411 W Yonge St Pensacola, FL | 3.0 | 2.0 | 1356 | $1,450 | $1.07 | 6d | 1 | 1.40mi |
| 1301 N 6th Ave Pensacola, FL | 3.0 | 1.0 | 1000 | $1,281 | $1.28 | 61d | 1 | 1.41mi |
| 1010 N Hayne St #2 Pensacola, FL | 2.0 | 2.5 | 1216 | $2,025 | $1.67 | 6d | 1 | 1.41mi |
| 418 N C St Pensacola, FL | 3.0 | 2.0 | 1017 | $2,695 | $2.65 | 61d | 1 | 1.41mi |
| 1106 Doctor Martin Luther King Junior Dr Unit A Pensacola, FL | 2.0 | 1.0 | 762 | $1,295 | $1.70 | 109d | 1 | 1.41mi |
| 1106 Doctor Martin Luther King Junior Dr Unit A Pensacola, FL | 2.0 | 1.0 | 762 | $1,225 | $1.61 | 6d | 1 | 1.41mi |
| 3417 W Fisher St Unit C Pensacola, FL | 3.0 | 2.0 | 1106 | $1,350 | $1.22 | 119d | 1 | 1.42mi |
| 410 N C St Unit 1367374P Pensacola, FL | 3.0 | 2.0 | 1291 | $3,141 | $2.43 | 0d | 1 | 1.42mi |
| 306 E De Soto St #4 Pensacola, FL | 2.0 | 2.5 | 1178 | $1,900 | $1.61 | 61d | 1 | 1.43mi |
| 306 E De Soto St #4 Pensacola, FL | 2.0 | 2.5 | 1178 | $1,800 | $1.53 | 0d | 1 | 1.43mi |
| 1011 Doctor M.L.K. Jr Dr Unit B Pensacola, FL | 2.0 | 1.0 | 877 | $1,200 | $1.37 | 119d | 1 | 1.44mi |
Property features AI
Finance
- Other
- Lot size approximately 0.19 acresBuilding area about 1,185 square feet
- HOA & community
- No homeowners association
Exterior
- Parking
- Driveway with open parking
- Utilities
- Public waterPublic sewerElectric service with circuit breakers
- Home design
- Single-story frame homeResale propertyNot attached to another property
- Construction
- Built on a slab foundationFrame constructionOne level
- Exterior features
- Composition roofPaved, county-maintained public roadNo horses allowed
Interior
- Kitchen
- Kitchen on the first floor (approx. 15' x 12')Electric water heater
- Bedrooms
- Primary bedroom on the first floor (approx. 14' x 13')
- Flooring
- Tile
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Central airCeiling fan(s)Natural gas heating
- Interior features
- Tile flooringLiving and dining combined
- Laundry & utility
- Circuit breaker electrical panel
Listing history 50 events
-
2026-09-23days on market $115,000 Active 107 DOM
-
2026-09-22days on market $115,000 Active 106 DOM
-
2026-09-21days on market $115,000 Active 105 DOM
-
2026-09-20days on market $115,000 Active 104 DOM
-
2026-09-19days on market $115,000 Active 103 DOM
-
2026-09-18days on market $115,000 Active 102 DOM
-
2026-09-17days on market $115,000 Active 101 DOM
-
2026-09-16days on market $115,000 Active 100 DOM
-
2026-09-15days on market $115,000 Active 99 DOM
-
2026-09-14days on market $115,000 Active 98 DOM
-
2026-09-13days on market $115,000 Active 97 DOM
-
2026-09-12days on market $115,000 Active 96 DOM
-
2026-09-11days on market $115,000 Active 95 DOM
-
2026-09-05days on market $115,000 Active 89 DOM
-
2026-09-04days on market $115,000 Active 88 DOM
-
2026-09-03days on market $115,000 Active 87 DOM
-
2026-08-31days on market $115,000 Active 84 DOM
-
2026-08-30days on market $115,000 Active 83 DOM
-
2026-08-29days on market $115,000 Active 82 DOM
-
2026-08-28days on market $115,000 Active 81 DOM
-
2026-08-27days on market $115,000 Active 80 DOM
-
2026-08-26days on market $115,000 Active 79 DOM
-
2026-08-25days on market $115,000 Active 78 DOM
-
2026-08-24days on market $115,000 Active 77 DOM
-
2026-08-23days on market $115,000 Active 76 DOM
-
2026-08-22days on market $115,000 Active 75 DOM
-
2026-08-21days on market $115,000 Active 74 DOM
-
2026-08-20days on market $115,000 Active 73 DOM
-
2026-08-19days on market $115,000 Active 72 DOM
-
2026-08-18days on market $115,000 Active 71 DOM
-
2026-08-17days on market $115,000 Active 70 DOM
-
2026-08-16days on market $115,000 Active 69 DOM
-
2026-08-15days on market $115,000 Active 68 DOM
-
2026-08-14days on market $115,000 Active 67 DOM
-
2026-08-13days on market $115,000 Active 66 DOM
-
2026-08-12days on market $115,000 Active 65 DOM
-
2026-08-11days on market $115,000 Active 64 DOM
-
2026-08-10days on market $115,000 Active 63 DOM
-
2026-08-09days on market $115,000 Active 62 DOM
-
2026-08-08days on market $115,000 Active 61 DOM
-
2026-08-07days on market $115,000 Active 60 DOM
-
2026-08-06days on market $115,000 Active 59 DOM
-
2026-08-05days on market $115,000 Active 58 DOM
-
2026-08-04days on market $115,000 Active 57 DOM
-
2026-08-03days on market $115,000 Active 56 DOM
-
2026-07-31days on market $115,000 Active 53 DOM
-
2026-07-30days on market $115,000 Active 52 DOM
-
2026-07-29days on market $115,000 Active 51 DOM
-
2026-07-27days on market $115,000 Active 49 DOM
-
2026-07-25days on market $115,000 Active 47 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,247 · $104/mo
- Projected year-2 tax
- $1,247 · $104/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,984
- − Mortgage interest
- −$6,442
- − Property taxes
- −$1,247
- − Insurance
- −$575
- − Repairs & maintenance
- −$1,759
- − Management
- −$1,759
- − Depreciation
- −$3,345
- Taxable income
- $6,857
combined federal + state — saved on this device
- Est. tax owed @ 24.0%
- −$1,646
- After-tax cash flow
- $6,663/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
45/100
Moderate rehab
Est. rehab $29,000–$52,200 screening
The home requires moderate repairs and maintenance, particularly in the exterior and landscaping. Simple updates like painting and landscaping can significantly enhance its value and appeal to potential buyers and renters.
Components & finishes AI
Roof asphalt shingle · good
Repairs flagged
- Minor Landscaping — Overgrown vegetation needs trimming
- Moderate Exterior paint — Light wear on siding
Value-add opportunities
- Both Landscaping and exterior painting — Enhances curb appeal and property value ↑
- Both Interior painting — Fresh paint can make the home more appealing and increase its value ↑
- Both Kitchen and bathroom updates — Modernizing these spaces can attract more buyers and renters ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 28/100
Zoned Schools
Elementary
C. A. Weis Elementary School
F
FL #2,061/2,144
Nat'l #31,549/41,679
Middle
Warrington Middle School
F
FL #553/571
Nat'l #11,382/14,009
High
Pensacola High School
F
FL #304/667
Nat'l #8,293/17,239
Schools (NCES district)
- District
- Escambia
- NCES district ID
- 1200510
- Math proficiency
- 40% ▼ -9.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $44,649
- Composite
- 36.04/100
- National rank
- #4773
- State rank
- #56 of 73 in FL
B
Composite livability gradescore 73/100
Livability — Goulding
- Score
- 73/100
- State rank
- #296
- US rank
- #5022
Category grades
Amenities F
Commute F
Cost of living A+
Crime A-
Employment F
Housing A
Health & safety A+
User ratings A
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Goulding, FL
- County
- Escambia County · 334,637 people
- Metro
- Pensacola-Ferry Pass-Brent, FL
- Population (ZIP)
- 11,036
- Household income
- $44,139
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Escambia County) Hauer SSP2
- Today (2025)
- 334,637 people
- By 2030
- 345,779 · +3.3%
- By 2040
- 364,828 · +9.0%
- By 2050
- 378,514 · +13.1%
- By 2075
- 403,220 · +20.5%
- By 2100
- 386,125 · +15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 45% White 42% Two or more races 8% Hispanic / Latino 5%
- Common ancestry
- Subsaharan African 2% Italian 2% Slovak 2%
- Foreign-born
- 2% · Canada, Vietnam
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Escambia
- 2024 margin
- R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
- 2008→2024 swing
- -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
- All cycles
- 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -210.53%
- Current HPI
- 273.0151
- Rent YoY
- ▲ 5.40%
- Metro
- Pensacola-Ferry Pass-Brent, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+23.4% since first listed10 events — show timeline
- 2026-06-15 Relisted — PARMLS
- 2026-06-05 Listing Removed — PARMLS
- 2026-05-28 Listed $97,500 PARMLS
- 2025-11-26 Listing Removed — PARMLS
- 2025-11-20 Price Changed $150,000 PARMLS
- 2025-10-20 Listed $154,000 PARMLS
- 2025-10-07 Listing Removed — PARMLS
- 2025-09-26 Listed $139,900 PARMLS
- 2008-10-15 Listing Removed — PARMLS
- 2008-04-25 Listed $78,999 PARMLS
Property tax history
+9.9%/yrLatest (2025): $1,247 · -15.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…