710 W Socrum Loop Rd #14 · Lakeland, FL 33809

$135,000

2 bd · 2.0 ba · 756 sqft · Manufactured public records · 34 Days on market

Built 2001 6,761 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +23.4/30.0
• DSCR +7.5/10.0
• ARV discount +7.5/15.0
• 1% rule +5.8/10.0
• Livability +3.9/5.0
• Schools +3.5/10.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 2-Bedroom, 2-Bath Updated Manufactured Home – Fully Furnished & Surrounded by Nature! Step into comfort and style with this beautiful home, nestled in a peaceful setting with a conservation area on the left side and behind the property. Offering privacy and scenic views, this move-in-ready home comes completely furnished, making it an effortless choice for full-time living, a vacation retreat, or an investment property. Inside, you'll find upgrades throughout, including updated flooring, stylish fixtures, and a thoughtfully designed open floor plan. The primary suite boasts a private en-suite bath and closet space, while the second bedroom is perfect for guests, an office, or a hobby room. A second full bath adds convenience for visitors. Outside, relax on the covered, screened in porch located near the carport or located on the other side of the home is the lanai, where you can enjoy the tranquil surroundings of the conservation area. With no rear neighbors and extra privacy on one side, this home offers a peaceful retreat while still being close to shopping, dining, and local amenities. Home features a water softener and has a 50 amp plug on the outside wall of Lanai. Shed in back has upgraded wiring and stores the washer and dryer, with plenty of space for storage as well. Don’t miss this turnkey home—schedule your showing today!

Key facts

• Screened in porch
• One car carport
• Updated kitchen

Tags

• ONE CAR CARPORT
• SCREENED IN PORCH
• UPDATED KITCHEN
• STAINLESS STEEL APPLIANCES
• BREAKFAST BAR
• WALK IN CLOSET

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $135k.

Deal economics

• At list price, monthly cash flow is $249 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $135k).
• Recommended offer: $131k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 77/100 on livability (#206 in FL, #3,179 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities F, commute F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: R. Clem Churchwell Elementary School (math 46% / reading 44%, grade D-, #1,271 of 2,144 statewide, top 60%, 708 students, 53% FRL); Lake Gibson Senior High School (math 16% / reading 38%, grade F, #478 of 667 statewide, top 73%, 2,080 students, 49% FRL).
• Market conditions: Rents flat; 259 active listings in the ZIP; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $15k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,950 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.08% ✓
• Cap rate: 8.51%
• Cash-on-cash: 7.91%
• DSCR: 1.35
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.65% rent growth · sell at horizon

5-year hold

• IRR: -6.9%
• Equity multiple: 0.75×
• Total profit: $-9,381
• Equity at exit: $20,129

10-year hold

• IRR: -0.4%
• Equity multiple: 0.97×
• Total profit: $-949
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33809

• Home prices YoY: -20.9%
• Rents YoY: 0.7%
• Active inventory: 259
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,464 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$143 /mo · $1,721/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$308
• Net cashflow: $249

Break-even live

Break-even rent $1,149

Max offer price $135,000

Occupancy floor 78%

Sensitivity live

Price	-10% $326	-5% $287	+0% $249	+5% $211	+10% $173
Rent	-10% $134	-5% $191	+0% $249	+5% $307	+10% $365
Rate	-1.0pp $317	-0.5pp $284	base $249	+0.5pp $214	+1.0pp $179

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-04-01
   status Pending
2. 2026-04-01
   price $135,000
3. 2026-02-26
   listed $150,000 Active
4. 2025-05-22
   soldstatus $160,000
5. 2025-05-13
   soldstatus $160,000 Closed 1388-char remark

   Show marketing remark (1388 chars)

   Charming 2-Bedroom, 2-Bath Updated Manufactured Home – Fully Furnished & Surrounded by Nature! Step into comfort and style with this beautiful home, nestled in a peaceful setting with a conservation area on the left side and behind the property. Offering privacy and scenic views, this move-in-ready home comes completely furnished, making it an effortless choice for full-time living, a vacation retreat, or an investment property. Inside, you'll find upgrades throughout, including updated flooring, stylish fixtures, and a thoughtfully designed open floor plan. The primary suite boasts a private en-suite bath and closet space, while the second bedroom is perfect for guests, an office, or a hobby room. A second full bath adds convenience for visitors. Outside, relax on the covered, screened in porch located near the carport or located on the other side of the home is the lanai, where you can enjoy the tranquil surroundings of the conservation area. With no rear neighbors and extra privacy on one side, this home offers a peaceful retreat while still being close to shopping, dining, and local amenities. Home features a water softener and has a 50 amp plug on the outside wall of Lanai. Shed in back has upgraded wiring and stores the washer and dryer, with plenty of space for storage as well. Don’t miss this turnkey home—schedule your showing today!

6. 2025-03-26
   status Pending 1388-char remark

   Show marketing remark (1388 chars)

   Charming 2-Bedroom, 2-Bath Updated Manufactured Home – Fully Furnished & Surrounded by Nature! Step into comfort and style with this beautiful home, nestled in a peaceful setting with a conservation area on the left side and behind the property. Offering privacy and scenic views, this move-in-ready home comes completely furnished, making it an effortless choice for full-time living, a vacation retreat, or an investment property. Inside, you'll find upgrades throughout, including updated flooring, stylish fixtures, and a thoughtfully designed open floor plan. The primary suite boasts a private en-suite bath and closet space, while the second bedroom is perfect for guests, an office, or a hobby room. A second full bath adds convenience for visitors. Outside, relax on the covered, screened in porch located near the carport or located on the other side of the home is the lanai, where you can enjoy the tranquil surroundings of the conservation area. With no rear neighbors and extra privacy on one side, this home offers a peaceful retreat while still being close to shopping, dining, and local amenities. Home features a water softener and has a 50 amp plug on the outside wall of Lanai. Shed in back has upgraded wiring and stores the washer and dryer, with plenty of space for storage as well. Don’t miss this turnkey home—schedule your showing today!

7. 2025-03-21
   price $160,000 1388-char remark

   Show marketing remark (1388 chars)

   Charming 2-Bedroom, 2-Bath Updated Manufactured Home – Fully Furnished & Surrounded by Nature! Step into comfort and style with this beautiful home, nestled in a peaceful setting with a conservation area on the left side and behind the property. Offering privacy and scenic views, this move-in-ready home comes completely furnished, making it an effortless choice for full-time living, a vacation retreat, or an investment property. Inside, you'll find upgrades throughout, including updated flooring, stylish fixtures, and a thoughtfully designed open floor plan. The primary suite boasts a private en-suite bath and closet space, while the second bedroom is perfect for guests, an office, or a hobby room. A second full bath adds convenience for visitors. Outside, relax on the covered, screened in porch located near the carport or located on the other side of the home is the lanai, where you can enjoy the tranquil surroundings of the conservation area. With no rear neighbors and extra privacy on one side, this home offers a peaceful retreat while still being close to shopping, dining, and local amenities. Home features a water softener and has a 50 amp plug on the outside wall of Lanai. Shed in back has upgraded wiring and stores the washer and dryer, with plenty of space for storage as well. Don’t miss this turnkey home—schedule your showing today!

8. 2025-02-13
   listed $165,000 Active 1388-char remark

   Show marketing remark (1388 chars)

   Charming 2-Bedroom, 2-Bath Updated Manufactured Home – Fully Furnished & Surrounded by Nature! Step into comfort and style with this beautiful home, nestled in a peaceful setting with a conservation area on the left side and behind the property. Offering privacy and scenic views, this move-in-ready home comes completely furnished, making it an effortless choice for full-time living, a vacation retreat, or an investment property. Inside, you'll find upgrades throughout, including updated flooring, stylish fixtures, and a thoughtfully designed open floor plan. The primary suite boasts a private en-suite bath and closet space, while the second bedroom is perfect for guests, an office, or a hobby room. A second full bath adds convenience for visitors. Outside, relax on the covered, screened in porch located near the carport or located on the other side of the home is the lanai, where you can enjoy the tranquil surroundings of the conservation area. With no rear neighbors and extra privacy on one side, this home offers a peaceful retreat while still being close to shopping, dining, and local amenities. Home features a water softener and has a 50 amp plug on the outside wall of Lanai. Shed in back has upgraded wiring and stores the washer and dryer, with plenty of space for storage as well. Don’t miss this turnkey home—schedule your showing today!

9. 2009-04-02
   soldstatus $48,000
10. 1995-02-22
    soldstatus $11,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,721 · $143/mo
• Projected year-2 tax: $1,721 · $143/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,573
• − Mortgage interest: −$7,562
• − Property taxes: −$1,721
• − Insurance: −$675
• − Repairs & maintenance: −$1,406
• − Management: −$1,406
• − Depreciation: −$3,927
• Taxable income: $875
• Est. tax owed @ 24.0%: −$210
• After-tax cash flow: $2,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Lakeland

• Score: 77/100
• State rank: #206
• US rank: #3179

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Polk County · 740,051 people
• City population: 277,690
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 30,797
• Household income: $70,066
• Rent vs Own: 35.8% rent · 64.2% own
• Severe rent burden: 924.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 63% Hispanic / Latino 18% Black 11% Two or more races 11% Asian 3%
• Hispanic origin (detail): Puerto Rican 9% Cuban 1% Dominican 2%
• Common ancestry: Lithuanian 2% Italian 2% Romanian 2%
• Foreign-born: 11% · Canada, Jamaica
• Languages at home: 81% English-only · Spanish 15% Other Asian/Pacific 2% Other Indo-European 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -79.46%
• Current HPI: 301.3054
• Rent YoY: ▲ 0.65%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1127.3% since first listed

10 events — show timeline

• 2026-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-01 Price Changed $135,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-26 Listed $150,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-22 Sold (Public Records) $160,000 Public Records
• 2025-05-13 Sold (MLS) $160,000 Stellar MLS as Distributed by MLS Grid
• 2025-03-26 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-03-21 Price Changed $160,000 Stellar MLS as Distributed by MLS Grid
• 2025-02-13 Listed $165,000 Stellar MLS as Distributed by MLS Grid
• 2009-04-02 Sold (Public Records) $48,000 Public Records
• 1995-02-22 Sold (Public Records) $11,000 Public Records

Property tax history

+12.5%/yr

Latest (2025): $1,721 · +18.9% YoY. Source: county tax records.