313 Lawrence Rd · Jackson, MS 39206

$8,000

3 bd · 1.0 ba · 1,096 sqft · SingleFamily public records · 34 Days on market

Built 1954 0.25 ac lot $7/sqft · 78% below area

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.4/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• Schools +1.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home has burned. Will need rehabbed or rebuilt. Selling as-is.

Key facts

• 0.25 acre lot
• Built 1954
• Listed 34 days

Property features AI

Finance

• Other: Parcel number 0517-0008-000; Lot size about 0.25 acre (10,890 sq ft); Tax year 2025
• Financial info: Financial details not provided
• HOA & community: HOA information not provided

Exterior

• Parking: Other parking
• Security: Security details not provided
• Utilities: Public water; Public sewer; Utilities: See remarks
• Home design: Single family residence; House; One level
• Construction: Built in (year source: assessor); Building area: 1,096 (source: assessor); Property condition: Fixer
• Exterior features: See remarks

Interior

• Kitchen: Kitchen details not provided
• Bedrooms: Bedrooms information not provided
• Flooring: Flooring details not provided
• Bathrooms: 1 full bathroom
• Heating & cooling: Heating: See remarks; Cooling: See remarks
• Interior features: Appliances: Other
• Laundry & utility: Laundry details not provided

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $8k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $8k).
• Recommended offer: $8k (3.0% below list) — sets the bar for market timing.
• Cap rate 158.7% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
• Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Boyd Elementary School (math 0% / reading 9%, grade F, #368 of 375 statewide, top 98%, 405 students, 100% FRL); Callaway High School (math 3% / reading 10%, grade F, #191 of 197 statewide, top 97%, 923 students, 100% FRL).
• Market conditions: Rents rising (+2.8%/yr); 119 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
• This rent runs 38% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $55 of loan paydown is wiped out by about $240 of value loss. Plan a longer hold.
• Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 2.8% rent growth), your $2k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 34 days — a 3% lower offer ($8k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 19y ago; this cycle's ask has dropped $7k (47%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $7,760 (3.0% below list)

Questions for the listing agent

1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 16.95% ✓
• Cap rate: 158.73%
• Cash-on-cash: 544.40%
• DSCR: 25.22
• GRM: 0.5

CMA / ARV

• ARV (median comp): $35,844
• List price: $8,000
• Delta: -77.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4875 Churchill Dr	0.12mi	3/1.0	1,118 (+2%)	3mo	$69,900	$63	88
421 Benning Rd	0.09mi	3/1.0	1,155 (+5%)	3mo	$74,900	$65	85
522 Woodbury Rd	0.20mi	3/1.0	1,012 (-8%)	1mo	$25,000	$25	76
4851 Maplewood Dr	0.16mi	3/1.0	1,201 (+10%)	8mo	$74,900	$62	70
506 Broadmoor Dr	0.25mi	3/2.0	1,187 (+8%)	2mo	$79,900	$67	69
544 Wellington Rd	0.49mi	2/1.0 (-1)	1,092 (-0%)	4mo	$79,900	$73	68
125 Camero Dr	0.41mi	3/1.5	1,143 (+4%)	5mo	$89,900	$79	68
325 Cedarhurst Dr	0.06mi	3/1.0	1,256 (+15%)	10mo	$84,000	$67	65
515 Belvedere Rd	0.45mi	3/1.0	1,163 (+6%)	9mo	$69,900	$60	61
134 Wacker Dr	0.43mi	3/1.0	1,218 (+11%)	6mo	$70,000	$57	56
535 Avalon Rd	0.40mi	3/2.0	1,199 (+9%)	9mo	$120,000	$100	54
214 Melbourne Rd Rd	0.73mi	2/1.0 (-1)	1,207 (+10%)	6mo	$85,000	$70	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.83% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 29.22×
• Total profit: $63,216
• Equity at exit: $1,193

10-year hold

• IRR: —
• Equity multiple: 62.40×
• Total profit: $137,526
• Equity at exit: $692

Cash invested: $2,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39206

• Home prices YoY: -10.3%
• Rents YoY: 2.8%
• Active inventory: 119
• Price-to-rent: 0.5×

Monthly cashflow live

• Estimated rent: $1,356 high
• Mortgage (P&I): −$42
• Tax est. 1.5%: −$10 /mo · $120/yr
• Insurance: −$3
• HOA: −$0
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $1,016

Break-even live

Break-even rent $70

Max offer price $8,000

Occupancy floor 20%

Sensitivity live

Price	-10% $1,022	-5% $1,019	+0% $1,016	+5% $1,013	+10% $1,011
Rent	-10% $909	-5% $963	+0% $1,016	+5% $1,070	+10% $1,123
Rate	-1.0pp $1,020	-0.5pp $1,018	base $1,016	+0.5pp $1,014	+1.0pp $1,012

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $2,000
• Closing costs: $240
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
320 Lawrence Rd Jackson, MS	4.0	1.5	1270	$1,400	$1.10	24d	1	0.02mi
320 Lawrence Rd Jackson, MS	4.0	2.0	1270	$1,400	$1.10	14d	1	0.02mi
508 Benning Rd Jackson, MS	4.0	2.0	1216	$1,400	$1.15	14d	1	0.11mi
508 Benning Rd Jackson, MS	4.0	2.0	1216	$1,400	$1.15	44d	1	0.11mi
229 Lawrence Rd #229 Jackson, MS	2.0	1.0	840	$995	$1.18	44d	1	0.14mi
229 Lawrence Rd Jackson, MS	2.0	1.0	840	$900	$1.07	24d	1	0.14mi
227 Lawrence Rd #227 Jackson, MS	2.0	1.0	840	$995	$1.18	44d	1	0.14mi
227 Lawrence Rd Jackson, MS	2.0	1.0	840	$900	$1.07	14d	2	0.14mi
4858 Sheridan Dr Jackson, MS	3.0	2.0	1300	$1,550	$1.19	24d	1	0.17mi
521 Launcelot Rd Jackson, MS	3.0	2.0	1346	$1,423	$1.06	44d	1	0.21mi
701 Cedarhurst Dr Jackson, MS	4.0	2.0	1419	$1,250	$0.88	24d	1	0.25mi
4833 N State St Jackson, MS	3.0	2.0	994	$1,195	$1.20	44d	1	0.35mi
5255 Manhattan Rd Jackson, MS	1.0–2.0	1.0–2.0	813	$1,100	$1.35	14d	1	0.52mi
4627 Estelle Dr Jackson, MS	3.0	2.0	1489	$1,475	$0.99	24d	1	0.63mi
4901 McWillie Cir Jackson, MS	1.0–2.0	1.0–2.0	806	$1,150	$1.43	14d	1	0.68mi
214 Melbourne Rd Jackson, MS	3.0	2.0	1207	$1,500	$1.24	44d	1	0.76mi
5421 Crepe Myrtle Dr Jackson, MS	4.0	1.5	1079	$1,295	$1.20	24d	1	0.85mi
20 N Hill Pkwy Jackson, MS	1.0–3.0	1.0–2.5	1046	$1,100	$1.05	14d	31	0.86mi
200 Stillwood Dr Jackson, MS	3.0	2.0	1088	$1,300	$1.19	44d	1	1.05mi
200 Stillwood Dr Jackson, MS	3.0	2.0	1088	$1,300	$1.19	14d	1	1.05mi
3718 Northbrook Dr Jackson, MS	2.0	1.0	942	$1,050	$1.11	24d	1	1.08mi
4426 Desoto St Jackson, MS	3.0	1.0	1079	$1,250	$1.16	14d	1	1.14mi
4426 Desoto St Jackson, MS	3.0	1.0	1079	$1,250	$1.16	24d	1	1.14mi
5155 Wayneland Dr Jackson, MS	1.0–2.0	1.0–2.0	905	$1,500	$1.66	24d	1	1.26mi
815 Berwood Dr Jackson, MS	3.0	2.0	1248	$1,300	$1.04	44d	1	1.26mi
425 Beasley Rd Jackson, MS	2.0	1.0–2.0	995	$885	$0.89	14d	3	1.39mi
3811 Mosley Ave Jackson, MS	2.0	1.0	1000	$1,095	$1.09	22d	1	1.44mi
533 Stillwood Dr Jackson, MS	2.0	1.0	906	$820	$0.91	14d	1	1.44mi
963 Pine Lake Dr Jackson, MS	3.0	1.5	1196	$1,050	$0.88	44d	1	1.48mi

Listing history 50 events

1. 2026-06-18
   days on market $8,000 Active 34 DOM
2. 2026-06-17
   days on market $8,000 Active 33 DOM
3. 2026-06-16
   days on market $8,000 Active 32 DOM
4. 2026-06-15
   days on market $8,000 Active 31 DOM
5. 2026-06-14
   days on market $8,000 Active 29 DOM
6. 2026-06-13
   days on market $8,000 Active 28 DOM
7. 2026-06-10
   days on market $8,000 Active 26 DOM
8. 2026-06-09
   days on market $8,000 Active 25 DOM
9. 2026-06-08
   days on market $8,000 Active 24 DOM
10. 2026-06-07
    days on market $8,000 Active 23 DOM
11. 2026-06-05
    days on market $8,000 Active 20 DOM
12. 2026-06-03
    days on market $8,000 Active 19 DOM
13. 2026-06-03
    price $8,000 Active 18 DOM
14. 2026-06-02
    days on market $10,000 Active 18 DOM
15. 2026-06-01
    days on market $10,000 Active 17 DOM
16. 2026-05-31
    days on market $10,000 Active 16 DOM
17. 2026-05-30
    days on market $10,000 Active 15 DOM
18. 2026-05-15
    listed $15,000 Active 177-char remark
19. 2025-03-17
    soldstatus Closed 68-char remark

    Show marketing remark (68 chars)

    This home has burned. Will need rehabbed or rebuilt. Selling as-is.

20. 2025-02-20
    status Pending 68-char remark

    Show marketing remark (68 chars)

    This home has burned. Will need rehabbed or rebuilt. Selling as-is.

21. 2025-02-01
    price $9,500 68-char remark

    Show marketing remark (68 chars)

    This home has burned. Will need rehabbed or rebuilt. Selling as-is.

22. 2024-11-09
    listed $10,000 Active 68-char remark

    Show marketing remark (68 chars)

    This home has burned. Will need rehabbed or rebuilt. Selling as-is.

23. 2024-08-20
    soldstatus
24. 2024-06-12
    soldstatus Closed

    Show marketing remark (40 chars)

    Great investment property, house burned.

25. 2024-06-11
    soldstatus
26. 2024-05-30
    status Pending

    Show marketing remark (40 chars)

    Great investment property, house burned.

27. 2024-03-29
    price $10,000

    Show marketing remark (40 chars)

    Great investment property, house burned.

28. 2024-03-29
    status Active

    Show marketing remark (40 chars)

    Great investment property, house burned.

29. 2024-03-03
    status Pending

    Show marketing remark (40 chars)

    Great investment property, house burned.

30. 2024-02-18
    price $11,100

    Show marketing remark (40 chars)

    Great investment property, house burned.

31. 2024-01-19
    listed $12,300 Active

    Show marketing remark (40 chars)

    Great investment property, house burned.

32. 2022-11-28
    soldstatus Closed
33. 2022-11-28
    soldstatus
34. 2022-11-08
    status Pending
35. 2022-11-01
    listed $10,000 Active
36. 2022-05-03
    historical
37. 2022-05-03
    status Pending
38. 2022-04-21
    price $5,000
39. 2022-04-11
    price $10,000
40. 2022-04-02
    listed $19,000 Active
41. 2021-10-02
    historical
42. 2019-01-10
    soldstatus
43. 2013-05-09
    soldstatus
44. 2013-05-08
    soldstatus
45. 2013-04-11
    listed $25,000
46. 2008-07-10
    soldstatus
47. 2008-05-28
    soldstatus
48. 2008-03-05
    listed $31,500
49. 2007-06-04
    listed $39,900
50. 2006-07-07
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,276
• − Mortgage interest: −$448
• − Property taxes: −$120
• − Insurance: −$40
• − Repairs & maintenance: −$1,302
• − Management: −$1,302
• − Depreciation: −$233
• Taxable income: $12,831
• Est. tax owed @ 24.0%: −$3,079
• After-tax cash flow: $9,115/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jackson Public School District
• NCES district ID: 2802190
• Math proficiency: 9% ▼ -14.00%
• Reading proficiency: 18% ▼ -7.00%
• Median HH income: $33,234
• Composite: 10.89/100
• National rank: #9755
• State rank: #112 of 130 in MS

Livability — Jackson

• Score: 68/100
• State rank: #66
• US rank: #9695

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jackson, MS
• County: Hinds County · 167,040 people
• City population: 140,204
• Metro: Jackson, MS
• Population (ZIP): 23,257
• Household income: $42,686
• Rent vs Own: 54.0% rent · 46.0% own
• Severe rent burden: 1554.0

Population outlook (Hinds County) Hauer SSP2

• Today (2025): 242,528 people
• By 2030: 241,113 · -0.6%
• By 2040: 235,557 · -2.9%
• By 2050: 226,946 · -6.4%
• By 2075: 199,995 · -17.5%
• By 2100: 164,165 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (85%)
• Race & ethnicity: Black 85% White 9% Hispanic / Latino 3% Two or more races 3%
• Common ancestry: Italian 1%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Hinds

• 2024 margin: Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
• 2008→2024 swing: +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
• All cycles: 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -22.38%
• Current HPI: 194.5873
• Rent YoY: ▲ 2.83%
• Metro: Jackson, MS
• State GDP YoY: —
• F500 in state: 0

Price history

-79.9% since first listed

38 events — show timeline

• 2026-06-02 Price Changed $8,000 MLSU
• 2026-05-21 Price Changed $10,000 MLSU
• 2026-05-15 Listed $15,000 MLSU
• 2025-03-17 Sold (MLS) — MLSU
• 2025-02-20 Pending — MLSU
• 2025-02-01 Price Changed $9,500 MLSU
• 2024-11-09 Listed $10,000 MLSU
• 2024-08-20 Sold (Public Records) — Public Records
• 2024-06-12 Sold (MLS) — MLSU
• 2024-06-11 Sold (Public Records) — Public Records
• 2024-05-30 Pending — MLSU
• 2024-03-29 Price Changed $10,000 MLSU
• 2024-03-29 Relisted — MLSU
• 2024-03-03 Pending — MLSU
• 2024-02-18 Price Changed $11,100 MLSU
• 2024-01-19 Listed $12,300 MLSU
• 2022-11-28 Sold (Public Records) — Public Records
• 2022-11-28 Sold (MLS) — MLSU
• 2022-11-08 Pending — MLSU
• 2022-11-01 Listed $10,000 MLSU
• 2022-05-03 Listing Removed — MLSU
• 2022-05-03 Pending — MLSU
• 2022-04-21 Price Changed $5,000 MLSU
• 2022-04-11 Price Changed $10,000 MLSU
• 2022-04-02 Listed $19,000 MLSU
• 2021-10-02 Listing Removed — MLSU
• 2019-01-10 Sold (Public Records) — Public Records
• 2013-05-09 Sold (Public Records) — Public Records
• 2013-05-08 Sold (MLS) — MLSU
• 2013-04-11 Listed $25,000 MLSU
• 2008-07-10 Sold (Public Records) — Public Records
• 2008-05-28 Sold (MLS) — MLSU
• 2008-03-05 Listed $31,500 MLSU
• 2007-06-04 Listed $39,900 MLSU
• 2006-07-07 Sold (Public Records) — Public Records
• 2005-11-10 Sold (Public Records) — Public Records
• 1986-05-13 Sold (Public Records) — Public Records
• 1985-01-17 Sold (Public Records) — Public Records

Property tax history

+0.0%/yr

Latest (2025): $1,211 · +0.5% YoY. Source: county tax records.