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215 St. Rt. 335
D- Composite 37.51
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.9/30.0
  • ARV discount +7.5/15.0
  • Appreciation +5.5/10.0
  • Schools +4.4/10.0
  • DSCR +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Livability +2.0/5.0
  • 1% rule +1.8/10.0

$130,000

215 St. Rt. 335 · Stockdale, OH 45613
2 bd · 1.0 ba · 932 sqft · SingleFamily public records · 53 Days on market
Built 1956 1.34 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 215 State Route 335, Beaver! This new listing is here to give you historic charm! Featuring 2-3 bedrooms and 1 bathroom, this oak built home is as cozy as it gets! Newer metal roof, brand new refrigerator, and Generac Generator included! Cash or Conventional offers ONLY. This one will not last!

Key facts

  • New kitchen
  • 2 water taps
  • New front deck

Tags

NEW KITCHENREMODELED UTILITY ROOMNEW FRONT DECK2 WATER TAPS

Property features AI

Exterior

  • Parking: Attached garage (1 covered parking space, 1 total garage space)
  • Utilities: Public water; Septic tank with aerobic system; 100 amp electric service
  • Home design: Single-family residence; One story
  • Construction: Aluminum siding; Block basement
  • Exterior features: Deck; Shed(s); Metal roof

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Linoleum; Carpet; Wood
  • Bathrooms: 1 full bathroom on the main level
  • Heating & cooling: Propane heating; Central air conditioning
  • Interior features: Double-pane windows; Basement with block construction
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $-105 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $111k (14.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $88k (32.2% below list).
  • Recommended offer: $88k (32.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 40/100 on livability (#1,199 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: health & safety C-, amenities F, commute F.
  • Eastern Local School District (rural): math 48% / reading 57% proficiency, ranked #415 of 656 in OH (top 63%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 13 active listings in the ZIP; lower-income renter base — watch delinquency; 45 units permitted in Pike County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($899 loan paydown + $1k appreciation (1.0% local appreciation)).
  • Pike County population projected at -21% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $130k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $88,127 (32.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
5.32%
Cash-on-cash
-3.47%
DSCR
0.85
GRM
12.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.99% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.4%
Equity multiple
0.88×
Total profit
$-4,379
Equity at exit
$44,317
10-year hold
IRR
2.6%
Equity multiple
1.32×
Total profit
$11,704
Equity at exit
$58,845

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45613

Home prices YoY
0.5%
Active inventory
13
Price-to-rent
12.3×

Monthly cashflow live

Estimated rent
$881 medium interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$66 /mo · $787/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$185
Net cashflow
$-105

Break-even live

Break-even rent $1,015
Max offer price $111,402
Occupancy floor

Sensitivity live

Price -10% $-32 -5% $-68 +0% $-105 +5% $-142 +10% $-179
Rent -10% $-175 -5% $-140 +0% $-105 +5% $-70 +10% $-36
Rate -1.0pp $-40 -0.5pp $-72 base $-105 +0.5pp $-139 +1.0pp $-173

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-21
    days on market $130,000 Active 53 DOM
  2. 2026-06-18
    days on market $130,000 Active 51 DOM
  3. 2026-06-17
    days on market $130,000 Active 50 DOM
  4. 2026-06-16
    days on market $130,000 Active 49 DOM
  5. 2026-06-15
    days on market $130,000 Active 48 DOM
  6. 2026-06-13
    days on market $130,000 Active 46 DOM
  7. 2026-06-12
    days on market $130,000 Active 45 DOM
  8. 2026-06-09
    days on market $130,000 Active 42 DOM
  9. 2026-06-08
    days on market $130,000 Active 41 DOM
  10. 2026-06-08
    remarks 246-char remark
  11. 2026-06-08
    listed $130,000 Active 40 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$787 · $66/mo
Projected year-2 tax
$1,407 · $117/mo
Expected delta
+$621/yr (+$52/mo · 78.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,575
− Mortgage interest
−$7,282
− Property taxes
−$787
− Insurance
−$650
− Repairs & maintenance
−$846
− Management
−$846
− Depreciation
−$3,782
Taxable loss
−$3,618
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$868
After-tax cash flow
$-395/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Eastern Local School District
NCES district ID
3904912
Math proficiency
48% ▼ -10.00%
Reading proficiency
57% ▼ -3.00%
Median HH income
$42,279
Composite
44.09/100
National rank
#2873
State rank
#415 of 656 in OH

Livability — Stockdale

Score
40/100
State rank
#1199
US rank
#27293

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing F Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Stockdale, OH
County
Pike · 24,348 people
Population (ZIP)
3,331
Household income
$36,855
Rent vs Own
24.9% rent · 75.1% own
Severe rent burden
19.5

Population outlook (Pike County) Hauer SSP2

Today (2025)
26,762 people
By 2030
25,744 · -3.8%
By 2040
23,509 · -12.2%
By 2050
21,090 · -21.2%
By 2075
15,765 · -41.1%
By 2100
11,361 · -57.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 4% Hispanic / Latino 2% Asian 2%
Common ancestry
Scottish 4% Slovak 1% Italian 1%
Foreign-born
1%
Languages at home
97% English-only · German/W. Germanic 1% Other Asian/Pacific 1% Korean 1%

Political lean MEDSL · Pike

2024 margin
Solid R (+53.7) · D 22.9% · R 76.5%
2008→2024 swing
-52.6pp toward R · 2008: -1.0pp · 2024: -53.7pp
All cycles
2024: R+53.7 2020: R+48.7 2016: R+36.7 2012: R+0.4 2008: R+1.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.99%
Current HPI
199.2226
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+62.7% since first listed
10 events — show timeline
  • 2026-06-03 Price Changed $130,000 SVAR
  • 2026-04-28 Listed $140,000 SVAR
  • 2022-07-20 Sold (Public Records) $79,900 Public Records
  • 2022-07-08 Sold (MLS) $79,900 SVAR
  • 2022-07-08 Sold (MLS) $79,900 ACBOR
  • 2022-07-08 Sold (MLS) $79,900 CBRMLS
  • 2022-04-11 Pending CBRMLS
  • 2021-12-30 Listed $79,900 SVAR
  • 2021-12-30 Listed $79,900 ACBOR
  • 2021-12-30 Listed $79,900 CBRMLS

Property tax history

+14.4%/yr

Latest (2025): $787 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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