150 W Catalina Dr · Yuma, AZ 85364

$13,500

2 bd · 1.0 ba · 1,000 sqft · Manufactured public records · 20 Days on market

Built 1986

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Livability +3.6/5.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0
• Appreciation +0.0/10.0

Listing remarks

This home is priced to sell as we have decided to move on . Sweet place with eat in kitchen , a new sink and butcher block countertop . All appliances included. Lots of storage space plus an outdoor shed in a large fenced area, great for relaxing and enjoying an evening meal and a great space for your furry friends. Club house and heated pool included plus water and garbage are included in the 425.00 rent. To much to list . Come and check this home out . It is located in a 55 plus community.

Key facts

• Eat in kitchen
• New sink
• Outdoor shed

Tags

• EAT IN KITCHEN
• NEW SINK
• BUTCHER BLOCK COUNTERTOP
• OUTDOOR SHED
• LARGE FENCED AREA
• HEATED POOL

Property features AI

Exterior

• Home design: Built in 1986
• Construction: 1986 construction
• Exterior features: Located in the Country Club Manor subdivision

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $14k.

Deal economics

• At list price, monthly cash flow is $966 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $14k).
• Recommended offer: $13k (1.5% below list) — sets the bar for market timing.
• Cap rate 92.1% vs local median 3.9% in Yuma — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#30 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, employment D, commute F.
• Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Kofa High School (math 13% / reading 15%, grade F, #277 of 381 statewide, top 73%, 2,541 students, 75% FRL).
• Market conditions: Rents rising (+2.0%/yr); 263 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $93 of loan paydown is wiped out by about $405 of value loss. Plan a longer hold.
• Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.0% rent growth), your $4k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($13k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $13,297 (1.5% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 9.93% ✓
• Cap rate: 92.12%
• Cash-on-cash: 306.51%
• DSCR: 14.64
• GRM: 0.8

CMA / ARV

• ARV (on-the-fly): $151,000
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
270 W El Camino Dr	0.67mi	2/2.0	958 (-4%)	14mo	$145,000	$151	46
3473 S Hermosa Rd	0.74mi	2/2.0	882 (-12%)	2mo	$119,900	$136	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.04% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 16.36×
• Total profit: $58,044
• Equity at exit: $2,013

10-year hold

• IRR: —
• Equity multiple: 33.98×
• Total profit: $124,648
• Equity at exit: $1,167

Cash invested: $3,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85364

• Rents YoY: 2.0%
• Active inventory: 263
• Price-to-rent: 0.8×

Monthly cashflow live

• Estimated rent: $1,340 high
• Mortgage (P&I): −$71
• Tax est. 1.5%: −$17 /mo · $202/yr
• Insurance: −$6
• HOA: −$0
• Vacancy / Maint / Mgmt: −$281
• Net cashflow: $966

Break-even live

Break-even rent $118

Max offer price $13,500

Occupancy floor 23%

Sensitivity live

Price	-10% $975	-5% $970	+0% $966	+5% $961	+10% $956
Rent	-10% $860	-5% $913	+0% $966	+5% $1,018	+10% $1,071
Rate	-1.0pp $972	-0.5pp $969	base $966	+0.5pp $962	+1.0pp $958

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $3,375
• Closing costs: $405
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
225 W Catalina Dr Yuma, AZ	1.0–2.0	1.0–2.0	777	$1,363	$1.75	15d	7	0.15mi
143 W 27th Pl Yuma, AZ	3.0	2.0	1277	$1,500	$1.17	23d	1	0.20mi
2714 S Virginia Dr Yuma, AZ	2.0	1.0	750	$925	$1.23	15d	2	0.21mi
515 E Country Club Dr Unit 515B Yuma, AZ	2.0	1.0	800	$1,200	$1.50	15d	1	0.55mi
517 E Country Club Dr Unit 517D Yuma, AZ	2.0	1.0	800	$1,200	$1.50	15d	1	0.57mi
1169 W 34th St Yuma, AZ	3.0	1.5	1430	$1,750	$1.22	15d	1	0.93mi
1280 W 24th St Unit 02 Yuma, AZ	2.0	2.0	750	$1,250	$1.67	23d	1	0.98mi
1280 W 24th St Apt 23 Yuma, AZ	2.0	1.0	700	$1,200	$1.71	15d	1	1.01mi
1280 W 24th St Unit 32 Yuma, AZ	2.0	1.0	700	$1,200	$1.71	23d	1	1.01mi
1778 W 28th St Yuma, AZ	3.0	2.0	1200	$3,300	$2.75	15d	1	1.06mi
2045 S Walnut Ave Yuma, AZ	3.0	1.0	940	$1,480	$1.57	23d	1	1.10mi
3749 S 4th Ave Unit 224 Yuma, AZ	2.0	2.0	960	$1,400	$1.46	23d	1	1.12mi
2150 S Avenue A #26 Yuma, AZ	2.0	2.0	905	$1,550	$1.71	15d	1	1.13mi
2150 S Avenue A #60 Yuma, AZ	2.0	2.0	905	$1,050	$1.16	15d	1	1.13mi
2533 S Olivia Ave Yuma, AZ	3.0	2.0	1287	$1,495	$1.16	15d	1	1.18mi
1900 W 30th St Yuma, AZ	2.0–3.0	2.0	1024	$804	$0.79	15d	1	1.19mi
2369 S Camino Tierra Yuma, AZ	3.0	2.0	1479	$2,300	$1.56	15d	1	1.21mi
2240 S Elks Ln #37 Yuma, AZ	2.0	1.5	1212	$1,950	$1.61	15d	1	1.23mi
1103 W 20th St Unit 1005 Yuma, AZ	2.0	1.0	742	$1,000	$1.35	15d	1	1.26mi
2155 S 14th Ave #16 Yuma, AZ	2.0	2.0	1200	$1,300	$1.08	15d	1	1.29mi
1955 South Avenue A Unit A Yuma, AZ	3.0	1.5	1308	$1,400	$1.07	23d	1	1.34mi
1910 S Avenue A Yuma, AZ	2.0	1.0	543	$970	$1.79	15d	5	1.36mi

Listing history 13 events

1. 2026-06-15
   days on market $13,500 Active 20 DOM
2. 2026-06-14
   days on market $13,500 Active 18 DOM
3. 2026-06-13
   days on market $13,500 Active 17 DOM
4. 2026-06-10
   days on market $13,500 Active 15 DOM
5. 2026-06-09
   days on market $13,500 Active 14 DOM
6. 2026-06-08
   days on market $13,500 Active 13 DOM
7. 2026-06-07
   days on market $13,500 Active 12 DOM
8. 2026-06-05
   days on market $13,500 Active 9 DOM
9. 2026-06-02
   days on market $13,500 Active 7 DOM
10. 2026-06-01
    days on market $13,500 Active 6 DOM
11. 2026-05-31
    days on market $13,500 Active 5 DOM
12. 2026-05-30
    days on market $13,500 Active 4 DOM
13. 2026-05-26
    listed $13,500 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥113°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,083
• − Mortgage interest: −$756
• − Property taxes: −$202
• − Insurance: −$68
• − Repairs & maintenance: −$1,287
• − Management: −$1,287
• − Depreciation: −$393
• Taxable income: $12,091
• Est. tax owed @ 24.0%: −$2,902
• After-tax cash flow: $8,684/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yuma Union High School District (4507)
• NCES district ID: 0409630
• Math proficiency: 14% ▼ -12.00%
• Reading proficiency: 16% ▼ -10.00%
• Median HH income: $40,512
• Composite: 12.86/100
• National rank: #9592
• State rank: #212 of 249 in AZ

Livability — Yuma

• Score: 71/100
• State rank: #30
• US rank: #6635

Category grades

Amenities C Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yuma, AZ
• County: Yuma County · 149,809 people
• City population: 149,809
• Metro: Yuma, AZ
• Population (ZIP): 72,960
• Household income: $57,874
• Rent vs Own: 40.1% rent · 59.9% own
• Severe rent burden: 2195.0

Population outlook (Yuma County) Hauer SSP2

• Today (2025): 211,633 people
• By 2030: 214,114 · +1.2%
• By 2040: 217,856 · +2.9%
• By 2050: 220,276 · +4.1%
• By 2075: 222,359 · +5.1%
• By 2100: 198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (70%)
• Race & ethnicity: Hispanic / Latino 70% Two or more races 29% White 24% Asian 2% Black 2% Native American 1%
• Hispanic origin (detail): Mexican 67%
• Common ancestry: Portuguese 1% Lithuanian 1% Romanian 1%
• Foreign-born: 22% · Canada
• Languages at home: 48% English-only · Spanish 50% Tagalog/Filipino 1%

Political lean MEDSL · Yuma

• 2024 margin: Strong R (+20.4) · D 39.3% · R 59.8%
• 2008→2024 swing: -6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
• All cycles: 2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -197.00%
• Current HPI: 220.8058
• Rent YoY: ▲ 2.04%
• Metro: Yuma, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

1 event — show timeline

• 2026-05-26 Listed $13,500 FSBO.com

Property tax history

+2.8%/yr

Latest (2025): $14,154 · +3.5% YoY. Source: county tax records.