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493 Buckhead Loop SE
D- Composite 36.48
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.8/15.0
  • Cash flow +7.5/30.0
  • Appreciation +5.1/10.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • 1% rule +2.3/10.0
  • DSCR +1.6/10.0

$291,475

493 Buckhead Loop SE · Allenhurst, GA 31301
4 bd · 2.0 ba · 1,735 sqft · SingleFamily · 148 Days on market
Built 2026 Good condition 0.68 ac lot $168/sqft · at area comps Est $293k · at est. $30/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step inside our Trask plan, a spacious ranch style home offering 4 bedrooms and 2 bathrooms on a single level. The open layout features a large family room with views of the covered back patio. The kitchen is designed for entertaining with a generous island and seamless flow to the living areas. Two bedrooms near the foyer share a full bath, while the fourth bedroom is located between the laundry room and garage entry, making it a great guest space. The private primary suite sits at the rear of the home and includes a large walk in closet and en suite with dual sinks, soaking tub, and separate shower. This plan combines comfort and functionality for everyday living. Artistic renderings are for informational purposes only and actual features may vary.

Key facts

  • Large family room
  • Generous island
  • Covered back patio

Tags

COVERED BACK PATIOLARGE FAMILY ROOMGENEROUS ISLANDPRIVATE PRIMARY SUITELARGE WALK IN CLOSETEN SUITE WITH DUAL SINKS

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $291k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-366 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $239k (18.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (27.1% below list).
  • Recommended offer: $212k (27.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#319 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
  • Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
  • Market conditions: 173 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
  • This rent runs 39% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $2k of equity ($2k loan paydown + $453 appreciation (0.2% local appreciation)).
  • Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 148 days — a 12% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $212,478 (27.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 148 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
4.79%
Cash-on-cash
-5.38%
DSCR
0.76
GRM
11.4

CMA / ARV

ARV (median comp)
$293,278
List price
$291,475
Delta
-0.61%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
334 Buckhead Loop SE 0.03mi 4/2.5 1,810 (+4%) 4mo $284,025 $157 86
358 Buckhead Loop SE 0.31mi 4/2.0 1,735 (0%) 4mo $301,090 $174 82
439 Buckhead Loop SE 0.00mi 4/2.0 1,926 (+11%) 1mo $310,025 $161 81
774 Buckhead Loop SE 0.31mi 4/2.5 1,810 (+4%) 2mo $300,275 $166 75
404 Buckhead Loop SE 0.31mi 4/2.5 1,810 (+4%) 2mo $283,825 $157 74
722 Buckhead Loop SE 0.31mi 4/2.5 1,609 (-7%) 2mo $279,800 $174 70
393 Buckhead Loop SE 0.31mi 4/2.0 1,565 (-10%) 2mo $280,500 $179 68
663 Buckhead Loop SE 0.31mi 4/2.0 1,565 (-10%) 2mo $276,975 $177 67
382 Buckhead Loop SE 0.31mi 4/2.0 1,926 (+11%) 2mo $310,875 $161 65
218 Antler Ave 0.19mi 4/3.0 1,984 (+14%) 7mo $296,450 $149 57
337 Buckhead Loop SE 0.31mi 3/2.0 (-1) 1,527 (-12%) 5mo $282,705 $185 56
631 Buckhead Loop SE 0.31mi 4/3.0 1,984 (+14%) 2mo $315,475 $159 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.16% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-7.7%
Equity multiple
0.64×
Total profit
$-29,635
Equity at exit
$86,907
10-year hold
IRR
-1.7%
Equity multiple
0.82×
Total profit
$-14,929
Equity at exit
$106,297

Cash invested: $81,613 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
35 active · 21 under contract
Months of supply
10.5 mo (10%/mo absorbed)
Median asking
$279,900 ($167/sqft)
Median days on market
78 d
This list price
80% of active listings are priced below it
ARV vs active asking
+1.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 31301

Home prices YoY
0.1%
Active inventory
173
Price-to-rent
11.4×

Monthly cashflow live

Estimated rent
$2,125 medium interval (Pro) →
Mortgage (P&I)
$1,529
Tax est. 1.5%
$364 /mo · $4,372/yr
Insurance
$121
HOA
$30
Vacancy / Maint / Mgmt
$446
Net cashflow
$-366

Break-even live

Break-even rent $2,588
Max offer price $238,552
Occupancy floor

Sensitivity live

Price -10% $-164 -5% $-265 +0% $-366 +5% $-466 +10% $-567
Rent -10% $-534 -5% $-450 +0% $-366 +5% $-282 +10% $-198
Rate -1.0pp $-219 -0.5pp $-292 base $-366 +0.5pp $-441 +1.0pp $-518

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,869
Closing costs
$8,744
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
469 Archie Way Hinesville, GA 4.0 2.5 2001 $2,000 $1.00 93d 1 1.20mi

Listing history 50 events

  1. 2026-08-08
    days on market $291,475 Active 148 DOM
  2. 2026-08-07
    days on market $291,475 Active 147 DOM
  3. 2026-08-06
    days on market $291,475 Active 146 DOM
  4. 2026-08-05
    days on market $291,475 Active 145 DOM
  5. 2026-08-04
    days on market $291,475 Active 144 DOM
  6. 2026-08-03
    days on market $291,475 Active 143 DOM
  7. 2026-07-31
    days on market $291,475 Active 140 DOM
  8. 2026-07-30
    days on market $291,475 Active 139 DOM
  9. 2026-07-29
    days on market $291,475 Active 138 DOM
  10. 2026-07-27
    days on market $291,475 Active 136 DOM
  11. 2026-07-25
    days on market $291,475 Active 134 DOM
  12. 2026-07-24
    days on market $291,475 Active 133 DOM
  13. 2026-07-23
    days on market $291,475 Active 132 DOM
  14. 2026-07-22
    days on market $291,475 Active 131 DOM
  15. 2026-07-21
    days on market $291,475 Active 130 DOM
  16. 2026-07-18
    days on market $291,475 Active 127 DOM
  17. 2026-07-16
    days on market $291,475 Active 125 DOM
  18. 2026-07-16
    days on market $291,475 Active 124 DOM
  19. 2026-07-14
    days on market $291,475 Active 123 DOM
  20. 2026-07-13
    days on market $291,475 Active 122 DOM
  21. 2026-07-12
    days on market $291,475 Active 121 DOM
  22. 2026-07-11
    days on market $291,475 Active 120 DOM
  23. 2026-07-10
    days on market $291,475 Active 119 DOM
  24. 2026-07-09
    days on market $291,475 Active 118 DOM
  25. 2026-07-08
    days on market $291,475 Active 117 DOM
  26. 2026-07-07
    days on market $291,475 Active 116 DOM
  27. 2026-07-06
    days on market $291,475 Active 115 DOM
  28. 2026-07-05
    days on market $291,475 Active 114 DOM
  29. 2026-07-04
    days on market $291,475 Active 113 DOM
  30. 2026-07-03
    days on market $291,475 Active 112 DOM
  31. 2026-07-02
    days on market $291,475 Active 111 DOM
  32. 2026-07-01
    days on market $291,475 Active 110 DOM
  33. 2026-06-30
    days on market $291,475 Active 109 DOM
  34. 2026-06-29
    days on market $291,475 Active 108 DOM
  35. 2026-06-28
    days on market $291,475 Active 107 DOM
  36. 2026-06-28
    days on market $291,475 Active 106 DOM
  37. 2026-06-27
    days on market $291,475 Active 105 DOM
  38. 2026-06-26
    days on market $291,475 Active 104 DOM
  39. 2026-06-23
    days on market $291,475 Active 101 DOM
  40. 2026-06-21
    days on market $291,475 Active 100 DOM
  41. 2026-06-19
    days on market $291,475 Active 98 DOM
  42. 2026-06-18
    days on market $291,475 Active 97 DOM
  43. 2026-06-17
    days on market $291,475 Active 96 DOM
  44. 2026-06-16
    days on market $291,475 Active 95 DOM
  45. 2026-06-15
    days on market $291,475 Active 94 DOM
  46. 2026-06-14
    days on market $291,475 Active 92 DOM
  47. 2026-06-13
    days on market $291,475 Active 91 DOM
  48. 2026-06-10
    days on market $291,475 Active 89 DOM
  49. 2026-06-09
    days on market $291,475 Active 88 DOM
  50. 2026-06-08
    days on market $291,475 Active 87 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,497
− Mortgage interest
−$16,327
− Property taxes
−$4,372
− Insurance
−$1,457
− Repairs & maintenance
−$2,040
− Management
−$2,040
− HOA
−$360
− Depreciation
−$8,479
Taxable loss
−$9,578
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,299
After-tax cash flow
$-2,090/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 None rehab

This new construction home is in excellent condition with no visible repairs needed. It offers a spacious layout and is ready for immediate move-in.

Value-add opportunities

  • Both Painting and cleaning — Fresh paint and cleaning can enhance curb appeal and interior aesthetics
  • Both Landscaping — Landscaping can improve curb appeal and add value
  • Resale Kitchen appliances — Upgrading to high-end appliances can attract more buyers
  • Resale Bathroom fixtures — Upgrading to modern fixtures can enhance the appeal of the bathrooms
F Composite school gradezoned avg 26/100

Zoned Schools

Elementary Mcclelland Elementary School F GA #728/1,228 Nat'l #29,575/41,679 Middle Long County Middle School F GA #311/470 Nat'l #10,795/14,009 High Long County High School F GA #140/424 Nat'l #11,215/17,239

Schools (NCES district)

District
Long County
NCES district ID
1303360
Math proficiency
26% ▼ -14.00%
Reading proficiency
26% ▼ -13.00%
Median HH income
$45,958
Composite
22.51/100
National rank
#8090
State rank
#115 of 174 in GA
C Composite livability gradescore 62/100

Livability — Allenhurst

Score
62/100
State rank
#319
US rank
#17124

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 24,669 people
Metro
Hinesville, GA
Population (ZIP)
4,933
Household income
$65,417
Rent vs Own
55.7% rent · 44.3% own
Severe rent burden
11% of renters

Population outlook (Long County) Hauer SSP2

Today (2025)
24,669 people
By 2030
28,223 · +14.4%
By 2040
35,430 · +43.6%
By 2050
42,403 · +71.9%
By 2075
56,996 · +131.0%
By 2100
64,185 · +160.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
Hispanic origin (detail)
Mexican 2% Puerto Rican 7%
Common ancestry
Slovak 1% Lithuanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 2%

Political lean MEDSL · Long

2024 margin
Strong R (+29.5) · D 35.1% · R 64.6%
2008→2024 swing
-5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
All cycles
2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1

Not yet ingested

Civics

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-03-13 Listed $291,475 Hive MLS
  • 2026-03-13 Listed $291,475 HABR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…