493 Buckhead Loop SE · Allenhurst, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.8/15.0
- Cash flow +7.5/30.0
- Appreciation +5.1/10.0
- Condition / age +4.0/5.0
- Livability +3.1/5.0
- Schools +2.7/10.0
- Rent growth +2.5/5.0
- 1% rule +2.3/10.0
- DSCR +1.6/10.0
$291,475
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step inside our Trask plan, a spacious ranch style home offering 4 bedrooms and 2 bathrooms on a single level. The open layout features a large family room with views of the covered back patio. The kitchen is designed for entertaining with a generous island and seamless flow to the living areas. Two bedrooms near the foyer share a full bath, while the fourth bedroom is located between the laundry room and garage entry, making it a great guest space. The private primary suite sits at the rear of the home and includes a large walk in closet and en suite with dual sinks, soaking tub, and separate shower. This plan combines comfort and functionality for everyday living. Artistic renderings are for informational purposes only and actual features may vary.
Key facts
- Large family room
- Generous island
- Covered back patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $291k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-366 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $239k (18.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $212k (27.1% below list).
- Recommended offer: $212k (27.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 62/100 on livability (#319 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, amenities F, commute F.
- Long County (rural): math 26% / reading 26% proficiency, ranked #115 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Smiley Elementary School (1,258 students, 67% FRL); Long County Middle School (math 21% / reading 27%, grade F, #311 of 470 statewide, top 68%, 945 students, 69% FRL); Long County High School (math 37% / reading 22%, grade F, #140 of 424 statewide, top 35%, 1,209 students, 70% FRL).
- Market conditions: 173 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 298 units permitted in Long County in 2024 (0 in 5+ unit buildings).
- This rent runs 39% of the median local income ($65k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $2k of equity ($2k loan paydown + $453 appreciation (0.2% local appreciation)).
- Long County population projected at +72% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 148 days — a 12% lower offer ($256k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 148 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 4.79%
- Cash-on-cash
- -5.38%
- DSCR
- 0.76
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $293,278
- List price
- $291,475
- Delta
- -0.61%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 334 Buckhead Loop SE | 0.03mi | 4/2.5 | 1,810 (+4%) | 4mo | $284,025 | $157 | 86 |
| 358 Buckhead Loop SE | 0.31mi | 4/2.0 | 1,735 (0%) | 4mo | $301,090 | $174 | 82 |
| 439 Buckhead Loop SE | 0.00mi | 4/2.0 | 1,926 (+11%) | 1mo | $310,025 | $161 | 81 |
| 774 Buckhead Loop SE | 0.31mi | 4/2.5 | 1,810 (+4%) | 2mo | $300,275 | $166 | 75 |
| 404 Buckhead Loop SE | 0.31mi | 4/2.5 | 1,810 (+4%) | 2mo | $283,825 | $157 | 74 |
| 722 Buckhead Loop SE | 0.31mi | 4/2.5 | 1,609 (-7%) | 2mo | $279,800 | $174 | 70 |
| 393 Buckhead Loop SE | 0.31mi | 4/2.0 | 1,565 (-10%) | 2mo | $280,500 | $179 | 68 |
| 663 Buckhead Loop SE | 0.31mi | 4/2.0 | 1,565 (-10%) | 2mo | $276,975 | $177 | 67 |
| 382 Buckhead Loop SE | 0.31mi | 4/2.0 | 1,926 (+11%) | 2mo | $310,875 | $161 | 65 |
| 218 Antler Ave | 0.19mi | 4/3.0 | 1,984 (+14%) | 7mo | $296,450 | $149 | 57 |
| 337 Buckhead Loop SE | 0.31mi | 3/2.0 (-1) | 1,527 (-12%) | 5mo | $282,705 | $185 | 56 |
| 631 Buckhead Loop SE | 0.31mi | 4/3.0 | 1,984 (+14%) | 2mo | $315,475 | $159 | 56 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
0.16% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -7.7%
- Equity multiple
- 0.64×
- Total profit
- $-29,635
- Equity at exit
- $86,907
- IRR
- -1.7%
- Equity multiple
- 0.82×
- Total profit
- $-14,929
- Equity at exit
- $106,297
Cash invested: $81,613 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 35 active · 21 under contract
- Months of supply
- 10.5 mo (10%/mo absorbed)
- Median asking
- $279,900 ($167/sqft)
- Median days on market
- 78 d
- This list price
- 80% of active listings are priced below it
- ARV vs active asking
- +1.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 31301
- Home prices YoY
- 0.1%
- Active inventory
- 173
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $2,125 medium interval (Pro) →
- Mortgage (P&I)
- −$1,529
- Tax est. 1.5%
- −$364 /mo · $4,372/yr
- Insurance
- −$121
- HOA
- −$30
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$446
- Net cashflow
- $-366
Break-even live
Sensitivity live
| Price | -10% $-164 | -5% $-265 | +0% $-366 | +5% $-466 | +10% $-567 |
|---|---|---|---|---|---|
| Rent | -10% $-534 | -5% $-450 | +0% $-366 | +5% $-282 | +10% $-198 |
| Rate | -1.0pp $-219 | -0.5pp $-292 | base $-366 | +0.5pp $-441 | +1.0pp $-518 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $72,869
- Closing costs
- $8,744
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 469 Archie Way Hinesville, GA | 4.0 | 2.5 | 2001 | $2,000 | $1.00 | 93d | 1 | 1.20mi |
Listing history 50 events
-
2026-08-08days on market $291,475 Active 148 DOM
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2026-08-07days on market $291,475 Active 147 DOM
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2026-08-06days on market $291,475 Active 146 DOM
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2026-08-05days on market $291,475 Active 145 DOM
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2026-08-04days on market $291,475 Active 144 DOM
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2026-08-03days on market $291,475 Active 143 DOM
-
2026-07-31days on market $291,475 Active 140 DOM
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2026-07-30days on market $291,475 Active 139 DOM
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2026-07-29days on market $291,475 Active 138 DOM
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2026-07-27days on market $291,475 Active 136 DOM
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2026-07-25days on market $291,475 Active 134 DOM
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2026-07-24days on market $291,475 Active 133 DOM
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2026-07-23days on market $291,475 Active 132 DOM
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2026-07-22days on market $291,475 Active 131 DOM
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2026-07-21days on market $291,475 Active 130 DOM
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2026-07-18days on market $291,475 Active 127 DOM
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2026-07-16days on market $291,475 Active 125 DOM
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2026-07-16days on market $291,475 Active 124 DOM
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2026-07-14days on market $291,475 Active 123 DOM
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2026-07-13days on market $291,475 Active 122 DOM
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2026-07-12days on market $291,475 Active 121 DOM
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2026-07-11days on market $291,475 Active 120 DOM
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2026-07-10days on market $291,475 Active 119 DOM
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2026-07-09days on market $291,475 Active 118 DOM
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2026-07-08days on market $291,475 Active 117 DOM
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2026-07-07days on market $291,475 Active 116 DOM
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2026-07-06days on market $291,475 Active 115 DOM
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2026-07-05days on market $291,475 Active 114 DOM
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2026-07-04days on market $291,475 Active 113 DOM
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2026-07-03days on market $291,475 Active 112 DOM
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2026-07-02days on market $291,475 Active 111 DOM
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2026-07-01days on market $291,475 Active 110 DOM
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2026-06-30days on market $291,475 Active 109 DOM
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2026-06-29days on market $291,475 Active 108 DOM
-
2026-06-28days on market $291,475 Active 107 DOM
-
2026-06-28days on market $291,475 Active 106 DOM
-
2026-06-27days on market $291,475 Active 105 DOM
-
2026-06-26days on market $291,475 Active 104 DOM
-
2026-06-23days on market $291,475 Active 101 DOM
-
2026-06-21days on market $291,475 Active 100 DOM
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2026-06-19days on market $291,475 Active 98 DOM
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2026-06-18days on market $291,475 Active 97 DOM
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2026-06-17days on market $291,475 Active 96 DOM
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2026-06-16days on market $291,475 Active 95 DOM
-
2026-06-15days on market $291,475 Active 94 DOM
-
2026-06-14days on market $291,475 Active 92 DOM
-
2026-06-13days on market $291,475 Active 91 DOM
-
2026-06-10days on market $291,475 Active 89 DOM
-
2026-06-09days on market $291,475 Active 88 DOM
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2026-06-08days on market $291,475 Active 87 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,497
- − Mortgage interest
- −$16,327
- − Property taxes
- −$4,372
- − Insurance
- −$1,457
- − Repairs & maintenance
- −$2,040
- − Management
- −$2,040
- − HOA
- −$360
- − Depreciation
- −$8,479
- Taxable loss
- −$9,578
- Est. tax savings @ 24.0%
- +$2,299
- After-tax cash flow
- $-2,090/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This new construction home is in excellent condition with no visible repairs needed. It offers a spacious layout and is ready for immediate move-in.
Value-add opportunities
- Both Painting and cleaning — Fresh paint and cleaning can enhance curb appeal and interior aesthetics ↑
- Both Landscaping — Landscaping can improve curb appeal and add value ↑
- Resale Kitchen appliances — Upgrading to high-end appliances can attract more buyers ↑
- Resale Bathroom fixtures — Upgrading to modern fixtures can enhance the appeal of the bathrooms ↑
Zoned Schools
Schools (NCES district)
- District
- Long County
- NCES district ID
- 1303360
- Math proficiency
- 26% ▼ -14.00%
- Reading proficiency
- 26% ▼ -13.00%
- Median HH income
- $45,958
- Composite
- 22.51/100
- National rank
- #8090
- State rank
- #115 of 174 in GA
Livability — Allenhurst
- Score
- 62/100
- State rank
- #319
- US rank
- #17124
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 24,669 people
- Metro
- Hinesville, GA
- Population (ZIP)
- 4,933
- Household income
- $65,417
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Long County) Hauer SSP2
- Today (2025)
- 24,669 people
- By 2030
- 28,223 · +14.4%
- By 2040
- 35,430 · +43.6%
- By 2050
- 42,403 · +71.9%
- By 2075
- 56,996 · +131.0%
- By 2100
- 64,185 · +160.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- Black 51% White 31% Two or more races 15% Hispanic / Latino 9%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 7%
- Common ancestry
- Slovak 1% Lithuanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2%
Political lean MEDSL · Long
- 2024 margin
- Strong R (+29.5) · D 35.1% · R 64.6%
- 2008→2024 swing
- -5.4pp toward R · 2008: -24.1pp · 2024: -29.5pp
- All cycles
- 2024: R+29.5 2020: R+26.4 2016: R+30.8 2012: R+22.9 2008: R+24.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 0.16%
- Current HPI
- 187.7716
- Rent YoY
- —
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-03-13 Listed $291,475 Hive MLS
- 2026-03-13 Listed $291,475 HABR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…