1209 Roslyn Ave SW · Canton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.4/30.0
- ARV discount +10.0/15.0
- DSCR +5.4/10.0
- 1% rule +4.1/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$114,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Perfect Starter or Rental Home near Aultman Hospital. Updated electric, copper plumbing, vinyl siding, fenced yard with 3 car garage accessed from rear alley. Immediate Possession.
Key facts
- Natural woodwork
- Decorative fireplace
- Fenced in back yard
Tags
Property features AI
Exterior
- Parking: Detached garage with electricity; 3 garage spaces
- Utilities: Public water; Public sewer
- Home design: 2-story home; Faces east
- Construction: Vinyl siding; Asphalt fiberglass roof
- Exterior features: Front porch; Patio; Privacy wood fencing
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 6 total rooms (includes bedrooms and living spaces)
- Bathrooms: 1 full bathroom
- Heating & cooling: Forced air gas heating; Wall cooling units
- Interior features: Full, unfinished basement; Decorative fireplace in the living room
- Laundry & utility: Laundry located in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $86 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $105k (8.9% below list).
- Recommended offer: $105k (8.9% below list) — sets the bar for 1% rule.
- Cap rate 7.2% vs local median 4.9% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
- Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Cedar Elementary School (math 15% / reading 18%, grade F, #1,363 of 1,584 statewide, top 86%, 399 students, 0% FRL); Crenshaw Middle School (math 10% / reading 19%, grade F, #630 of 654 statewide, top 97%, 774 students, 0% FRL); Mckinley High School (math 8% / reading 29%, grade F, #683 of 781 statewide, top 88%, 2,154 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 48 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $67k; list at $115k implies a 71% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 7.19%
- Cash-on-cash
- 3.19%
- DSCR
- 1.14
- GRM
- 9.1
CMA / ARV
- ARV (on-the-fly)
- $121,540
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1208 Roslyn Ave SW | 0.02mi | 3/1.0 (+1) | 1,040 (+1%) | 4mo | $133,000 | $128 | 89 |
| 1154 Roslyn Ave SW | 0.04mi | 3/1.0 (+1) | 1,138 (+10%) | 3mo | $134,460 | $118 | 73 |
| 3040 13th St SW | 0.21mi | 2/1.0 | 936 (-9%) | 7mo | $128,000 | $137 | 69 |
| 1014 Roslyn Ave SW | 0.21mi | 3/1.0 (+1) | 1,128 (+10%) | 2mo | $107,500 | $95 | 68 |
| 1201 Benskin Ave SW | 0.32mi | 3/1.5 (+1) | 988 (-4%) | 6mo | $65,500 | $66 | 66 |
| 1019 Dartmouth Ave SW | 0.44mi | 2/1.0 | 959 (-7%) | 4mo | $94,675 | $99 | 64 |
| 1221 Homewood Ave SW | 0.36mi | 3/2.0 (+1) | 1,084 (+5%) | 4mo | $140,000 | $129 | 62 |
| 1251 Homewood Ave SW | 0.36mi | 2/1.0 | 909 (-12%) | 7mo | $84,900 | $93 | 57 |
| 3800 11th St SW | 0.34mi | 3/2.0 (+1) | 1,176 (+14%) | 6mo | $140,000 | $119 | 46 |
| 1259 Hawthorne Ave SW | 0.68mi | 3/1.0 (+1) | 942 (-8%) | 6mo | $108,000 | $115 | 45 |
| 3057 Grove Pl SW | 0.57mi | 3/1.0 (+1) | 1,171 (+14%) | 7mo | $60,000 | $51 | 40 |
| 1159 Hawthorne Ave SW | 0.67mi | 2/1.0 | 875 (-15%) | 6mo | $129,900 | $148 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -11.3%
- Equity multiple
- 0.59×
- Total profit
- $-13,185
- Equity at exit
- $17,132
- IRR
- -2.1%
- Equity multiple
- 0.86×
- Total profit
- $-4,531
- Equity at exit
- $9,934
Cash invested: $32,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44710
- Active inventory
- 48
- Price-to-rent
- 9.1×
Monthly cashflow live
- Estimated rent
- $1,047 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$91 /mo · $1,090/yr
- Insurance
- −$48
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$220
- Net cashflow
- $86
Break-even live
Sensitivity live
| Price | -10% $151 | -5% $118 | +0% $86 | +5% $53 | +10% $21 |
|---|---|---|---|---|---|
| Rent | -10% $3 | -5% $44 | +0% $86 | +5% $127 | +10% $168 |
| Rate | -1.0pp $143 | -0.5pp $115 | base $86 | +0.5pp $56 | +1.0pp $26 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,725
- Closing costs
- $3,447
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1014 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1128 | $1,150 | $1.02 | 23d | 1 | 0.20mi |
| 900 Roslyn Ave SW Canton, OH | 3.0 | 1.0 | 1320 | $1,175 | $0.89 | 15d | 1 | 0.29mi |
| 1241 Bedford Ave SW Canton, OH | 3.0 | 2.0 | 1152 | $1,200 | $1.04 | 15d | 1 | 0.53mi |
| 1117 Arlington Ave SW Canton, OH | 3.0 | 1.0 | 1240 | $1,200 | $0.97 | 15d | 1 | 0.62mi |
| 1023 Harrison Ave SW Canton, OH | 3.0 | 1.0 | 1224 | $1,250 | $1.02 | 23d | 1 | 0.78mi |
| 1520 Bryan Ave SW Canton, OH | 3.0 | 1.0 | 1040 | $1,100 | $1.06 | 45d | 1 | 0.85mi |
| 2316 2nd St SW Canton, OH | 3.0 | 1.0 | 1125 | $1,095 | $0.97 | 45d | 1 | 0.89mi |
| 1229 Lawn Ave SW Canton, OH | 2.0 | 1.0 | 936 | $950 | $1.01 | 45d | 1 | 0.92mi |
| 202 Smith Ave SW Canton, OH | 2.0 | 1.0 | 1236 | $995 | $0.81 | 45d | 1 | 0.92mi |
| 2237 Tuscarawas St W Canton, OH | 2.0 | 1.0 | 1035 | $700 | $0.68 | 23d | 1 | 1.00mi |
| 2237 Tuscarawas St W Unit 7 Canton, OH | 2.0 | 1.0 | 1035 | $725 | $0.70 | 45d | 1 | 1.00mi |
| 1380 Garfield Ave SW Canton, OH | 2.0 | 1.0 | 1212 | $995 | $0.82 | 23d | 1 | 1.10mi |
| 521 Columbus Ave NW Unit 1 Canton, OH | 1.0 | 1.0 | 700 | $825 | $1.18 | 45d | 1 | 1.11mi |
| 521 Columbus Ave NW Unit 2 Canton, OH | 2.0 | 1.0 | 900 | $875 | $0.97 | 45d | 1 | 1.11mi |
| 521 Columbus Ave NW Canton, OH | 2.0 | 1.0 | 900 | $775 | $0.86 | 23d | 1 | 1.11mi |
| 2525 6th St NW Unit NA Canton, OH | 2.0 | 1.0 | 950 | $700 | $0.74 | 45d | 1 | 1.14mi |
| 1507 Stark Ave SW Canton, OH | 3.0 | 1.0 | 1188 | $975 | $0.82 | 45d | 1 | 1.28mi |
| 1511 Stark Ave SW Canton, OH | 2.0 | 1.0 | 992 | $900 | $0.91 | 45d | 1 | 1.28mi |
| 1511 Stark Ave SW Canton, OH | 1.0 | 1.0 | 992 | $900 | $0.91 | 15d | 1 | 1.28mi |
| 1005 Broad Ave NW Unit 100 Canton, OH | 2.0 | 1.0 | 1200 | $850 | $0.71 | 23d | 1 | 1.32mi |
| 1005 Broad Ave NW Unit 201 Canton, OH | 3.0 | 1.0 | 1200 | $800 | $0.67 | 23d | 1 | 1.32mi |
| 2510 10th St NW Canton, OH | 3.0 | 1.5 | 1468 | $1,175 | $0.80 | 23d | 1 | 1.34mi |
Listing history 10 events
-
2026-06-21days on market $114,900 Active 13 DOM
-
2026-06-18days on market $114,900 Active 10 DOM
-
2026-06-17days on market $114,900 Active 9 DOM
-
2026-06-16days on market $114,900 Active 8 DOM
-
2026-06-15days on market $114,900 Active 7 DOM
-
2026-06-14days on market $114,900 Active 5 DOM
-
2026-06-13days on market $114,900 Active 4 DOM
-
2026-06-10days on market $114,900 Active 2 DOM
-
2026-06-09remarks 699-char remark
-
2026-06-09$114,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $1,090 · $91/mo
- Projected year-2 tax
- $1,441 · $120/mo
- Expected delta
- +$351/yr (+$29/mo · 32.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $12,559
- − Mortgage interest
- −$6,436
- − Property taxes
- −$1,090
- − Insurance
- −$574
- − Repairs & maintenance
- −$1,005
- − Management
- −$1,005
- − Depreciation
- −$3,343
- Taxable loss
- −$893
- Est. tax savings @ 24.0%
- +$214
- After-tax cash flow
- $1,241/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Canton City
- NCES district ID
- 3904371
- Math proficiency
- 17% ▼ -17.00%
- Reading proficiency
- 26% ▼ -12.00%
- Median HH income
- $28,825
- Composite
- 17.1/100
- National rank
- #9116
- State rank
- #627 of 656 in OH
Livability — Canton
- Score
- 71/100
- State rank
- #441
- US rank
- #7259
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Canton, OH
- County
- Stark County · 272,865 people
- City population
- 103,614
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 9,067
- Household income
- $47,305
- Rent vs Own
- Severe rent burden
- 444.0
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
- Common ancestry
- Italian 6% Lithuanian 4% Romanian 2%
- Foreign-born
- 2%
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.74%
- Current HPI
- 177.4476
- Rent YoY
- —
- Metro
- Canton-Massillon, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
|
||
| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
||
| Utilities | 2 | $33B |
|
||
Price history
+198.4% since first listed16 events — show timeline
- 2026-06-08 Listed $114,900 MLSNOW
- 2023-08-26 Price Changed $52,500 MLSNOW
- 2020-11-04 Price Changed $52,500 MLSNOW
- 2020-08-25 Price Changed $52,500 MLSNOW
- 2014-02-12 Price Changed $52,500 MLSNOW
- 2005-01-31 Sold (Public Records) $67,000 Public Records
- 2005-01-31 Sold (MLS) $67,000 MLSNOW
- 2004-09-15 Listed $69,850 MLSNOW
- 2001-10-01 Listing Removed — MLSNOW
- 2000-09-25 Listed $54,000 MLSNOW
- 1998-03-13 Sold (Public Records) $52,500 Public Records
- 1998-03-12 Price Changed $54,000 MLSNOW
- 1998-03-12 Price Changed $54,000 MLSNOW
- 1998-03-12 Price Changed $54,000 MLSNOW
- 1996-09-30 Sold (Public Records) $22,800 Public Records
- 1990-11-21 Sold (Public Records) $38,500 Public Records
Property tax history
-0.2%/yrLatest (2024): $1,090 · +7.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…