CashFlowRE
Sign in Sign up
1209 Roslyn Ave SW
D+ Composite 47.12
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.4/30.0
  • ARV discount +10.0/15.0
  • DSCR +5.4/10.0
  • 1% rule +4.1/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$114,900

1209 Roslyn Ave SW · Canton, OH 44710
2 bd · 1.0 ba · 1,030 sqft · SingleFamily public records · 13 Days on market
Built 1925 4,726 sqft lot Est $122k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Perfect Starter or Rental Home near Aultman Hospital. Updated electric, copper plumbing, vinyl siding, fenced yard with 3 car garage accessed from rear alley. Immediate Possession.

Key facts

  • Natural woodwork
  • Decorative fireplace
  • Fenced in back yard

Tags

FENCED IN BACK YARDDECORATIVE FIREPLACENATURAL WOODWORKBREAKFAST MORNING ROOMHIGH EFFICIENCY FURNACEPRIVATE FENCED IN BACK YARD

Property features AI

Exterior

  • Parking: Detached garage with electricity; 3 garage spaces
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Faces east
  • Construction: Vinyl siding; Asphalt fiberglass roof
  • Exterior features: Front porch; Patio; Privacy wood fencing

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 6 total rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air gas heating; Wall cooling units
  • Interior features: Full, unfinished basement; Decorative fireplace in the living room
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $86 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $105k (8.9% below list).
  • Recommended offer: $105k (8.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.2% vs local median 4.9% in Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#441 in OH) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, employment F.
  • Canton City (urban): math 17% / reading 26% proficiency, ranked #627 of 656 in OH (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 76% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Cedar Elementary School (math 15% / reading 18%, grade F, #1,363 of 1,584 statewide, top 86%, 399 students, 0% FRL); Crenshaw Middle School (math 10% / reading 19%, grade F, #630 of 654 statewide, top 97%, 774 students, 0% FRL); Mckinley High School (math 8% / reading 29%, grade F, #683 of 781 statewide, top 88%, 2,154 students, 0% FRL) — zoned schools average 0% FRL vs 76% district-wide (76 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 48 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $67k; list at $115k implies a 71% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $104,661 (8.9% below list)

Questions for the listing agent

  1. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.19%
Cash-on-cash
3.19%
DSCR
1.14
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$121,540
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1208 Roslyn Ave SW 0.02mi 3/1.0 (+1) 1,040 (+1%) 4mo $133,000 $128 89
1154 Roslyn Ave SW 0.04mi 3/1.0 (+1) 1,138 (+10%) 3mo $134,460 $118 73
3040 13th St SW 0.21mi 2/1.0 936 (-9%) 7mo $128,000 $137 69
1014 Roslyn Ave SW 0.21mi 3/1.0 (+1) 1,128 (+10%) 2mo $107,500 $95 68
1201 Benskin Ave SW 0.32mi 3/1.5 (+1) 988 (-4%) 6mo $65,500 $66 66
1019 Dartmouth Ave SW 0.44mi 2/1.0 959 (-7%) 4mo $94,675 $99 64
1221 Homewood Ave SW 0.36mi 3/2.0 (+1) 1,084 (+5%) 4mo $140,000 $129 62
1251 Homewood Ave SW 0.36mi 2/1.0 909 (-12%) 7mo $84,900 $93 57
3800 11th St SW 0.34mi 3/2.0 (+1) 1,176 (+14%) 6mo $140,000 $119 46
1259 Hawthorne Ave SW 0.68mi 3/1.0 (+1) 942 (-8%) 6mo $108,000 $115 45
3057 Grove Pl SW 0.57mi 3/1.0 (+1) 1,171 (+14%) 7mo $60,000 $51 40
1159 Hawthorne Ave SW 0.67mi 2/1.0 875 (-15%) 6mo $129,900 $148 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-11.3%
Equity multiple
0.59×
Total profit
$-13,185
Equity at exit
$17,132
10-year hold
IRR
-2.1%
Equity multiple
0.86×
Total profit
$-4,531
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44710

Active inventory
48
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,047 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$91 /mo · $1,090/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$220
Net cashflow
$86

Break-even live

Break-even rent $938
Max offer price $114,900
Occupancy floor 87%

Sensitivity live

Price -10% $151 -5% $118 +0% $86 +5% $53 +10% $21
Rent -10% $3 -5% $44 +0% $86 +5% $127 +10% $168
Rate -1.0pp $143 -0.5pp $115 base $86 +0.5pp $56 +1.0pp $26

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1014 Roslyn Ave SW Canton, OH 3.0 1.0 1128 $1,150 $1.02 23d 1 0.20mi
900 Roslyn Ave SW Canton, OH 3.0 1.0 1320 $1,175 $0.89 15d 1 0.29mi
1241 Bedford Ave SW Canton, OH 3.0 2.0 1152 $1,200 $1.04 15d 1 0.53mi
1117 Arlington Ave SW Canton, OH 3.0 1.0 1240 $1,200 $0.97 15d 1 0.62mi
1023 Harrison Ave SW Canton, OH 3.0 1.0 1224 $1,250 $1.02 23d 1 0.78mi
1520 Bryan Ave SW Canton, OH 3.0 1.0 1040 $1,100 $1.06 45d 1 0.85mi
2316 2nd St SW Canton, OH 3.0 1.0 1125 $1,095 $0.97 45d 1 0.89mi
1229 Lawn Ave SW Canton, OH 2.0 1.0 936 $950 $1.01 45d 1 0.92mi
202 Smith Ave SW Canton, OH 2.0 1.0 1236 $995 $0.81 45d 1 0.92mi
2237 Tuscarawas St W Canton, OH 2.0 1.0 1035 $700 $0.68 23d 1 1.00mi
2237 Tuscarawas St W Unit 7 Canton, OH 2.0 1.0 1035 $725 $0.70 45d 1 1.00mi
1380 Garfield Ave SW Canton, OH 2.0 1.0 1212 $995 $0.82 23d 1 1.10mi
521 Columbus Ave NW Unit 1 Canton, OH 1.0 1.0 700 $825 $1.18 45d 1 1.11mi
521 Columbus Ave NW Unit 2 Canton, OH 2.0 1.0 900 $875 $0.97 45d 1 1.11mi
521 Columbus Ave NW Canton, OH 2.0 1.0 900 $775 $0.86 23d 1 1.11mi
2525 6th St NW Unit NA Canton, OH 2.0 1.0 950 $700 $0.74 45d 1 1.14mi
1507 Stark Ave SW Canton, OH 3.0 1.0 1188 $975 $0.82 45d 1 1.28mi
1511 Stark Ave SW Canton, OH 2.0 1.0 992 $900 $0.91 45d 1 1.28mi
1511 Stark Ave SW Canton, OH 1.0 1.0 992 $900 $0.91 15d 1 1.28mi
1005 Broad Ave NW Unit 100 Canton, OH 2.0 1.0 1200 $850 $0.71 23d 1 1.32mi
1005 Broad Ave NW Unit 201 Canton, OH 3.0 1.0 1200 $800 $0.67 23d 1 1.32mi
2510 10th St NW Canton, OH 3.0 1.5 1468 $1,175 $0.80 23d 1 1.34mi

Listing history 10 events

  1. 2026-06-21
    days on market $114,900 Active 13 DOM
  2. 2026-06-18
    days on market $114,900 Active 10 DOM
  3. 2026-06-17
    days on market $114,900 Active 9 DOM
  4. 2026-06-16
    days on market $114,900 Active 8 DOM
  5. 2026-06-15
    days on market $114,900 Active 7 DOM
  6. 2026-06-14
    days on market $114,900 Active 5 DOM
  7. 2026-06-13
    days on market $114,900 Active 4 DOM
  8. 2026-06-10
    days on market $114,900 Active 2 DOM
  9. 2026-06-09
    remarks 699-char remark
  10. 2026-06-09
    listed $114,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,090 · $91/mo
Projected year-2 tax
$1,441 · $120/mo
Expected delta
+$351/yr (+$29/mo · 32.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,559
− Mortgage interest
−$6,436
− Property taxes
−$1,090
− Insurance
−$574
− Repairs & maintenance
−$1,005
− Management
−$1,005
− Depreciation
−$3,343
Taxable loss
−$893
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$214
After-tax cash flow
$1,241/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Canton City
NCES district ID
3904371
Math proficiency
17% ▼ -17.00%
Reading proficiency
26% ▼ -12.00%
Median HH income
$28,825
Composite
17.1/100
National rank
#9116
State rank
#627 of 656 in OH

Livability — Canton

Score
71/100
State rank
#441
US rank
#7259

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety C User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Canton, OH
County
Stark County · 272,865 people
City population
103,614
Metro
Canton-Massillon, OH
Population (ZIP)
9,067
Household income
$47,305
Rent vs Own
39.8% rent · 60.2% own
Severe rent burden
444.0

Population outlook (Stark County) Hauer SSP2

Today (2025)
373,708 people
By 2030
371,245 · -0.7%
By 2040
361,331 · -3.3%
By 2050
345,290 · -7.6%
By 2075
302,669 · -19.0%
By 2100
238,870 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 16% Two or more races 6% Hispanic / Latino 1% Asian 1%
Common ancestry
Italian 6% Lithuanian 4% Romanian 2%
Foreign-born
2%
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Stark

2024 margin
Strong R (+21.9) · D 38.6% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.74%
Current HPI
177.4476
Rent YoY
Metro
Canton-Massillon, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+198.4% since first listed
16 events — show timeline
  • 2026-06-08 Listed $114,900 MLSNOW
  • 2023-08-26 Price Changed $52,500 MLSNOW
  • 2020-11-04 Price Changed $52,500 MLSNOW
  • 2020-08-25 Price Changed $52,500 MLSNOW
  • 2014-02-12 Price Changed $52,500 MLSNOW
  • 2005-01-31 Sold (Public Records) $67,000 Public Records
  • 2005-01-31 Sold (MLS) $67,000 MLSNOW
  • 2004-09-15 Listed $69,850 MLSNOW
  • 2001-10-01 Listing Removed MLSNOW
  • 2000-09-25 Listed $54,000 MLSNOW
  • 1998-03-13 Sold (Public Records) $52,500 Public Records
  • 1998-03-12 Price Changed $54,000 MLSNOW
  • 1998-03-12 Price Changed $54,000 MLSNOW
  • 1998-03-12 Price Changed $54,000 MLSNOW
  • 1996-09-30 Sold (Public Records) $22,800 Public Records
  • 1990-11-21 Sold (Public Records) $38,500 Public Records

Property tax history

-0.2%/yr

Latest (2024): $1,090 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…