4763 Wymberly Dr · Evans, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 62.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- DSCR +9.7/10.0
- 1% rule +6.4/10.0
- Schools +4.5/10.0
- Livability +3.9/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- ARV discount +0.5/15.0
- Appreciation +0.0/10.0
$149,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
MOTIVATED SELLER! Welcome to your next chapter in the sought-after 55+ gated community of Wymberly! This beautifully maintained 3-bedroom, 2-bath manufactured home offers nearly 1,600 square feet of comfortable, thoughtfully designed living space. Step inside to discover a highly functional floorplan featuring brand-new LVP flooring and plush carpet in the bedrooms. The remodeled kitchen is a true highlight, complete with all appliances--including a washer and dryer--ample counter space, and a convenient island perfect for cooking, entertaining, or casual dining. Each guest bedroom includes spacious walk-in closets, providing excellent storage options. Out back, unwind in the expansive sun
Key facts
- Gated community
- Attached workshop
- Covered carport
Tags
Property features AI
Finance
- Other: Subdivision: Wymberly
- Financial info: Land is leased
- HOA & community: Community pool; Gated community; Clubhouse; Located in a senior community
Exterior
- Parking: Carport; Attached parking; Concrete/paved surfaces; Parking pad; No garage
- Utilities: Public water; Public sewer; Sewer and water connected
- Home design: Manufactured home (residential); One level/Single-story; Entry level: 1; Home warranty included
- Construction: Composition roof; Construction materials: see remarks; Built on crawl space (no basement)
- Exterior features: Front porch; Landscaped lot; Has a view; Accessible approach with ramp
Interior
- Kitchen: Refrigerator; Range; Dishwasher; Microwave
- Bedrooms: Total rooms: 7
- Flooring: Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air; Ceiling fans; Electric heating; Forced air; Heat pump
- Interior features: Kitchen island; Walk-in pantry; Window coverings
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $449 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $150k).
- Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 3.8% in Evans — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#20 in GA, #3,058 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D+, commute F.
- Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Martinez Elementary School (math 55% / reading 52%, grade C, #212 of 1,228 statewide, top 17%, 750 students, 49% FRL); Evans Middle School (math 36% / reading 51%, grade D, #114 of 470 statewide, top 24%, 980 students, 34% FRL); Evans High School (math 12% / reading 31%, grade F, #218 of 424 statewide, top 53%, 1,887 students, 30% FRL).
- Market conditions: Rents rising (+1.1%/yr); 333 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.14% ✓
- Cap rate
- 9.89%
- Cash-on-cash
- 12.84%
- DSCR
- 1.57
- GRM
- 7.3
CMA / ARV
- ARV (median comp)
- $129,652
- List price
- $149,900
- Delta
- 15.62%
- Verdict
- OVERPRICED
- Comps
- 2 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 135 Crawford Dr | 0.48mi | 3/2.0 | 1,466 (+0%) | 5mo | $230,000 | $157 | 73 |
| 118 Rona Ct | 0.42mi | 3/2.0 | 1,450 (-1%) | 7mo | $236,000 | $163 | 73 |
| 133 Highview Dr | 0.52mi | 3/2.0 | 1,510 (+3%) | 3mo | $188,000 | $125 | 68 |
| 4750 Maple Spring Ct | 0.49mi | 3/2.0 | 1,390 (-5%) | 6mo | $259,990 | $187 | 63 |
| 124 Lisa Ct | 0.52mi | 3/2.0 | 1,492 (+2%) | 11mo | $237,000 | $159 | 63 |
| 4761 Maple Spring Ct | 0.56mi | 3/2.0 | 1,517 (+4%) | 6mo | $260,000 | $171 | 62 |
| 104 Highview Dr | 0.63mi | 4/2.0 (+1) | 1,496 (+2%) | 2mo | $240,000 | $160 | 60 |
| 126 Glenora Dr | 0.47mi | 3/2.0 | 1,359 (-7%) | 15mo | $239,000 | $176 | 54 |
| 209 Highview Way | 0.66mi | 3/2.0 | 1,532 (+5%) | 13mo | $225,000 | $147 | 50 |
| 4572 Oakley Pirkle Rd | 0.65mi | 3/2.0 | 1,615 (+10%) | 4mo | $250,000 | $155 | 49 |
| 4527 Dewey Dr | 0.59mi | 3/2.0 | 1,561 (+7%) | 15mo | $232,000 | $149 | 49 |
| 160 Crawford Drive Dr | 0.63mi | 3/2.5 | 1,540 (+5%) | 14mo | $260,000 | $169 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.12% rent growth · sell at horizon
- IRR
- 0.7%
- Equity multiple
- 1.03×
- Total profit
- $1,094
- Equity at exit
- $22,351
- IRR
- 8.5%
- Equity multiple
- 1.60×
- Total profit
- $25,052
- Equity at exit
- $12,961
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30907
- Rents YoY
- 1.1%
- Active inventory
- 333
- Price-to-rent
- 7.3×
Monthly cashflow live
- Estimated rent
- $1,702 high interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$47 /mo · $565/yr
- Insurance
- −$62
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $449
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 23 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 109 Highview Dr Augusta, GA | 4.0 | 2.0 | 1675 | $1,600 | $0.96 | 13d | 1 | 0.60mi |
| 4680 Brookwood Ln Grovetown, GA | 2.0 | 2.5 | 1192 | $1,300 | $1.09 | 13d | 1 | 0.76mi |
| 4460 Whisperwood Dr Augusta, GA | 3.0 | 2.0 | 1388 | $1,600 | $1.15 | 23d | 1 | 0.78mi |
| 4537 Shawnee Dr Augusta, GA | 3.0 | 2.0 | 1534 | $1,795 | $1.17 | 23d | 1 | 0.79mi |
| 807 Bell Springs Ct Grovetown, GA | 3.0 | 2.5 | 1844 | $1,900 | $1.03 | 43d | 1 | 0.85mi |
| 4724 Brookgreen Rd Augusta, GA | 3.0 | 2.0 | 1798 | $2,175 | $1.21 | 13d | 1 | 0.87mi |
| 327 Oak Lake Dr Augusta, GA | 3.0 | 2.0 | 1619 | $1,600 | $0.99 | 23d | 1 | 0.99mi |
| 157 Moss Creek Dr Augusta, GA | 3.0 | 2.5 | 1818 | $1,775 | $0.98 | 23d | 1 | 1.05mi |
| 210 Foxdale Dr Evans, GA | 3.0 | 2.0 | 1618 | $1,800 | $1.11 | 43d | 1 | 1.08mi |
| 210 Foxdale Dr Evans, GA | 3.0 | 2.0 | 1618 | $1,745 | $1.08 | 23d | 1 | 1.08mi |
| 4532 Hillside Dr Evans, GA | 3.0 | 2.0 | 1271 | $1,700 | $1.34 | 43d | 1 | 1.10mi |
| 4532 Hillside Dr Evans, GA | 3.0 | 2.0 | 1271 | $1,700 | $1.34 | 23d | 1 | 1.10mi |
| 336 Deerwood Ct Augusta, GA | 3.0 | 1.5 | 1064 | $1,525 | $1.43 | 43d | 1 | 1.15mi |
| 4553 Hillside Dr Evans, GA | 4.0 | 2.0 | 1474 | $1,535 | $1.04 | 43d | 1 | 1.20mi |
| 2414 Cox Rd Evans, GA | 3.0 | 2.0 | 1404 | $1,695 | $1.21 | 21d | 1 | 1.28mi |
| 4116 Melrose Dr Augusta, GA | 3.0 | 2.0 | 1220 | $1,450 | $1.19 | 13d | 1 | 1.32mi |
| 4116 Melrose Dr Augusta, GA | 3.0 | 2.0 | 1220 | $1,450 | $1.19 | 43d | 1 | 1.32mi |
| 504 Vinings Dr Grovetown, GA | 2.0 | 2.5 | 1439 | $1,800 | $1.25 | 43d | 1 | 1.38mi |
| 4104 Spencer St Augusta, GA | 3.0 | 2.0 | 1334 | $1,650 | $1.24 | 43d | 1 | 1.38mi |
| 4104 Spencer St Augusta, GA | 3.0 | 2.0 | 1334 | $1,650 | $1.24 | 23d | 1 | 1.38mi |
| 1004 Leigh Lake Rd Grovetown, GA | 3.0 | 2.5 | 1358 | $1,700 | $1.25 | 43d | 1 | 1.43mi |
| 913 Cabot Cv Augusta, GA | 3.0 | 2.5 | 1677 | $1,895 | $1.13 | 43d | 1 | 1.45mi |
| 1447 Collins Dr Augusta, GA | 3.0 | 2.5 | 1580 | $1,790 | $1.13 | 43d | 1 | 1.49mi |
Listing history 18 events
-
2026-06-18days on market $149,900 Active 38 DOM
-
2026-06-17days on market $149,900 Active 37 DOM
-
2026-06-16days on market $149,900 Active 36 DOM
-
2026-06-15days on market $149,900 Active 35 DOM
-
2026-06-14days on market $149,900 Active 33 DOM
-
2026-06-13days on market $149,900 Active 32 DOM
-
2026-06-10days on market $149,900 Active 30 DOM
-
2026-06-09days on market $149,900 Active 29 DOM
-
2026-06-08days on market $149,900 Active 28 DOM
-
2026-06-07days on market $149,900 Active 27 DOM
-
2026-06-03days on market $149,900 Active 23 DOM
-
2026-06-02days on market $149,900 Active 22 DOM
-
2026-06-01days on market $149,900 Active 21 DOM
-
2026-05-31days on market $149,900 Active 20 DOM
-
2026-05-30days on market $149,900 Active 19 DOM
-
2026-05-11historical
-
2026-04-01$149,900 Active
-
2026-04-01$149,900 Active 1265-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $565 · $47/mo
- Projected year-2 tax
- $1,379 · $115/mo
- Expected delta
- +$814/yr (+$68/mo · 144.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 62% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,427
- − Mortgage interest
- −$8,397
- − Property taxes
- −$565
- − Insurance
- −$750
- − Repairs & maintenance
- −$1,634
- − Management
- −$1,634
- − Depreciation
- −$4,361
- Taxable income
- $3,087
- Est. tax owed @ 24.0%
- −$741
- After-tax cash flow
- $4,649/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Columbia County
- NCES district ID
- 1301410
- Math proficiency
- 49% ▼ -6.00%
- Reading proficiency
- 52% ▼ -4.00%
- Median HH income
- $69,358
- Composite
- 45.04/100
- National rank
- #2695
- State rank
- #13 of 174 in GA
Livability — Evans
- Score
- 77/100
- State rank
- #20
- US rank
- #3058
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Columbia County · 154,184 people
- City population
- 54,743
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 46,975
- Household income
- $81,912
- Rent vs Own
- Severe rent burden
- 983.0
Population outlook (Columbia County) Hauer SSP2
- Today (2025)
- 189,073 people
- By 2030
- 212,277 · +12.3%
- By 2040
- 259,480 · +37.2%
- By 2050
- 306,991 · +62.4%
- By 2075
- 421,213 · +122.8%
- By 2100
- 496,722 · +162.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 13% Asian 7% Hispanic / Latino 7% Two or more races 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Serbian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 10% · Canada, Vietnam, China
- Languages at home
- 87% English-only · Spanish 5% Other Indo-European 2% Vietnamese 1%
Political lean MEDSL · Columbia
- 2024 margin
- Strong R (+25.6) · D 36.8% · R 62.5%
- 2008→2024 swing
- +17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
- All cycles
- 2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -174.93%
- Current HPI
- 233.5167
- Rent YoY
- ▲ 1.12%
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+0.0% since first listed3 events — show timeline
- 2026-05-11 Listing Removed — Hive MLS
- 2026-04-01 Listed $149,900 Hive MLS
- 2026-04-01 Listed $149,900 Hive MLS
Property tax history
-3.2%/yrLatest (2018): $565 · -10.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…