CashFlowRE
Sign in Sign up
4763 Wymberly Dr
C Composite 57.81
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • 1% rule +6.4/10.0
  • Schools +4.5/10.0
  • Livability +3.9/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.5/15.0
  • Appreciation +0.0/10.0

$149,900

4763 Wymberly Dr · Evans, GA 30907
3 bd · 2.0 ba · 1,464 sqft · SingleFamily public records · 38 Days on market
Built 1985 $102/sqft · 26% above area Est $130k · 16% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

MOTIVATED SELLER! Welcome to your next chapter in the sought-after 55+ gated community of Wymberly! This beautifully maintained 3-bedroom, 2-bath manufactured home offers nearly 1,600 square feet of comfortable, thoughtfully designed living space. Step inside to discover a highly functional floorplan featuring brand-new LVP flooring and plush carpet in the bedrooms. The remodeled kitchen is a true highlight, complete with all appliances--including a washer and dryer--ample counter space, and a convenient island perfect for cooking, entertaining, or casual dining. Each guest bedroom includes spacious walk-in closets, providing excellent storage options. Out back, unwind in the expansive sun

Key facts

  • Gated community
  • Attached workshop
  • Covered carport

Tags

GATED COMMUNITYREMODELED KITCHENEXPANSIVE SUNROOMCOVERED CARPORTATTACHED WORKSHOPVARIETY OF AMENITIES

Property features AI

Finance

  • Other: Subdivision: Wymberly
  • Financial info: Land is leased
  • HOA & community: Community pool; Gated community; Clubhouse; Located in a senior community

Exterior

  • Parking: Carport; Attached parking; Concrete/paved surfaces; Parking pad; No garage
  • Utilities: Public water; Public sewer; Sewer and water connected
  • Home design: Manufactured home (residential); One level/Single-story; Entry level: 1; Home warranty included
  • Construction: Composition roof; Construction materials: see remarks; Built on crawl space (no basement)
  • Exterior features: Front porch; Landscaped lot; Has a view; Accessible approach with ramp

Interior

  • Kitchen: Refrigerator; Range; Dishwasher; Microwave
  • Bedrooms: Total rooms: 7
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; Electric heating; Forced air; Heat pump
  • Interior features: Kitchen island; Walk-in pantry; Window coverings
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $449 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $145k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 3.8% in Evans — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#20 in GA, #3,058 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D+, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Martinez Elementary School (math 55% / reading 52%, grade C, #212 of 1,228 statewide, top 17%, 750 students, 49% FRL); Evans Middle School (math 36% / reading 51%, grade D, #114 of 470 statewide, top 24%, 980 students, 34% FRL); Evans High School (math 12% / reading 31%, grade F, #218 of 424 statewide, top 53%, 1,887 students, 30% FRL).
  • Market conditions: Rents rising (+1.1%/yr); 333 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 62% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,403 (3.0% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.89%
Cash-on-cash
12.84%
DSCR
1.57
GRM
7.3

CMA / ARV

ARV (median comp)
$129,652
List price
$149,900
Delta
15.62%
Verdict
OVERPRICED
Comps
2 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
135 Crawford Dr 0.48mi 3/2.0 1,466 (+0%) 5mo $230,000 $157 73
118 Rona Ct 0.42mi 3/2.0 1,450 (-1%) 7mo $236,000 $163 73
133 Highview Dr 0.52mi 3/2.0 1,510 (+3%) 3mo $188,000 $125 68
4750 Maple Spring Ct 0.49mi 3/2.0 1,390 (-5%) 6mo $259,990 $187 63
124 Lisa Ct 0.52mi 3/2.0 1,492 (+2%) 11mo $237,000 $159 63
4761 Maple Spring Ct 0.56mi 3/2.0 1,517 (+4%) 6mo $260,000 $171 62
104 Highview Dr 0.63mi 4/2.0 (+1) 1,496 (+2%) 2mo $240,000 $160 60
126 Glenora Dr 0.47mi 3/2.0 1,359 (-7%) 15mo $239,000 $176 54
209 Highview Way 0.66mi 3/2.0 1,532 (+5%) 13mo $225,000 $147 50
4572 Oakley Pirkle Rd 0.65mi 3/2.0 1,615 (+10%) 4mo $250,000 $155 49
4527 Dewey Dr 0.59mi 3/2.0 1,561 (+7%) 15mo $232,000 $149 49
160 Crawford Drive Dr 0.63mi 3/2.5 1,540 (+5%) 14mo $260,000 $169 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.12% rent growth · sell at horizon

5-year hold
IRR
0.7%
Equity multiple
1.03×
Total profit
$1,094
Equity at exit
$22,351
10-year hold
IRR
8.5%
Equity multiple
1.60×
Total profit
$25,052
Equity at exit
$12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30907

Rents YoY
1.1%
Active inventory
333
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,702 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$47 /mo · $565/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$449

Break-even live

Break-even rent $1,134
Max offer price $149,900
Occupancy floor 69%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 23 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
109 Highview Dr Augusta, GA 4.0 2.0 1675 $1,600 $0.96 13d 1 0.60mi
4680 Brookwood Ln Grovetown, GA 2.0 2.5 1192 $1,300 $1.09 13d 1 0.76mi
4460 Whisperwood Dr Augusta, GA 3.0 2.0 1388 $1,600 $1.15 23d 1 0.78mi
4537 Shawnee Dr Augusta, GA 3.0 2.0 1534 $1,795 $1.17 23d 1 0.79mi
807 Bell Springs Ct Grovetown, GA 3.0 2.5 1844 $1,900 $1.03 43d 1 0.85mi
4724 Brookgreen Rd Augusta, GA 3.0 2.0 1798 $2,175 $1.21 13d 1 0.87mi
327 Oak Lake Dr Augusta, GA 3.0 2.0 1619 $1,600 $0.99 23d 1 0.99mi
157 Moss Creek Dr Augusta, GA 3.0 2.5 1818 $1,775 $0.98 23d 1 1.05mi
210 Foxdale Dr Evans, GA 3.0 2.0 1618 $1,800 $1.11 43d 1 1.08mi
210 Foxdale Dr Evans, GA 3.0 2.0 1618 $1,745 $1.08 23d 1 1.08mi
4532 Hillside Dr Evans, GA 3.0 2.0 1271 $1,700 $1.34 43d 1 1.10mi
4532 Hillside Dr Evans, GA 3.0 2.0 1271 $1,700 $1.34 23d 1 1.10mi
336 Deerwood Ct Augusta, GA 3.0 1.5 1064 $1,525 $1.43 43d 1 1.15mi
4553 Hillside Dr Evans, GA 4.0 2.0 1474 $1,535 $1.04 43d 1 1.20mi
2414 Cox Rd Evans, GA 3.0 2.0 1404 $1,695 $1.21 21d 1 1.28mi
4116 Melrose Dr Augusta, GA 3.0 2.0 1220 $1,450 $1.19 13d 1 1.32mi
4116 Melrose Dr Augusta, GA 3.0 2.0 1220 $1,450 $1.19 43d 1 1.32mi
504 Vinings Dr Grovetown, GA 2.0 2.5 1439 $1,800 $1.25 43d 1 1.38mi
4104 Spencer St Augusta, GA 3.0 2.0 1334 $1,650 $1.24 43d 1 1.38mi
4104 Spencer St Augusta, GA 3.0 2.0 1334 $1,650 $1.24 23d 1 1.38mi
1004 Leigh Lake Rd Grovetown, GA 3.0 2.5 1358 $1,700 $1.25 43d 1 1.43mi
913 Cabot Cv Augusta, GA 3.0 2.5 1677 $1,895 $1.13 43d 1 1.45mi
1447 Collins Dr Augusta, GA 3.0 2.5 1580 $1,790 $1.13 43d 1 1.49mi

Listing history 18 events

  1. 2026-06-18
    days on market $149,900 Active 38 DOM
  2. 2026-06-17
    days on market $149,900 Active 37 DOM
  3. 2026-06-16
    days on market $149,900 Active 36 DOM
  4. 2026-06-15
    days on market $149,900 Active 35 DOM
  5. 2026-06-14
    days on market $149,900 Active 33 DOM
  6. 2026-06-13
    days on market $149,900 Active 32 DOM
  7. 2026-06-10
    days on market $149,900 Active 30 DOM
  8. 2026-06-09
    days on market $149,900 Active 29 DOM
  9. 2026-06-08
    days on market $149,900 Active 28 DOM
  10. 2026-06-07
    days on market $149,900 Active 27 DOM
  11. 2026-06-03
    days on market $149,900 Active 23 DOM
  12. 2026-06-02
    days on market $149,900 Active 22 DOM
  13. 2026-06-01
    days on market $149,900 Active 21 DOM
  14. 2026-05-31
    days on market $149,900 Active 20 DOM
  15. 2026-05-30
    days on market $149,900 Active 19 DOM
  16. 2026-05-11
    historical
  17. 2026-04-01
    listed $149,900 Active
  18. 2026-04-01
    listed $149,900 Active 1265-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$565 · $47/mo
Projected year-2 tax
$1,379 · $115/mo
Expected delta
+$814/yr (+$68/mo · 144.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 62% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,427
− Mortgage interest
−$8,397
− Property taxes
−$565
− Insurance
−$750
− Repairs & maintenance
−$1,634
− Management
−$1,634
− Depreciation
−$4,361
Taxable income
$3,087
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$741
After-tax cash flow
$4,649/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA

Livability — Evans

Score
77/100
State rank
#20
US rank
#3058

Category grades

Amenities D+ Commute F Cost of living C+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Columbia County · 154,184 people
City population
54,743
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
46,975
Household income
$81,912
Rent vs Own
27.9% rent · 72.1% own
Severe rent burden
983.0

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 13% Asian 7% Hispanic / Latino 7% Two or more races 5%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Serbian 2% Slovak 2% Lithuanian 2%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
87% English-only · Spanish 5% Other Indo-European 2% Vietnamese 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -174.93%
Current HPI
233.5167
Rent YoY
▲ 1.12%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
3 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-01 Listed $149,900 Hive MLS
  • 2026-04-01 Listed $149,900 Hive MLS

Property tax history

-3.2%/yr

Latest (2018): $565 · -10.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…