333 Ogden Ave · Ogden, UT 84404

$180,000

2 bd · 1.0 ba · 680 sqft · SingleFamily public records · 10 Days on market

Built 1946 5,227 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• ARV discount +7.5/15.0
• DSCR +4.4/10.0
• Livability +4.2/5.0
• 1% rule +3.4/10.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

There are no remarks available.

Key facts

• Single level living
• Near downtown ogden
• 5,227 sq ft lot

Tags

• SINGLE LEVEL LIVING
• DETACHED ONE CAR GARAGE
• NEAR DOWNTOWN OGDEN
• ACCESS TO OGDEN RIVER PARKWAY
• ACCESS TO SNOWBASIN RESORT

Property features AI

Finance

• Other: Lot approximately 0.12 acres; Zoned for single-family; Approximately 680 above-grade finished area

Exterior

• Parking: Covered parking; 1 covered garage space; 1 open parking space; 2 total parking spaces
• Utilities: Natural gas connected; Electricity connected; Water connected; Sewer connected
• Home design: Bungalow/Cottage style; Single-level living (ground level); Faces west; Single-family use; Owner listed as REO/Bank Owned
• Construction: Composition roofing with pitched roof; Built/standing construction; Construction materials: composition and other
• Exterior features: Open porch; Open patio; Paved road access; Partially landscaped; Flat terrain

Interior

• Kitchen: Free standing range/oven; Portable dishwasher
• Bedrooms: 2 main-level bedrooms
• Flooring: Laminate flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: Forced air heating; Central air conditioning; Has heating and cooling
• Interior features: Free standing range/oven; Ceiling fan; Portable dishwasher

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $180k.

Deal economics

• At list price, monthly cash flow is $33 ($398/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $152k (15.6% below list).
• Recommended offer: $152k (15.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 84/100 on livability (#19 in UT, #810 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Ogden City District (urban): math 25% / reading 31% proficiency, ranked #72 of 80 in UT (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Bonneville School (math 16% / reading 17%, grade F, #547 of 585 statewide, top 94%, 251 students, 100% FRL); Highland Junior High (math 12% / reading 18%, grade F, #135 of 138 statewide, top 98%, 715 students, 0% FRL); Ben Lomond High (math 11% / reading 28%, grade F, #158 of 171 statewide, top 94%, 1,169 students, 44% FRL) — zoned schools average 48% FRL vs 75% district-wide (27 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising (+2.3%/yr); 611 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,630 units permitted in Weber County in 2024 (521 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Weber County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1946 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $151,958 (15.6% below list)

Questions for the listing agent

1. Built in 1946 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.84% ✗
• Cap rate: 6.51%
• Cash-on-cash: 0.79%
• DSCR: 1.04
• GRM: 9.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.33% rent growth · sell at horizon

5-year hold

• IRR: -15.8%
• Equity multiple: 0.44×
• Total profit: $-28,099
• Equity at exit: $26,839

10-year hold

• IRR: -8.5%
• Equity multiple: 0.48×
• Total profit: $-25,968
• Equity at exit: $15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 86 Strongly Landlord-Friendly
• State Utah: 86 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

3-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 84404

• Rents YoY: 2.3%
• Active inventory: 611
• Price-to-rent: 9.9×

Monthly cashflow live

• Estimated rent: $1,520 high
• Mortgage (P&I): −$944
• Tax from tax record: −$148 /mo · $1,781/yr
• Insurance: −$75
• HOA: −$0
• Vacancy / Maint / Mgmt: −$319
• Net cashflow: $33

Break-even live

Break-even rent $1,478

Max offer price $180,000

Occupancy floor 93%

Sensitivity live

Price	-10% $135	-5% $84	+0% $33	+5% $-18	+10% $-69
Rent	-10% $-87	-5% $-27	+0% $33	+5% $93	+10% $153
Rate	-1.0pp $124	-0.5pp $79	base $33	+0.5pp $-13	+1.0pp $-61

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,000
• Closing costs: $5,400
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
455 2nd St Ogden, UT	1.0–2.0	1.0–2.0	838	$1,499	$1.79	15d	5	0.14mi
200 N Harrisville Rd Ogden, UT	2.0	1.0	750	$1,400	$1.87	24d	1	0.42mi
940 Kiesel Ave Ogden, UT	2.0	1.0	708	$1,200	$1.69	24d	1	0.64mi
820 Monroe Blvd Ogden, UT	1.0–2.0	1.0	875	$1,350	$1.54	24d	2	0.88mi
231 W 12th St Ogden, UT	1.0–2.0	1.0–2.0	813	$1,544	$1.90	15d	14	1.18mi
1075 Century Dr Ogden, UT	2.0	1.0–2.0	731	$1,599	$2.19	24d	1	1.31mi
407 W 12th St Ogden, UT	2.0	1.0–2.0	694	$1,650	$2.38	24d	1	1.32mi
3022 S Jefferson Ave Ogden, UT	2.0	1.0	675	$1,350	$2.00	21d	1	1.34mi
1175 Canyon Rd #67 Ogden, UT	1.0	1.0	436	$895	$2.05	15d	1	1.48mi

Listing history 9 events

1. 2026-06-18
   days on market $180,000 Active 10 DOM
2. 2026-06-17
   days on market $180,000 Active 9 DOM
3. 2026-06-16
   days on market $180,000 Active 8 DOM
4. 2026-06-15
   days on market $180,000 Active 7 DOM
5. 2026-06-14
   days on market $180,000 Active 5 DOM
6. 2026-06-13
   days on market $180,000 Active 4 DOM
7. 2026-06-10
   days on market $180,000 Active 2 DOM
8. 2026-06-09
   remarks 394-char remark
9. 2026-06-09
   listed $180,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

• Current annual tax: $1,781 · $148/mo
• Projected year-2 tax: $1,781 · $148/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥91°F today · 20 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,235
• − Mortgage interest: −$10,083
• − Property taxes: −$1,781
• − Insurance: −$900
• − Repairs & maintenance: −$1,459
• − Management: −$1,459
• − Depreciation: −$5,236
• Taxable loss: −$2,682
• Est. tax savings @ 24.0%: +$644
• After-tax cash flow: $1,041/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Ogden City District
• NCES district ID: 4900720
• Math proficiency: 25% ▼ -2.00%
• Reading proficiency: 31% ▼ -5.00%
• Median HH income: $41,974
• Composite: 23.76/100
• National rank: #7818
• State rank: #72 of 80 in UT

Livability — Ogden

• Score: 84/100
• State rank: #19
• US rank: #810

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ogden, UT
• County: Weber County · 260,557 people
• City population: 152,611
• Metro: Ogden-Clearfield, UT
• Population (ZIP): 66,587
• Household income: $85,057
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 1201.0

Population outlook (Weber County) Hauer SSP2

• Today (2025): 274,329 people
• By 2030: 288,577 · +5.2%
• By 2040: 314,848 · +14.8%
• By 2050: 338,710 · +23.5%
• By 2075: 384,412 · +40.1%
• By 2100: 409,305 · +49.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (70%)
• Race & ethnicity: White 70% Hispanic / Latino 24% Two or more races 7% Asian 1%
• Hispanic origin (detail): Mexican 20%
• Common ancestry: Italian 5% Slovak 4% Iranian 3%
• Foreign-born: 8% · Canada
• Languages at home: 83% English-only · Spanish 15% Other Indo-European 1%

Political lean MEDSL · Weber

• 2024 margin: Strong R (+23.5) · D 36.8% · R 60.3% · Other 2.9%
• 2008→2024 swing: +4.1pp toward D · 2008: -27.6pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+22.7 2016: R+20.0 2012: R+46.0 2008: R+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -317.85%
• Current HPI: 323.2499
• Rent YoY: ▲ 2.33%
• Metro: Ogden-Clearfield, UT
• State GDP YoY: ▲ 3.54%
• F500 in state: 2

Industry mix (Fortune 500 HQ in UT)

Industry	F500 HQs	Revenue
▸Financial Services	1	$3B

Price history

+44.0% since first listed

13 events — show timeline

• 2026-06-08 Listed $180,000 WFRMLS
• 2022-10-17 Sold (Public Records) — Public Records
• 2022-10-17 Sold (MLS) — WFRMLS
• 2022-09-20 Pending — WFRMLS
• 2022-08-15 Listed $265,000 WFRMLS
• 2020-07-01 Sold (Public Records) — Public Records
• 2020-07-01 Sold (MLS) — WFRMLS
• 2020-05-24 Contingent — WFRMLS
• 2020-05-18 Listed $168,000 WFRMLS
• 2018-02-28 Listed $125,000 WFRMLS
• 2018-02-28 Sold (MLS) — WFRMLS
• 2018-02-27 Sold (Public Records) — Public Records
• 1995-10-02 Sold (Public Records) — Public Records

Property tax history

+11.6%/yr

Latest (2025): $1,781 · -2.2% YoY. Source: county tax records.