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115 S Dallas St
C Composite 59.13
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • Appreciation +6.3/10.0
  • 1% rule +5.2/10.0
  • Schools +3.4/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$75,000

115 S Dallas St · Bremond, TX 76629
1 bd · 1.0 ba · 624 sqft · SingleFamily public records · 7 Days on market
Built 1957 5,749 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This 1 bed 1 bath home has so much potential! It has new vinyl plank flooring, fresh exterior paint and a mini split ac system plus a large backyard area. Within walking distance to downtown Bremond and the police department.

Key facts

  • Mini split ac system
  • Large backyard area
  • Fresh exterior paint

Tags

VINYL PLANK FLOORINGFRESH EXTERIOR PAINTMINI SPLIT AC SYSTEMLARGE BACKYARD AREA

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story entry (first level living)
  • Construction: Built in 1957; Pillar/Post/Pier foundation; Composition roof; Construction materials: Unknown
  • Exterior features: Cleared lot; Located in a subdivision

Interior

  • Kitchen: Electric range; Oven
  • Bedrooms: One bedroom on the first level (approx. 12 x 12)
  • Flooring: Plank flooring; Vinyl flooring
  • Bathrooms: One full bathroom
  • Interior features: Ceiling fan(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $114 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($767 rent vs $75k).

Location & tenants

  • Location reads 63/100 on livability (#894 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
  • Bremond ISD (rural): math 31% / reading 48% proficiency, ranked #433 of 826 in TX (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bremond Middle (math 27% / reading 47%, grade F, #756 of 1,662 statewide, top 47%, 120 students, 67% FRL); Bremond H S (math 44% / reading 64%, grade C-, #379 of 1,632 statewide, top 26%, 145 students, 55% FRL) — zoned schools average 61% FRL vs 44% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 34 active listings in the ZIP; 23 units permitted in Robertson County in 2023 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($519 loan paydown + $2k appreciation (2.7% local appreciation)).
  • At projected returns (2.7% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • Only 7 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.12%
Cash-on-cash
6.54%
DSCR
1.29
GRM
8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.69% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.8%
Equity multiple
1.72×
Total profit
$15,113
Equity at exit
$32,441
10-year hold
IRR
15.0%
Equity multiple
3.15×
Total profit
$45,109
Equity at exit
$49,021

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76629

Home prices YoY
3.0%
Active inventory
34
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$767 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$67 /mo · $803/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$161
Net cashflow
$114

Break-even live

Break-even rent $622
Max offer price $75,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-18
    days on market $75,000 Active 7 DOM
  2. 2026-06-17
    days on market $75,000 Active 6 DOM
  3. 2026-06-16
    days on market $75,000 Active 5 DOM
  4. 2026-06-15
    days on market $75,000 Active 4 DOM
  5. 2026-06-13
    days on market $75,000 Active 2 DOM
  6. 2026-06-12
    remarks 225-char remark
  7. 2026-06-12
    listed $75,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$803 · $67/mo
Projected year-2 tax
$1,372 · $114/mo
Expected delta
+$570/yr (+$47/mo · 71.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$9,204
− Mortgage interest
−$4,201
− Property taxes
−$803
− Insurance
−$375
− Repairs & maintenance
−$736
− Management
−$736
− Depreciation
−$2,182
Taxable income
$170
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$41
After-tax cash flow
$1,332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bremond ISD
NCES district ID
4811250
Math proficiency
31% ▼ -17.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$45,350
Composite
33.57/100
National rank
#5421
State rank
#433 of 826 in TX

Livability — Bremond

Score
63/100
State rank
#894
US rank
#16038

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bremond, TX
Population (ZIP)
1,812

Population outlook (Robertson County) Hauer SSP2

Today (2025)
16,926 people
By 2030
17,039 · +0.7%
By 2040
17,217 · +1.7%
By 2050
17,301 · +2.2%
By 2075
17,849 · +5.5%
By 2100
17,642 · +4.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Black 10% Hispanic / Latino 10% Two or more races 7% Native American 2%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Romanian 19% Lithuanian 4% Italian 2%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Robertson

2024 margin
Solid R (+52.1) · D 23.6% · R 75.8%
2008→2024 swing
-32.7pp toward R · 2008: -19.4pp · 2024: -52.1pp
All cycles
2024: R+52.1 2020: R+40.4 2016: R+35.1 2012: R+22.3 2008: R+19.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.69%
Current HPI
93.0443
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-06-11 Listed $75,000 HARMLS
  • 2026-03-13 Sold (Public Records) Public Records
  • 2020-10-15 Sold (Public Records) Public Records

Property tax history

+9.2%/yr

Latest (2025): $803 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…