115 S Dallas St · Bremond, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.6/30.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- Appreciation +6.3/10.0
- 1% rule +5.2/10.0
- Schools +3.4/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This 1 bed 1 bath home has so much potential! It has new vinyl plank flooring, fresh exterior paint and a mini split ac system plus a large backyard area. Within walking distance to downtown Bremond and the police department.
Key facts
- Mini split ac system
- Large backyard area
- Fresh exterior paint
Tags
Property features AI
Exterior
- Utilities: Public water; Public sewer
- Home design: Residential property; Single-story entry (first level living)
- Construction: Built in 1957; Pillar/Post/Pier foundation; Composition roof; Construction materials: Unknown
- Exterior features: Cleared lot; Located in a subdivision
Interior
- Kitchen: Electric range; Oven
- Bedrooms: One bedroom on the first level (approx. 12 x 12)
- Flooring: Plank flooring; Vinyl flooring
- Bathrooms: One full bathroom
- Interior features: Ceiling fan(s)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $114 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($767 rent vs $75k).
Location & tenants
- Location reads 63/100 on livability (#894 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, employment F.
- Bremond ISD (rural): math 31% / reading 48% proficiency, ranked #433 of 826 in TX (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bremond Middle (math 27% / reading 47%, grade F, #756 of 1,662 statewide, top 47%, 120 students, 67% FRL); Bremond H S (math 44% / reading 64%, grade C-, #379 of 1,632 statewide, top 26%, 145 students, 55% FRL) — zoned schools average 61% FRL vs 44% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 34 active listings in the ZIP; 23 units permitted in Robertson County in 2023 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($519 loan paydown + $2k appreciation (2.7% local appreciation)).
- At projected returns (2.7% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.12%
- Cash-on-cash
- 6.54%
- DSCR
- 1.29
- GRM
- 8.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
2.69% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 12.8%
- Equity multiple
- 1.72×
- Total profit
- $15,113
- Equity at exit
- $32,441
- IRR
- 15.0%
- Equity multiple
- 3.15×
- Total profit
- $45,109
- Equity at exit
- $49,021
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76629
- Home prices YoY
- 3.0%
- Active inventory
- 34
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $767 medium interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$67 /mo · $803/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$161
- Net cashflow
- $114
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-06-18days on market $75,000 Active 7 DOM
-
2026-06-17days on market $75,000 Active 6 DOM
-
2026-06-16days on market $75,000 Active 5 DOM
-
2026-06-15days on market $75,000 Active 4 DOM
-
2026-06-13days on market $75,000 Active 2 DOM
-
2026-06-12remarks 225-char remark
-
2026-06-12$75,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $803 · $67/mo
- Projected year-2 tax
- $1,372 · $114/mo
- Expected delta
- +$570/yr (+$47/mo · 71.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $9,204
- − Mortgage interest
- −$4,201
- − Property taxes
- −$803
- − Insurance
- −$375
- − Repairs & maintenance
- −$736
- − Management
- −$736
- − Depreciation
- −$2,182
- Taxable income
- $170
- Est. tax owed @ 24.0%
- −$41
- After-tax cash flow
- $1,332/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bremond ISD
- NCES district ID
- 4811250
- Math proficiency
- 31% ▼ -17.00%
- Reading proficiency
- 48% ▼ -4.00%
- Median HH income
- $45,350
- Composite
- 33.57/100
- National rank
- #5421
- State rank
- #433 of 826 in TX
Livability — Bremond
- Score
- 63/100
- State rank
- #894
- US rank
- #16038
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bremond, TX
- Population (ZIP)
- 1,812
Population outlook (Robertson County) Hauer SSP2
- Today (2025)
- 16,926 people
- By 2030
- 17,039 · +0.7%
- By 2040
- 17,217 · +1.7%
- By 2050
- 17,301 · +2.2%
- By 2075
- 17,849 · +5.5%
- By 2100
- 17,642 · +4.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Black 10% Hispanic / Latino 10% Two or more races 7% Native American 2%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Romanian 19% Lithuanian 4% Italian 2%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Robertson
- 2024 margin
- Solid R (+52.1) · D 23.6% · R 75.8%
- 2008→2024 swing
- -32.7pp toward R · 2008: -19.4pp · 2024: -52.1pp
- All cycles
- 2024: R+52.1 2020: R+40.4 2016: R+35.1 2012: R+22.3 2008: R+19.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.69%
- Current HPI
- 93.0443
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
3 events — show timeline
- 2026-06-11 Listed $75,000 HARMLS
- 2026-03-13 Sold (Public Records) — Public Records
- 2020-10-15 Sold (Public Records) — Public Records
Property tax history
+9.2%/yrLatest (2025): $803 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…