210 Sycamore St · Julesburg, CO 80737

$49,000

2 bd · 1.0 ba · 816 sqft · SingleFamily public records · 25 Days on market

Built 1948 1,306 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.8/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Charming 3-bedroom, 1-bath home offering 816 sq ft of comfortable living space in Julesburg. This property features a functional layout with plenty of natural light and great potential for first-time buyers or investors. Enjoy a spacious yard with room for outdoor activities or future improvements. Conveniently located near local amenities, schools, and parks. A great opportunity to make this home your own. Property sold AS-IS .

Key facts

• Spacious yard
• Near schools
• Natural light

Tags

• FUNCTIONAL LAYOUT
• SPACIOUS YARD
• NATURAL LIGHT
• LOCAL AMENITIES
• NEAR SCHOOLS
• NEAR PARKS

Property features AI

Finance

• HOA & community: No association fees

Exterior

• Parking: No garage; No designated parking
• Utilities: City water (meter installed); Public sewer; Natural gas available; Electricity available; Satellite available
• Home design: Single-family residence; One level; Not new — previously owned
• Construction: Frame construction; Composition roof
• Exterior features: Minimal flood risk (C rating)

Interior

• Kitchen: Electric range
• Bedrooms: 2 bedrooms (all conforming)
• Bathrooms: 1 full bathroom
• Interior features: Electric range; Forced air heating

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $49k.

Deal economics

• At list price, monthly cash flow is $377 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($860 rent vs $49k).
• Recommended offer: $48k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 75/100 on livability (#32 in CO, #3,971 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: amenities D-, commute F, employment F.
• Julesburg School District No. Re1 (rural): math 15% / reading 50% proficiency, ranked #91 of 176 in CO (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Julesburg Elementary School (math 24% / reading 24%, grade F, #606 of 966 statewide, top 65%, 124 students, 58% FRL); Julesburg High School (math 24% / reading 75%, grade D+, #97 of 381 statewide, top 30%, 108 students, 41% FRL).
• Market conditions: 21 active listings in the ZIP; 3 units permitted in Sedgwick County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $339 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Sedgwick County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($48k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $48,265 (1.5% below list)

Questions for the listing agent

1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.75% ✓
• Cap rate: 15.52%
• Cash-on-cash: 32.95%
• DSCR: 2.47
• GRM: 4.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 28.1%
• Equity multiple: 2.17×
• Total profit: $16,048
• Equity at exit: $7,306

10-year hold

• IRR: 35.6%
• Equity multiple: 4.27×
• Total profit: $44,837
• Equity at exit: $4,237

Cash invested: $13,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80737

• Home prices YoY: -8.0%
• Active inventory: 21
• Price-to-rent: 4.8×

Monthly cashflow live

• Estimated rent: $860 medium
• Mortgage (P&I): −$257
• Tax from tax record: −$25 /mo · $299/yr
• Insurance: −$20
• HOA: −$0
• Vacancy / Maint / Mgmt: −$181
• Net cashflow: $377

Break-even live

Break-even rent $383

Max offer price $49,000

Occupancy floor 51%

Sensitivity live

Price	-10% $405	-5% $391	+0% $377	+5% $363	+10% $349
Rent	-10% $309	-5% $343	+0% $377	+5% $411	+10% $445
Rate	-1.0pp $401	-0.5pp $389	base $377	+0.5pp $364	+1.0pp $351

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $12,250
• Closing costs: $1,470
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-06-17
   status $49,000 Pending 25 DOM
2. 2026-06-16
   days on market $49,000 Active 25 DOM
3. 2026-06-15
   days on market $49,000 Active 24 DOM
4. 2026-06-13
   days on market $49,000 Active 22 DOM
5. 2026-06-12
   days on market $49,000 Active 21 DOM
6. 2026-06-09
   days on market $49,000 Active 18 DOM
7. 2026-06-08
   days on market $49,000 Active 17 DOM
8. 2026-06-07
   statusdays on market $49,000 Active 16 DOM
9. 2026-06-04
   statusdays on market $49,000 Pending 14 DOM
10. 2026-06-02
    days on market $49,000 Active 13 DOM
11. 2026-06-01
    days on market $49,000 Active 12 DOM
12. 2026-05-31
    days on market $49,000 Active 11 DOM
13. 2026-05-31
    days on market $49,000 Active 10 DOM
14. 2026-05-20
    listed $49,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $299 · $25/mo
• Projected year-2 tax: $299 · $25/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,315
• − Mortgage interest: −$2,745
• − Property taxes: −$299
• − Insurance: −$245
• − Repairs & maintenance: −$825
• − Management: −$825
• − Depreciation: −$1,425
• Taxable income: $3,950
• Est. tax owed @ 24.0%: −$948
• After-tax cash flow: $3,573/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Julesburg School District No. Re1
• NCES district ID: 0804860
• Math proficiency: 15% ▼ -5.00%
• Reading proficiency: 50% ▲ 20.00%
• Median HH income: $42,807
• Composite: 30.25/100
• National rank: #11565
• State rank: #91 of 176 in CO

Livability — Julesburg

• Score: 75/100
• State rank: #32
• US rank: #3971

Category grades

Amenities D- Commute F Cost of living A+ Crime B Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Julesburg, CO
• Population (ZIP): 1,541

Population outlook (Sedgwick County) Hauer SSP2

• Today (2025): 2,399 people
• By 2030: 2,405 · +0.3%
• By 2040: 2,459 · +2.5%
• By 2050: 2,602 · +8.5%
• By 2075: 3,101 · +29.3%
• By 2100: 3,488 · +45.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 16% Two or more races 5% Asian 1% Black 1%
• Hispanic origin (detail): Mexican 13%
• Common ancestry: Iranian 5% Lithuanian 3% Portuguese 2%
• Foreign-born: 4% · Canada, China
• Languages at home: 91% English-only · Spanish 7% French/Haitian/Cajun 2% Chinese 1%

Political lean MEDSL · Sedgwick

• 2024 margin: Solid R (+56.3) · D 20.8% · R 77.2% · Other 2.0%
• 2008→2024 swing: -27.5pp toward R · 2008: -28.8pp · 2024: -56.3pp
• All cycles: 2024: R+56.3 2020: R+56.7 2016: R+54.8 2012: R+34.5 2008: R+28.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -15.61%
• Current HPI: 180.1487
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

1 event — show timeline

• 2026-05-20 Listed $49,000 IRES

Property tax history

+4.6%/yr

Latest (2025): $299 · +160.5% YoY. Source: county tax records.