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25953 Dartmouth St
C+ Composite 62.7
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • ARV discount +2.9/15.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$79,000

25953 Dartmouth St · Inkster, MI 48141
2 bd · 1.0 ba · 696 sqft · SingleFamily public records · 57 Days on market
Built 1954 5,663 sqft lot Est $72k · 10% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the newly updated 25953 Dartmouth St! This gorgeous ranch delivers the perfect balance of affordability, functionality and upside for homeowners and investors! From the moment you step inside, you're greeted with beautiful hardwood flooring, neutral finishes and natural light that fills the home, creating an inviting atmosphere that is both comfortable and convenient. The floorplan flows graciously into two comfortably sized bedrooms and a spacious kitchen that offers generous cabinetry and a functional layout, ideal for everyday living with room to personalize over time. Seller has completed the Certificate of Occupancy, ensuring the property meets city compliance standards and is ready for immediate occupancy. Recent improvements include new paint throughout, updated plumbing systems, and a series of renovations that enhance both functionality and aesthetics of the home. Step outside to a deep backyard with plenty of green space, perfect for entertaining, gardening, or future enhancements. The lot size alone provides added value and flexibility for long-term use. We're excited to showcase this amazing home. Schedule your tour today!

Key facts

  • Hardwood flooring
  • Generous cabinetry
  • New paint

Tags

HARDWOOD FLOORINGGENEROUS CABINETRYDEEP BACKYARDUPDATED PLUMBING SYSTEMSNEW PAINT

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story; Ground-level entry
  • Construction: Vinyl siding
  • Exterior features: Paved road access; Lot dimensions approximately 40 x 138 (0.13 acres)

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: Crawl space basement; Total of 4 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $79k.

Deal economics

  • At list price, monthly cash flow is $459 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $79k).
  • Recommended offer: $77k (3.0% below list) — sets the bar for market timing.
  • Cap rate 13.3% vs local median 9.3% in Inkster — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#406 in MI) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: health & safety D, schools F, crime F.
  • Westwood Community School District (suburban): math 6% / reading 11% proficiency, ranked #529 of 540 in MI (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 81% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.0%/yr); 146 active listings in the ZIP; 1 comparable units currently listed for rent nearby; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $546 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 57 days — a 3% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $6k; list at $79k implies a 1115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1954 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $76,630 (3.0% below list)

Questions for the listing agent

  1. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1954 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.57%
Cap rate
13.27%
Cash-on-cash
24.91%
DSCR
2.11
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$71,688
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
25866 Andover St 0.06mi 2/1.0 696 (0%) 9mo $48,000 $69 90
26241 Annapolis St 0.43mi 2/1.0 696 (0%) 6mo $54,500 $78 74
26252 Eton Ave 0.52mi 2/1.0 696 (0%) 8mo $123,000 $177 69
25933 Norfolk St 0.56mi 2/1.0 710 (+2%) 5mo $90,000 $127 66
25960 Yale St 0.53mi 2/1.0 680 (-2%) 10mo $70,000 $103 63
24754 Annapolis St 0.72mi 2/1.0 702 (+1%) 3mo $121,000 $172 62
26389 Annapolis St 0.48mi 2/1.0 729 (+5%) 9mo $126,500 $174 62
26641 New York St 0.62mi 2/1.0 720 (+3%) 5mo $66,000 $92 62
25911 Norfolk St 0.56mi 2/2.0 710 (+2%) 12mo $53,100 $75 56
24691 Dartmouth St 0.70mi 2/1.0 720 (+3%) 11mo $185,000 $257 52
26970 Colgate St 0.62mi 2/1.0 756 (+9%) 14mo $65,000 $86 45
5169 Glenis St 0.74mi 2/1.0 800 (+15%) 13mo $70,000 $88 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold
IRR
18.3%
Equity multiple
1.74×
Total profit
$16,381
Equity at exit
$11,779
10-year hold
IRR
26.7%
Equity multiple
3.34×
Total profit
$51,672
Equity at exit
$6,830

Cash invested: $22,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48141

Home prices YoY
-2.9%
Rents YoY
3.0%
Active inventory
146
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,237 medium interval (Pro) →
Mortgage (P&I)
$414
Tax from tax record
$71 /mo · $854/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$260
Net cashflow
$459

Break-even live

Break-even rent $656
Max offer price $79,000
Occupancy floor 58%

Sensitivity live

Price -10% $504 -5% $482 +0% $459 +5% $437 +10% $414
Rent -10% $361 -5% $410 +0% $459 +5% $508 +10% $557
Rate -1.0pp $499 -0.5pp $479 base $459 +0.5pp $439 +1.0pp $418

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,750
Closing costs
$2,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5845 Michael St Taylor, MI 2.0 1.0 618 $1,325 $2.14 5d 1 1.00mi

Listing history 20 events

  1. 2026-06-21
    days on market $79,000 Active 57 DOM
  2. 2026-06-18
    days on market $79,000 Active 54 DOM
  3. 2026-06-17
    days on market $79,000 Active 53 DOM
  4. 2026-06-16
    days on market $79,000 Active 52 DOM
  5. 2026-06-15
    days on market $79,000 Active 51 DOM
  6. 2026-06-13
    days on market $79,000 Active 49 DOM
  7. 2026-06-13
    days on market $79,000 Active 48 DOM
  8. 2026-06-09
    days on market $79,000 Active 45 DOM
  9. 2026-06-08
    days on market $79,000 Active 44 DOM
  10. 2026-06-07
    days on market $79,000 Active 43 DOM
  11. 2026-06-04
    days on market $79,000 Active 40 DOM
  12. 2026-06-03
    days on market $79,000 Active 39 DOM
  13. 2026-06-02
    days on market $79,000 Active 38 DOM
  14. 2026-06-01
    days on market $79,000 Active 37 DOM
  15. 2026-05-31
    days on market $79,000 Active 36 DOM
  16. 2026-04-25
    listed $79,000 Active
    Show marketing remark (1163 chars)

    Welcome to the newly updated 25953 Dartmouth St! This gorgeous ranch delivers the perfect balance of affordability, functionality and upside for homeowners and investors! From the moment you step inside, you're greeted with beautiful hardwood flooring, neutral finishes and natural light that fills the home, creating an inviting atmosphere that is both comfortable and convenient. The floorplan flows graciously into two comfortably sized bedrooms and a spacious kitchen that offers generous cabinetry and a functional layout, ideal for everyday living with room to personalize over time. Seller has completed the Certificate of Occupancy, ensuring the property meets city compliance standards and is ready for immediate occupancy. Recent improvements include new paint throughout, updated plumbing systems, and a series of renovations that enhance both functionality and aesthetics of the home. Step outside to a deep backyard with plenty of green space, perfect for entertaining, gardening, or future enhancements. The lot size alone provides added value and flexibility for long-term use. We're excited to showcase this amazing home. Schedule your tour today!

  17. 2026-04-25
    listed $79,000 Active 1163-char remark
    Show marketing remark (1163 chars)

    Welcome to the newly updated 25953 Dartmouth St! This gorgeous ranch delivers the perfect balance of affordability, functionality and upside for homeowners and investors! From the moment you step inside, you're greeted with beautiful hardwood flooring, neutral finishes and natural light that fills the home, creating an inviting atmosphere that is both comfortable and convenient. The floorplan flows graciously into two comfortably sized bedrooms and a spacious kitchen that offers generous cabinetry and a functional layout, ideal for everyday living with room to personalize over time. Seller has completed the Certificate of Occupancy, ensuring the property meets city compliance standards and is ready for immediate occupancy. Recent improvements include new paint throughout, updated plumbing systems, and a series of renovations that enhance both functionality and aesthetics of the home. Step outside to a deep backyard with plenty of green space, perfect for entertaining, gardening, or future enhancements. The lot size alone provides added value and flexibility for long-term use. We're excited to showcase this amazing home. Schedule your tour today!

  18. 2010-02-16
    soldstatus $6,500 187-char remark
    Show marketing remark (187 chars)

    SUBJECT TO THIRD PARTY APPROVAL. COMMISSION SUBJECT TO BANK APPROVAL AND MIGHT CHANGE. SOLD AS IS. BUYER RESPONSIBLE FOR CITY INSPECTION AND OBTAINING THE ACR. SOME APPLIANCES. NEEDS TLC.

  19. 2009-10-09
    listed $7,900 187-char remark
    Show marketing remark (187 chars)

    SUBJECT TO THIRD PARTY APPROVAL. COMMISSION SUBJECT TO BANK APPROVAL AND MIGHT CHANGE. SOLD AS IS. BUYER RESPONSIBLE FOR CITY INSPECTION AND OBTAINING THE ACR. SOME APPLIANCES. NEEDS TLC.

  20. 2000-05-10
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$854 · $71/mo
Projected year-2 tax
$1,035 · $86/mo
Expected delta
+$182/yr (+$15/mo · 21.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,848
− Mortgage interest
−$4,425
− Property taxes
−$854
− Insurance
−$395
− Repairs & maintenance
−$1,188
− Management
−$1,188
− Depreciation
−$2,298
Taxable income
$4,500
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,080
After-tax cash flow
$4,430/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Westwood Community School District
NCES district ID
2611640
Math proficiency
6% ▼ -6.00%
Reading proficiency
11% ▼ -6.00%
Median HH income
$36,350
Composite
7.06/100
National rank
#9967
State rank
#529 of 540 in MI

Livability — Inkster

Score
67/100
State rank
#406
US rank
#11087

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety D User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Inkster, MI
County
Wayne County · 1,562,939 people
City population
25,428
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
25,428
Household income
$39,252
Rent vs Own
53.2% rent · 46.8% own
Severe rent burden
1558.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (72%)
Race & ethnicity
Black 72% White 17% Two or more races 7% Hispanic / Latino 2% Asian 1%
Common ancestry
Romanian 3% Slovak 1% Italian 1%
Foreign-born
5% · Canada, China
Languages at home
92% English-only · Arabic 3% Other Asian/Pacific 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -11.74%
Current HPI
390.2139
Rent YoY
▲ 2.95%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+295.0% since first listed
5 events — show timeline
  • 2026-04-25 Listed $79,000 REALCOMP
  • 2026-04-25 Listed $79,000 MiRealSource-MiMLS
  • 2010-02-16 Sold (MLS) $6,500 REALCOMP
  • 2009-10-09 Listed $7,900 REALCOMP
  • 2000-05-10 Sold (Public Records) $20,000 Public Records

Property tax history

-6.4%/yr

Latest (2025): $854 · -49.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…