13137 Kings Crossing Dr · Gibsonton, FL
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.12%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 29 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.0/30.0
- ARV discount +7.5/15.0
- Rent growth +4.5/5.0
- 1% rule +4.3/10.0
- Schools +4.2/10.0
- Livability +3.5/5.0
- DSCR +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$227,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
Key facts
- Gated community
- Hardwood flooring
- Open floor plan
Tags
Property features AI
Finance
- Other: Unfurnished unit; Living area approximately 1,360 sq ft (per public records); Building area approximately 1,456 sq ft (per public records)
- Financial info: Lease restrictions apply
- HOA & community: Monthly HOA fee of $292 (includes cable TV, pool, maintenance of structure and grounds, management, private road, recreational facilities); Association provides gated access, maintenance and pool; Association approval required for buyers; Pets allowed
Exterior
- Parking: Assigned parking; Guest parking
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Electricity connected; Cable available/connected; Phone available
- Home design: Attached townhouse; Two levels; North-facing; Completed condition
- Construction: Block, stucco and frame construction; Shingle roof; Slab foundation; Built as a residential townhouse
- Exterior features: Covered patio; Rear patio; Screened porch; Patio; Sliding doors; Storage; Rain gutters; Sidewalk; Private lot; Landscaped yard with mature trees; Irrigation equipment; Paved, privately maintained road; Deed-restricted community; Street lights
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Electric water heater
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Ceramic tile; Wood
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (electric, heat pump); Central air conditioning
- Interior features: Ceiling fans; Kitchen/family room combo; Open floorplan; Split bedroom layout; Programmable thermostat; Walk-in closets; Blinds
- Laundry & utility: Laundry closet
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/3.0-bath townhouse listed at $227k.
Deal economics
- At list price, monthly cash flow is $-137 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $203k (10.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (7.2% below list).
- Recommended offer: $203k (10.7% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 69/100 on livability (#479 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, commute A-; Watch: amenities F, health & safety F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: East Bay High School (math 24% / reading 35%, grade F, #447 of 667 statewide, top 68%, 1,995 students, 51% FRL) — zoned schools at 51% FRL track the district average.
- Zoned-school proficiency averages 30% at this address vs 48% district-wide (-19 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+8.1%/yr); 107 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 31% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 12 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 5.57%
- Cash-on-cash
- -2.60%
- DSCR
- 0.88
- GRM
- 9.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -14.3%
- Equity multiple
- 0.46×
- Total profit
- $-34,236
- Equity at exit
- $33,846
- IRR
- 1.8%
- Equity multiple
- 1.16×
- Total profit
- $10,273
- Equity at exit
- $19,627
Cash invested: $63,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33534
- Home prices YoY
- -18.2%
- Rents YoY
- 8.1%
- Active inventory
- 107
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $2,106 high interval (Pro) →
- Mortgage (P&I)
- −$1,190
- Tax from tax record
- −$224 /mo · $2,688/yr
- Insurance
- −$95
- HOA
- −$292
- Vacancy / Maint / Mgmt
- −$442
- Net cashflow
- $-137
Break-even live
Sensitivity live
| Price | -10% $-9 | -5% $-73 | +0% $-137 | +5% $-202 | +10% $-266 |
|---|---|---|---|---|---|
| Rent | -10% $-304 | -5% $-221 | +0% $-137 | +5% $-54 | +10% $29 |
| Rate | -1.0pp $-23 | -0.5pp $-80 | base $-137 | +0.5pp $-196 | +1.0pp $-256 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,750
- Closing costs
- $6,810
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 13123 Kings Crossing Dr Gibsonton, FL | 3.0 | 2.5 | 1360 | $1,850 | $1.36 | 25d | 1 | 0.04mi |
| 13047 Bridleford Dr Gibsonton, FL | 3.0 | 2.0 | 1593 | $2,025 | $1.27 | 25d | 1 | 0.10mi |
| 6765 Lake Rochester Ln Gibsonton, FL | 2.0 | 2.5 | 1152 | $1,950 | $1.69 | 25d | 1 | 0.11mi |
| 13049 Waterbourne Dr Gibsonton, FL | 3.0 | 2.0 | 1632 | $2,049 | $1.26 | 3d | 1 | 0.29mi |
| 13128 Logan Captiva Ln Gibsonton, FL | 3.0 | 2.5 | 1588 | $2,150 | $1.35 | 25d | 1 | 0.32mi |
| 6981 Tapestry Heights Ave Apollo Beach, FL | 3.0 | 1.0–2.0 | 1050 | $2,262 | $2.15 | 0d | 36 | 0.35mi |
| 6981 Waterset Blvd Apollo Beach, FL | 3.0 | 2.0 | 1412 | $2,406 | $1.70 | 0d | 1 | 0.51mi |
| 12813 Kings Lake Dr Gibsonton, FL | 3.0 | 2.0 | 1391 | $2,650 | $1.91 | 25d | 1 | 0.53mi |
| 7002 Crown Lake Dr Gibsonton, FL | 3.0 | 2.0 | 1364 | $1,995 | $1.46 | 3d | 1 | 0.67mi |
| 6808 Cambridge Park Dr Apollo Beach, FL | 3.0 | 2.0 | 1858 | $2,350 | $1.26 | 19d | 1 | 0.86mi |
| 7556 Oxford Garden Cir Apollo Beach, FL | 3.0 | 2.0 | 1335 | $2,020 | $1.51 | 6d | 1 | 1.16mi |
| 9814 Rustling Breeze Cir Riverview, FL | 1.0–3.0 | 1.0–2.0 | 999 | $2,096 | $2.10 | 0d | 35 | 1.45mi |
HOA detail
- Monthly dues
- $292 · $3,504/yr
- Likely covers
- poolsecurity
Listing history 40 events
-
2026-06-21days on market $227,000 Active 3 DOM
-
2026-06-18remarks 695-char remark
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2026-06-18days on market $227,000 Active 1 DOM
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2026-06-07pricedays on market $227,000 Active 10 DOM
-
2026-06-04days on market $235,000 Active 7 DOM
-
2026-06-03days on market $235,000 Active 6 DOM
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2026-06-02days on market $235,000 Active 5 DOM
-
2026-06-01days on market $235,000 Active 4 DOM
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2026-05-31days on market $235,000 Active 3 DOM
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2026-05-28$235,000 Active
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2023-03-18historical
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2023-03-03price $272,900
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2023-02-15$274,900 Active
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2022-04-01soldstatus $250,000
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2022-03-31soldstatus $250,000 Closed 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-27status Pending 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-25status Active 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-22status Active 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-17status Pending 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-09price $239,900 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-08status Active 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-02-01status Pending 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
-
2022-01-28$229,900 Active 1229-char remark
Show marketing remark (1229 chars)
You will find you're long awaited and sought after Florida dream home here. All your new home awaits is your personal decor. Spacious three bedroom, two and a half baths, immaculate townhome. Located in the gated community of Kings Lake. Decorative accents in downstairs areas. Freshly painted light grey walls. Downstairs you will find the third bedroom, art nitch, formal dining room with decorative trim molding, half bathroom with pedestal sink and kitchen. Kitchen with large breakfast bar, black appliances, and a large pantry that offers considerable storage space. Adjoining the kitchen is the family room with large slider to the screened lanai, and spindle staircase. Upstairs are two bedrooms, each with their own private bath, and the conveniently located laundry closet. White cabinets in bedrooms and bathrooms. There are three ceiling fans, one in each bedroom and one in the family room. Wood flooring in 3rd bedroom, living room and dining room, ceramic tile in wet areas and carpet in bedrooms. In addition the home has the pest tubes in the walls. Don't wait or you may loose the chance to purchase this wonderful home. All level schools close to community. Community swimming pool. No CDD's in this community.
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2014-11-07soldstatus $77,000
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2014-11-06soldstatus $77,000 Sold
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2014-10-17status Pending
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2014-10-14$84,850 Active
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2013-09-25soldstatus $73,500
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2013-09-19soldstatus $73,500
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2013-08-13$68,000
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2012-03-13soldstatus $50,000
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2012-02-22soldstatus $50,000
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2011-12-23$59,500
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2008-08-14historical
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2008-04-28$115,900
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2006-12-11historical
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2006-08-25$175,000
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2006-08-25historical
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2006-02-27$182,500
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2004-06-03soldstatus $755,471
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,688 · $224/mo
- Projected year-2 tax
- $2,688 · $224/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,269
- − Mortgage interest
- −$12,716
- − Property taxes
- −$2,688
- − Insurance
- −$1,135
- − Repairs & maintenance
- −$2,021
- − Management
- −$2,021
- − HOA
- −$3,504
- − Depreciation
- −$6,604
- Taxable loss
- −$5,420
- Est. tax savings @ 24.0%
- +$1,301
- After-tax cash flow
- $-349/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Gibsonton
- Score
- 69/100
- State rank
- #479
- US rank
- #8752
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Gibsonton, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 17,740
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 17,740
- Household income
- $80,484
- Rent vs Own
- Severe rent burden
- 487.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.69)
- Race & ethnicity
- Hispanic / Latino 38% White 36% Two or more races 23% Black 19% Asian 2%
- Hispanic origin (detail)
- Mexican 13% Puerto Rican 10% Cuban 4% Dominican 3%
- Common ancestry
- Hispanic 3% Russian 1% Lithuanian 1%
- Foreign-born
- 16% · Canada, Guatemala, Jamaica
- Languages at home
- 66% English-only · Spanish 30% French/Haitian/Cajun 2% Other Indo-European 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -72.07%
- Current HPI
- 323.4367
- Rent YoY
- ▲ 8.05%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-68.9% since first listed31 events — show timeline
- 2026-05-28 Listed $235,000 Stellar MLS as Distributed by MLS Grid
- 2023-03-18 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2023-03-03 Price Changed $272,900 Stellar MLS as Distributed by MLS Grid
- 2023-02-15 Listed $274,900 Stellar MLS as Distributed by MLS Grid
- 2022-04-01 Sold (Public Records) $250,000 Public Records
- 2022-03-31 Sold (MLS) $250,000 Stellar MLS as Distributed by MLS Grid
- 2022-02-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-02-25 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-02-22 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-02-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-02-09 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
- 2022-02-08 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-02-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-01-28 Listed $229,900 Stellar MLS as Distributed by MLS Grid
- 2014-11-07 Sold (Public Records) $77,000 Public Records
- 2014-11-06 Sold (MLS) $77,000 Stellar MLS as Distributed by MLS Grid
- 2014-10-17 Pending — Stellar MLS as Distributed by MLS Grid
- 2014-10-14 Listed $84,850 Stellar MLS as Distributed by MLS Grid
- 2013-09-25 Sold (Public Records) $73,500 Public Records
- 2013-09-19 Sold (MLS) $73,500 Stellar MLS as Distributed by MLS Grid
- 2013-08-13 Listed $68,000 Stellar MLS as Distributed by MLS Grid
- 2012-03-13 Sold (Public Records) $50,000 Public Records
- 2012-02-22 Sold (MLS) $50,000 Stellar MLS as Distributed by MLS Grid
- 2011-12-23 Listed $59,500 Stellar MLS as Distributed by MLS Grid
- 2008-08-14 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2008-04-28 Listed $115,900 Stellar MLS as Distributed by MLS Grid
- 2006-12-11 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-08-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2006-08-25 Listed $175,000 Stellar MLS as Distributed by MLS Grid
- 2006-02-27 Listed $182,500 Stellar MLS as Distributed by MLS Grid
- 2004-06-03 Sold (Public Records) $755,471 Public Records
Property tax history
+7.3%/yrLatest (2025): $2,688 · -2.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…