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1916 N Logan St
D Composite 43.06
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.4/30.0
  • ARV discount +8.5/15.0
  • 1% rule +5.3/10.0
  • DSCR +4.0/10.0
  • Rent growth +3.7/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$185,000

1916 N Logan St · Texas City, TX 77590
4 bd · 1.0 ba · 1,428 sqft · SingleFamily public records · 212 Days on market
Built 1956 8,807 sqft lot $130/sqft · at area comps Est $189k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to your next home! This delightful 4-bedroom, 1-bath single-family residence offers comfort, character, and convenience all in one. Nestled in a quiet neighborhood in Texas City, this home features a cozy front porch perfect for morning coffee or evening relaxation. Outside, you’ll find a large backyard great for storage, or a future workshop. Located close to schools, parks, shopping, and just a short drive to the Galveston coast, this home offers a fantastic blend of suburban charm and coastal proximity.

Key facts

  • Close to parks
  • Close to schools
  • Front porch

Tags

FRONT PORCHLARGE BACKYARDQUIET NEIGHBORHOODCLOSE TO SCHOOLSCLOSE TO PARKSCLOSE TO SHOPPING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath single-family listed at $185k.

Deal economics

  • At list price, monthly cash flow is $-62 ($-748/yr) — negative.
  • To cash-flow at today's rent, offer at most $174k (6.0% below list).
  • Meets the 1% rule at list price ($2k rent vs $185k).
  • Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.3% vs local median 4.3% in Texas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#907 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Texas City ISD (suburban): math 28% / reading 29% proficiency, ranked #655 of 826 in TX (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.9%/yr); 292 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 3,258 units permitted in Galveston County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Galveston County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 212 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price; flood insurance adds $66/mo; built in 1956 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,800 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  11. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  12. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  13. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
6.32%
Cash-on-cash
0.10%
DSCR
1.00
GRM
8.1

CMA / ARV

ARV (median comp)
$189,325
List price
$185,000
Delta
-2.28%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2410 21st Ave N 0.10mi 4/2.0 1,288 (-10%) 2mo $160,000 $124 74
2429 16th Ave N 0.28mi 4/2.0 1,517 (+6%) 2mo $215,000 $142 71
2009 15th Ave N 0.51mi 3/1.0 (-1) 1,412 (-1%) 3mo $189,900 $134 67
2013 17th Ave N 0.41mi 3/2.0 (-1) 1,355 (-5%) 1mo $229,900 $170 62
2419 29th Ave N 0.48mi 3/2.0 (-1) 1,395 (-2%) 3mo $239,900 $172 62
2814 12th Ave N 0.61mi 3/1.5 (-1) 1,346 (-6%) 1mo $172,000 $128 54
2918 15th Ave N 0.61mi 3/1.0 (-1) 1,538 (+8%) 1mo $198,500 $129 53
1702 16th Ave N 0.65mi 3/2.0 (-1) 1,355 (-5%) 2mo $242,000 $179 50
2604 27th Ave N 0.43mi 3/2.0 (-1) 1,261 (-12%) 2mo $210,000 $167 50
3014 14th Ave N 0.70mi 4/1.5 1,612 (+13%) 1mo $110,000 $68 43
3217 21st St N 0.71mi 3/2.0 (-1) 1,543 (+8%) 3mo $289,520 $188 42
2909 30th Ave N 0.73mi 3/2.0 (-1) 1,604 (+12%) 1mo $220,000 $137 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.91% rent growth · sell at horizon

5-year hold
IRR
-15.9%
Equity multiple
0.42×
Total profit
$-30,013
Equity at exit
$27,584
10-year hold
IRR
-3.8%
Equity multiple
0.72×
Total profit
$-14,501
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77590

Home prices YoY
-19.3%
Rents YoY
4.9%
Active inventory
292
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,904 high interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$453 /mo · $5,432/yr
Insurance
$77
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$400
Net cashflow
$-62

Break-even live

Break-even rent $1,983
Max offer price $173,991
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2418 14th Ave N Texas City, TX 3.0 2.0 1488 $1,775 $1.19 3d 1 0.37mi
2608 21st St N Texas City, TX 3.0 2.0 974 $1,400 $1.44 43d 1 0.52mi
2602 21st St N Texas City, TX 1.0–3.0 1.0–2.0 768 $1,450 $1.89 1d 44 0.59mi
1919 13th Ave N Texas City, TX 1.0–3.0 1.0–2.0 950 $1,499 $1.58 2d 6 0.65mi
2622 34th Ave N Texas City, TX 3.0 1.0 1476 $1,725 $1.17 43d 1 0.77mi
2714 5th Ave N Texas City, TX 3.0 2.0 1382 $1,800 $1.30 43d 1 1.03mi
2526 3rd 1/2 Ave N Texas City, TX 3.0 2.0 1240 $1,550 $1.25 24d 1 1.08mi
3106 Danforth Dr Texas City, TX 3.0 1.0 1100 $1,800 $1.64 24d 1 1.14mi
3510 Oleander Ave Unit 1545914P Texas City, TX 3.0 2.0 1808 $3,902 $2.16 17d 1 1.22mi

Listing history 19 events

  1. 2026-06-18
    days on market $185,000 Active 212 DOM
  2. 2026-06-17
    days on market $185,000 Active 211 DOM
  3. 2026-06-16
    days on market $185,000 Active 210 DOM
  4. 2026-06-15
    days on market $185,000 Active 209 DOM
  5. 2026-06-13
    days on market $185,000 Active 207 DOM
  6. 2026-06-09
    days on market $185,000 Active 203 DOM
  7. 2026-06-08
    days on market $185,000 Active 202 DOM
  8. 2026-06-07
    days on market $185,000 Active 201 DOM
  9. 2026-06-04
    days on market $185,000 Active 198 DOM
  10. 2026-06-03
    days on market $185,000 Active 197 DOM
  11. 2026-06-02
    days on market $185,000 Active 196 DOM
  12. 2026-06-01
    days on market $185,000 Active 195 DOM
  13. 2026-05-31
    days on market $185,000 Active 194 DOM
  14. 2025-11-18
    listed $195,000 Active 526-char remark
    Show marketing remark (526 chars)

    Welcome to your next home! This delightful 4-bedroom, 1-bath single-family residence offers comfort, character, and convenience all in one. Nestled in a quiet neighborhood in Texas City, this home features a cozy front porch perfect for morning coffee or evening relaxation. Outside, you’ll find a large backyard great for storage, or a future workshop. Located close to schools, parks, shopping, and just a short drive to the Galveston coast, this home offers a fantastic blend of suburban charm and coastal proximity.

  15. 2019-09-23
    soldstatus
  16. 2019-09-20
    soldstatus Sold 593-char remark
    Show marketing remark (593 chars)

    THIS HOME IS LOCATED IN AN ESTABLISHED NEIGHBORHOOD. CONVENIENTLY LOCATED NEAR SHOPPING CENTERS, RESTAURANTS AND EASY ACCESS TO HIGHWAYS. ALL INVESTORS AND BUYERS WELCOMED! MAKE THIS HOME YOUR OWN AND OR ENDLESS INVESTMENT OPPORTUNITIES. DON'T LET THIS OPPORTUNITY PASS! BUYER TO VERIFY ALL MEASUREMENTS AND ROOM DIMENSIONS. * * * 1 OF THE 3 CAR GARAGES CAN BE TURNED INTO A ONE BEDROOM EFFICIENCY FOR DOUBLE RENTAL INCOME. THERE'S TWO SEPARATE DRIVEWAYS WHICH IS A PLUS! EXTRA BACK ROOM ADDITION THAT IS NOT PART OF APPRAISAL DISTRICT. HOME IS DEFINITELY A MUST SEE!! HURRY BEFORE ITS GONE!

  17. 2019-08-23
    status Pending 593-char remark
    Show marketing remark (593 chars)

    THIS HOME IS LOCATED IN AN ESTABLISHED NEIGHBORHOOD. CONVENIENTLY LOCATED NEAR SHOPPING CENTERS, RESTAURANTS AND EASY ACCESS TO HIGHWAYS. ALL INVESTORS AND BUYERS WELCOMED! MAKE THIS HOME YOUR OWN AND OR ENDLESS INVESTMENT OPPORTUNITIES. DON'T LET THIS OPPORTUNITY PASS! BUYER TO VERIFY ALL MEASUREMENTS AND ROOM DIMENSIONS. * * * 1 OF THE 3 CAR GARAGES CAN BE TURNED INTO A ONE BEDROOM EFFICIENCY FOR DOUBLE RENTAL INCOME. THERE'S TWO SEPARATE DRIVEWAYS WHICH IS A PLUS! EXTRA BACK ROOM ADDITION THAT IS NOT PART OF APPRAISAL DISTRICT. HOME IS DEFINITELY A MUST SEE!! HURRY BEFORE ITS GONE!

  18. 2019-08-16
    status Option Pending 593-char remark
    Show marketing remark (593 chars)

    THIS HOME IS LOCATED IN AN ESTABLISHED NEIGHBORHOOD. CONVENIENTLY LOCATED NEAR SHOPPING CENTERS, RESTAURANTS AND EASY ACCESS TO HIGHWAYS. ALL INVESTORS AND BUYERS WELCOMED! MAKE THIS HOME YOUR OWN AND OR ENDLESS INVESTMENT OPPORTUNITIES. DON'T LET THIS OPPORTUNITY PASS! BUYER TO VERIFY ALL MEASUREMENTS AND ROOM DIMENSIONS. * * * 1 OF THE 3 CAR GARAGES CAN BE TURNED INTO A ONE BEDROOM EFFICIENCY FOR DOUBLE RENTAL INCOME. THERE'S TWO SEPARATE DRIVEWAYS WHICH IS A PLUS! EXTRA BACK ROOM ADDITION THAT IS NOT PART OF APPRAISAL DISTRICT. HOME IS DEFINITELY A MUST SEE!! HURRY BEFORE ITS GONE!

  19. 2019-08-03
    listed $89,000 Active 593-char remark
    Show marketing remark (593 chars)

    THIS HOME IS LOCATED IN AN ESTABLISHED NEIGHBORHOOD. CONVENIENTLY LOCATED NEAR SHOPPING CENTERS, RESTAURANTS AND EASY ACCESS TO HIGHWAYS. ALL INVESTORS AND BUYERS WELCOMED! MAKE THIS HOME YOUR OWN AND OR ENDLESS INVESTMENT OPPORTUNITIES. DON'T LET THIS OPPORTUNITY PASS! BUYER TO VERIFY ALL MEASUREMENTS AND ROOM DIMENSIONS. * * * 1 OF THE 3 CAR GARAGES CAN BE TURNED INTO A ONE BEDROOM EFFICIENCY FOR DOUBLE RENTAL INCOME. THERE'S TWO SEPARATE DRIVEWAYS WHICH IS A PLUS! EXTRA BACK ROOM ADDITION THAT IS NOT PART OF APPRAISAL DISTRICT. HOME IS DEFINITELY A MUST SEE!! HURRY BEFORE ITS GONE!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,432 · $453/mo
Projected year-2 tax
$5,432 · $453/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,847
− Mortgage interest
−$10,363
− Property taxes
−$5,432
− Insurance
−$1,722
− Repairs & maintenance
−$1,828
− Management
−$1,828
− Depreciation
−$5,382
Taxable loss
−$3,708
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$890
After-tax cash flow
$142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Texas City ISD
NCES district ID
4842510
Math proficiency
28% ▼ -10.00%
Reading proficiency
29% ▼ -4.00%
Median HH income
$44,875
Composite
24.47/100
National rank
#7664
State rank
#655 of 826 in TX

Livability — Texas City

Score
62/100
State rank
#907
US rank
#16268

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Texas City, TX
County
Galveston County · 357,330 people
City population
49,936
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
31,642
Household income
$65,801
Rent vs Own
47.6% rent · 52.4% own
Severe rent burden
1821.0

Population outlook (Galveston County) Hauer SSP2

Today (2025)
390,640 people
By 2030
425,226 · +8.9%
By 2040
493,765 · +26.4%
By 2050
559,698 · +43.3%
By 2075
719,260 · +84.1%
By 2100
819,628 · +109.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 41% Hispanic / Latino 38% Two or more races 20% Black 17% Asian 2%
Hispanic origin (detail)
Mexican 33% Puerto Rican 1%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
9% · Canada, Vietnam
Languages at home
72% English-only · Spanish 26% Other Indo-European 1%

Political lean MEDSL · Galveston

2024 margin
Strong R (+27.4) · D 35.7% · R 63.1% · Other 1.2%
2008→2024 swing
-7.9pp toward R · 2008: -19.5pp · 2024: -27.4pp
All cycles
2024: R+27.4 2020: R+22.6 2016: R+22.6 2012: R+26.9 2008: R+19.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -58.35%
Current HPI
244.5809
Rent YoY
▲ 4.91%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+119.1% since first listed
6 events — show timeline
  • 2025-11-18 Listed $195,000 HARMLS
  • 2019-09-23 Sold (Public Records) Public Records
  • 2019-09-20 Sold (MLS) HARMLS
  • 2019-08-23 Pending HARMLS
  • 2019-08-16 Pending HARMLS
  • 2019-08-03 Listed $89,000 HARMLS

Property tax history

+10.1%/yr

Latest (2025): $5,432 · +21.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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