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130 Alta St
B Composite 70.03
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.3/10.0
  • 1% rule +6.4/10.0
  • Livability +4.0/5.0
  • Schools +3.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$164,500

130 Alta St · Marietta, OH 45750
4 bd · 1.5 ba · 2,304 sqft · SingleFamily public records · 34 Days on market
Built 1947 10,001 sqft lot Est $223k · 26% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Very cute home with lots of updates. Siding, windows, roof, electric have all been updated. Newer eat-in kitchen, laundry room off kitchen with exit to back yard. Laundry could be moved back into the basement, which is a walkout basement to back yard. 2 first floor bedrooms with one offering a half bath, 2 bedrooms on second floor. Lots goes past fenced yard, into the woods. This house does offer all first floor living, if needed.

Key facts

  • Updated siding
  • Updated windows
  • Updated electric

Tags

UPDATED SIDINGUPDATED WINDOWSUPDATED ROOFUPDATED ELECTRICNEWER EAT-IN KITCHENPARTIALLY FENCED BACKYARD

Property features AI

Exterior

  • Parking: Carport (1 space); Off-street paved parking
  • Utilities: Public water; Public sewer
  • Home design: Single-story main level with additional rooms on second floor; Updated/remodeled condition; Facade with vinyl and wood siding
  • Construction: Built (year per assessor); Block foundation; Asphalt/fiberglass roof
  • Exterior features: Front porch; Back yard; Partially wooded lot; Partial chain-link fencing

Interior

  • Kitchen: Range; Dishwasher; Refrigerator
  • Bedrooms: Two main-level bedrooms; Additional bedrooms on the second floor
  • Flooring: Carpet in some upstairs bedrooms
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Forced air gas heating; Central air conditioning
  • Interior features: Eat-in kitchen; Full unfinished walk-out basement
  • Laundry & utility: Washer and dryer included; Main-level laundry (currently a bedroom used as laundry room that can be converted back)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $164k.

Deal economics

  • At list price, monthly cash flow is $453 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $164k).
  • Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.6% vs local median 6.3% in Marietta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#127 in OH, #1,845 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F, employment D-.
  • Marietta City (town): math 35% / reading 49% proficiency, ranked #534 of 656 in OH (top 81%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 118 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 3 units permitted in Washington County in 2024 (0 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Washington County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $99k; list at $164k implies a 66% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $159,565 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.60%
Cash-on-cash
11.81%
DSCR
1.53
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$223,488
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
101 Coventry Rd 0.13mi 4/2.5 2,283 (-1%) 12mo $291,000 $127 78
124 High St 0.13mi 4/2.5 2,020 (-12%) 2mo $250,000 $124 68
106 Wyoming Rd 0.34mi 4/2.0 2,360 (+2%) 16mo $269,000 $114 65
121 High St 0.12mi 5/4.0 (+1) 2,224 (-4%) 15mo $275,000 $124 62
117 Franklin St 0.68mi 3/1.5 (-1) 2,312 (+0%) 8mo $195,000 $84 56
203 Sacra Via 0.74mi 4/2.0 2,467 (+7%) 9mo $240,000 $97 44
721 Front St 0.66mi 3/2.0 (-1) 2,490 (+8%) 6mo $172,000 $69 44
108 Knox St 0.64mi 4/2.5 2,407 (+4%) 21mo $138,000 $57 41
726 Front St 0.70mi 4/1.5 2,160 (-6%) 21mo $155,000 $72 40
711 Second St 0.72mi 4/2.5 2,024 (-12%) 16mo $165,000 $82 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.2%
Equity multiple
1.05×
Total profit
$2,184
Equity at exit
$24,527
10-year hold
IRR
10.8%
Equity multiple
1.85×
Total profit
$38,933
Equity at exit
$14,223

Cash invested: $46,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 45750

Home prices YoY
-32.4%
Active inventory
118
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$1,877 medium interval (Pro) →
Mortgage (P&I)
$863
Tax from tax record
$98 /mo · $1,175/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$394
Net cashflow
$453

Break-even live

Break-even rent $1,303
Max offer price $164,500
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,125
Closing costs
$4,935
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
803 3rd St Marietta, OH 3.0 2.0 1659 $2,000 $1.21 43d 1 0.84mi

Listing history 11 events

  1. 2026-06-02
    status $164,500 Pending 34 DOM
  2. 2026-06-01
    days on market $164,500 Contingent 34 DOM
  3. 2026-05-31
    days on market $164,500 Contingent 33 DOM
  4. 2026-05-30
    days on market $164,500 Contingent 32 DOM
  5. 2026-04-29
    historical Contingent
  6. 2026-04-28
    listed $164,500 Active
  7. 2020-06-09
    soldstatus $99,000
  8. 2020-06-08
    soldstatus $99,000 434-char remark
    Show marketing remark (434 chars)

    Very cute home with lots of updates. Siding, windows, roof, electric have all been updated. Newer eat-in kitchen, laundry room off kitchen with exit to back yard. Laundry could be moved back into the basement, which is a walkout basement to back yard. 2 first floor bedrooms with one offering a half bath, 2 bedrooms on second floor. Lots goes past fenced yard, into the woods. This house does offer all first floor living, if needed.

  9. 2019-06-18
    listed $99,000 434-char remark
    Show marketing remark (434 chars)

    Very cute home with lots of updates. Siding, windows, roof, electric have all been updated. Newer eat-in kitchen, laundry room off kitchen with exit to back yard. Laundry could be moved back into the basement, which is a walkout basement to back yard. 2 first floor bedrooms with one offering a half bath, 2 bedrooms on second floor. Lots goes past fenced yard, into the woods. This house does offer all first floor living, if needed.

  10. 2005-11-07
    soldstatus $55,000
  11. 1998-12-21
    soldstatus $40,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,175 · $98/mo
Projected year-2 tax
$1,871 · $156/mo
Expected delta
+$696/yr (+$58/mo · 59.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,520
− Mortgage interest
−$9,215
− Property taxes
−$1,175
− Insurance
−$822
− Repairs & maintenance
−$1,802
− Management
−$1,802
− Depreciation
−$4,785
Taxable income
$2,919
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$701
After-tax cash flow
$4,740/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marietta City
NCES district ID
3910019
Math proficiency
35% ▼ -20.00%
Reading proficiency
49% ▼ -12.00%
Median HH income
$39,366
Composite
35.08/100
National rank
#5025
State rank
#534 of 656 in OH

Livability — Marietta

Score
80/100
State rank
#127
US rank
#1845

Category grades

Amenities B Commute F Cost of living A+ Crime B- Employment D- Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Marietta, OH
County
Washington County · 26,420 people
City population
26,420
Metro
Marietta, OH
Population (ZIP)
26,420
Household income
$60,229
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
727.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
59,640 people
By 2030
58,315 · -2.2%
By 2040
55,186 · -7.5%
By 2050
52,246 · -12.4%
By 2075
45,893 · -23.0%
By 2100
38,128 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 2% Asian 1% Black 1% Hispanic / Latino 1%
Common ancestry
Italian 2% Slovak 2% Romanian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Washington

2024 margin
Solid R (+43.8) · D 27.7% · R 71.5%
2008→2024 swing
+40.2pp toward D · 2008: -83.9pp · 2024: -43.8pp
All cycles
2024: R+43.8 2020: R+40.8 2016: R+41.6 2012: R+19.4 2008: R+83.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -95.06%
Current HPI
198.6235
Rent YoY
Metro
Marietta, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+311.2% since first listed
7 events — show timeline
  • 2026-04-29 Contingent MLSNOW
  • 2026-04-28 Listed $164,500 MLSNOW
  • 2020-06-09 Sold (Public Records) $99,000 Public Records
  • 2020-06-08 Sold (MLS) $99,000 MLSNOW
  • 2019-06-18 Listed $99,000 MLSNOW
  • 2005-11-07 Sold (Public Records) $55,000 Public Records
  • 1998-12-21 Sold (Public Records) $40,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $1,175 · +6.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…