106 1733 CR Rd · Laguna Park, TX 76644

$135,000

2 bd · 1.5 ba · 1,272 sqft · Manufactured public records · 22 Days on market

Built 1979 5,663 sqft lot Est $174k · 23% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.5/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• Appreciation +5.0/10.0
• 1% rule +4.5/10.0
• Schools +3.8/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

Key facts

• Large yard
• Deck
• Patio space

Tags

• PATIO SPACE
• SCREENED IN PATIO
• DECK
• LARGE YARD

Property features AI

Finance

• Other: Possible use: Development; Current use: Mobile home; Subdivision: Laguna; About 6 minutes from Lake Whitney (corner lot — you will make a few turns)
• Financial info: Assumable mortgage (non-qualifying) available
• HOA & community: No association

Exterior

• Parking: 1 carport space; 1 covered parking space; Asphalt parking surface
• Utilities: City sewer
• Home design: Mobile home (attached); One level; Year built 1990
• Construction: Built in 1990
• Exterior features: Corner lot; Gravel road frontage; Barn on property

Interior

• Kitchen: Electric cooktop
• Bedrooms: Primary bedroom (Level 1) with custom closet system — 12 x 10
• Bathrooms: 1 full bathroom; 1 half bathroom
• Interior features: Built-in features; Accessible approach with ramp

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath manufactured listed at $135k.

Deal economics

• At list price, monthly cash flow is $152 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $129k (4.7% below list).
• Recommended offer: $129k (4.7% below list) — sets the bar for 1% rule.
• Cap rate 7.6% vs local median 2.0% in Laguna Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 67/100 on livability (#531 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
• Clifton ISD (town): math 42% / reading 46% proficiency, ranked #284 of 826 in TX (top 34%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Clifton El (math 33% / reading 34%, grade F, #2,174 of 4,322 statewide, top 51%, 471 students, 65% FRL) — zoned schools average 65% FRL vs 49% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 1 active listings in the ZIP; 15 units permitted in Bosque County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($933 loan paydown + $4k appreciation (3.0% local appreciation)).
• Bosque County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $7k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $128,716 (4.7% below list)

Questions for the listing agent

1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.65%
• Cash-on-cash: 4.83%
• DSCR: 1.22
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $174,264
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
635 County Road 1743	0.48mi	3/2.0 (+1)	1,456 (+14%)	23mo	$199,900	$137	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.0%
• Equity multiple: 1.69×
• Total profit: $25,939
• Equity at exit: $60,702

10-year hold

• IRR: 14.1%
• Equity multiple: 3.08×
• Total profit: $78,737
• Equity at exit: $93,549

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 76644

• Active inventory: 1
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $1,287 medium
• Mortgage (P&I): −$708
• Tax from tax record: −$100 /mo · $1,205/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$270
• Net cashflow: $152

Break-even live

Break-even rent $1,094

Max offer price $135,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Listing history 28 events

1. 2026-06-18
   days on market $135,000 Active 22 DOM
2. 2026-06-17
   days on market $135,000 Active 21 DOM
3. 2026-06-16
   days on market $135,000 Active 20 DOM
4. 2026-06-15
   days on market $135,000 Active 19 DOM
5. 2026-06-14
   pricedays on market $135,000 Active 17 DOM
6. 2026-06-10
   days on market $139,900 Active 14 DOM
7. 2026-06-09
   days on market $139,900 Active 13 DOM
8. 2026-06-08
   days on market $139,900 Active 12 DOM
9. 2026-06-07
   days on market $139,900 Active 11 DOM
10. 2026-06-05
    days on market $139,900 Active 8 DOM
11. 2026-06-03
    days on market $139,900 Active 7 DOM
12. 2026-06-02
    days on market $139,900 Active 6 DOM
13. 2026-06-01
    days on market $139,900 Active 5 DOM
14. 2026-05-31
    days on market $139,900 Active 4 DOM
15. 2026-05-30
    days on market $139,900 Active 3 DOM
16. 2026-05-27
    price $139,900
17. 2026-05-27
    listed $142,200 Active
18. 2023-08-16
    soldstatus Closed 975-char remark

    Show marketing remark (975 chars)

    Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

19. 2023-08-16
    soldstatus

    Show marketing remark (975 chars)

    Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

20. 2023-07-23
    status Pending 975-char remark

    Show marketing remark (975 chars)

    Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

21. 2023-07-10
    historical Active Option Contract 975-char remark

    Show marketing remark (975 chars)

    Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

22. 2023-04-29
    listed $95,000 Active 975-char remark

    Show marketing remark (975 chars)

    Looking for an affordable lake property that offers comfortable living. Look no further than this charming single wide with additions close to the lake! This home has been modified to include additional living space, making it the perfect option for a vacation home or a permanent residence. The original single wide unit features a cozy living area, wet bar, bathroom, and two bedrooms, while the nice new kitchen addition provides additional space for relaxation and entertainment. One of the highlights of this home is the spacious screened-in porch, which provides the perfect spot for enjoying friends and family, or to simply unwind after a long day on the lake. The home is shaded by many trees. In addition to its prime location and comfortable living spaces, this home is also priced affordably, making it an excellent option for those looking for an inexpensive lake property. Shed floor needs to be replaced. Don't miss your chance to own a piece of paradise.

23. 2023-03-31
    historical
24. 2022-10-22
    listed $98,500 Active
25. 2021-04-05
    soldstatus
26. 2021-03-31
    soldstatus
27. 2021-02-15
    listed $102,500
28. 2004-06-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,205 · $100/mo
• Projected year-2 tax: $2,470 · $206/mo
• Expected delta: +$1,266/yr (+$105/mo · 105.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 7/10 Severe 6 d/yr ≥109°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,446
• − Mortgage interest: −$7,562
• − Property taxes: −$1,205
• − Insurance: −$675
• − Repairs & maintenance: −$1,236
• − Management: −$1,236
• − Depreciation: −$3,927
• Taxable loss: −$394
• Est. tax savings @ 24.0%: +$95
• After-tax cash flow: $1,922/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Clifton ISD
• NCES district ID: 4814400
• Math proficiency: 42% ▬ 0.00%
• Reading proficiency: 46% ▬ 0.00%
• Median HH income: $48,298
• Composite: 37.64/100
• National rank: #4376
• State rank: #284 of 826 in TX

Livability — Laguna Park

• Score: 67/100
• State rank: #531
• US rank: #10384

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Laguna Park, TX

Population outlook (Bosque County) Hauer SSP2

• Today (2025): 17,405 people
• By 2030: 16,953 · -2.6%
• By 2040: 16,014 · -8.0%
• By 2050: 15,116 · -13.2%
• By 2075: 13,468 · -22.6%
• By 2100: 11,147 · -36.0%

Not yet ingested

• Political lean: —
• Race & ethnicity: —
• Common origin: —
• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+36.5% since first listed

13 events — show timeline

• 2026-05-27 Price Changed $139,900 NTREIS
• 2026-05-27 Listed $142,200 NTREIS
• 2023-08-16 Sold (Public Records) — Public Records
• 2023-08-16 Sold (MLS) — NTREIS
• 2023-07-23 Pending — NTREIS
• 2023-07-10 Contingent — NTREIS
• 2023-04-29 Listed $95,000 NTREIS
• 2023-03-31 Listing Removed — NTREIS
• 2022-10-22 Listed $98,500 NTREIS
• 2021-04-05 Sold (Public Records) — Public Records
• 2021-03-31 Sold (MLS) — NTREIS
• 2021-02-15 Listed $102,500 NTREIS
• 2004-06-21 Sold (Public Records) — Public Records

Property tax history

+8.3%/yr

Latest (2025): $1,205 · -2.4% YoY. Source: county tax records.