4 Birch Ct · Weymouth, NJ
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.5/30.0
- ARV discount +15.0/15.0
- Appreciation +7.5/10.0
- DSCR +7.2/10.0
- 1% rule +5.9/10.0
- Condition / age +3.8/5.0
- Schools +3.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Manufactured-home adj. -5.6
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Repriced!! Motivated Seller! Welcome to Oaks of Weymouth! This charming 2-bedroom, 2-bath home is tucked away on a quiet cul-de-sac and backs to a peaceful, tree-lined setting—offering both privacy and a serene atmosphere. Lovingly maintained, the home features major updates completed in 2025, including a brand-new HVAC system and roof, giving you peace of mind for years to come. The shed roof was also replaced just a few years prior. Inside, the spacious kitchen is equipped with Corian countertops and offers plenty of room for a breakfast table or the option to add an island for extra workspace and seating. Just off the kitchen, the utility room has its own side entrance and includes a full-size washer and dryer, along with a convenient work sink—perfect for cleaning up after outdoor projects. The open flow between the dining area and living room creates a flexible space that can easily accommodate additional seating for gatherings and holidays. Step outside to find a large shed with electricity already in place—ideal for storage, hobbies, or a workshop. The irrigation system control panel is located in the shed, though it has not been used in recent years. With solid updates, functional space, and a tranquil setting, this home is move-in ready and just waiting for your personal touch to make it truly your own.
Key facts
- Utility room
- Brand new roof
- Corian countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $185k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $310 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $185k).
- Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
- Cap rate 8.3% vs local median 6.8% in Weymouth — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Weymouth Township School District (rural): math 50% / reading 55% proficiency, ranked #351 of 612 in NJ (top 57%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Weymouth Township Elementary School (math 27% / reading 47%, grade F, #528 of 1,303 statewide, top 43%, 156 students, 45% FRL).
- Zoned-school proficiency averages 37% at this address vs 52% district-wide (-16 pts) — the specific schools serving this property underperform the Weymouth Township School District average; the district grade overstates school quality for this exact location.
- Market conditions: 476 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 672 units permitted in Atlantic County in 2024 (258 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $20k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
- Atlantic County population projected at -12% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $52k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 185 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $34k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Questions for the listing agent
- It's been on market 185 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 8.31%
- Cash-on-cash
- 7.19%
- DSCR
- 1.32
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $224,828
- List price
- $185,000
- Delta
- -17.71%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 16 Dogwood Ln | 0.25mi | 2/2.0 | 1,400 (0%) | 3mo | $190,000 | $136 | 86 |
| 13 Holly Ct | 0.35mi | 3/2.0 (+1) | 1,400 (0%) | 0mo | $112,900 | $81 | 78 |
| 13 Hickory Ln | 0.34mi | 2/2.0 | 1,400 (0%) | 8mo | $164,900 | $118 | 77 |
| 5 Redwood Ct | 0.12mi | 3/2.0 (+1) | 1,500 (+7%) | 3mo | $209,000 | $139 | 75 |
| 60 Pinetree Ln | 0.21mi | 3/2.0 (+1) | 1,500 (+7%) | 8mo | $225,000 | $150 | 67 |
| 100 Pinetree Ln | 0.16mi | 2/2.0 | 1,708 (+22%) | 2mo | $205,000 | $120 | 66 |
| 49 Dogwood Ln | 0.12mi | 2/2.0 | 1,680 (+20%) | 5mo | $220,000 | $131 | 66 |
| 23 Redwood Ln | 0.11mi | 3/2.0 (+1) | 1,100 (-21%) | 4mo | $203,975 | $185 | 61 |
| 11 Maple Ct | 0.12mi | 3/2.0 (+1) | 1,600 (+14%) | 10mo | $230,000 | $144 | 57 |
| 6179 Towhee Ln | 1.28mi | 3/2.5 (+1) | 1,380 (-1%) | 0mo | $330,000 | $239 | 56 |
| 3 Lafayette Ave | 1.40mi | 2/1.0 | 1,285 (-8%) | 5mo | $195,000 | $152 | 43 |
| 6171 Robin Dr | 1.34mi | 3/1.5 (+1) | 1,626 (+16%) | 5mo | $380,000 | $234 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 29.5%
- Equity multiple
- 3.33×
- Total profit
- $120,550
- Equity at exit
- $166,663
- IRR
- 25.6%
- Equity multiple
- 7.55×
- Total profit
- $339,519
- Equity at exit
- $359,414
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 21 Tenant-Leaning
- State New Jersey
- 21 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 4 active · 3 under contract
- Months of supply
- 12.0 mo (8%/mo absorbed)
- Median asking
- $191,000 ($128/sqft)
- Median days on market
- 55 d
- This list price
- 50% of active listings are priced below it
- ARV vs active asking
- +25.5% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 08330
- Home prices YoY
- 3.9%
- Active inventory
- 476
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,011 medium interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax est. 1.5%
- −$231 /mo · $2,775/yr
- Insurance
- −$77
- HOA
- −$0
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $310
Break-even live
Sensitivity live
| Price | -10% $438 | -5% $374 | +0% $310 | +5% $246 | +10% $182 |
|---|---|---|---|---|---|
| Rent | -10% $151 | -5% $231 | +0% $310 | +5% $390 | +10% $469 |
| Rate | -1.0pp $403 | -0.5pp $357 | base $310 | +0.5pp $262 | +1.0pp $214 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1309 Loretta Ave Mays Landing, NJ | 3.0 | 2.0 | 1440 | $2,900 | $2.01 | 0d | 1 | 1.42mi |
| 1309 Loretta Ave Mays Landing, NJ | 3.0 | 2.0 | 1440 | $2,900 | $2.01 | 12d | 1 | 1.42mi |
Property features AI
Finance
- Other
- Lease not considered
- Financial info
- Ground rent exists1 year of land lease remainingTotal actual rent reported annually: $9,852
- HOA & community
- Community poolMonthly land lease ($579)
Exterior
- Parking
- DrivewayOff-street parking
- Utilities
- Private waterPrivate sewer
- Home design
- Manufactured property / modular/manufactured constructionSenior community (55+)Land lease ownership interest
- Construction
- Manufactured construction materialsAbove-grade other structures
- Exterior features
- Community poolGround rent exists
Interior
- Kitchen
- DishwasherGas oven/rangeRefrigerator
- Bedrooms
- 2 bedrooms on the main level
- Bathrooms
- 2 full bathrooms (including 2 full on main level)
- Heating & cooling
- Central heating (90% forced air)Forced airNatural gas heating fuelCentral air conditioningCeiling fan(s)Electric hot water
- Interior features
- Estimated living areaNo basement2+ access exits
- Laundry & utility
- WasherDryer
Listing history 50 events
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2026-11-08days on market $185,000 Active 185 DOM
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2026-11-07days on market $185,000 Active 184 DOM
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2026-11-06days on market $185,000 Active 183 DOM
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2026-11-05days on market $185,000 Active 182 DOM
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2026-11-04days on market $185,000 Active 181 DOM
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2026-11-02days on market $185,000 Active 179 DOM
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2026-11-01days on market $185,000 Active 178 DOM
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2026-10-31days on market $185,000 Active 177 DOM
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2026-10-30days on market $185,000 Active 176 DOM
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2026-10-29days on market $185,000 Active 175 DOM
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2026-10-28days on market $185,000 Active 174 DOM
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2026-10-27days on market $185,000 Active 173 DOM
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2026-10-26days on market $185,000 Active 172 DOM
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2026-10-25days on market $185,000 Active 171 DOM
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2026-10-24days on market $185,000 Active 170 DOM
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2026-10-23days on market $185,000 Active 169 DOM
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2026-10-22days on market $185,000 Active 168 DOM
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2026-10-21days on market $185,000 Active 167 DOM
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2026-10-20days on market $185,000 Active 166 DOM
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2026-10-19days on market $185,000 Active 165 DOM
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2026-10-18days on market $185,000 Active 164 DOM
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2026-10-17days on market $185,000 Active 163 DOM
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2026-10-16days on market $185,000 Active 162 DOM
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2026-10-15days on market $185,000 Active 161 DOM
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2026-10-14days on market $185,000 Active 160 DOM
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2026-10-13days on market $185,000 Active 159 DOM
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2026-10-12days on market $185,000 Active 158 DOM
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2026-10-11days on market $185,000 Active 157 DOM
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2026-10-10days on market $185,000 Active 156 DOM
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2026-10-09days on market $185,000 Active 155 DOM
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2026-10-08days on market $185,000 Active 154 DOM
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2026-10-07days on market $185,000 Active 153 DOM
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2026-10-06days on market $185,000 Active 152 DOM
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2026-10-05days on market $185,000 Active 151 DOM
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2026-10-04days on market $185,000 Active 150 DOM
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2026-10-04days on market $185,000 Active 149 DOM
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2026-10-02days on market $185,000 Active 148 DOM
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2026-10-01days on market $185,000 Active 147 DOM
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2026-09-30days on market $185,000 Active 146 DOM
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2026-09-29days on market $185,000 Active 145 DOM
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2026-09-28days on market $185,000 Active 144 DOM
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2026-09-27days on market $185,000 Active 143 DOM
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2026-09-26days on market $185,000 Active 142 DOM
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2026-09-25days on market $185,000 Active 141 DOM
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2026-09-24days on market $185,000 Active 140 DOM
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2026-09-24pricedays on market $185,000 Active 139 DOM
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2026-09-14days on market $196,300 Active 138 DOM
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2026-09-13days on market $196,300 Active 137 DOM
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2026-09-12days on market $196,300 Active 136 DOM
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2026-09-11days on market $196,300 Active 135 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,134
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,775
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,931
- − Management
- −$1,931
- − Depreciation
- −$5,382
- Taxable income
- $828
- Est. tax owed @ 24.0%
- −$199
- After-tax cash flow
- $3,525/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This charming 2-bedroom, 2-bath home is in good condition with minor repairs needed in the kitchen. It offers a good return on investment with updates that would significantly increase its value.
Repairs flagged
- Minor Kitchen cabinets — Worn appearance
- Minor Kitchen countertops — Need cleaning
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace worn kitchen cabinets — New cabinets improve functionality and aesthetics ↑
- Both Replace worn kitchen countertops — New countertops improve functionality and aesthetics ↑
- Both Replace worn flooring — New flooring improves functionality and aesthetics ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Weymouth Township School District
- NCES district ID
- 3417850
- Math proficiency
- 50% ▲ 5.00%
- Reading proficiency
- 55% ▲ 10.00%
- Median HH income
- $54,908
- Composite
- 47.23/100
- National rank
- #5081
- State rank
- #351 of 612 in NJ
Livability — Weymouth
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Atlantic County · 268,948 people
- Metro
- Atlantic City-Hammonton, NJ
- Population (ZIP)
- 29,972
- Household income
- $77,167
- Rent vs Own
- Severe rent burden
- 3% of renters
Population outlook (Atlantic County) Hauer SSP2
- Today (2025)
- 268,948 people
- By 2030
- 264,497 · -1.7%
- By 2040
- 252,261 · -6.2%
- By 2050
- 237,846 · -11.6%
- By 2075
- 210,650 · -21.7%
- By 2100
- 180,234 · -33.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 58% Hispanic / Latino 16% Black 14% Two or more races 13% Asian 4%
- Hispanic origin (detail)
- Puerto Rican 7% Dominican 4%
- Languages at home
- 84% English-only · Spanish 10% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Atlantic
- 2024 margin
- Toss-up / Even · D 47.7% · R 50.7% · Other 1.6%
- 2008→2024 swing
- -18.1pp toward R · 2008: 15.1pp · 2024: -3.0pp
- All cycles
- 2024: R+3.0 2020: D+6.7 2016: D+6.2 2012: D+17.2 2008: D+15.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 11.58%
- Current HPI
- 308.5148
- Rent YoY
- —
- Metro
- Atlantic City-Hammonton, NJ
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in NJ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 3 | $31B |
|
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| Pharmaceuticals | 2 | $153B |
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| Technology | 2 | $21B |
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| Insurance | 2 | $20B |
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| Healthcare | 2 | $19B |
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| Financial Services | 1 | $70B |
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Price history
-10.4% since first listed4 events — show timeline
- 2026-06-15 Price Changed $196,300 SJSRMLS
- 2026-06-15 Price Changed $196,300 BRIGHT MLS
- 2026-04-29 Listed $219,000 BRIGHT MLS
- 2026-04-29 Listed $219,000 SJSRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…