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2375 Ranier St
D+ Composite 47.65
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.3/15.0
  • Cash flow +10.5/30.0
  • Appreciation +8.1/10.0
  • 1% rule +3.9/10.0
  • Livability +3.2/5.0
  • DSCR +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0

$140,000

2375 Ranier St · Beaumont, TX 77701
2 bd · 2.0 ba · 1,285 sqft · SingleFamily public records · 11 Days on market
Built 2014 7,701 sqft lot Est $157k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This adorable 2 bedroom 2 bath home hosts a cozy living room with a high tray ceiling, a dining room off the entry way, wood vinyl plank flooring throughout, indoor laundry room, and plenty of extra storage space. The kitchen offers black appliances, including refrigerator and vented microwave, modern dark wood cabinets, a spacious pantry, and beautiful modern pendant lights over the breakfast bar. The bedrooms offer spacious walk in closets, both bathrooms are handicap accessible, spacious back yard for entertaining, home is only 4 years old.

Key facts

  • Versatile space
  • Roomy kitchen
  • Handicap accessible

Tags

LARGE LIVING ROOMROOMY KITCHENVERSATILE SPACEHANDICAP ACCESSIBLE

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property
  • Construction: Slab foundation
  • Exterior features: Chain link fence; Composition roof

Interior

  • Kitchen: Dishwasher; Refrigerator; Range; Disposal
  • Flooring: Laminate
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air; Ceiling fan(s)
  • Interior features: Breakfast bar

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $-138 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $116k (17.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (10.7% below list).
  • Recommended offer: $116k (17.4% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 73 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $10k of equity ($968 loan paydown + $9k appreciation (6.2% local appreciation)).
  • By year 4, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $115,630 (17.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.68%
Cash-on-cash
-2.19%
DSCR
0.90
GRM
9.3

CMA / ARV

ARV (on-the-fly)
$156,770
Comps found
7
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2450 Columbia St 0.11mi 2/2.0 1,404 (+9%) 6mo $135,000 $96 74
2340 Columbia St 0.11mi 3/2.0 (+1) 1,353 (+5%) 18mo $79,900 $59 66
3190 Cartwright St 0.36mi 3/2.0 (+1) 1,301 (+1%) 14mo $204,900 $157 64
3145 Roberts St 0.46mi 2/1.0 1,290 (+0%) 14mo $75,000 $58 62
2360 Clearview St 0.25mi 3/1.0 (+1) 1,213 (-6%) 24mo $147,990 $122 50
3137 Dorothy Ave 0.68mi 3/2.0 (+1) 1,300 (+1%) 17mo $205,990 $158 48
3131 Dorothy Ave 0.69mi 3/2.0 (+1) 1,357 (+6%) 15mo $214,990 $158 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.25% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.6%
Equity multiple
1.86×
Total profit
$33,856
Equity at exit
$90,249
10-year hold
IRR
13.3%
Equity multiple
3.71×
Total profit
$106,168
Equity at exit
$165,630

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77701

Home prices YoY
3.8%
Active inventory
73
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,250 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$267 /mo · $3,202/yr
Insurance
$58
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$263
Net cashflow
$-138

Break-even live

Break-even rent $1,425
Max offer price $115,630
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2450 S 8th St Beaumont, TX 3.0 1.0 940 $1,450 $1.54 13d 1 0.19mi
3255 Waverly St Beaumont, TX 3.0 2.0 1152 $1,600 $1.39 23d 1 0.75mi
690 E Avenue Unit A Beaumont, TX 3.0 1.0 1300 $975 $0.75 13d 1 1.24mi
2350 Pecos St Unit B Beaumont, TX 1.0 1.0 980 $935 $0.95 23d 1 1.31mi
1425 Washington Village Pkwy Beaumont, TX 1.0–2.0 1.0 861 $1,065 $1.24 13d 1 1.33mi

Listing history 11 events

  1. 2026-06-18
    days on market $140,000 Active 11 DOM
  2. 2026-06-17
    days on market $140,000 Active 10 DOM
  3. 2026-06-16
    days on market $140,000 Active 9 DOM
  4. 2026-06-15
    days on market $140,000 Active 8 DOM
  5. 2026-06-14
    days on market $140,000 Active 6 DOM
  6. 2026-06-13
    days on market $140,000 Active 5 DOM
  7. 2026-06-10
    days on market $140,000 Active 3 DOM
  8. 2026-06-09
    days on market $140,000 Active 2 DOM
  9. 2026-06-08
    days on marketlisting id $140,000 Active 1 DOM
  10. 2026-06-07
    remarks 391-char remark
  11. 2026-06-07
    listed $140,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,202 · $267/mo
Projected year-2 tax
$3,202 · $267/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,006
− Mortgage interest
−$7,842
− Property taxes
−$3,202
− Insurance
−$1,498
− Repairs & maintenance
−$1,200
− Management
−$1,200
− Depreciation
−$4,073
Taxable loss
−$4,010
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$962
After-tax cash flow
$-693/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
12,381
Household income
$49,181
Rent vs Own
46.1% rent · 53.9% own
Severe rent burden
516.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Hispanic / Latino 44% Black 44% Two or more races 21% White 8% Asian 3%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 1%
Foreign-born
21% · Canada, Vietnam
Languages at home
56% English-only · Spanish 40% Vietnamese 3%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 6.25%
Current HPI
170.1843
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+55.6% since first listed
4 events — show timeline
  • 2026-06-05 Listed $140,000 BBOR
  • 2019-02-07 Sold (Public Records) Public Records
  • 2019-01-18 Sold (MLS) BBOR
  • 2018-11-24 Listed $89,999 BBOR

Property tax history

+8.7%/yr

Latest (2025): $3,202 · -7.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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