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791 SW Valley Forge Way #345
A- Composite 80.28
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +6.3/10.0
  • Livability +4.4/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$89,000

791 SW Valley Forge Way #345 · Beaverton, OR 97006
3 bd · 2.0 ba · 1,248 sqft · Manufactured public records · 41 Days on market
Built 1982 $71/sqft · 31% below area Est $128k · 31% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this well maintained 3 bedroom, 2 bathroom manufactured home located in the desirable Heritage Village community. Offering 1,248 square feet of comfortable living space, this home features a bright and open floor plan that’s perfect for both relaxing and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a warm and inviting atmosphere. The primary suite includes a private bathroom and ample closet space, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Living along with all the benefits of community amenities in Heritage Village. Whether you're looking to downsize or find an affordable,

Key facts

  • Built 1982
  • Listed 41 days

Property features AI

Finance

  • Other: Manufacturer: COMMODORE; No view noted
  • Financial info: Lot rent listed (monthly) — amount provided in source (park site rent); Resale property
  • HOA & community: Community amenities: commons, maintained grounds, tennis courts, weight room; Located in Heritage Village park (park name listed)

Exterior

  • Parking: Carport; Driveway
  • Security: No specific security features listed
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Manufactured home in park (residential); Single-story (main level focus); Wood siding
  • Construction: Built in 1982; Composition roof; Skirting foundation
  • Exterior features: Yard; Tool shed; Concrete road access; Level lot

Interior

  • Kitchen: Kitchen (details not specified)
  • Bedrooms: Primary bedroom (main level); 2nd bedroom (main level); 3rd bedroom (main level)
  • Flooring: Laminate flooring
  • Bathrooms: Two full bathrooms (both on main level)
  • Heating & cooling: Forced-air heating; No central cooling indicated
  • Interior features: Laminate flooring; Vinyl window frames; Crawl space basement
  • Laundry & utility: Electric hot water

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $89k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $89k).
  • Recommended offer: $86k (3.0% below list) — sets the bar for market timing.
  • Cap rate 21.3% vs local median 2.3% in Beaverton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#10 in OR, #251 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime D, cost of living F.
  • Beaverton SD 48J (urban): math 68% / reading 76% proficiency, ranked #3 of 58 in OR (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical.
  • Zoned schools: Elmonica Elementary School (math 64% / reading 84%, grade A, #23 of 412 statewide, top 7%, 413 students, 41% FRL); Five Oaks Middle School (math 44% / reading 74%, grade B, #17 of 128 statewide, top 14%, 781 students, 49% FRL); Westview High School (math 75% / reading 75%, grade A-, #2 of 143 statewide, top 6%, 2,442 students, 29% FRL).
  • Market conditions: Rents soft (-1.6%/yr); 245 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,224 units permitted in Washington County in 2024 (242 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Washington County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $26k; list at $89k implies a 242% gain — meaningful room to come down on a strong offer.
Recommended offer $86,330 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.35%
Cap rate
21.34%
Cash-on-cash
53.74%
DSCR
3.39
GRM
3.5

CMA / ARV

ARV (median comp)
$128,212
List price
$89,000
Delta
-30.58%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17620 SW Richmond Way 0.09mi 3/2.0 1,200 (-4%) 9mo $125,500 $105 82
17660 SW Bunker Oak Rd 0.10mi 3/2.0 1,380 (+11%) 2mo $165,600 $120 76
871 SW Liberty Bell Dr #474 0.23mi 2/2.0 (-1) 1,152 (-8%) 2mo $114,950 $100 70
520 SW Georgetown Way 0.25mi 4/2.0 (+1) 1,344 (+8%) 2mo $75,000 $56 70
375 SW Liberty Bell Dr 0.24mi 2/2.0 (-1) 1,311 (+5%) 15mo $90,000 $69 63
17595 SW Hancock Way #282 0.27mi 3/2.0 1,335 (+7%) 20mo $160,000 $120 60
17736 NW Shady Fir Loop 0.50mi 3/2.0 1,404 (+12%) 1mo $220,000 $157 55
797 SW Williamsburg Way #321 0.11mi 4/2.0 (+1) 1,370 (+10%) 24mo $183,000 $134 54
17436 NW Shady Fir Loop 0.43mi 3/2.0 1,344 (+8%) 19mo $200,000 $149 51
17388 NW Shady Fir Loop #1 0.45mi 2/2.0 (-1) 1,144 (-8%) 22mo $127,000 $111 42
17680 NW Shady Fir Loop #36 0.49mi 2/2.0 (-1) 1,080 (-14%) 18mo $95,000 $88 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
48.6%
Equity multiple
3.03×
Total profit
$50,504
Equity at exit
$13,270
10-year hold
IRR
52.9%
Equity multiple
5.48×
Total profit
$111,729
Equity at exit
$7,695

Cash invested: $24,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97006

Rents YoY
-1.6%
Active inventory
245
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$2,093 high interval (Pro) →
Mortgage (P&I)
$467
Tax from tax record
$34 /mo · $405/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$440
Net cashflow
$1,116

Break-even live

Break-even rent $680
Max offer price $89,000
Occupancy floor 42%

Sensitivity live

Price -10% $1,166 -5% $1,141 +0% $1,116 +5% $1,091 +10% $1,066
Rent -10% $951 -5% $1,033 +0% $1,116 +5% $1,199 +10% $1,281
Rate -1.0pp $1,161 -0.5pp $1,139 base $1,116 +0.5pp $1,093 +1.0pp $1,069

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,250
Closing costs
$2,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
900 SW 179th Ave Beaverton, OR 4.0 2.0 1356 $2,450 $1.81 9d 1 0.13mi
17170-17220 SW Heritage Pkwy Beaverton, OR 2.0 1.0 850 $1,424 $1.68 0d 3 0.17mi
908 SW 175th Ter Beaverton, OR 3.0 2.5 1307 $2,295 $1.76 25d 1 0.20mi
1333 SW 178th Ave Beaverton, OR 3.0 2.0 1310 $2,395 $1.83 25d 1 0.33mi
17152 SW Whitley Way Beaverton, OR 2.0 2.5 1260 $2,175 $1.73 0d 1 0.35mi
17040 SW Whitley Way #203 Beaverton, OR 2.0 1.5 1200 $1,695 $1.41 45d 1 0.39mi
1145 SW 170th Ave Beaverton, OR 3.0 1.0–2.0 835 $3,426 $4.10 0d 223 0.40mi
17030 SW Baseline Rd Beaverton, OR 2.0 1.0 680 $1,671 $2.46 14d 1 0.41mi
903 SW 185th Ave Hillsboro, OR 2.0 2.0 985 $1,622 $1.65 9d 6 0.41mi
1345 SW 172nd Ter Beaverton, OR 1.0–3.0 1.0–2.0 970 $2,487 $2.56 0d 22 0.42mi
875 SW 185th Ave Unit 07 Beaverton, OR 3.0 1.0 872 $1,858 $2.13 16d 1 0.43mi
18380 NW Heritage Pkwy Beaverton, OR 1.0–2.0 1.0 798 $2,124 $2.66 0d 6 0.47mi
1563 SW 172nd Ter Beaverton, OR 3.0 1.0–1.5 730 $2,290 $3.14 3d 26 0.52mi
10667 NE Heritage Pkwy Hillsboro, OR 1.0–3.0 1.0–2.0 914 $2,332 $2.55 0d 15 0.56mi
1614 SW 172nd Ter Beaverton, OR 2.0 2.5 1498 $2,195 $1.47 45d 1 0.57mi
17391 SW Beaver Ct Beaverton, OR 3.0 2.0 1380 $2,295 $1.66 45d 1 0.58mi
16715 SW Baseline Rd Beaverton, OR 3.0 2.0 1436 $2,200 $1.53 45d 1 0.59mi
17208 SW Pleasanton Ln Beaverton, OR 3.0 2.5 1460 $2,450 $1.68 9d 1 0.63mi
17236 SW Berkeley Ln Beaverton, OR 3.0 2.5 1500 $2,395 $1.60 16d 1 0.66mi
314 NE Edgeway Dr Beaverton, OR 2.0 2.5 1300 $2,395 $1.84 25d 1 0.66mi
10834 NE Holly St Hillsboro, OR 2.0 2.0 966 $1,995 $2.07 14d 1 0.67mi
10664 NE Holly St Hillsboro, OR 2.0 2.0 960 $2,000 $2.08 25d 1 0.68mi
17205 SW Merlo Rd Unit 3 Beaverton, OR 2.0 1.5 800 $1,595 $1.99 45d 1 0.68mi
16250 SW Jenkins Rd Beaverton, OR 1.0–3.0 1.0–2.0 1007 $1,790 $1.78 45d 1 0.68mi
10795 NE Gateway Pl Beaverton, OR 2.0 2.5 1104 $2,099 $1.90 25d 1 0.69mi
17042 SW Berkeley Ln Beaverton, OR 3.0 2.5 1475 $2,249 $1.52 25d 1 0.70mi
730 NW 185th Ave Unit 730 Beaverton, OR 2.0 1.0 864 $1,550 $1.79 25d 1 0.70mi
17324 SW Merlo Rd Unit 3 Beaverton, OR 2.0 1.0 805 $1,795 $2.23 19d 1 0.70mi
17300 SW Merlo Rd Apt 3 Beaverton, OR 2.0 1.0 1000 $1,450 $1.45 5d 1 0.71mi
18300 NW Walker Rd Beaverton, OR 2.0 2.0 958 $2,109 $2.20 0d 3 0.73mi
915 SW 163rd Ave Beaverton, OR 1.0–2.0 1.0–2.0 786 $1,810 $2.30 45d 12 0.74mi
760 NW 185th Ave #207 Beaverton, OR 2.0 2.0 1007 $1,850 $1.84 25d 1 0.75mi
760 NW 185th Ave #207 Beaverton, OR 2.0 2.0 1007 $1,850 $1.84 45d 1 0.76mi
770 NW 185th Ave #305 Beaverton, OR 2.0 1.0 864 $1,650 $1.91 45d 1 0.77mi
915 SW 163rd Ave Unit 2314 Beaverton, OR 2.0 2.0 913 $1,725 $1.89 3d 1 0.79mi
915 SW 163rd Ave Unit 132 Beaverton, OR 2.0 2.0 913 $1,635 $1.79 25d 1 0.79mi
915 SW 163rd Ave Unit 823 Beaverton, OR 2.0 1.0 824 $1,645 $2.00 6d 1 0.79mi
915 SW 163rd Ave Unit 718 Beaverton, OR 2.0 2.0 913 $1,675 $1.83 9d 1 0.79mi
915 SW 163rd Ave Unit 527 Beaverton, OR 2.0 2.0 913 $1,625 $1.78 9d 1 0.79mi
16201 NW Schendel Ave Beaverton, OR 1.0–2.0 1.0–2.0 837 $1,850 $2.21 0d 15 0.85mi

Listing history 10 events

  1. 2026-06-08
    statusdays on market $89,000 Pending 41 DOM
  2. 2026-06-07
    days on market $89,000 Active 40 DOM
  3. 2026-06-05
    days on market $89,000 Active 37 DOM
  4. 2026-06-03
    days on market $89,000 Active 36 DOM
  5. 2026-06-02
    days on market $89,000 Active 35 DOM
  6. 2026-06-01
    days on market $89,000 Active 34 DOM
  7. 2026-05-31
    days on market $89,000 Active 33 DOM
  8. 2026-05-19
    price $92,000 871-char remark
  9. 2026-04-28
    listed $95,000 Active 871-char remark
  10. 1985-08-26
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$405 · $34/mo
Projected year-2 tax
$863 · $72/mo
Expected delta
+$458/yr (+$38/mo · 113.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥92°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 8/10 Severe 11 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,117
− Mortgage interest
−$4,985
− Property taxes
−$405
− Insurance
−$445
− Repairs & maintenance
−$2,009
− Management
−$2,009
− Depreciation
−$2,589
Taxable income
$12,674
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,042
After-tax cash flow
$10,350/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaverton SD 48J
NCES district ID
4101920
Math proficiency
68% ▲ 14.00%
Reading proficiency
76% ▲ 11.00%
Median HH income
$67,966
Composite
62.72/100
National rank
#672
State rank
#3 of 58 in OR

Livability — Beaverton

Score
88/100
State rank
#10
US rank
#251

Category grades

Amenities A+ Commute A+ Cost of living F Crime D Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Washington County · 583,254 people
City population
204,753
Metro
Portland-Vancouver-Hillsboro, OR-WA
Population (ZIP)
46,463
Household income
$104,790
Rent vs Own
56.1% rent · 43.9% own
Severe rent burden
2200.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
674,042 people
By 2030
721,804 · +7.1%
By 2040
812,732 · +20.6%
By 2050
895,143 · +32.8%
By 2075
1,058,806 · +57.1%
By 2100
1,131,692 · +67.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 52% Asian 21% Hispanic / Latino 16% Two or more races 12% Black 3%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Italian 4% Portuguese 3% Lithuanian 3%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
71% English-only · Spanish 8% Other Asian/Pacific 6% Other Indo-European 5%

Political lean MEDSL · Washington

2024 margin
Solid D (+34.0) · D 65.3% · R 31.3% · Other 3.4%
2008→2024 swing
+11.8pp toward D · 2008: 22.1pp · 2024: 34.0pp
All cycles
2024: D+34.0 2020: D+34.6 2016: D+26.7 2012: D+17.5 2008: D+22.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -344.27%
Current HPI
304.041
Rent YoY
▼ -1.58%
Metro
Portland-Vancouver-Hillsboro, OR-WA
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

+242.3% since first listed
5 events — show timeline
  • 2026-06-08 Pending RMLS
  • 2026-05-27 Price Changed $89,000 RMLS
  • 2026-05-19 Price Changed $92,000 RMLS
  • 2026-04-28 Listed $95,000 RMLS
  • 1985-08-26 Sold (Public Records) $26,000 Public Records

Property tax history

+10.3%/yr

Latest (2016): $405 · +17.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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