791 SW Valley Forge Way #345 · Beaverton, OR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $498 – $926
Heat risk 3/10 · Minor
- Hot days now (above 92°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 8/10 · Major
- Unhealthy air days now
- 11 days/yr
- Unhealthy air days in 30 yrs
- 11 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +6.3/10.0
- Livability +4.4/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$89,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this well maintained 3 bedroom, 2 bathroom manufactured home located in the desirable Heritage Village community. Offering 1,248 square feet of comfortable living space, this home features a bright and open floor plan that’s perfect for both relaxing and entertaining. The spacious living area flows seamlessly into the kitchen and dining space, creating a warm and inviting atmosphere. The primary suite includes a private bathroom and ample closet space, while two additional bedrooms provide flexibility for guests, a home office, or hobbies. Living along with all the benefits of community amenities in Heritage Village. Whether you're looking to downsize or find an affordable,
Key facts
- Built 1982
- Listed 41 days
Property features AI
Finance
- Other: Manufacturer: COMMODORE; No view noted
- Financial info: Lot rent listed (monthly) — amount provided in source (park site rent); Resale property
- HOA & community: Community amenities: commons, maintained grounds, tennis courts, weight room; Located in Heritage Village park (park name listed)
Exterior
- Parking: Carport; Driveway
- Security: No specific security features listed
- Utilities: Public water; Public sewer; Electric service
- Home design: Manufactured home in park (residential); Single-story (main level focus); Wood siding
- Construction: Built in 1982; Composition roof; Skirting foundation
- Exterior features: Yard; Tool shed; Concrete road access; Level lot
Interior
- Kitchen: Kitchen (details not specified)
- Bedrooms: Primary bedroom (main level); 2nd bedroom (main level); 3rd bedroom (main level)
- Flooring: Laminate flooring
- Bathrooms: Two full bathrooms (both on main level)
- Heating & cooling: Forced-air heating; No central cooling indicated
- Interior features: Laminate flooring; Vinyl window frames; Crawl space basement
- Laundry & utility: Electric hot water
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $89k.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $89k).
- Recommended offer: $86k (3.0% below list) — sets the bar for market timing.
- Cap rate 21.3% vs local median 2.3% in Beaverton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#10 in OR, #251 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: crime D, cost of living F.
- Beaverton SD 48J (urban): math 68% / reading 76% proficiency, ranked #3 of 58 in OR (top 5%) — strong family-tenant draw, lease renewals of 3-5y typical.
- Zoned schools: Elmonica Elementary School (math 64% / reading 84%, grade A, #23 of 412 statewide, top 7%, 413 students, 41% FRL); Five Oaks Middle School (math 44% / reading 74%, grade B, #17 of 128 statewide, top 14%, 781 students, 49% FRL); Westview High School (math 75% / reading 75%, grade A-, #2 of 143 statewide, top 6%, 2,442 students, 29% FRL).
- Market conditions: Rents soft (-1.6%/yr); 245 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,224 units permitted in Washington County in 2024 (242 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $615 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Washington County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $25k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $26k; list at $89k implies a 242% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.35% ✓
- Cap rate
- 21.34%
- Cash-on-cash
- 53.74%
- DSCR
- 3.39
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $128,212
- List price
- $89,000
- Delta
- -30.58%
- Verdict
- UNDERPRICED
- Comps
- 9 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 17620 SW Richmond Way | 0.09mi | 3/2.0 | 1,200 (-4%) | 9mo | $125,500 | $105 | 82 |
| 17660 SW Bunker Oak Rd | 0.10mi | 3/2.0 | 1,380 (+11%) | 2mo | $165,600 | $120 | 76 |
| 871 SW Liberty Bell Dr #474 | 0.23mi | 2/2.0 (-1) | 1,152 (-8%) | 2mo | $114,950 | $100 | 70 |
| 520 SW Georgetown Way | 0.25mi | 4/2.0 (+1) | 1,344 (+8%) | 2mo | $75,000 | $56 | 70 |
| 375 SW Liberty Bell Dr | 0.24mi | 2/2.0 (-1) | 1,311 (+5%) | 15mo | $90,000 | $69 | 63 |
| 17595 SW Hancock Way #282 | 0.27mi | 3/2.0 | 1,335 (+7%) | 20mo | $160,000 | $120 | 60 |
| 17736 NW Shady Fir Loop | 0.50mi | 3/2.0 | 1,404 (+12%) | 1mo | $220,000 | $157 | 55 |
| 797 SW Williamsburg Way #321 | 0.11mi | 4/2.0 (+1) | 1,370 (+10%) | 24mo | $183,000 | $134 | 54 |
| 17436 NW Shady Fir Loop | 0.43mi | 3/2.0 | 1,344 (+8%) | 19mo | $200,000 | $149 | 51 |
| 17388 NW Shady Fir Loop #1 | 0.45mi | 2/2.0 (-1) | 1,144 (-8%) | 22mo | $127,000 | $111 | 42 |
| 17680 NW Shady Fir Loop #36 | 0.49mi | 2/2.0 (-1) | 1,080 (-14%) | 18mo | $95,000 | $88 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 48.6%
- Equity multiple
- 3.03×
- Total profit
- $50,504
- Equity at exit
- $13,270
- IRR
- 52.9%
- Equity multiple
- 5.48×
- Total profit
- $111,729
- Equity at exit
- $7,695
Cash invested: $24,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97006
- Rents YoY
- -1.6%
- Active inventory
- 245
- Price-to-rent
- 3.5×
Monthly cashflow live
- Estimated rent
- $2,093 high interval (Pro) →
- Mortgage (P&I)
- −$467
- Tax from tax record
- −$34 /mo · $405/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$440
- Net cashflow
- $1,116
Break-even live
Sensitivity live
| Price | -10% $1,166 | -5% $1,141 | +0% $1,116 | +5% $1,091 | +10% $1,066 |
|---|---|---|---|---|---|
| Rent | -10% $951 | -5% $1,033 | +0% $1,116 | +5% $1,199 | +10% $1,281 |
| Rate | -1.0pp $1,161 | -0.5pp $1,139 | base $1,116 | +0.5pp $1,093 | +1.0pp $1,069 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,250
- Closing costs
- $2,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 900 SW 179th Ave Beaverton, OR | 4.0 | 2.0 | 1356 | $2,450 | $1.81 | 9d | 1 | 0.13mi |
| 17170-17220 SW Heritage Pkwy Beaverton, OR | 2.0 | 1.0 | 850 | $1,424 | $1.68 | 0d | 3 | 0.17mi |
| 908 SW 175th Ter Beaverton, OR | 3.0 | 2.5 | 1307 | $2,295 | $1.76 | 25d | 1 | 0.20mi |
| 1333 SW 178th Ave Beaverton, OR | 3.0 | 2.0 | 1310 | $2,395 | $1.83 | 25d | 1 | 0.33mi |
| 17152 SW Whitley Way Beaverton, OR | 2.0 | 2.5 | 1260 | $2,175 | $1.73 | 0d | 1 | 0.35mi |
| 17040 SW Whitley Way #203 Beaverton, OR | 2.0 | 1.5 | 1200 | $1,695 | $1.41 | 45d | 1 | 0.39mi |
| 1145 SW 170th Ave Beaverton, OR | 3.0 | 1.0–2.0 | 835 | $3,426 | $4.10 | 0d | 223 | 0.40mi |
| 17030 SW Baseline Rd Beaverton, OR | 2.0 | 1.0 | 680 | $1,671 | $2.46 | 14d | 1 | 0.41mi |
| 903 SW 185th Ave Hillsboro, OR | 2.0 | 2.0 | 985 | $1,622 | $1.65 | 9d | 6 | 0.41mi |
| 1345 SW 172nd Ter Beaverton, OR | 1.0–3.0 | 1.0–2.0 | 970 | $2,487 | $2.56 | 0d | 22 | 0.42mi |
| 875 SW 185th Ave Unit 07 Beaverton, OR | 3.0 | 1.0 | 872 | $1,858 | $2.13 | 16d | 1 | 0.43mi |
| 18380 NW Heritage Pkwy Beaverton, OR | 1.0–2.0 | 1.0 | 798 | $2,124 | $2.66 | 0d | 6 | 0.47mi |
| 1563 SW 172nd Ter Beaverton, OR | 3.0 | 1.0–1.5 | 730 | $2,290 | $3.14 | 3d | 26 | 0.52mi |
| 10667 NE Heritage Pkwy Hillsboro, OR | 1.0–3.0 | 1.0–2.0 | 914 | $2,332 | $2.55 | 0d | 15 | 0.56mi |
| 1614 SW 172nd Ter Beaverton, OR | 2.0 | 2.5 | 1498 | $2,195 | $1.47 | 45d | 1 | 0.57mi |
| 17391 SW Beaver Ct Beaverton, OR | 3.0 | 2.0 | 1380 | $2,295 | $1.66 | 45d | 1 | 0.58mi |
| 16715 SW Baseline Rd Beaverton, OR | 3.0 | 2.0 | 1436 | $2,200 | $1.53 | 45d | 1 | 0.59mi |
| 17208 SW Pleasanton Ln Beaverton, OR | 3.0 | 2.5 | 1460 | $2,450 | $1.68 | 9d | 1 | 0.63mi |
| 17236 SW Berkeley Ln Beaverton, OR | 3.0 | 2.5 | 1500 | $2,395 | $1.60 | 16d | 1 | 0.66mi |
| 314 NE Edgeway Dr Beaverton, OR | 2.0 | 2.5 | 1300 | $2,395 | $1.84 | 25d | 1 | 0.66mi |
| 10834 NE Holly St Hillsboro, OR | 2.0 | 2.0 | 966 | $1,995 | $2.07 | 14d | 1 | 0.67mi |
| 10664 NE Holly St Hillsboro, OR | 2.0 | 2.0 | 960 | $2,000 | $2.08 | 25d | 1 | 0.68mi |
| 17205 SW Merlo Rd Unit 3 Beaverton, OR | 2.0 | 1.5 | 800 | $1,595 | $1.99 | 45d | 1 | 0.68mi |
| 16250 SW Jenkins Rd Beaverton, OR | 1.0–3.0 | 1.0–2.0 | 1007 | $1,790 | $1.78 | 45d | 1 | 0.68mi |
| 10795 NE Gateway Pl Beaverton, OR | 2.0 | 2.5 | 1104 | $2,099 | $1.90 | 25d | 1 | 0.69mi |
| 17042 SW Berkeley Ln Beaverton, OR | 3.0 | 2.5 | 1475 | $2,249 | $1.52 | 25d | 1 | 0.70mi |
| 730 NW 185th Ave Unit 730 Beaverton, OR | 2.0 | 1.0 | 864 | $1,550 | $1.79 | 25d | 1 | 0.70mi |
| 17324 SW Merlo Rd Unit 3 Beaverton, OR | 2.0 | 1.0 | 805 | $1,795 | $2.23 | 19d | 1 | 0.70mi |
| 17300 SW Merlo Rd Apt 3 Beaverton, OR | 2.0 | 1.0 | 1000 | $1,450 | $1.45 | 5d | 1 | 0.71mi |
| 18300 NW Walker Rd Beaverton, OR | 2.0 | 2.0 | 958 | $2,109 | $2.20 | 0d | 3 | 0.73mi |
| 915 SW 163rd Ave Beaverton, OR | 1.0–2.0 | 1.0–2.0 | 786 | $1,810 | $2.30 | 45d | 12 | 0.74mi |
| 760 NW 185th Ave #207 Beaverton, OR | 2.0 | 2.0 | 1007 | $1,850 | $1.84 | 25d | 1 | 0.75mi |
| 760 NW 185th Ave #207 Beaverton, OR | 2.0 | 2.0 | 1007 | $1,850 | $1.84 | 45d | 1 | 0.76mi |
| 770 NW 185th Ave #305 Beaverton, OR | 2.0 | 1.0 | 864 | $1,650 | $1.91 | 45d | 1 | 0.77mi |
| 915 SW 163rd Ave Unit 2314 Beaverton, OR | 2.0 | 2.0 | 913 | $1,725 | $1.89 | 3d | 1 | 0.79mi |
| 915 SW 163rd Ave Unit 132 Beaverton, OR | 2.0 | 2.0 | 913 | $1,635 | $1.79 | 25d | 1 | 0.79mi |
| 915 SW 163rd Ave Unit 823 Beaverton, OR | 2.0 | 1.0 | 824 | $1,645 | $2.00 | 6d | 1 | 0.79mi |
| 915 SW 163rd Ave Unit 718 Beaverton, OR | 2.0 | 2.0 | 913 | $1,675 | $1.83 | 9d | 1 | 0.79mi |
| 915 SW 163rd Ave Unit 527 Beaverton, OR | 2.0 | 2.0 | 913 | $1,625 | $1.78 | 9d | 1 | 0.79mi |
| 16201 NW Schendel Ave Beaverton, OR | 1.0–2.0 | 1.0–2.0 | 837 | $1,850 | $2.21 | 0d | 15 | 0.85mi |
Listing history 10 events
-
2026-06-08statusdays on market $89,000 Pending 41 DOM
-
2026-06-07days on market $89,000 Active 40 DOM
-
2026-06-05days on market $89,000 Active 37 DOM
-
2026-06-03days on market $89,000 Active 36 DOM
-
2026-06-02days on market $89,000 Active 35 DOM
-
2026-06-01days on market $89,000 Active 34 DOM
-
2026-05-31days on market $89,000 Active 33 DOM
-
2026-05-19price $92,000 871-char remark
-
2026-04-28$95,000 Active 871-char remark
-
1985-08-26soldstatus $26,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OR · Resets to sale price
- Current annual tax
- $405 · $34/mo
- Projected year-2 tax
- $863 · $72/mo
- Expected delta
- +$458/yr (+$38/mo · 113.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥92°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 8/10 Severe 11 unhealthy d/yr today · 11 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,117
- − Mortgage interest
- −$4,985
- − Property taxes
- −$405
- − Insurance
- −$445
- − Repairs & maintenance
- −$2,009
- − Management
- −$2,009
- − Depreciation
- −$2,589
- Taxable income
- $12,674
- Est. tax owed @ 24.0%
- −$3,042
- After-tax cash flow
- $10,350/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaverton SD 48J
- NCES district ID
- 4101920
- Math proficiency
- 68% ▲ 14.00%
- Reading proficiency
- 76% ▲ 11.00%
- Median HH income
- $67,966
- Composite
- 62.72/100
- National rank
- #672
- State rank
- #3 of 58 in OR
Livability — Beaverton
- Score
- 88/100
- State rank
- #10
- US rank
- #251
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Washington County · 583,254 people
- City population
- 204,753
- Metro
- Portland-Vancouver-Hillsboro, OR-WA
- Population (ZIP)
- 46,463
- Household income
- $104,790
- Rent vs Own
- Severe rent burden
- 2200.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 674,042 people
- By 2030
- 721,804 · +7.1%
- By 2040
- 812,732 · +20.6%
- By 2050
- 895,143 · +32.8%
- By 2075
- 1,058,806 · +57.1%
- By 2100
- 1,131,692 · +67.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 52% Asian 21% Hispanic / Latino 16% Two or more races 12% Black 3%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Italian 4% Portuguese 3% Lithuanian 3%
- Foreign-born
- 22% · Canada, China, Vietnam
- Languages at home
- 71% English-only · Spanish 8% Other Asian/Pacific 6% Other Indo-European 5%
Political lean MEDSL · Washington
- 2024 margin
- Solid D (+34.0) · D 65.3% · R 31.3% · Other 3.4%
- 2008→2024 swing
- +11.8pp toward D · 2008: 22.1pp · 2024: 34.0pp
- All cycles
- 2024: D+34.0 2020: D+34.6 2016: D+26.7 2012: D+17.5 2008: D+22.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -344.27%
- Current HPI
- 304.041
- Rent YoY
- ▼ -1.58%
- Metro
- Portland-Vancouver-Hillsboro, OR-WA
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
||
Price history
+242.3% since first listed5 events — show timeline
- 2026-06-08 Pending — RMLS
- 2026-05-27 Price Changed $89,000 RMLS
- 2026-05-19 Price Changed $92,000 RMLS
- 2026-04-28 Listed $95,000 RMLS
- 1985-08-26 Sold (Public Records) $26,000 Public Records
Property tax history
+10.3%/yrLatest (2016): $405 · +17.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…