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13209 E 47 St
C+ Composite 62.47
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.8/10.0
  • 1% rule +5.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$136,000

13209 E 47 St · Fortuna Foothills, AZ 85367
2 bd · 2.0 ba · 978 sqft · Manufactured public records · 18 Days on market
Built 1999 7,051 sqft lot Est $195k · 30% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

3209 E. 47th Street offers a unique opportunity for buyers looking for space, views, and potential. The elevated covered deck provides fantastic views of the surrounding area and is the perfect spot to relax and enjoy the outdoors. Features a large lot with plenty of room for RVs, a detached workshop adds even more versatility and could potentially be converted into a bathroom, laundry room or Kitchen area for RV guest unit, depending on your needs and vision. This property is full of possibilities and is waiting for the right owner. Whether you're looking for a spacious retreat, a project with great upside, or room to expand, this is one you won't want to miss. Come take a look and imagin

Key facts

  • Large lot
  • Detached workshop
  • 7,051 sq ft lot

Tags

ELEVATED COVERED DECKLARGE LOTDETACHED WORKSHOP

Property features AI

Exterior

  • Parking: 1 total parking space; 1 covered space; Attached carport
  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (Residential); Located in Foothills Mobile Est #16
  • Exterior features: Paved road access; Workshop on the property; Curbs in the community

Interior

  • Kitchen: Electric range
  • Flooring: Laminate flooring
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Has heating; Has cooling
  • Interior features: Electric range; No fireplace

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $136k.

Deal economics

  • At list price, monthly cash flow is $271 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $136k).
  • Recommended offer: $134k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.5%/yr); 413 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $940 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $38k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($134k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 5→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $133,960 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.01%
Cap rate
8.68%
Cash-on-cash
8.53%
DSCR
1.38
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$194,622
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13345 E 46 Dr 0.18mi 2/1.0 955 (-2%) 3mo $165,000 $173 82
13239 E 48 Dr 0.21mi 2/2.0 1,056 (+8%) 0mo $219,000 $207 76
12599 S El Camino Del Diablo 0.46mi 2/2.0 960 (-2%) 3mo $165,000 $172 73
12754 S Joleane Ave 0.25mi 2/2.0 1,056 (+8%) 3mo $185,000 $175 73
13138 E 49 Dr 0.29mi 2/2.0 879 (-10%) 2mo $166,000 $189 68
13555 E 47 Dr 0.43mi 2/3.0 938 (-4%) 2mo $215,000 $229 68
13208 E 48 St 0.12mi 2/1.0 848 (-13%) 1mo $168,800 $199 67
13309 E 52 Dr 0.72mi 2/2.0 968 (-1%) 2mo $175,000 $181 64
12576 E 44 Dr 0.64mi 2/2.0 1,077 (+10%) 3mo $245,000 $227 51
13714 E 47 Ln 0.64mi 3/2.0 (+1) 1,056 (+8%) 1mo $220,000 $208 51
13209 E 42 Dr 0.55mi 2/2.0 839 (-14%) 3mo $167,000 $199 48
12478 S Ironwood Dr 0.65mi 3/2.0 (+1) 1,064 (+9%) 3mo $210,000 $197 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.46% rent growth · sell at horizon

5-year hold
IRR
-1.9%
Equity multiple
0.93×
Total profit
$-2,810
Equity at exit
$20,278
10-year hold
IRR
9.1%
Equity multiple
1.74×
Total profit
$28,174
Equity at exit
$11,759

Cash invested: $38,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85367

Home prices YoY
-26.2%
Rents YoY
4.5%
Active inventory
413
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,373 high interval (Pro) →
Mortgage (P&I)
$713
Tax from tax record
$45 /mo · $534/yr
Insurance
$57
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$271

Break-even live

Break-even rent $1,031
Max offer price $136,000
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,000
Closing costs
$4,080
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
13595 E 51st St Yuma, AZ 1.0 1.0 900 $900 $1.00 13d 1 0.66mi
13244 E 41st Ln Yuma, AZ 2.0 1.0 948 $1,200 $1.27 13d 1 0.71mi
13117 E 41st St Yuma, AZ 2.0 2.0 1091 $1,400 $1.28 13d 1 0.78mi
13388 E 41st Dr Yuma, AZ 2.0 1.0 832 $1,200 $1.44 13d 1 0.79mi
13292 E 41st St Yuma, AZ 1.0 1.0 700 $1,195 $1.71 13d 1 0.80mi
13818 E 52nd Dr Yuma, AZ 2.0 1.0 864 $1,300 $1.50 13d 1 0.98mi
13289 S Onammi Ave Yuma, AZ 2.0 2.0 950 $1,600 $1.68 13d 1 1.27mi

Listing history 14 events

  1. 2026-06-19
    days on market $136,000 Active 18 DOM
  2. 2026-06-18
    days on market $136,000 Active 17 DOM
  3. 2026-06-17
    days on market $136,000 Active 16 DOM
  4. 2026-06-16
    days on market $136,000 Active 15 DOM
  5. 2026-06-15
    days on market $136,000 Active 14 DOM
  6. 2026-06-14
    days on market $136,000 Active 12 DOM
  7. 2026-06-13
    days on market $136,000 Active 11 DOM
  8. 2026-06-10
    days on market $136,000 Active 9 DOM
  9. 2026-06-09
    days on market $136,000 Active 8 DOM
  10. 2026-06-08
    days on market $136,000 Active 7 DOM
  11. 2026-06-07
    days on market $136,000 Active 6 DOM
  12. 2026-06-05
    days on market $136,000 Active 3 DOM
  13. 2026-06-02
    remarks 699-char remark
  14. 2026-06-02
    listed $136,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$534 · $45/mo
Projected year-2 tax
$898 · $75/mo
Expected delta
+$363/yr (+$30/mo · 68.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 5 d/yr ≥113°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,482
− Mortgage interest
−$7,618
− Property taxes
−$534
− Insurance
−$680
− Repairs & maintenance
−$1,319
− Management
−$1,319
− Depreciation
−$3,956
Taxable income
$1,056
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$253
After-tax cash flow
$2,994/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
22,074
Household income
$58,469
Rent vs Own
16.8% rent · 83.2% own
Severe rent burden
408.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 11% Black 3%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Portuguese 4% Lithuanian 2% Italian 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.81%
Current HPI
227.2692
Rent YoY
▲ 4.46%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+597.4% since first listed
4 events — show timeline
  • 2026-06-01 Listed $136,000 YAR
  • 2023-04-21 Sold (Public Records) $165,000 Public Records
  • 2018-01-05 Sold (Public Records) $59,000 Public Records
  • 1994-04-01 Sold (Public Records) $19,500 Public Records

Property tax history

-3.7%/yr

Latest (2025): $534 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…