8600 Beverly Gardens Dr S · Bayou La Batre, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 10/10 · Severe
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.5/30.0
- Livability +2.7/5.0
- 1% rule +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +2.3/10.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
Key facts
- Vinyl flooring
- Ceramic sinks
- Open layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $-167 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $166k (12.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (23.6% below list).
- Recommended offer: $145k (23.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 53/100 on livability (#493 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B; Watch: health & safety D+, schools F, crime F.
- Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 82 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 174 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $20k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 174 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.24%
- Cash-on-cash
- -3.76%
- DSCR
- 0.83
- GRM
- 10.9
CMA / ARV
- ARV (median comp)
- $246,446
- List price
- $190,000
- Delta
- -22.90%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 8200 Amanda Ln | 0.59mi | 4/2.0 | 2,002 (+5%) | 1mo | $361,000 | $180 | 63 |
| 8341 Meadow Ln N | 0.48mi | 4/3.0 | 1,960 (+3%) | 9mo | $210,000 | $107 | 61 |
| 9021 Cory Ln | 0.71mi | 3/2.0 (-1) | 1,711 (-10%) | 3mo | $280,000 | $164 | 43 |
| 10741 Meadow Ln W | 0.42mi | 5/3.0 (+1) | 1,647 (-14%) | 11mo | $202,500 | $123 | 40 |
| 8083 Leisure Woods Dr N | 0.73mi | 3/2.0 (-1) | 1,820 (-4%) | 23mo | $245,000 | $135 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.6%
- Equity multiple
- 0.22×
- Total profit
- $-41,388
- Equity at exit
- $28,330
- IRR
- -16.8%
- Equity multiple
- 0.07×
- Total profit
- $-49,628
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 36544
- Home prices YoY
- -17.6%
- Active inventory
- 82
- Price-to-rent
- 10.9×
Monthly cashflow live
- Estimated rent
- $1,451 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax est. 1.5%
- −$238 /mo · $2,850/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$305
- Net cashflow
- $-167
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 6 events
-
2026-04-24status Active 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
-
2026-03-30historical 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
-
2026-01-14status Active 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
-
2026-01-06status Pending 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
-
2025-12-15price $190,000 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
-
2025-10-30$210,000 Active 1152-char remark
Show marketing remark (1152 chars)
Welcome to this beautiful brand new 2025 Hamilton “Ascent” manufactured home, perfectly situated on a paved subdivision sitting on a lot spanning 0.56 acres. This spacious 4 bedroom 2 bath 28 x 68 home offers the perfect combination of style, comfort, and modern living — move-in ready with warranties already in place for your peace of mind. Step inside to find a bright, open layout featuring both a den and a living room, giving you plenty of space to relax and entertain. The kitchen is a showstopper with stainless steel appliances, stainless steel sink, soft close cabinets and a sliding glass door that opens to your backyard for easy outdoor access. The home boasts vinyl flooring throughout for easy maintenance, fiberglass shower, soaking tub, and walk-in closets in the bedrooms for plenty of storage. Built with lasting quality, this Hamilton features vinyl siding, vinyl skirting, and a 29-gauge Galvalume metal roof for superior durability and curb appeal. And for extra confidence, the home comes with a full warranty — 10 years on the structure and 7 years on all appliances, including the central AC system.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 10/10 Extreme 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,412
- − Mortgage interest
- −$10,643
- − Property taxes
- −$2,850
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,393
- − Management
- −$1,393
- − Depreciation
- −$5,527
- Taxable loss
- −$5,344
- Est. tax savings @ 24.0%
- +$1,283
- After-tax cash flow
- $-719/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Mobile County
- NCES district ID
- 0102370
- Math proficiency
- 15% ▼ -28.00%
- Reading proficiency
- 39% ▬ 0.00%
- Median HH income
- $42,455
- Composite
- 22.9/100
- National rank
- #8002
- State rank
- #81 of 129 in AL
Livability — Bayou La Batre
- Score
- 53/100
- State rank
- #493
- US rank
- #24654
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 1,462
- Population (ZIP)
- 10,800
Population outlook (Mobile County) Hauer SSP2
- Today (2025)
- 415,303 people
- By 2030
- 411,755 · -0.9%
- By 2040
- 399,670 · -3.8%
- By 2050
- 382,616 · -7.9%
- By 2075
- 337,353 · -18.8%
- By 2100
- 283,391 · -31.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Asian 8% Black 6% Hispanic / Latino 4% Two or more races 3%
- Common ancestry
- Lithuanian 4% Serbian 1% Italian 1%
- Foreign-born
- 7% · Vietnam, Canada
- Languages at home
- 90% English-only · Vietnamese 6% Other Asian/Pacific 2% Spanish 2%
Political lean MEDSL · Mobile
- 2024 margin
- R (+16.4) · D 41.3% · R 57.7%
- 2008→2024 swing
- -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
- All cycles
- 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -44.84%
- Current HPI
- 210.5625
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
-9.5% since first listed6 events — show timeline
- 2026-04-24 Relisted — GCMLS AL
- 2026-03-30 Delisted — GCMLS AL
- 2026-01-14 Relisted — GCMLS AL
- 2026-01-06 Pending — GCMLS AL
- 2025-12-15 Price Changed $190,000 GCMLS AL
- 2025-10-30 Listed $210,000 GCMLS AL
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…