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205 E Arlington Hts
B Composite 70.13
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.4/10.0
  • 1% rule +6.0/10.0
  • Livability +3.6/5.0
  • Rent growth +3.5/5.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$205,000

205 E Arlington Hts · North Augusta, SC 29841
4 bd · 2.0 ba · 1,825 sqft · SingleFamily public records · 12 Days on market
Built 1955 0.44 ac lot Est $308k · 34% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

Key facts

  • 0.44 acre lot
  • Garage
  • Pool

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $205k.

Deal economics

  • At list price, monthly cash flow is $578 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $205k).
  • Cap rate 9.7% vs local median 3.9% in North Augusta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#56 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities F, commute F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+3.9%/yr); 361 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.9% rent growth), your $57k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,000

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
9.67%
Cash-on-cash
12.07%
DSCR
1.54
GRM
7.6

CMA / ARV

ARV (on-the-fly)
$308,425
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
80 Woodlawn Ln 0.25mi 3/2.5 (-1) 1,807 (-1%) 5mo $280,000 $155 75
165 Spring Oak Ln 0.36mi 4/3.0 1,824 (-0%) 10mo $230,000 $126 71
200 Atlantis Ave 0.48mi 3/2.0 (-1) 1,848 (+1%) 8mo $335,000 $181 64
1011 West Ave 0.44mi 3/2.0 (-1) 1,706 (-6%) 1mo $351,000 $206 63
1012 Marshall Ave 0.23mi 3/2.0 (-1) 1,679 (-8%) 12mo $238,900 $142 61
511 East Ave 0.49mi 3/2.0 (-1) 1,750 (-4%) 9mo $285,000 $163 58
1300 Concord Ave 0.44mi 3/2.5 (-1) 1,917 (+5%) 11mo $350,000 $183 54
806 Lake Ave 0.52mi 3/1.0 (-1) 1,676 (-8%) 8mo $249,900 $149 47
1008 Fairwood Ave 0.67mi 3/2.0 (-1) 2,051 (+12%) 3mo $284,440 $139 40
316 W Pine Grove Ave 0.74mi 3/2.5 (-1) 1,720 (-6%) 10mo $291,000 $169 40
316 W Pine Grove Ave 0.75mi 3/2.5 (-1) 1,720 (-6%) 10mo $291,000 $169 40
818 Hillside Dr 0.61mi 3/2.0 (-1) 1,578 (-14%) 11mo $280,000 $177 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.94% rent growth · sell at horizon

5-year hold
IRR
2.5%
Equity multiple
1.10×
Total profit
$5,616
Equity at exit
$30,566
10-year hold
IRR
12.9%
Equity multiple
2.06×
Total profit
$60,841
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29841

Rents YoY
3.9%
Active inventory
361
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$2,251 medium interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$40 /mo · $480/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$578

Break-even live

Break-even rent $1,520
Max offer price $205,000
Occupancy floor 69%

Sensitivity live

Price -10% $694 -5% $636 +0% $578 +5% $520 +10% $462
Rent -10% $400 -5% $489 +0% $578 +5% $666 +10% $755
Rate -1.0pp $681 -0.5pp $630 base $578 +0.5pp $524 +1.0pp $470

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
418 Lecompte Ave North Augusta, SC 4.0 2.0 1456 $2,000 $1.37 22d 1 0.69mi
822 W Woodlawn Ave North Augusta, SC 4.0 2.0 1742 $2,900 $1.66 22d 1 1.19mi

Listing history 15 events

  1. 2026-06-14
    statusdays on market $205,000 Pending 12 DOM
  2. 2026-06-13
    days on market $205,000 Active 11 DOM
  3. 2026-06-10
    days on market $205,000 Active 9 DOM
  4. 2026-06-09
    days on market $205,000 Active 8 DOM
  5. 2026-06-08
    days on market $205,000 Active 7 DOM
  6. 2026-06-07
    days on market $205,000 Active 6 DOM
  7. 2026-06-03
    days on market $205,000 Active 2 DOM
  8. 2026-06-01
    statusdays on marketlisting id $205,000 Active 1 DOM
  9. 2026-04-01
    status Pending
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  10. 2026-04-01
    status Pending
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  11. 2026-04-01
    historical
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  12. 2026-04-01
    historical 389-char remark
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  13. 2026-03-30
    listed $205,000 Active
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  14. 2026-03-30
    listed $205,000 389-char remark
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

  15. 2026-03-30
    listed $205,000 Active
    Show marketing remark (389 chars)

    All brick ranch home with a pool in a can't miss location! Already boasting a beautifully landscaped front yard and a new roof (2024) this 4 bed, 1.5 bath has endless potential. The brick shop has plumbing and electricity and is waiting to be your dream man cave, she shed, or pool entertainment space. Opportunity awaits within walking distance of all downtown North Augusta has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$480 · $40/mo
Projected year-2 tax
$1,168 · $97/mo
Expected delta
+$689/yr (+$57/mo · 143.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,007
− Mortgage interest
−$11,483
− Property taxes
−$480
− Insurance
−$1,025
− Repairs & maintenance
−$2,161
− Management
−$2,161
− Depreciation
−$5,964
Taxable income
$3,735
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$896
After-tax cash flow
$6,034/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — North Augusta

Score
71/100
State rank
#56
US rank
#7190

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Augusta, SC
County
Aiken County · 116,534 people
City population
50,543
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
32,342
Household income
$71,606
Rent vs Own
29.8% rent · 70.2% own
Severe rent burden
870.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 17% Hispanic / Latino 7% Two or more races 7%
Hispanic origin (detail)
Puerto Rican 2%
Common ancestry
Italian 3% Lithuanian 3% Serbian 2%
Foreign-born
3% · Canada, Guatemala, Jamaica
Languages at home
93% English-only · Spanish 5% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.37%
Current HPI
237.1442
Rent YoY
▲ 3.94%
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
7 events — show timeline
  • 2026-04-01 Pending Hive MLS
  • 2026-04-01 Pending AMLS
  • 2026-04-01 Listing Removed Hive MLS
  • 2026-04-01 Listing Removed Hive MLS
  • 2026-03-30 Listed $205,000 Hive MLS
  • 2026-03-30 Listed $205,000 Hive MLS
  • 2026-03-30 Listed $205,000 AMLS

Property tax history

+3.3%/yr

Latest (2025): $480 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…