4140 Tesson St · St. Louis, MO 63123

$175,000

3 bd · 1.0 ba · 960 sqft · SingleFamily public records · 353 Days on market

Built 1950 6,599 sqft lot $182/sqft · 27% above area Est $197k · 11% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.8/30.0
• ARV discount +12.6/15.0
• DSCR +4.2/10.0
• 1% rule +3.8/10.0
• Rent growth +3.3/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

Key facts

• 6,599 sq ft lot
• 2 garage spots
• Built 1950

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $-52 ($-618/yr) — negative.
• To cash-flow at today's rent, offer at most $166k (5.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (11.6% below list).
• Recommended offer: $154k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.4% vs local median 5.0% in St. Louis — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.0%/yr); 186 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 353 days — a 12% lower offer ($154k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago; this cycle's ask is 9111% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe flood risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $154,000 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 353 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 6.40%
• Cash-on-cash: 0.37%
• DSCR: 1.02
• GRM: 9.4

CMA / ARV

• ARV (median comp): $197,251
• List price: $175,000
• Delta: -11.28%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7417 Ray Ave	0.24mi	3/1.0	940 (-2%)	1mo	$158,000	$168	84
4336 Al Clare Dr	0.30mi	3/2.0	1,000 (+4%)	2mo	$254,900	$255	74
7821 Parkwood Dr	0.18mi	2/1.0 (-1)	839 (-13%)	1mo	$239,000	$285	65
7824 Decatur Dr	0.25mi	2/2.0 (-1)	1,040 (+8%)	2mo	$239,000	$230	64
4019 Greenmeadows Dr	0.50mi	3/2.5	1,040 (+8%)	0mo	$260,000	$250	57
7337 Sharp Ave	0.43mi	2/1.0 (-1)	1,056 (+10%)	2mo	$190,000	$180	56
7121 Leona St	0.52mi	2/1.0 (-1)	864 (-10%)	0mo	$200,000	$231	54
7827 Clymer Dr	0.27mi	2/2.0 (-1)	816 (-15%)	1mo	$215,000	$263	53
4107 Hummingbird Ct	0.58mi	2/2.0 (-1)	1,026 (+7%)	2mo	$280,000	$273	51
4153 Loughborough Ave	0.69mi	2/1.0 (-1)	1,032 (+8%)	1mo	$224,900	$218	50
3729 Upton St	0.74mi	3/1.0	1,050 (+9%)	1mo	$181,500	$173	49
7124 Marwinette Ave	0.60mi	2/1.5 (-1)	816 (-15%)	0mo	$199,000	$244	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.01% rent growth · sell at horizon

5-year hold

• IRR: -18.3%
• Equity multiple: 0.36×
• Total profit: $-31,560
• Equity at exit: $26,093

10-year hold

• IRR: -10.5%
• Equity multiple: 0.36×
• Total profit: $-31,387
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63123

• Rents YoY: 3.0%
• Active inventory: 186
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $1,547 high
• Mortgage (P&I): −$918
• Tax from tax record: −$217 /mo · $2,600/yr
• Insurance: −$73
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$325
• Net cashflow: $-52

Break-even live

Break-even rent $1,612

Max offer price $165,899

Occupancy floor 98%

Sensitivity live

Price	-10% $48	-5% $-2	+0% $-52	+5% $-101	+10% $-151
Rent	-10% $-174	-5% $-113	+0% $-52	+5% $10	+10% $71
Rate	-1.0pp $37	-0.5pp $-7	base $-52	+0.5pp $-97	+1.0pp $-143

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3945 Crosby Dr Saint Louis, MO	2.0	1.0	1100	$2,083	$1.89	2d	1	0.28mi
7428 Morganford Rd Saint Louis, MO	2.0	1.0	969	$1,500	$1.55	44d	1	0.30mi
7113 Leona St Saint Louis, MO	3.0	1.0	864	$1,765	$2.04	44d	1	0.56mi
4831 Oldenburg Ave Affton, MO	2.0	1.0	775	$1,110	$1.43	12d	1	0.73mi
6725 Wanda Ave Saint Louis, MO	2.0	1.0	700	$1,100	$1.57	44d	1	0.80mi
4916 Robert Ave Unit 4918-A St. Louis, MO	2.0	1.0	850	$1,200	$1.41	3d	1	0.83mi
7851 Bandero Dr Saint Louis, MO	1.0–2.0	1.0	800	$1,100	$1.38	12d	1	0.84mi
7109 Eugene Ave Saint Louis, MO	3.0	2.0	1029	$1,495	$1.45	3d	1	0.88mi
4933 Loughborough Ave Saint Louis, MO	2.0	1.0	945	$1,550	$1.64	2d	1	0.97mi
5324 Nagel Ave Saint Louis, MO	2.0	1.0	768	$1,595	$2.08	15d	1	1.09mi
6445 S Kingshighway Blvd Saint Louis, MO	2.0	1.0	972	$1,600	$1.65	44d	1	1.11mi
5318 Quincy St Saint Louis, MO	3.0	1.0	1100	$1,650	$1.50	24d	1	1.13mi
6135 Newport Ave Saint Louis, MO	2.0	1.0	960	$1,976	$2.06	2d	1	1.16mi
7219 Hampton Ave Saint Louis, MO	2.0	1.0	1000	$1,195	$1.20	44d	1	1.18mi
7417 Vermont Ave Unit 103 St. Louis, MO	2.0	2.0	1069	$1,500	$1.40	15d	1	1.20mi
7417 Vermont Ave St. Louis, MO	1.0–2.0	1.0–2.0	1144	$1,600	$1.40	2d	8	1.21mi
807 W Courtois St Apt D St. Louis, MO	2.0	1.0	900	$925	$1.03	44d	1	1.21mi
813 W Courtois St Apt C St. Louis, MO	2.0	1.0	1000	$895	$0.90	44d	1	1.21mi
7055 Hampton Ave Unit 201 St. Louis, MO	2.0	1.0	900	$1,250	$1.39	44d	1	1.23mi
8125 Michigan Ave St. Louis, MO	1.0–2.0	1.0–2.0	797	$1,150	$1.44	15d	1	1.24mi
7614 Virginia Ave Unit 7614 St. Louis, MO	2.0	1.0	750	$750	$1.00	24d	1	1.25mi
6406 Woodbine Ct Saint Louis, MO	2.0	2.0	1085	$1,800	$1.66	16d	1	1.26mi
6010 S Kingshighway Blvd Saint Louis, MO	2.0	1.0	900	$995	$1.11	24d	2	1.27mi
6010-6020 S Kingshighway Blvd St. Louis, MO	2.0	1.0	900	$1,025	$1.14	44d	1	1.27mi
5448 Lisette Ave Saint Louis, MO	2.0	2.0	1059	$2,100	$1.98	2d	1	1.31mi
3601 Holly Hills Blvd Apt 19 St. Louis, MO	2.0	1.0	700	$875	$1.25	3d	1	1.32mi
709 Dammert Ave Unit Labs St. Louis, MO	2.0	1.5	800	$1,100	$1.38	44d	1	1.33mi
207 Waller Ave Saint Louis, MO	2.0	1.0	900	$1,075	$1.19	24d	1	1.34mi
7912 Olde English Rd St. Louis, MO	1.0–2.0	1.0	750	$1,095	$1.46	3d	2	1.35mi
304 Bayless Ave Saint Louis, MO	3.0	1.0	1104	$1,950	$1.77	2d	1	1.35mi
3815 Wilmington Ave Apt 2N St. Louis, MO	2.0	1.0	800	$1,095	$1.37	44d	1	1.44mi
125 Koeln Ave Saint Louis, MO	2.0	1.0	833	$1,499	$1.80	44d	1	1.48mi

Listing history 29 events

1. 2026-06-18
   days on market $175,000 Active 353 DOM
2. 2026-06-17
   days on market $175,000 Active 352 DOM
3. 2026-06-16
   days on market $175,000 Active 351 DOM
4. 2026-06-15
   days on market $175,000 Active 350 DOM
5. 2026-06-13
   days on market $175,000 Active 348 DOM
6. 2026-06-09
   days on market $175,000 Active 344 DOM
7. 2026-06-08
   days on market $175,000 Active 343 DOM
8. 2026-06-08
   days on market $175,000 Active 342 DOM
9. 2026-06-05
   days on market $175,000 Active 339 DOM
10. 2026-06-03
    days on market $175,000 Active 338 DOM
11. 2026-06-02
    days on market $175,000 Active 337 DOM
12. 2026-06-01
    days on market $175,000 Active 336 DOM
13. 2026-06-01
    days on market $175,000 Active 335 DOM
14. 2025-12-23
    historical $1,900
15. 2025-12-19
    price $175,000 1035-char remark

    Show marketing remark (1035 chars)

    Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

16. 2025-10-13
    listed $1,900
17. 2025-08-26
    price $200,000 1035-char remark

    Show marketing remark (1035 chars)

    Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

18. 2025-08-04
    price $205,000 1035-char remark

    Show marketing remark (1035 chars)

    Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

19. 2025-07-01
    listed $210,000 Active 1035-char remark

    Show marketing remark (1035 chars)

    Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

20. 2025-06-29
    historical $210,000 1035-char remark

    Show marketing remark (1035 chars)

    Discover the charm of this delightful ranch home, this spacious residence features 3 bedrooms with the potential for a 4th, along with 2 full bathrooms, all situated on a convenient slab foundation. Perfect for entertaining, the home boasts a generous living room that seamlessly flows into the dining area and kitchen. The well-designed kitchen includes a large island, providing ample extra seating for gatherings. Step into the great room, which features a versatile bonus room, an additional full bathroom, laundry room and utility room. This bonus room is ideal for an office or can easily be transformed into another bedroom, with direct access to the back yard with concrete patio. Outside, you’ll find an oversized detached 2-car garage, equipped with a 220-volt outlet, perfect for various projects. The fully fenced yard is perfect for pets, featuring a large front gate that allows easy access to the garage. While this home has immense potential, it does require some TLC and cosmetic touches to truly make it shine.

21. 2023-07-20
    soldstatus $200,000
22. 2023-07-18
    soldstatus $200,000
23. 2023-07-13
    soldstatus Closed 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

24. 2023-06-19
    status Pending 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

25. 2023-06-17
    price $195,000 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

26. 2023-06-12
    price $210,000 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

27. 2023-06-06
    price $220,000 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

28. 2023-05-31
    listed $240,000 Active 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

29. 2023-05-25
    historical $240,000 999-char remark

    Show marketing remark (999 chars)

    HUGE PRICE REDUCTION! Come see this charming 3 bedroom with the possibility of a 4th bedroom, 2 full bath, ranch house on a slab!Like hosting parties? Holidays?This home offers an abundance amount of space starting with the large living room area as you walk in the door that connects to the dining room/ kitchen area.Between the kitchen and the next room there is a large island for extra seating. Then just when you think you're done..you walk into the second great room that has a bonus room and full bathroom attached.The bonus room is large enough to make into a recreational room or another bedroom with access to the concrete patio! Once you walk out to the concrete patio, you'll be greeted by the oversized detached 2 car garage that is wired for 220-volt outlet! Have dogs?No problem, the fenced in yard that has a large gate at the front for easy access to the garage will be able to hold just about anything in.This home offers numerous updates that you'll have to come see for yourself!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $2,600 · $217/mo
• Projected year-2 tax: $2,600 · $217/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,566
• − Mortgage interest: −$9,803
• − Property taxes: −$2,600
• − Insurance: −$1,672
• − Repairs & maintenance: −$1,485
• − Management: −$1,485
• − Depreciation: −$5,091
• Taxable loss: −$3,571
• Est. tax savings @ 24.0%: +$857
• After-tax cash flow: $239/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Louis City
• NCES district ID: 2929280
• Math proficiency: 10% ▼ -6.00%
• Reading proficiency: 18% ▼ -3.00%
• Median HH income: $35,685
• Composite: 11.54/100
• National rank: #9699
• State rank: #312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Louis, MO
• County: Saint Louis County · 888,823 people
• City population: 283,259
• Metro: St. Louis, MO-IL
• Population (ZIP): 49,077
• Household income: $77,055
• Rent vs Own: 25.1% rent · 74.9% own
• Severe rent burden: 753.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 315,737 people
• By 2030: 313,865 · -0.6%
• By 2040: 305,439 · -3.3%
• By 2050: 296,529 · -6.1%
• By 2075: 271,028 · -14.2%
• By 2100: 255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 7% Asian 5% Hispanic / Latino 5% Black 3%
• Common ancestry: American 5% Lithuanian 3% Romanian 2%
• Foreign-born: 13% · Vietnam, Canada
• Languages at home: 83% English-only · Russian/Polish/Slavic 6% Spanish 3% Other Indo-European 3%

Political lean MEDSL · St. Louis

• 2024 margin: Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
• 2008→2024 swing: -3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
• All cycles: 2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -229.90%
• Current HPI: 220.258
• Rent YoY: ▲ 3.01%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-99.2% since first listed

16 events — show timeline

• 2025-12-23 Rental Removed $1,900 MARIS
• 2025-12-19 Price Changed $175,000 MARIS as Distributed by MLS Grid
• 2025-10-13 Listed for Rent $1,900 MARIS
• 2025-08-26 Price Changed $200,000 MARIS as Distributed by MLS Grid
• 2025-08-04 Price Changed $205,000 MARIS as Distributed by MLS Grid
• 2025-07-01 Listed $210,000 MARIS as Distributed by MLS Grid
• 2025-06-29 Coming Soon $210,000 MARIS as Distributed by MLS Grid
• 2023-07-20 Sold (Public Records) $200,000 Public Records
• 2023-07-18 Sold (Public Records) $200,000 Public Records
• 2023-07-13 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2023-06-19 Pending — MARIS as Distributed by MLS Grid
• 2023-06-17 Price Changed $195,000 MARIS as Distributed by MLS Grid
• 2023-06-12 Price Changed $210,000 MARIS as Distributed by MLS Grid
• 2023-06-06 Price Changed $220,000 MARIS as Distributed by MLS Grid
• 2023-05-31 Listed $240,000 MARIS as Distributed by MLS Grid
• 2023-05-25 Coming Soon $240,000 MARIS as Distributed by MLS Grid

Property tax history

+4.6%/yr

Latest (2024): $2,600 · +5.1% YoY. Source: county tax records.