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14156 S US Highway 69
C- Composite 53.24
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +4.7/10.0
  • 1% rule +4.2/10.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0

$149,000

14156 S US Highway 69 · Huntington, TX 75949
3 bd · 2.0 ba · 1,848 sqft · Manufactured · 53 Days on market
Built 1982 Fair condition 3.65 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Are you looking for an investment property or you very own personal property. This 3.65 acre tract has 3 mobile homes on it with room to add some more. Two additional lots are ready for a mobile home. Total of 5 electric poles and 2 septic tanks, property shares 1 water meter.

Key facts

  • 3.65 acre lot
  • Built 1982
  • Listed 52 days

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water
  • Home design: Residential mobile home
  • Construction: Vinyl siding construction
  • Exterior features: Vinyl siding; Approximately 3.65 acres lot

Interior

  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central Air; Electric heating
  • Interior features: Carpet and vinyl flooring; Central air conditioning; Electric heating

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $149k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $53 ($634/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (8.0% below list).
  • Recommended offer: $137k (8.0% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 2.0% in Huntington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#808 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: schools C-, amenities F, commute F.
  • Huntington ISD (rural): math 46% / reading 42% proficiency, ranked #303 of 826 in TX (top 37%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 113 active listings in the ZIP; 120 units permitted in Angelina County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($145k) is reasonable based on typical stale-listing flexibility.
Recommended offer $137,025 (8.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.92%
Cap rate
6.72%
Cash-on-cash
1.52%
DSCR
1.07
GRM
9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.4%
Equity multiple
3.03×
Total profit
$84,532
Equity at exit
$134,231
10-year hold
IRR
22.4%
Equity multiple
6.90×
Total profit
$246,331
Equity at exit
$289,474

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75949

Home prices YoY
19.1%
Active inventory
113
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$1,370 medium interval (Pro) →
Mortgage (P&I)
$781
Tax est. 1.5%
$186 /mo · $2,235/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$53

Break-even live

Break-even rent $1,303
Max offer price $149,000
Occupancy floor 91%

Sensitivity live

Price -10% $156 -5% $104 +0% $53 +5% $1 +10% $-50
Rent -10% $-55 -5% $-1 +0% $53 +5% $107 +10% $161
Rate -1.0pp $128 -0.5pp $91 base $53 +0.5pp $14 +1.0pp $-25

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-19
    days on market $149,000 Active 53 DOM
  2. 2026-06-18
    days on market $149,000 Active 52 DOM
  3. 2026-06-17
    days on market $149,000 Active 51 DOM
  4. 2026-06-17
    remarks 277-char remark
  5. 2026-06-16
    days on market $149,000 Active 50 DOM
  6. 2026-06-15
    days on market $149,000 Active 49 DOM
  7. 2026-06-14
    days on market $149,000 Active 47 DOM
  8. 2026-06-13
    days on market $149,000 Active 46 DOM
  9. 2026-06-10
    days on market $149,000 Active 44 DOM
  10. 2026-06-09
    days on market $149,000 Active 43 DOM
  11. 2026-06-08
    days on market $149,000 Active 42 DOM
  12. 2026-06-07
    days on market $149,000 Active 41 DOM
  13. 2026-06-03
    days on market $149,000 Active 37 DOM
  14. 2026-06-02
    days on market $149,000 Active 36 DOM
  15. 2026-06-01
    days on market $149,000 Active 35 DOM
  16. 2026-05-31
    days on market $149,000 Active 34 DOM
  17. 2026-05-30
    days on market $149,000 Active 33 DOM
  18. 2025-07-21
    listed $149,000 Active 276-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,443
− Mortgage interest
−$8,346
− Property taxes
−$2,235
− Insurance
−$745
− Repairs & maintenance
−$1,315
− Management
−$1,315
− Depreciation
−$4,335
Taxable loss
−$1,849
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$444
After-tax cash flow
$1,077/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Fair 45/100 Moderate rehab

This property requires significant exterior repairs and maintenance, but has potential for substantial value increase with proper renovations.

Repairs flagged

  • Major Overgrown vegetation — Needs trimming and clearing
  • Major Debris — Needs removal
  • Major Fencing — Needs repair or replacement
  • Major Landscaping — Needs trimming and clearing

Value-add opportunities

  • Resale Painting exterior walls — Fresh paint enhances curb appeal
  • Resale Landscaping and clearing overgrown vegetation — Aesthetic improvement boosts curb appeal
  • Resale Inspecting and repairing roof — A functional roof improves property value
  • Resale Rehabilitating fencing — Aesthetic improvement boosts curb appeal
  • Resale Rehabilitating landscaping — Aesthetic improvement boosts curb appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
Overgrown vegetation · Needs trimming and clearing Major $15,000–50,000
Debris · Needs removal Major $15,000–50,000
Fencing · Needs repair or replacement Major $15,000–50,000
Landscaping · Needs trimming and clearing Major $15,000–50,000
Total estimated repair cost · 4 items $60,000–200,000

Value-add ROI direction

  • Resale Painting exterior walls — Fresh paint enhances curb appeal
  • Resale Landscaping and clearing overgrown vegetation — Aesthetic improvement boosts curb appeal
  • Resale Inspecting and repairing roof — A functional roof improves property value
  • Resale Rehabilitating fencing — Aesthetic improvement boosts curb appeal
  • Resale Rehabilitating landscaping — Aesthetic improvement boosts curb appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Huntington ISD
NCES district ID
4824000
Math proficiency
46% ▼ -10.00%
Reading proficiency
42% ▼ -1.00%
Median HH income
$39,651
Composite
36.85/100
National rank
#4554
State rank
#303 of 826 in TX

Livability — Huntington

Score
64/100
State rank
#808
US rank
#14708

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
9,041

Population outlook (Angelina County) Hauer SSP2

Today (2025)
90,174 people
By 2030
90,697 · +0.6%
By 2040
91,291 · +1.2%
By 2050
91,168 · +1.1%
By 2075
88,961 · -1.3%
By 2100
80,590 · -10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 7% Hispanic / Latino 5%
Common ancestry
Lithuanian 3% Italian 2% Iranian 2%
Foreign-born
0% · Canada
Languages at home
98% English-only · Spanish 2%

Political lean MEDSL · Angelina

2024 margin
Solid R (+52.0) · D 23.7% · R 75.7%
2008→2024 swing
-17.0pp toward R · 2008: -35.0pp · 2024: -52.0pp
All cycles
2024: R+52.0 2020: R+46.1 2016: R+47.3 2012: R+43.9 2008: R+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 48.97%
Current HPI
304.757
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-07-21 Listed $149,000 Deep East Texas MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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