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1434 Buena Vista Cir
D+ Composite 49.67
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +4.6/10.0
  • Livability +3.5/5.0
  • Rent growth +3.2/5.0
  • Schools +3.1/10.0
  • 1% rule +2.8/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

1434 Buena Vista Cir · Springdale, AR 72762
3 bd · 2.0 ba · 1,736 sqft · SingleFamily public records · 2 Days on market
Built 1975 0.26 ac lot Est $299k · 17% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover a promising opportunity and a chance to make this house yours in the heart of Springdale. The property includes three bedrooms and two full baths. Large living room area with a cozy wood-burning fireplace. Although the deck will need to be replaced, this is the perfect time to revamp the backyard exactly how you want it! With some TLC, this home is ready for its next chapter; schedule a showing today to explore its potential. Sold AS-IS.

Key facts

  • Heart of springdale
  • Revamp the backyard
  • 0.26 acre lot

Tags

WOOD-BURNING FIREPLACEREVAMP THE BACKYARDHEART OF SPRINGDALE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $77 ($927/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (21.9% below list).
  • Recommended offer: $195k (21.9% below list) — sets the bar for 1% rule.
  • Cap rate 6.7% vs local median 3.2% in Springdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#48 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute D+, employment D+, crime D-.
  • Springdale School District (urban): math 38% / reading 35% proficiency, ranked #100 of 238 in AR (top 42%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Elmdale Elementary School (math 38% / reading 23%, grade F, #298 of 454 statewide, top 67%, 547 students, 88% FRL); Hellstern Middle School (math 57% / reading 56%, grade B, #17 of 201 statewide, top 8%, 781 students, 43% FRL); Har-Ber High School (math 25% / reading 41%, grade F, #115 of 292 statewide, top 40%, 2,274 students, 53% FRL) — zoned schools at 61% FRL track the district average.
  • Market conditions: Rents rising (+2.7%/yr); 705 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,494 units permitted in Washington County in 2024 (1,497 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Washington County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $106k; list at $249k implies a 135% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $194,553 (21.9% below list)

Questions for the listing agent

  1. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
6.67%
Cash-on-cash
1.33%
DSCR
1.06
GRM
10.7

CMA / ARV

ARV (on-the-fly)
$298,592
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1418 Buena Vista Cir 0.10mi 3/2.0 1,819 (+5%) 1mo $340,000 $187 86
1309 Jennifer St 0.29mi 3/2.0 1,775 (+2%) 3mo $305,000 $172 80
1300 Silent Grove Rd 0.27mi 3/1.5 1,794 (+3%) 1mo $260,000 $145 79
1419 Overo Cir 0.13mi 3/2.0 1,958 (+13%) 5mo $320,000 $163 68
1706 Lawrence Ave 0.42mi 3/2.0 1,587 (-9%) 0mo $286,000 $180 66
1306 Silent Grove Rd 0.26mi 3/2.0 1,928 (+11%) 6mo $300,000 $156 64
1409 Backus Ave 0.65mi 3/1.0 1,660 (-4%) 1mo $175,000 $105 58
1708 Theodore Dr 0.74mi 3/2.0 1,661 (-4%) 8mo $239,000 $144 52
1705 Ridgeview Dr 0.49mi 3/2.0 1,989 (+15%) 2mo $360,000 $181 51
1713 Shelby Ave 0.49mi 3/1.0 1,511 (-13%) 2mo $245,000 $162 50
1826 Amelia Ln 0.63mi 3/2.0 1,943 (+12%) 3mo $350,000 $180 48
1487 Ridgeview Dr 0.53mi 4/2.0 (+1) 1,892 (+9%) 9mo $331,470 $175 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.7% rent growth · sell at horizon

5-year hold
IRR
-14.5%
Equity multiple
0.48×
Total profit
$-36,143
Equity at exit
$37,127
10-year hold
IRR
-6.4%
Equity multiple
0.60×
Total profit
$-28,055
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72762

Rents YoY
2.7%
Active inventory
705
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$1,946 high interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$50 /mo · $602/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$409
Net cashflow
$77

Break-even live

Break-even rent $1,848
Max offer price $249,000
Occupancy floor 91%

Sensitivity live

Price -10% $218 -5% $148 +0% $77 +5% $7 +10% $-64
Rent -10% $-76 -5% $0 +0% $77 +5% $154 +10% $231
Rate -1.0pp $203 -0.5pp $141 base $77 +0.5pp $13 +1.0pp $-53

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1707 Phillips Dr Springdale, AR 3.0 2.0 1519 $1,745 $1.15 25d 1 0.31mi
3006 Scott Ln Springdale, AR 3.0 2.0 1736 $2,100 $1.21 25d 1 0.62mi
574 Westford St Springdale, AR 3.0 2.0 1656 $1,850 $1.12 45d 1 0.94mi
303 Harve St Springdale, AR 3.0 1.0 1312 $1,550 $1.18 25d 1 1.12mi
1489 Bridgeboro Ave Springdale, AR 4.0 2.0 1738 $2,150 $1.24 45d 1 1.18mi
257 Arborside Rd Springdale, AR 1.0–2.0 1.0–2.5 1022 $1,575 $1.54 15d 10 1.45mi

Listing history 4 events

  1. 2026-04-26
    status Pending
  2. 2026-04-24
    listed $249,000 Active
  3. 2001-06-04
    soldstatus $106,000
  4. 1997-09-04
    soldstatus $90,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$602 · $50/mo
Projected year-2 tax
$1,594 · $133/mo
Expected delta
+$992/yr (+$83/mo · 164.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,346
− Mortgage interest
−$13,948
− Property taxes
−$602
− Insurance
−$1,245
− Repairs & maintenance
−$1,868
− Management
−$1,868
− Depreciation
−$7,244
Taxable loss
−$3,427
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$823
After-tax cash flow
$1,750/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Springdale School District
NCES district ID
0512660
Math proficiency
38% ▼ -11.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$45,469
Composite
31.18/100
National rank
#6046
State rank
#100 of 238 in AR

Livability — Springdale

Score
70/100
State rank
#48
US rank
#7326

Category grades

Amenities F Commute D+ Cost of living A+ Crime D- Employment D+ Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Springdale, AR
County
Washington County · 252,056 people
City population
104,811
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
46,092
Household income
$82,228
Rent vs Own
32.0% rent · 68.0% own
Severe rent burden
719.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
271,748 people
By 2030
296,414 · +9.1%
By 2040
346,874 · +27.6%
By 2050
398,552 · +46.7%
By 2075
523,309 · +92.6%
By 2100
615,280 · +126.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 55% Hispanic / Latino 27% Two or more races 23% Pacific Islander 3% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 21%
Common ancestry
Italian 3% Slovak 2% Lithuanian 1%
Foreign-born
15% · Canada, Jamaica
Languages at home
75% English-only · Spanish 21% Other Asian/Pacific 3%

Political lean MEDSL · Washington

2024 margin
Lean R (+6.7) · D 45.1% · R 51.7% · Other 3.2%
2008→2024 swing
+6.4pp toward D · 2008: -13.1pp · 2024: -6.7pp
All cycles
2024: R+6.7 2020: R+3.9 2016: R+10.4 2012: R+16.3 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -258.50%
Current HPI
291.4661
Rent YoY
▲ 2.70%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+176.7% since first listed
4 events — show timeline
  • 2026-04-26 Pending NWARMLS
  • 2026-04-24 Listed $249,000 NWARMLS
  • 2001-06-04 Sold (Public Records) $106,000 Public Records
  • 1997-09-04 Sold (Public Records) $90,000 Public Records

Property tax history

-3.9%/yr

Latest (2025): $602 · -14.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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