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7511 Birdie Dr
D- Composite 39.02
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.2/30.0
  • DSCR +5.7/10.0
  • 1% rule +4.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$114,900

7511 Birdie Dr · Perezville, TX 78572
2 bd · 2.0 ba · 960 sqft · Manufactured public records · 53 Days on market
Built 2002 3,942 sqft lot $120/sqft · 26% above area Est $91k · 26% over $35/mo HOA · 3% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully maintained, 2-bedroom, 2-bathroom home has a front kitchen that provides lots of natural lighting, cabinet and counter space, a farm sink, and the microwave and dishwasher replaced 2024! Beautiful built-in designer glass cabinets in the kitchen provide extra storage. Spacious living room. Decorative ceilings with fans throughout. In-house laundry. The master suite is comfortable with plenty of closet space as well as built-in drawers, a bidet toilet, new sinks, a step-in shower, a double vanity, and lots of cabinets for linens. Cozy guest bedroom with large closet. Guest bathroom has a shower/tub combo, a new high-rise toilet, and a new sink. The home offers keyless entry, Alexa smart home devices, and new tip-out windows (2023). The exterior provides a deck, carport, low maintenance rock yard, security camera, dusk to dawn exterior lighting, gutters, storage shed, and even shades on west side of the carport. With the roof and AC installed in 2018.

Key facts

  • Double vanity
  • In-house laundry
  • Front kitchen

Tags

FRONT KITCHENFARM SINKIN-HOUSE LAUNDRYBIDET TOILETSTEP-IN SHOWERDOUBLE VANITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $115k.

Deal economics

  • At list price, monthly cash flow is $102 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $113k (1.3% below list).
  • Recommended offer: $111k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#743 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • La Joya ISD (suburban): math 18% / reading 29% proficiency, ranked #759 of 826 in TX (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents flat; 852 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 69% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 53 days — a 3% lower offer ($111k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 94% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $111,453 (3.0% below list)

Questions for the listing agent

  1. It's been on market 53 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.36%
Cash-on-cash
3.81%
DSCR
1.17
GRM
8.4

CMA / ARV

ARV (median comp)
$90,928
List price
$114,900
Delta
26.36%
Verdict
OVERPRICED
Comps
12 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2404 W Bogey Dr 0.13mi 2/2.0 896 (-7%) 3mo $89,900 $100 81
7410 Birdie Dr 0.07mi 2/2.0 960 (0%) 20mo $99,900 $104 80
7613 Bunker Dr 0.06mi 2/2.0 909 (-5%) 15mo $112,900 $124 76
7211 Bogey Dr 0.27mi 2/2.0 896 (-7%) 6mo $94,000 $105 71
7305 Bogey Dr 0.25mi 1/1.0 (-1) 976 (+2%) 9mo $78,000 $80 69
2307 W Bogey Dr 0.20mi 2/1.0 840 (-12%) 1mo $112,900 $134 65
2408 Double Eagle Dr 0.22mi 2/1.5 832 (-13%) 2mo $94,500 $114 64
7706 Bunker Dr 0.09mi 2/2.0 1,078 (+12%) 14mo $115,500 $107 63
7521 Par Dr 0.06mi 2/2.0 1,080 (+12%) 16mo $112,900 $105 63
7414 Birdie Dr 0.06mi 2/2.0 1,082 (+13%) 24mo $87,000 $80 56
2507 W Bogey Dr 0.26mi 2/2.0 832 (-13%) 20mo $88,000 $106 49
7225 Monroe St 0.74mi 2/2.0 816 (-15%) 10mo $84,999 $104 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.93% rent growth · sell at horizon

5-year hold
IRR
-12.7%
Equity multiple
0.55×
Total profit
$-14,405
Equity at exit
$17,132
10-year hold
IRR
-7.1%
Equity multiple
0.59×
Total profit
$-13,201
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78572

Home prices YoY
-22.9%
Rents YoY
0.9%
Active inventory
852
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,134 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$108 /mo · $1,299/yr
Insurance
$48
HOA
$35
Vacancy / Maint / Mgmt
$238
Net cashflow
$102

Break-even live

Break-even rent $1,005
Max offer price $114,900
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2503 Double Eagle Dr Mission, TX 2.0 2.0 840 $1,300 $1.55 43d 1 0.23mi
1908 Kennedy St Mission, TX 2.0 2.0 1062 $1,300 $1.22 23d 1 0.66mi
7220 W Interstate Highway 2 Unit 20 Mission, TX 2.0 2.0 1104 $995 $0.90 43d 1 0.82mi
7220 W Interstate Highway 2 Unit 15 Mission, TX 1.0 1.0 945 $925 $0.98 43d 1 0.82mi
7220 W Interstate Highway 2 Fl STW 1 WITH BALCONY) FRONT UNIT Mission, TX 1.0 1.0 945 $895 $0.95 43d 1 0.82mi
7220 W Interstate Highway 2 Unit 12 Mission, TX 2.0 2.0 1104 $995 $0.90 21d 1 0.82mi
7220 W Interstate Highway 2 Fl STW 3 WITH NO BALCONY) Mission, TX 1.0 1.0 945 $895 $0.95 19d 1 0.82mi
7220 W Interstate Highway 2 Fl STW 4 WITH PORCH) FRONT UNIT Mission, TX 2.0 2.0 1104 $1,150 $1.04 43d 1 0.82mi
109 Ash St Mission, TX 1.0 1.0 560 $800 $1.43 43d 1 0.85mi
3717 Clavel St Unit 8 Palmview, TX 2.0 1.0 1005 $800 $0.80 43d 1 0.89mi
3711 Chapa AVE Palmview, TX 3.0 2.0 1050 $1,300 $1.24 43d 1 0.96mi
3711 Chapa AVE Palmview, TX 2.0 2.0 995 $1,150 $1.16 14d 1 0.96mi
3706 Chapa AVE Palmview, TX 2.0 2.0 864 $1,100 $1.27 43d 1 1.00mi

HOA detail

Monthly dues
$35 · $420/yr
Likely covers
security

Listing history 16 events

  1. 2026-06-08
    days on market $114,900 Active 53 DOM
  2. 2026-06-07
    days on market $114,900 Active 52 DOM
  3. 2026-06-05
    days on market $114,900 Active 49 DOM
  4. 2026-06-03
    days on market $114,900 Active 48 DOM
  5. 2026-06-02
    days on market $114,900 Active 47 DOM
  6. 2026-06-01
    days on market $114,900 Active 46 DOM
  7. 2026-05-31
    days on market $114,900 Active 45 DOM
  8. 2026-05-31
    days on market $114,900 Active 44 DOM
  9. 2026-04-16
    listed $114,900 Active 979-char remark
    Show marketing remark (979 chars)

    This beautifully maintained, 2-bedroom, 2-bathroom home has a front kitchen that provides lots of natural lighting, cabinet and counter space, a farm sink, and the microwave and dishwasher replaced 2024! Beautiful built-in designer glass cabinets in the kitchen provide extra storage. Spacious living room. Decorative ceilings with fans throughout. In-house laundry. The master suite is comfortable with plenty of closet space as well as built-in drawers, a bidet toilet, new sinks, a step-in shower, a double vanity, and lots of cabinets for linens. Cozy guest bedroom with large closet. Guest bathroom has a shower/tub combo, a new high-rise toilet, and a new sink. The home offers keyless entry, Alexa smart home devices, and new tip-out windows (2023). The exterior provides a deck, carport, low maintenance rock yard, security camera, dusk to dawn exterior lighting, gutters, storage shed, and even shades on west side of the carport. With the roof and AC installed in 2018.

  10. 2024-05-24
    listed $102,000 Active
  11. 2017-12-27
    soldstatus
  12. 2017-12-22
    soldstatus Sold
  13. 2017-12-09
    historical
  14. 2017-11-18
    listed $59,900 Active
  15. 2011-03-24
    soldstatus
  16. 2010-04-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,299 · $108/mo
Projected year-2 tax
$2,103 · $175/mo
Expected delta
+$804/yr (+$67/mo · 61.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 94% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,608
− Mortgage interest
−$6,436
− Property taxes
−$1,299
− Insurance
−$574
− Repairs & maintenance
−$1,089
− Management
−$1,089
− HOA
−$420
− Depreciation
−$3,343
Taxable loss
−$641
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$154
After-tax cash flow
$1,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
La Joya ISD
NCES district ID
4826130
Math proficiency
18% ▼ -35.00%
Reading proficiency
29% ▼ -10.00%
Median HH income
$27,845
Composite
18.65/100
National rank
#8891
State rank
#759 of 826 in TX

Livability — Perezville

Score
64/100
State rank
#743
US rank
#13748

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hidalgo County · 623,128 people
City population
78,024
Metro
McAllen-Edinburg-Mission, TX
Population (ZIP)
78,024
Household income
$54,298
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1714.0

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (85%)
Race & ethnicity
Hispanic / Latino 85% Two or more races 47% White 12% Asian 2%
Hispanic origin (detail)
Mexican 80%
Common ancestry
Slovak 1% Portuguese 0%
Foreign-born
28% · Canada, South Korea
Languages at home
22% English-only · Spanish 76%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -62.35%
Current HPI
209.3573
Rent YoY
▲ 0.93%
Metro
McAllen-Edinburg-Mission, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+91.8% since first listed
8 events — show timeline
  • 2026-04-16 Listed $114,900 MCALLENMLS
  • 2024-05-24 Listed $102,000 MCALLENMLS
  • 2017-12-27 Sold (Public Records) Public Records
  • 2017-12-22 Sold (MLS) MCALLENMLS
  • 2017-12-09 Delisted MCALLENMLS
  • 2017-11-18 Listed $59,900 MCALLENMLS
  • 2011-03-24 Sold (Public Records) Public Records
  • 2010-04-08 Sold (Public Records) Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,299 · +7.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…