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8802 Mallow Rose Way
D- Composite 37.02
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.7/15.0
  • Cash flow +5.5/30.0
  • Condition / age +4.0/5.0
  • Schools +3.7/10.0
  • 1% rule +3.3/10.0
  • Livability +3.2/5.0
  • Rent growth +2.6/5.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$325,000

8802 Mallow Rose Way · Rosharon, TX 77583
4 bd · 2.5 ba · 2,862 sqft · SingleFamily public records · 24 Days on market
Built 2022 Good condition 5,998 sqft lot Garage $114/sqft · 17% below area Est $386k · 16% under $44/mo HOA · 2% of rent ↓ 17% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 8802 Mallow Rose Way! This 2-stories home offers 2,836 sqft of living space, 4 bedrooms, 2.5 baths, a home office downstairs, and upstairs there is a game room connected with a home theatre. This home is situated on a beautiful water view lot, offering picturesque views right from your backyard. The living, kitchen and breakfast areas are seamlessly connected creating one great entertainment space. The fireplace in the living room is truly a feature. The kitchen features stainless steel appliances, granite counters, and a large island. All bedrooms have walk-in closets, the master bath features a separate shower, and a soaking tub.

Key facts

  • 5,998 sq ft lot
  • 2 garage spots
  • Built 2022

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $325k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-690 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $222k (31.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $268k (17.5% below list).
  • Recommended offer: $222k (31.7% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 65/100 on livability (#701 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Heritage Rose El (math 29% / reading 28%, grade F, #2,706 of 4,322 statewide, top 63%, 1,209 students, 83% FRL); Ronald Thornton Middle (math 40% / reading 52%, grade D+, #462 of 1,662 statewide, top 28%, 1,529 students, 41% FRL) — zoned schools average 62% FRL vs 35% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents flat; 1736 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals lingering (median 115d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 77% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
  • 11 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.4% of price.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $222,024 (31.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
3.74%
Cash-on-cash
-9.11%
DSCR
0.59
GRM
10.1

CMA / ARV

ARV (median comp)
$386,490
List price
$325,000
Delta
-15.91%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8738 Mallow Rose Way 0.05mi 4/3.5 2,837 (-1%) 4mo $396,843 $140 88
806 Orchard Vale Rd 0.21mi 4/3.5 2,872 (+0%) 3mo $388,885 $135 83
119 Bower Bloom Dr 0.33mi 4/2.5 2,793 (-2%) 1mo $345,000 $124 80
8835 Early Morning Way 0.31mi 4/3.5 2,837 (-1%) 1mo $419,090 $148 79
107 Sawmill Ridge Rd 0.37mi 4/2.5 2,874 (+0%) 4mo $330,000 $115 79
607 Yard Master Trl 0.13mi 4/3.5 2,712 (-5%) 4mo $397,252 $146 78
8823 Early Morning Way 0.29mi 5/4.0 (+1) 2,837 (-1%) 1mo $417,990 $147 73
8739 Mallow Rose Way 0.06mi 4/3.5 2,532 (-12%) 4mo $372,795 $147 71
8310 Oakleaf Meadow Ct 0.44mi 5/3.5 (+1) 2,642 (-8%) 4mo $240,000 $91 54
8210 Oakleaf Meadow Ct 0.50mi 5/3.5 (+1) 2,642 (-8%) 3mo $319,900 $121 53
614 Ashley Falls Ln 0.72mi 4/2.5 2,611 (-9%) 1mo $214,900 $82 50
8026 Farthing Ln 0.70mi 4/2.5 2,615 (-9%) 3mo $299,000 $114 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
-36.2%
Equity multiple
-0.13×
Total profit
$-102,991
Equity at exit
$48,459
10-year hold
IRR
-76.3%
Equity multiple
-0.88×
Total profit
$-170,997
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
28 active · 28 under contract
Months of supply
5.4 mo (18%/mo absorbed)
Median asking
$355,250 ($143/sqft)
Median days on market
35 d
This list price
29% of active listings are priced below it
ARV vs active asking
-5.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77583

Rents YoY
0.4%
Active inventory
1736
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,681 high interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$925 /mo · $11,101/yr
Insurance
$135
HOA
$44
Vacancy / Maint / Mgmt
$563
Net cashflow
$-690

Break-even live

Break-even rent $3,556
Max offer price $222,024
Occupancy floor

Sensitivity live

Price -10% $-507 -5% $-599 +0% $-690 +5% $-782 +10% $-874
Rent -10% $-902 -5% $-796 +0% $-690 +5% $-585 +10% $-479
Rate -1.0pp $-527 -0.5pp $-608 base $-690 +0.5pp $-775 +1.0pp $-860

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8722 Dairy Farm Trl Rosharon, TX 4.0 2.5 2133 $2,295 $1.08 18d 1 0.41mi
1014 Star Grass Ln Rosharon, TX 4.0 2.0 2067 $2,375 $1.15 139d 1 0.49mi
8414 Aster Glen Way Rosharon, TX 4.0 2.5 2588 $2,650 $1.02 139d 1 0.49mi
8223 Wainwright Way Rosharon, TX 4.0 2.5 2172 $2,340 $1.08 42d 1 0.52mi
8210 Radial Ct Rosharon, TX 5.0 2.5 2506 $2,550 $1.02 139d 1 0.53mi
1119 Toledo Bend Pass Rosharon, TX 5.0 3.0 2200 $2,500 $1.14 139d 1 0.69mi
8011 Ecru Ln Rosharon, TX 4.0 2.5 2426 $2,230 $0.92 4d 1 0.72mi
8043 House Bank Ln Rosharon, TX 4.0 3.0 2512 $2,550 $1.02 114d 1 0.94mi
7915 Murciana Dr Rosharon, TX 4.0 2.0 2045 $2,400 $1.17 11d 1 1.00mi
7711 Sleek Flock Ln Rosharon, TX 4.0 3.0 2492 $2,850 $1.14 120d 1 1.12mi
9423 Grand Spark Dr Rosharon, TX 3.0 3.0 1999 $2,600 $1.30 139d 1 1.25mi
1107 Curly Angora Ct Rosharon, TX 4.0 2.0 2061 $2,400 $1.16 40d 1 1.26mi
9439 Ruby Mist Dr Rosharon, TX 5.0 2.5 2605 $2,276 $0.87 95d 1 1.44mi

Property features AI

Finance

HOA & community
Huntington Place Community AssociationAnnual association fee of $523

Exterior

Parking
Attached garage (2 spaces)
Security
Smoke detectors
Utilities
Public waterPublic sewer
Home design
Residential propertySlab foundationComposition roofBuilt in 2022Has a view
Construction
Brick and cement siding construction
Exterior features
DeckPatioPrivate yardFenced back yardPond on propertySubdivision with views

Interior

Kitchen
DishwasherDisposalGas ovenGas rangeMicrowaveOvenTankless water heaterENERGY STAR qualified appliances
Bedrooms
Primary bedroom on first floor (13x19)Bedroom on second floor (10x12)Bedroom on second floor (11x11)Bedroom on second floor (11x12)
Flooring
CarpetTile
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central heating (gas)Central air (electric)
Interior features
Breakfast barDouble vanityEntrance foyerGranite countersHigh ceilingsKitchen islandKitchen open to family roomPrimary bedroom with bathPantrySoaking tubSeparate showerTub/shower comboCeiling fansProgrammable thermostatGas-log fireplace (1)
Laundry & utility
Washer hookupElectric dryer hookup

HOA detail $44/mo · $528/yr

Likely covers
water

Listing history 50 events

  1. 2026-09-24
    days on market $325,000 Active 24 DOM
  2. 2026-09-23
    days on market $325,000 Active 23 DOM
  3. 2026-09-22
    days on market $325,000 Active 22 DOM
  4. 2026-09-21
    days on market $325,000 Active 21 DOM
  5. 2026-09-20
    days on market $325,000 Active 20 DOM
  6. 2026-09-19
    days on market $325,000 Active 19 DOM
  7. 2026-09-18
    days on market $325,000 Active 18 DOM
  8. 2026-09-17
    days on market $325,000 Active 17 DOM
  9. 2026-09-16
    days on market $325,000 Active 16 DOM
  10. 2026-09-15
    days on market $325,000 Active 15 DOM
  11. 2026-09-14
    days on market $325,000 Active 14 DOM
  12. 2026-09-13
    days on market $325,000 Active 13 DOM
  13. 2026-09-12
    days on market $325,000 Active 12 DOM
  14. 2026-09-11
    days on market $325,000 Active 11 DOM
  15. 2026-09-05
    days on market $325,000 Active 5 DOM
  16. 2026-09-04
    days on market $325,000 Active 4 DOM
  17. 2026-09-02
    days on market $325,000 Active 2 DOM
  18. 2026-08-31
    pricedays on marketlisting id $325,000 Active 1 DOM
  19. 2026-08-30
    days on market $330,000 Active 149 DOM
  20. 2026-08-29
    days on market $330,000 Active 148 DOM
  21. 2026-08-28
    days on market $330,000 Active 147 DOM
  22. 2026-08-27
    days on market $330,000 Active 146 DOM
  23. 2026-08-25
    days on market $330,000 Active 144 DOM
  24. 2026-08-24
    days on market $330,000 Active 143 DOM
  25. 2026-08-23
    days on market $330,000 Active 142 DOM
  26. 2026-08-22
    days on market $330,000 Active 141 DOM
  27. 2026-08-21
    days on market $330,000 Active 140 DOM
  28. 2026-08-20
    days on market $330,000 Active 139 DOM
  29. 2026-08-19
    days on market $330,000 Active 138 DOM
  30. 2026-08-18
    days on market $330,000 Active 137 DOM
  31. 2026-08-17
    days on market $330,000 Active 136 DOM
  32. 2026-08-16
    days on market $330,000 Active 135 DOM
  33. 2026-08-15
    days on market $330,000 Active 134 DOM
  34. 2026-08-14
    days on market $330,000 Active 133 DOM
  35. 2026-08-13
    days on market $330,000 Active 132 DOM
  36. 2026-08-12
    days on market $330,000 Active 131 DOM
  37. 2026-08-11
    days on market $330,000 Active 130 DOM
  38. 2026-08-10
    days on market $330,000 Active 129 DOM
  39. 2026-08-09
    days on market $330,000 Active 128 DOM
  40. 2026-08-08
    days on market $330,000 Active 127 DOM
  41. 2026-08-06
    days on market $330,000 Active 125 DOM
  42. 2026-08-05
    days on market $330,000 Active 124 DOM
  43. 2026-08-04
    days on market $330,000 Active 123 DOM
  44. 2026-08-03
    days on market $330,000 Active 122 DOM
  45. 2026-07-31
    days on market $330,000 Active 119 DOM
  46. 2026-07-30
    days on market $330,000 Active 117 DOM
  47. 2026-07-28
    days on market $330,000 Active 116 DOM
  48. 2026-07-26
    days on market $330,000 Active 114 DOM
  49. 2026-07-24
    days on market $330,000 Active 112 DOM
  50. 2026-07-23
    days on market $330,000 Active 111 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$11,101 · $925/mo
Projected year-2 tax
$11,101 · $925/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 72% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,178
− Mortgage interest
−$18,205
− Property taxes
−$11,101
− Insurance
−$1,625
− Repairs & maintenance
−$2,574
− Management
−$2,574
− HOA
−$528
− Depreciation
−$9,455
Taxable loss
−$13,885
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,332
After-tax cash flow
$-4,954/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This move-in-ready home offers 2,836 sqft of living space with a beautiful water view lot and a fully fenced backyard.

Value-add opportunities

  • Resale Paint exterior trim — Enhances curb appeal
  • Resale Trim grass and bushes — Maintains a well-maintained appearance
  • Both Install outdoor lighting — Improves safety and enhances curb appeal
F Composite school gradezoned avg 37/100

Zoned Schools

Elementary Heritage Rose El F TX #2,706/4,322 Nat'l #28,012/41,679 Middle Ronald Thornton Middle D+ TX #462/1,662 Nat'l #4,433/14,009 High Almeta Crawford H S

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX
C Composite livability gradescore 65/100

Livability — Rosharon

Score
65/100
State rank
#701
US rank
#13120

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Brazoria County · 1,004,526 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
52,747
Household income
$119,287
Rent vs Own
9.8% rent · 90.2% own

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
Hispanic / Latino 38% Black 34% White 20% Two or more races 18% Asian 5%
Hispanic origin (detail)
Mexican 31% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
16% · Canada, Vietnam, China
Languages at home
64% English-only · Spanish 28% Other Asian/Pacific 2% Vietnamese 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Price history

-16.6% since first listed
26 events — show timeline
  • 2026-04-03 Listing Removed HARMLS
  • 2026-04-03 Listed $330,000 HARMLS
  • 2025-12-28 Relisted HARMLS
  • 2025-11-23 Pending HARMLS
  • 2025-11-01 Pending HARMLS
  • 2025-10-29 Listing Removed HARMLS
  • 2025-10-29 Listed $330,000 HARMLS
  • 2025-09-25 Listed $330,000 HARMLS
  • 2025-08-17 Rental Removed $2,700 HARMLS
  • 2025-08-17 Listing Removed HARMLS
  • 2025-07-09 Listed for Rent $2,700 HARMLS
  • 2025-06-03 Listing Removed HARMLS
  • 2025-06-03 Listed $345,000 HARMLS
  • 2025-05-05 Rental Removed $2,850 HARMLS
  • 2025-05-05 Listed $345,000 HARMLS
  • 2025-03-18 Listed for Rent $2,850 HARMLS
  • 2025-03-04 Rental Removed $2,850 HARMLS
  • 2025-03-01 Price Changed $2,850 HARMLS
  • 2025-02-28 Listing Removed HARMLS
  • 2025-01-16 Price Changed $2,900 HARMLS
  • 2025-01-07 Price Changed $3,000 HARMLS
  • 2024-09-24 Listed for Rent $3,200 HARMLS
  • 2024-09-23 Listed $375,000 HARMLS
  • 2022-09-16 Sold (MLS) HARMLS
  • 2022-04-05 Pending HARMLS
  • 2022-04-05 Listed $395,630 HARMLS

Property tax history

+161.0%/yr

Latest (2025): $11,101 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…