4706 Scouters Pl · Rockwood, VA 23832

$263,000

4 bd · 2.0 ba · 1,392 sqft · SingleFamily public records · 33 Days on market

Built 1983 0.45 ac lot Est $334k · 21% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.5/30.0
• ARV discount +15.0/15.0
• DSCR +6.2/10.0
• Schools +5.2/10.0
• 1% rule +4.6/10.0
• Livability +3.9/5.0
• Rent growth +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ENDLESS OPPORTUNITIES TO MAKE THIS 2-STORY 4 BDRMs 2 BATH HOME YOUR OWN! The first level boasts a formal LR open to the foyer w/ 2X2 closet & staircase to the 2nd level, a large eat-in kitchen w/ white wood cabinetry, white appliances, dining area, bay WNDW & serving hatch to the ATT additional RM 1 (not included in the tax records) that could be used as a family RM, playroom or home office. The 5X3 laundry/utility closet, an 8X5 first level full hall BA w/ single vanity w/ storage, toilet, tub & shower, a 2X2 hall linen closet, BDRM 2 w/ 6X2 closet & the primary BDRM w/ 5X2 closet & views to the front yard are also on the 1st level. The 2nd level houses BDRM 3 w/ 6X2 closet & BDRM 4 w/ 8X2 closet, both w/ ceiling fans & attic access areas & the shared 7X5 hall bath w/ single vanity w/ storage, toilet, tub & shower. Exit from additional RM 1 to the 8X8 side deck & find access to the enormous, partially fenced backyard filled w/ mature trees & green grass that is perfect area for children or pets to play! NEW CARPET THROUGHOUT, FRESH paint, 6X6 ATT storage shed, 34X5 covered front porch, Comcast capability, zoned for great schools, close to shopping, dining & the interstate. VISIT TODAY!

Key facts

• 0.45 acre lot
• Built 1983
• Listed 33 days

Property features AI

Exterior

• Utilities: Public water; Public sewer
• Home design: Single-story residence; Resale property
• Construction: Frame construction with wood siding; Shingle roof; Above-grade finished area reported
• Exterior features: Lot approximately 0.447 acres; Zoned R9

Interior

• Bedrooms: Bedrooms located on main and second levels
• Bathrooms: 2 full bathrooms; Full baths with tub and shower
• Heating & cooling: Electric heating; Electric cooling
• Interior features: Total of 6 rooms

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $263k.

Deal economics

• At list price, monthly cash flow is $300 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $253k (4.0% below list).
• Recommended offer: $253k (4.0% below list) — sets the bar for 1% rule.
• Cap rate 7.7% vs local median 4.2% in Rockwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#86 in VA, #2,803 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, schools A; Watch: amenities F, commute F.
• Chesterfield County Public School District (suburban): math 52% / reading 64% proficiency, ranked #57 of 131 in VA (top 44%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.6%/yr); 363 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 2,307 units permitted in Chesterfield County in 2024 (462 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Chesterfield County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 33 days — a 3% lower offer ($255k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $215k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $252,525 (4.0% below list)

Questions for the listing agent

1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 4% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.66%
• Cash-on-cash: 4.89%
• DSCR: 1.22
• GRM: 8.7

CMA / ARV

• ARV (on-the-fly): $334,080
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4706 Scouters Pl	0.00mi	4/2.0	1,392 (0%)	0mo	$263,000	$189	100
8407 Boones Trail Rd	0.07mi	4/2.0	1,224 (-12%)	1mo	$345,000	$282	76
8306 Boones Trail Rd	0.05mi	4/2.0	1,224 (-12%)	3mo	$325,000	$266	75
4633 Newbys Bridge Rd	0.22mi	3/2.5 (-1)	1,496 (+8%)	8mo	$237,000	$158	64
4724 Stirrup Cir	0.10mi	3/2.0 (-1)	1,200 (-14%)	6mo	$215,000	$179	62
8603 Boones Bluff Mews	0.34mi	3/2.0 (-1)	1,540 (+11%)	6mo	$329,000	$214	57
4301 Boones Bluff Way	0.40mi	3/2.5 (-1)	1,556 (+12%)	0mo	$374,000	$240	54
4029 Flintridge Rd	0.51mi	3/1.5 (-1)	1,519 (+9%)	3mo	$335,000	$221	51
4309 Kempwood Pl	0.47mi	3/2.0 (-1)	1,200 (-14%)	1mo	$294,000	$245	49
4201 Kempwood Pl	0.59mi	4/1.5	1,224 (-12%)	7mo	$309,900	$253	45
4236 Gloucestershire St	0.66mi	3/2.0 (-1)	1,260 (-10%)	4mo	$330,000	$262	45
3800 Hunton Ct	0.68mi	3/2.0 (-1)	1,552 (+12%)	3mo	$325,000	$209	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.58% rent growth · sell at horizon

5-year hold

• IRR: -9.2%
• Equity multiple: 0.67×
• Total profit: $-24,607
• Equity at exit: $39,214

10-year hold

• IRR: -0.3%
• Equity multiple: 0.98×
• Total profit: $-1,295
• Equity at exit: $22,739

Cash invested: $73,640 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 55 Moderately Landlord-Leaning
• State Virginia: 55 Moderately Landlord-Leaning · D+2
• County: — inherits STATE
• City: — inherits STATE

VRLTA gives some tenant protections; Northern Virginia courts slower; rural VA landlord-leaning.

Methodology + full state rankings →

ZIP-level market 23832

• Rents YoY: 2.6%
• Active inventory: 363
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $2,525 high
• Mortgage (P&I): −$1,379
• Tax from tax record: −$206 /mo · $2,473/yr
• Insurance: −$110
• HOA: −$0
• Vacancy / Maint / Mgmt: −$530
• Net cashflow: $300

Break-even live

Break-even rent $2,145

Max offer price $263,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $65,750
• Closing costs: $7,890
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4417 Burgess House Ln North Chesterfield, VA	3.0	3.0	1478	$2,500	$1.69	24d	1	0.59mi
4743 Fordham Rd North Chesterfield, VA	3.0	2.5	1728	$2,395	$1.39	12d	1	0.60mi
7506 Northford Ln Chesterfield, VA	4.0	2.5	1874	$2,695	$1.44	44d	1	1.08mi
7731 Drexelbrook Rd Chesterfield, VA	3.0	2.0	1300	$2,262	$1.74	3d	1	1.12mi
5633 Obisque Dr Chesterfield, VA	3.0	2.5	1850	$2,362	$1.28	24d	1	1.33mi

Listing history 18 events

1. 2026-04-30
   status Pending
2. 2026-03-28
   listed $263,000 Active
3. 2021-11-08
   soldstatus $215,000
4. 2021-11-05
   soldstatus $215,000 Closed 1277-char remark

   Show marketing remark (1277 chars)

   ENDLESS OPPORTUNITIES TO MAKE THIS 2-STORY 4 BDRMs 2 BATH HOME YOUR OWN! The first level boasts a formal LR open to the foyer w/ 2X2 closet & staircase to the 2nd level, a large eat-in kitchen w/ white wood cabinetry, white appliances, dining area, bay WNDW & serving hatch to the ATT additional RM 1 (not included in the tax records) that could be used as a family RM, playroom or home office. The 5X3 laundry/utility closet, an 8X5 first level full hall BA w/ single vanity w/ storage, toilet, tub & shower, a 2X2 hall linen closet, BDRM 2 w/ 6X2 closet & the primary BDRM w/ 5X2 closet & views to the front yard are also on the 1st level. The 2nd level houses BDRM 3 w/ 6X2 closet & BDRM 4 w/ 8X2 closet, both w/ ceiling fans & attic access areas & the shared 7X5 hall bath w/ single vanity w/ storage, toilet, tub & shower. Exit from additional RM 1 to the 8X8 side deck & find access to the enormous, partially fenced backyard filled w/ mature trees & green grass that is perfect area for children or pets to play! NEW CARPET THROUGHOUT, FRESH paint, 6X6 ATT storage shed, 34X5 covered front porch, Comcast capability, zoned for great schools, close to shopping, dining & the interstate. VISIT TODAY!

5. 2021-09-20
   status Pending 1277-char remark

   Show marketing remark (1277 chars)

   ENDLESS OPPORTUNITIES TO MAKE THIS 2-STORY 4 BDRMs 2 BATH HOME YOUR OWN! The first level boasts a formal LR open to the foyer w/ 2X2 closet & staircase to the 2nd level, a large eat-in kitchen w/ white wood cabinetry, white appliances, dining area, bay WNDW & serving hatch to the ATT additional RM 1 (not included in the tax records) that could be used as a family RM, playroom or home office. The 5X3 laundry/utility closet, an 8X5 first level full hall BA w/ single vanity w/ storage, toilet, tub & shower, a 2X2 hall linen closet, BDRM 2 w/ 6X2 closet & the primary BDRM w/ 5X2 closet & views to the front yard are also on the 1st level. The 2nd level houses BDRM 3 w/ 6X2 closet & BDRM 4 w/ 8X2 closet, both w/ ceiling fans & attic access areas & the shared 7X5 hall bath w/ single vanity w/ storage, toilet, tub & shower. Exit from additional RM 1 to the 8X8 side deck & find access to the enormous, partially fenced backyard filled w/ mature trees & green grass that is perfect area for children or pets to play! NEW CARPET THROUGHOUT, FRESH paint, 6X6 ATT storage shed, 34X5 covered front porch, Comcast capability, zoned for great schools, close to shopping, dining & the interstate. VISIT TODAY!

6. 2021-08-30
   listed $214,900 Active 1277-char remark

   Show marketing remark (1277 chars)

   ENDLESS OPPORTUNITIES TO MAKE THIS 2-STORY 4 BDRMs 2 BATH HOME YOUR OWN! The first level boasts a formal LR open to the foyer w/ 2X2 closet & staircase to the 2nd level, a large eat-in kitchen w/ white wood cabinetry, white appliances, dining area, bay WNDW & serving hatch to the ATT additional RM 1 (not included in the tax records) that could be used as a family RM, playroom or home office. The 5X3 laundry/utility closet, an 8X5 first level full hall BA w/ single vanity w/ storage, toilet, tub & shower, a 2X2 hall linen closet, BDRM 2 w/ 6X2 closet & the primary BDRM w/ 5X2 closet & views to the front yard are also on the 1st level. The 2nd level houses BDRM 3 w/ 6X2 closet & BDRM 4 w/ 8X2 closet, both w/ ceiling fans & attic access areas & the shared 7X5 hall bath w/ single vanity w/ storage, toilet, tub & shower. Exit from additional RM 1 to the 8X8 side deck & find access to the enormous, partially fenced backyard filled w/ mature trees & green grass that is perfect area for children or pets to play! NEW CARPET THROUGHOUT, FRESH paint, 6X6 ATT storage shed, 34X5 covered front porch, Comcast capability, zoned for great schools, close to shopping, dining & the interstate. VISIT TODAY!

7. 2009-09-22
   historical
8. 2007-11-21
   soldstatus $135,000
9. 2007-11-21
   soldstatus $135,000
10. 2007-11-21
    soldstatus $135,000
11. 2007-10-07
    listed $155,000
12. 2007-10-07
    historical
13. 2007-10-07
    listed $155,000
14. 2007-08-01
    listed $159,950
15. 2007-08-01
    listed $159,950
16. 2002-08-15
    soldstatus $106,525
17. 1999-09-09
    soldstatus $88,500
18. 1995-01-31
    soldstatus $79,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VA · Resets to sale price

• Current annual tax: $2,473 · $206/mo
• Projected year-2 tax: $2,473 · $206/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,303
• − Mortgage interest: −$14,732
• − Property taxes: −$2,473
• − Insurance: −$1,315
• − Repairs & maintenance: −$2,424
• − Management: −$2,424
• − Depreciation: −$7,651
• Taxable loss: −$717
• Est. tax savings @ 24.0%: +$172
• After-tax cash flow: $3,773/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Chesterfield County Public School District
• NCES district ID: 5100840
• Math proficiency: 52% ▼ -30.00%
• Reading proficiency: 64% ▼ -15.00%
• Median HH income: $72,821
• Composite: 51.56/100
• National rank: #1712
• State rank: #57 of 131 in VA

Livability — Rockwood

• Score: 77/100
• State rank: #86
• US rank: #2803

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Chesterfield County · 406,988 people
• Metro: Richmond, VA
• Population (ZIP): 41,442
• Household income: $111,684
• Rent vs Own: 14.3% rent · 85.7% own
• Severe rent burden: 363.0

Population outlook (Chesterfield County) Hauer SSP2

• Today (2025): 377,190 people
• By 2030: 395,710 · +4.9%
• By 2040: 427,694 · +13.4%
• By 2050: 452,706 · +20.0%
• By 2075: 505,533 · +34.0%
• By 2100: 521,282 · +38.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Black 25% Hispanic / Latino 10% Two or more races 9% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 1%
• Common ancestry: Italian 2% Slovak 2% Romanian 2%
• Foreign-born: 10% · Canada, Vietnam, South Korea
• Languages at home: 84% English-only · Spanish 10% Other Indo-European 1% Tagalog/Filipino 1%

Political lean MEDSL · Chesterfield

• 2024 margin: Lean D (+9.0) · D 53.8% · R 44.8% · Other 1.4%
• 2008→2024 swing: +16.4pp toward D · 2008: -7.5pp · 2024: 9.0pp
• All cycles: 2024: D+9.0 2020: D+6.7 2016: R+2.2 2012: R+7.1 2008: R+7.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -262.03%
• Current HPI: 267.8038
• Rent YoY: ▲ 2.58%
• Metro: Richmond, VA
• State GDP YoY: ▲ 2.40%
• F500 in state: 50

Industry mix (Fortune 500 HQ in VA)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	4	$236B
▸Technology / Defense	3	$32B
▸Financial Services	2	$176B
▸Utilities	2	$27B
▸Insurance	2	$25B
▸Technology	2	$15B

Price history

+230.8% since first listed

18 events — show timeline

• 2026-04-30 Pending — CVRMLS
• 2026-03-28 Listed $263,000 CVRMLS
• 2021-11-08 Sold (Public Records) $215,000 Public Records
• 2021-11-05 Sold (MLS) $215,000 CVRMLS
• 2021-09-20 Pending — CVRMLS
• 2021-08-30 Listed $214,900 CVRMLS
• 2009-09-22 Listing Removed — CVRMLS
• 2007-11-21 Sold (Public Records) $135,000 Public Records
• 2007-11-21 Sold (MLS) $135,000 CVRMLS
• 2007-11-21 Sold (MLS) $135,000 CVRMLS
• 2007-10-07 Listed $155,000 CVRMLS
• 2007-10-07 Listing Removed — CVRMLS
• 2007-10-07 Listed $155,000 CVRMLS
• 2007-08-01 Listed $159,950 CVRMLS
• 2007-08-01 Listed $159,950 CVRMLS
• 2002-08-15 Sold (Public Records) $106,525 Public Records
• 1999-09-09 Sold (Public Records) $88,500 Public Records
• 1995-01-31 Sold (Public Records) $79,500 Public Records

Property tax history

+6.1%/yr

Latest (2025): $2,473 · +3.1% YoY. Source: county tax records.