133 Parkway St · Struthers, OH 44471

$144,500

4 bd · 2.5 ba · 2,240 sqft · SingleFamily public records · 20 Days on market

Built 1910 0.68 ac lot Est $202k · 28% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• ARV discount +15.0/15.0
• DSCR +7.0/10.0
• 1% rule +4.8/10.0
• Schools +4.0/10.0
• Livability +3.6/5.0
• Appreciation +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Aluminium sided 2 1/2 story tri-plex. Up/down units including two two bedroom units plus efficiency unit. Owner pays all utilities. Fully occupied. Interior includes freshly painted plus new carpeting.

Key facts

• 0.68 acre lot
• 3 garage spots
• Built 1910

Property features AI

Finance

• Other: Below-grade finished area reported separately (finished lower level); Above-grade finished area reported separately
• Financial info: Gross rental income reported as $27,600; Unit rents: one 2-bed at $750/month and one efficiency at $700/month

Exterior

• Parking: Detached garage with 3 garage spaces
• Utilities: Public water; Public sewer
• Home design: Two-story building; One building on the lot
• Construction: Built per assessor records; Asphalt/fiberglass roof
• Exterior features: Lot approximately 0.679 acres; Stone veneer and aluminum siding exterior

Interior

• Bedrooms: Two-bedroom units (in multi-unit building); One-bedroom efficiency unit (in multi-unit building)
• Bathrooms: Three full bathrooms total; Each unit includes 1 bathroom
• Heating & cooling: Gas forced-air heating; Window cooling units
• Interior features: Partial finished basement; Total of 9 rooms

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $144k.

Deal economics

• At list price, monthly cash flow is $228 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (2.4% below list).
• Recommended offer: $141k (2.4% below list) — sets the bar for 1% rule.
• Cap rate 8.2% vs local median 6.4% in Struthers — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
• Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 66 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 32% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $999 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 20 days — a 2% lower offer ($142k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $39k; list at $144k implies a 271% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $141,016 (2.4% below list)

Questions for the listing agent

1. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.98% ✗
• Cap rate: 8.19%
• Cash-on-cash: 6.77%
• DSCR: 1.30
• GRM: 8.5

CMA / ARV

• ARV (on-the-fly): $201,600
• Comps found: 7

Show comp detail 7 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
97 Overlook Blvd	0.56mi	3/3.0 (-1)	2,055 (-8%)	4mo	$203,000	$99	50
129 Sexton St	0.45mi	4/1.5	1,932 (-14%)	5mo	$160,000	$83	48
18 Hawthorne St	0.34mi	5/1.5 (+1)	1,980 (-12%)	11mo	$40,000	$20	46
15 Hawthorne	0.37mi	5/3.0 (+1)	2,054 (-8%)	23mo	$180,000	$88	43
87 Overlook Blvd	0.54mi	4/3.0	2,072 (-8%)	21mo	$234,500	$113	42
100 Snyder Ave	0.74mi	3/3.0 (-1)	2,100 (-6%)	10mo	$189,150	$90	40
264 Center St	0.67mi	3/1.5 (-1)	1,976 (-12%)	12mo	$212,000	$107	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.9%
• Equity multiple: 0.78×
• Total profit: $-8,921
• Equity at exit: $21,545

10-year hold

• IRR: 3.7%
• Equity multiple: 1.27×
• Total profit: $10,762
• Equity at exit: $12,494

Cash invested: $40,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44471

• Home prices YoY: -1.5%
• Active inventory: 66
• Price-to-rent: 8.5×

Monthly cashflow live

• Estimated rent: $1,410 medium
• Mortgage (P&I): −$758
• Tax from tax record: −$68 /mo · $813/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $228

Break-even live

Break-even rent $1,121

Max offer price $144,500

Occupancy floor 79%

Sensitivity live

Price	-10% $310	-5% $269	+0% $228	+5% $187	+10% $147
Rent	-10% $117	-5% $173	+0% $228	+5% $284	+10% $340
Rate	-1.0pp $301	-0.5pp $265	base $228	+0.5pp $191	+1.0pp $153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,125
• Closing costs: $4,335
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
465 W Omar St Struthers, OH	3.0	2.0	1544	$1,800	$1.17	14d	1	1.25mi
127 Oxford St Campbell, OH	3.0	1.0	1575	$975	$0.62	44d	1	1.42mi

Listing history 15 events

1. 2026-06-19
   days on market $144,500 Active 20 DOM
2. 2026-06-18
   days on market $144,500 Active 19 DOM
3. 2026-06-17
   days on market $144,500 Active 18 DOM
4. 2026-06-16
   status $144,500 Active 17 DOM
5. 2026-06-08
   status $144,500 Pending 17 DOM
6. 2026-06-07
   days on market $144,500 Active 17 DOM
7. 2026-06-03
   days on market $144,500 Active 13 DOM
8. 2026-06-02
   days on market $144,500 Active 12 DOM
9. 2026-06-01
   days on market $144,500 Active 11 DOM
10. 2026-05-31
    days on market $144,500 Active 10 DOM
11. 2026-05-30
    days on market $144,500 Active 9 DOM
12. 2026-05-20
    listed $144,500 Active
13. 2025-08-06
    price $159,900
14. 2007-12-20
    soldstatus $39,000 201-char remark

    Show marketing remark (201 chars)

    Aluminium sided 2 1/2 story tri-plex. Up/down units including two two bedroom units plus efficiency unit. Owner pays all utilities. Fully occupied. Interior includes freshly painted plus new carpeting.

15. 2006-12-14
    listed $49,900 201-char remark

    Show marketing remark (201 chars)

    Aluminium sided 2 1/2 story tri-plex. Up/down units including two two bedroom units plus efficiency unit. Owner pays all utilities. Fully occupied. Interior includes freshly painted plus new carpeting.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $813 · $68/mo
• Projected year-2 tax: $1,533 · $128/mo
• Expected delta: +$721/yr (+$60/mo · 88.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,922
• − Mortgage interest: −$8,094
• − Property taxes: −$813
• − Insurance: −$722
• − Repairs & maintenance: −$1,354
• − Management: −$1,354
• − Depreciation: −$4,204
• Taxable income: $381
• Est. tax owed @ 24.0%: −$92
• After-tax cash flow: $2,648/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Struthers City
• NCES district ID: 3904485
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $37,753
• Composite: 40.35/100
• National rank: #3742
• State rank: #475 of 656 in OH

Livability — Struthers

• Score: 71/100
• State rank: #418
• US rank: #6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Struthers, OH
• County: Mahoning · 224,175 people
• City population: 10,296
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,296
• Household income: $52,811
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 12.2

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Romanian 8% Lithuanian 4% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.12%
• Current HPI: 274.6394
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+189.6% since first listed

4 events — show timeline

• 2026-05-20 Listed $144,500 MLSNOW
• 2025-08-06 Price Changed $159,900 MLSNOW
• 2007-12-20 Sold (MLS) $39,000 MLSNOW
• 2006-12-14 Listed $49,900 MLSNOW

Property tax history

+4.3%/yr

Latest (2025): $813 · -0.0% YoY. Source: county tax records.