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1442 Poplar Hill Dr
D+ Composite 48.05
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.9/10.0
  • 1% rule +4.3/10.0
  • Schools +3.6/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$205,000

1442 Poplar Hill Dr · Ridgeville, SC 29472
3 bd · 2.0 ba · 1,216 sqft · Manufactured public records · 68 Days on market
Built 2017 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful home on 1 acre. Three bedrooms two full baths.

Key facts

  • 1 acre lot
  • Built 2017
  • Listed 68 days

Property features AI

Exterior

  • Parking: Off-street parking
  • Utilities: Septic tank
  • Home design: Manufactured / mobile home (single wide); One story; Fee simple ownership
  • Construction: Asphalt roof; Vinyl skirting
  • Exterior features: Shed(s); Level lot; Lot size between 0.5 and 1 acre

Interior

  • Kitchen: Dishwasher; Disposal; Electric cooktop
  • Bedrooms: 3 bedrooms; Primary bedroom with ceiling fan(s) and walk-in closet(s)
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 bathrooms
  • Heating & cooling: Heat pump; Central air
  • Interior features: Ceiling fan(s); Eat-in kitchen; Family room
  • Laundry & utility: Laundry room; Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $205k.

Deal economics

  • At list price, monthly cash flow is $206 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (6.9% below list).
  • Recommended offer: $191k (6.9% below list) — sets the bar for 1% rule.
  • Cap rate 7.5% vs local median 3.2% in Ridgeville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#245 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety C-, employment D, amenities F.
  • Berkeley 01 (suburban): math 35% / reading 48% proficiency, ranked #30 of 80 in SC (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Cross Elementary (math 8% / reading 27%, grade F, #514 of 597 statewide, top 86%, 348 students, 100% FRL); Cross High (math 12% / reading 42%, grade F, #193 of 196 statewide, top 98%, 294 students, 100% FRL) — zoned schools average 100% FRL vs 48% district-wide (52 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 42% district-wide (-19 pts) — the specific schools serving this property underperform the Berkeley 01 average; the district grade overstates school quality for this exact location.
  • Market conditions: 190 active listings in the ZIP; 3,183 units permitted in Berkeley County in 2024 (580 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Berkeley County population projected at +48% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 68 days — a 6% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago; this cycle's ask has dropped $45k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $96k; list at $205k implies a 115% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,845 (6.9% below list)

Questions for the listing agent

  1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.50%
Cash-on-cash
4.30%
DSCR
1.19
GRM
9.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-9.6%
Equity multiple
0.65×
Total profit
$-20,159
Equity at exit
$30,566
10-year hold
IRR
-0.2%
Equity multiple
0.99×
Total profit
$-854
Equity at exit
$17,725

Cash invested: $57,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29472

Home prices YoY
-12.5%
Active inventory
190
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$1,908 medium interval (Pro) →
Mortgage (P&I)
$1,075
Tax from tax record
$142 /mo · $1,698/yr
Insurance
$85
HOA
$0
Vacancy / Maint / Mgmt
$401
Net cashflow
$206

Break-even live

Break-even rent $1,648
Max offer price $205,000
Occupancy floor 84%

Sensitivity live

Price -10% $322 -5% $264 +0% $206 +5% $148 +10% $90
Rent -10% $55 -5% $130 +0% $206 +5% $281 +10% $356
Rate -1.0pp $309 -0.5pp $258 base $206 +0.5pp $153 +1.0pp $99

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$51,250
Closing costs
$6,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2026-06-18
    days on market $205,000 Active 68 DOM
  2. 2026-06-17
    days on market $205,000 Active 67 DOM
  3. 2026-06-16
    days on market $205,000 Active 66 DOM
  4. 2026-06-15
    days on market $205,000 Active 65 DOM
  5. 2026-06-13
    days on market $205,000 Active 63 DOM
  6. 2026-06-13
    days on market $205,000 Active 62 DOM
  7. 2026-06-10
    days on market $205,000 Active 60 DOM
  8. 2026-06-09
    days on market $205,000 Active 59 DOM
  9. 2026-06-08
    pricedays on market $205,000 Active 58 DOM
  10. 2026-06-07
    days on market $215,000 Active 57 DOM
  11. 2026-06-05
    days on market $215,000 Active 54 DOM
  12. 2026-06-03
    days on market $215,000 Active 53 DOM
  13. 2026-06-03
    days on market $215,000 Active 52 DOM
  14. 2026-06-01
    days on market $215,000 Active 51 DOM
  15. 2026-05-31
    days on market $215,000 Active 50 DOM
  16. 2026-05-04
    price $215,000
  17. 2026-04-30
    price $229,999
  18. 2026-04-29
    price $230,000
  19. 2026-04-27
    price $245,000
  20. 2026-04-11
    listed $250,000 Active
  21. 2019-01-18
    soldstatus $95,500
  22. 2019-01-08
    soldstatus $80,000 Closed 56-char remark
    Show marketing remark (191 chars)

    Beautiful well kept three bedroom two full bath home, situated on 1 acre of cleared land. Minutes from Volvo, has been de-titled and retro fit has been completed. Schedule your showing today.

  23. 2019-01-08
    soldstatus $95,500 Closed 191-char remark
    Show marketing remark (191 chars)

    Beautiful well kept three bedroom two full bath home, situated on 1 acre of cleared land. Minutes from Volvo, has been de-titled and retro fit has been completed. Schedule your showing today.

  24. 2019-01-07
    listed $80,000 Active 56-char remark
    Show marketing remark (56 chars)

    Beautiful home on 1 acre. Three bedrooms two full baths.

  25. 2018-12-05
    historical Active Contingent 191-char remark
    Show marketing remark (191 chars)

    Beautiful well kept three bedroom two full bath home, situated on 1 acre of cleared land. Minutes from Volvo, has been de-titled and retro fit has been completed. Schedule your showing today.

  26. 2018-11-29
    listed $89,900 Active 191-char remark
    Show marketing remark (191 chars)

    Beautiful well kept three bedroom two full bath home, situated on 1 acre of cleared land. Minutes from Volvo, has been de-titled and retro fit has been completed. Schedule your showing today.

  27. 2018-08-16
    soldstatus $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,698 · $142/mo
Projected year-2 tax
$1,698 · $142/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,901
− Mortgage interest
−$11,483
− Property taxes
−$1,698
− Insurance
−$1,025
− Repairs & maintenance
−$1,832
− Management
−$1,832
− Depreciation
−$5,964
Taxable loss
−$933
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$224
After-tax cash flow
$2,692/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berkeley 01
NCES district ID
4501170
Math proficiency
35% ▼ -8.00%
Reading proficiency
48% ▼ -2.00%
Median HH income
$52,724
Composite
35.95/100
National rank
#4799
State rank
#30 of 80 in SC

Livability — Ridgeville

Score
59/100
State rank
#245
US rank
#20104

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
11,531

Population outlook (Berkeley County) Hauer SSP2

Today (2025)
254,184 people
By 2030
279,677 · +10.0%
By 2040
329,379 · +29.6%
By 2050
375,557 · +47.8%
By 2075
476,740 · +87.6%
By 2100
535,945 · +110.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 60% Black 27% Two or more races 7% Hispanic / Latino 6% Native American 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Russian 2% Estonian 2% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
94% English-only · Spanish 5%

Political lean MEDSL · Berkeley

2024 margin
R (+16.3) · D 41.1% · R 57.4% · Other 1.4%
2008→2024 swing
-3.2pp toward R · 2008: -13.1pp · 2024: -16.3pp
All cycles
2024: R+16.3 2020: R+11.7 2016: R+17.4 2012: R+18.9 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.36%
Current HPI
282.1478
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+168.8% since first listed
12 events — show timeline
  • 2026-05-04 Price Changed $215,000 Charleston Trident MLS
  • 2026-04-30 Price Changed $229,999 Charleston Trident MLS
  • 2026-04-29 Price Changed $230,000 Charleston Trident MLS
  • 2026-04-27 Price Changed $245,000 Charleston Trident MLS
  • 2026-04-11 Listed $250,000 Charleston Trident MLS
  • 2019-01-18 Sold (Public Records) $95,500 Public Records
  • 2019-01-08 Sold (MLS) $95,500 Charleston Trident MLS
  • 2019-01-08 Sold (MLS) $80,000 Charleston Trident MLS
  • 2019-01-07 Listed $80,000 Charleston Trident MLS
  • 2018-12-05 Contingent Charleston Trident MLS
  • 2018-11-29 Listed $89,900 Charleston Trident MLS
  • 2018-08-16 Sold (Public Records) $80,000 Public Records

Property tax history

+23.0%/yr

Latest (2025): $1,698 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…