3186 Oyster Cove St · Wimauma, FL 33598

$268,000

3 bd · 2.0 ba · 1,484 sqft · SingleFamily public records · 221 Days on market

Built 2022 Excellent condition 4,200 sqft lot $8/mo HOA ↓ 19% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.7/30.0
• ARV discount +7.5/15.0
• Condition / age +4.8/5.0
• Schools +4.2/10.0
• 1% rule +4.1/10.0
• Appreciation +3.8/10.0
• Livability +3.2/5.0
• DSCR +3.1/10.0
• Rent growth +1.9/5.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

Key facts

• Dog park
• Clubhouse
• Basketball courts

Tags

• RESORT STYLE SWIMMING POOL
• BASKETBALL COURTS
• CLUBHOUSE
• PLAYGROUND
• DOG PARK
• WALKING TRAILS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $268k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-129 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $245k (8.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (8.7% below list).
• Recommended offer: $236k (12.0% below list) — sets the bar for market timing.
• Cap rate 5.7% vs local median 4.5% in Wimauma — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 64/100 on livability (#699 in FL) — a middle-class / working-renter tenant base. Strengths: commute A, cost of living A-, crime B; Watch: amenities F, employment D-, health & safety F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Reddick Elementary School (math 34% / reading 29%, grade F, #1,841 of 2,144 statewide, top 86%, 794 students, 78% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
• Zoned-school proficiency averages 32% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-2.5%/yr); 689 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 30% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.4%/yr); year-one equity from $2k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 221 days — a 12% lower offer ($236k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 4y ago; this cycle's ask has dropped $47k (15%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $235,840 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 221 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 5.71%
• Cash-on-cash: -2.07%
• DSCR: 0.91
• GRM: 9.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.35% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.8%
• Equity multiple: 0.32×
• Total profit: $-51,262
• Equity at exit: $47,831

10-year hold

• IRR: -17.8%
• Equity multiple: -0.01×
• Total profit: $-75,787
• Equity at exit: $36,921

Cash invested: $75,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33598

• Home prices YoY: -0.9%
• Rents YoY: -2.5%
• Active inventory: 689
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $2,446 medium
• Mortgage (P&I): −$1,405
• Tax from tax record: −$537 /mo · $6,442/yr
• Insurance: −$112
• HOA: −$8
• Vacancy / Maint / Mgmt: −$514
• Net cashflow: $-129

Break-even live

Break-even rent $2,610

Max offer price $245,174

Occupancy floor —

Sensitivity live

Price	-10% $22	-5% $-53	+0% $-129	+5% $-205	+10% $-281
Rent	-10% $-322	-5% $-226	+0% $-129	+5% $-33	+10% $64
Rate	-1.0pp $6	-0.5pp $-61	base $-129	+0.5pp $-199	+1.0pp $-269

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,000
• Closing costs: $8,040
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5554 Blue Azure Dr Wimauma, FL	3.0	2.0	1484	$2,000	$1.35	26d	1	0.11mi
5517 Blue Azure Dr Wimauma, FL	4.0	2.0	1841	$2,450	$1.33	26d	1	0.15mi
5517 Blue Azure Dr Wimauma, FL	4.0	2.0	1841	$2,450	$1.33	16d	1	0.15mi
5514 Blue Azure Dr Wimauma, FL	3.0	2.0	1540	$2,199	$1.43	1d	1	0.17mi

HOA detail

• Monthly dues: $8 · $96/yr
• Likely covers: waterpool

Listing history 21 events

1. 2026-04-22
   status Active 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

2. 2026-04-22
   price $268,000 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

3. 2025-12-16
   status Pending 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

4. 2025-12-05
   price $265,000 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

5. 2025-10-22
   price $275,000 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

6. 2025-07-23
   price $295,000 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

7. 2025-06-25
   price $305,000 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

8. 2025-06-12
   listed $315,000 Active 2301-char remark

   Show marketing remark (2301 chars)

   One or more photo(s) has been virtually staged. Short Sale. Back on the market at no fault to seller! (Bank will need to approve any accepted offers) One or more photo(s) has been virtually staged. You are going to LOVE this almost BRAND NEW, Turnkey MOVE-IN READY THREE (3) BEDROOM, TWO (2) BATH, TWO (2) CAR GARAGE home in the wonderful neighborhood of Berry Bay in the South Hillsborough County area! Ideally located just south of Riverview in Wimauma, this home is SUPER CLOSE to everything you need—shopping, restaurants, I-75, and a short drive to WORLD-FAMOUS BEACHES like Anna Maria Island and Coquina Beach! The neighborhood includes TONS OF AMENITIES including a resort-style swimming pool with cabanas, basketball courts, clubhouse, playground, dog park, and miles of walking trails! As you drive up, you’ll love the well-manicured curb appeal. This almost NEW home sits on a PREMIUM LOT with a LARGE BACK YARD and beautiful POND VIEWS! Step inside and you’ll immediately notice the BRIGHT, OPEN FLOORPLAN. The KITCHEN IS A DREAM with GRANITE COUNTERTOPS, newer STAINLESS STEEL APPLIANCES, CHERRYWOOD-STAINED CABINETS, a FARMHOUSE SINK, and a HUGE CENTER ISLAND that’s perfect for entertaining or everyday living. There’s plenty of space for a dining table AND a full-size living area—this GREAT ROOM is the HEART OF THE HOME. You’ll also LOVE the OWNER’S SUITE with its ensuite bathroom featuring DUAL VANITY SINKS with granite counters, a LARGE WALK-IN SHOWER with glass doors, and a WALK-IN CLOSET. The home includes TWO (2) ADDITIONAL BEDROOMS, a SECOND FULL BATHROOM, and an INSIDE LAUNDRY ROOM. Just outside the great room, sliding glass doors lead to the spacious back yard—ready for a fence if you’d like—with relaxing POND VIEWS to enjoy all day long. This home is located in a USDA-ELIGIBLE AREA with potential ZERO-DOWN FINANCING. Close to grocery stores, restaurants, ELLENTON PREMIUM OUTLETS, and Little Manatee River State Park where you can hike, kayak, fish, camp, or go horseback riding. Quick drive to Bradenton, Tampa, St. Pete, top-rated hospitals, and everything else the area has to offer. Don’t miss your chance to own this MOVE-IN READY, WATER VIEW HOME—schedule your showing TODAY!

9. 2024-07-19
   price $324,900
10. 2024-04-09
    price $330,000
11. 2024-03-27
    price $335,000
12. 2024-03-13
    listed $338,900 Active
13. 2023-12-14
    historical $2,250
14. 2023-12-11
    price $2,250
15. 2023-11-23
    listed $2,400
16. 2023-10-24
    price $329,990
17. 2023-10-22
    price $319,990
18. 2023-10-04
    listed $329,990 Active
19. 2022-11-30
    soldstatus $332,845 Closed
20. 2022-10-03
    status Pending
21. 2022-09-23
    listed $332,845 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $6,442 · $537/mo
• Projected year-2 tax: $6,442 · $537/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,357
• − Mortgage interest: −$15,012
• − Property taxes: −$6,442
• − Insurance: −$1,340
• − Repairs & maintenance: −$2,349
• − Management: −$2,349
• − HOA: −$96
• − Depreciation: −$7,796
• Taxable loss: −$6,026
• Est. tax savings @ 24.0%: +$1,446
• After-tax cash flow: $-104/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This almost brand-new, move-in-ready home in Berry Bay, Wimauma, is in excellent condition with no visible repairs or maintenance needed. It offers a great location and ample amenities.

Value-add opportunities

• Both Painting — Fresh paint can enhance curb appeal and interior aesthetics
• Both Landscaping — Enhanced landscaping can improve curb appeal and attract potential buyers
• Both Interior cleaning — A clean interior can make the home more appealing to potential buyers and renters

Renovation cost estimate screening

Value-add ROI direction

• Both Painting — Fresh paint can enhance curb appeal and interior aesthetics ↑
• Both Landscaping — Enhanced landscaping can improve curb appeal and attract potential buyers ↑
• Both Interior cleaning — A clean interior can make the home more appealing to potential buyers and renters ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Wimauma

• Score: 64/100
• State rank: #699
• US rank: #14659

Category grades

Amenities F Commute A Cost of living A- Crime B Employment D- Housing B- Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wimauma, FL
• County: Hillsborough County · 1,540,968 people
• City population: 32,820
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 32,820
• Household income: $97,520
• Rent vs Own: 12.8% rent · 87.2% own
• Severe rent burden: 149.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 26% Puerto Rican 3% Cuban 1%
• Common ancestry: Romanian 2% Scotch-Irish 2% Lithuanian 1%
• Foreign-born: 23% · Canada, Jamaica, Guatemala
• Languages at home: 62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.35%
• Current HPI: 271.8552
• Rent YoY: ▼ -2.50%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-19.5% since first listed

21 events — show timeline

• 2026-04-22 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-22 Price Changed $268,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-16 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-12-05 Price Changed $265,000 Stellar MLS as Distributed by MLS Grid
• 2025-10-22 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
• 2025-07-23 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-25 Price Changed $305,000 Stellar MLS as Distributed by MLS Grid
• 2025-06-12 Listed $315,000 Stellar MLS as Distributed by MLS Grid
• 2024-07-19 Price Changed $324,900 Stellar MLS as Distributed by MLS Grid
• 2024-04-09 Price Changed $330,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-27 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
• 2024-03-13 Listed $338,900 Stellar MLS as Distributed by MLS Grid
• 2023-12-14 Rental Removed $2,250 STELLARMLS
• 2023-12-11 Price Changed $2,250 STELLARMLS
• 2023-11-23 Listed for Rent $2,400 STELLARMLS
• 2023-10-24 Price Changed $329,990 Stellar MLS as Distributed by MLS Grid
• 2023-10-22 Price Changed $319,990 Stellar MLS as Distributed by MLS Grid
• 2023-10-04 Listed $329,990 Stellar MLS as Distributed by MLS Grid
• 2022-11-30 Sold (MLS) $332,845 Stellar MLS as Distributed by MLS Grid
• 2022-10-03 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-09-23 Listed $332,845 Stellar MLS as Distributed by MLS Grid

Property tax history

+0.2%/yr

Latest (2025): $6,442 · +5.0% YoY. Source: county tax records.