164 Avenida Majorca #Q · Laguna Woods, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 92°F)
- 5 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +12.1/15.0
- Cash flow +10.1/30.0
- Appreciation +7.9/10.0
- Schools +5.6/10.0
- 1% rule +4.6/10.0
- Rent growth +4.2/5.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- DSCR +2.5/10.0
$320,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GREAT LOCATION NEAR ALISO CREEK! This particular "Casa Blanca" model has the “CONVENIENCE OF AN ELEVATOR “ and offers top-of-the-line new technology, including a high efficiency "VENTLESS WASHER/DRYER, " along with easy access in a serene 55+ community in Laguna Woods, This bright and inviting home has a lovely covered balcony off the living room, ideal for relaxation and taking in the beautiful surroundings. The kitchen features low-profile motion sensor lighting under the cabinets and a skylight, along with nice tile floors. There is an extra window in the master bedroom since it is an end unit. In addition, it is conveniently located right inside Gate 2.. . Medical Facilities, Shopping, Restaurants & More! This move-in ready gem is waiting for you!". Don’t miss taking a look at this one before it's gone! Add all this to the amenities offered by Laguna Woods Village. .. you have a winning combination -- 27 hole championship golf course or the 9-hole executive par three courses, tennis, paddle tennis, pickleball, lawn bowling, two fitness centers, seven clubhouses, five swimming pools, an equestrian center, gardening opportunities, an art studio, world-class woodshop, over 200 clubs and organizations ensure you will never get bored here! Plus, free bus transportation around the community and nearby shopping, as well as bus trips. Also, there is a very economical RV storage area where you can park your RV. Country Club Living is at its BEST and approximately 6 miles from Beautiful Laguna Beach!
Key facts
- $826 HOA
- Community pool
- Built 1965
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $320k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-736 ($-9k/yr) — negative.
- To cash-flow at today's rent, offer at most $213k (33.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $291k (9.0% below list).
- Recommended offer: $213k (33.3% below list) — sets the bar for cash-flow.
- Cap rate 3.5% vs local median 2.2% in Laguna Woods — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#200 in CA) — a middle-class / working-renter tenant base. Strengths: crime A+, commute A+; Watch: amenities D+, cost of living F, health & safety F.
- Saddleback Valley Unified (suburban): math 51% / reading 73% proficiency, ranked #67 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: San Joaquin Elementary (247 students, 76% FRL); La Paz Intermediate (706 students, 38% FRL); Laguna Hills High (math 39% / reading 72%, grade C, #246 of 1,170 statewide, top 21%, 1,434 students, 53% FRL) — zoned schools average 56% FRL vs 22% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+6.8%/yr); 232 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 62d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 6,974 units permitted in Orange County in 2024 (3,839 in 5+ unit buildings).
- At $2,913/mo this rent would consume 59% of the median local household income ($59k/yr) (locally 20% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $21k of equity ($2k loan paydown + $19k appreciation (5.9% local appreciation)).
- Orange County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 126 days — a 12% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago; this cycle's ask has dropped $30k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 28% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 126 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 3.53%
- Cash-on-cash
- -9.86%
- DSCR
- 0.56
- GRM
- 9.2
CMA / ARV
- ARV (median comp)
- $356,086
- List price
- $320,000
- Delta
- -10.13%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 537 VIA ESTRADA Unit C | 0.33mi | 2/2.0 | 1,080 (+4%) | 0mo | $465,000 | $431 | 78 |
| 56 Calle Cadiz Unit S | 0.58mi | 2/2.0 | 1,040 (0%) | 0mo | $315,000 | $303 | 73 |
| 125 Via Estrada Unit H | 0.29mi | 2/2.0 | 950 (-9%) | 0mo | $450,000 | $474 | 72 |
| 353 Ave Sevilla Unit C | 0.80mi | 2/2.0 | 1,040 (0%) | 0mo | $330,000 | $317 | 65 |
| 197 Avenida Majorca Unit B | 0.25mi | 2/1.5 | 850 (-18%) | 0mo | $415,000 | $488 | 61 |
| 510 Avenida Sevilla Unit A | 0.52mi | 2/1.5 | 953 (-8%) | 0mo | $403,000 | $423 | 60 |
| 8 Laurel Crk | 0.75mi | 2/2.0 | 1,090 (+5%) | 0mo | $1,070,000 | $982 | 57 |
| 941 Avendida Majorca Unit F | 0.65mi | 2/2.0 | 954 (-8%) | 0mo | $490,000 | $514 | 56 |
| 425 AVENIDA CASTILLA #B Unit B | 0.72mi | 2/2.0 | 952 (-8%) | 0mo | $325,000 | $341 | 52 |
| 2382 Via Mariposa W Unit D | 1.44mi | 2/2.0 | 1,120 (+8%) | 0mo | $660,000 | $589 | 52 |
| 23266 Orange #8 | 1.48mi | 3/2.0 (+1) | 1,132 (+9%) | 0mo | $440,000 | $389 | 45 |
| 7 Shadow Hl | 1.22mi | 2/2.5 | 1,204 (+16%) | 0mo | $907,500 | $754 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
5.88% appreciation · 6.79% rent growth · sell at horizon
- IRR
- 9.0%
- Equity multiple
- 1.62×
- Total profit
- $55,379
- Equity at exit
- $198,820
- IRR
- 12.1%
- Equity multiple
- 3.55×
- Total profit
- $228,583
- Equity at exit
- $358,544
Cash invested: $89,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 2 active · 11 under contract
- Median asking
- $374,450 ($368/sqft)
- Median days on market
- 66 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -6.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 92637
- Home prices YoY
- 3.4%
- Rents YoY
- 6.8%
- Active inventory
- 232
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,913 high interval (Pro) →
- Mortgage (P&I)
- −$1,678
- Tax est. 1.5%
- −$400 /mo · $4,800/yr
- Insurance
- −$133
- HOA
- −$826
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$612
- Net cashflow
- $-736
Break-even live
Sensitivity live
| Price | -10% $-515 | -5% $-626 | +0% $-736 | +5% $-847 | +10% $-957 |
|---|---|---|---|---|---|
| Rent | -10% $-966 | -5% $-851 | +0% $-736 | +5% $-621 | +10% $-506 |
| Rate | -1.0pp $-575 | -0.5pp $-655 | base $-736 | +0.5pp $-819 | +1.0pp $-904 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $80,000
- Closing costs
- $9,600
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 158 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1300 | $3,200 | $2.46 | 93d | 1 | 0.02mi |
| 163 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,650 | $2.55 | 0d | 1 | 0.04mi |
| 170 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 73d | 1 | 0.05mi |
| 169 Avenida Majorca Unit B Laguna Woods, CA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 93d | 1 | 0.07mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1014 | $3,250 | $3.21 | 64d | 1 | 0.14mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 2.0 | 2.0 | 1007 | $3,250 | $3.23 | 30d | 1 | 0.14mi |
| 24555 Los Alisos Blvd Laguna Hills, CA | 1.0 | 1.0 | 739 | $2,515 | $3.40 | 56d | 1 | 0.14mi |
| 221 Avenida Majorca Unit D Laguna Woods, CA | 2.0 | 2.0 | 1438 | $3,200 | $2.23 | 73d | 1 | 0.18mi |
| 224 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,600 | $2.58 | 93d | 1 | 0.21mi |
| 205 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 2.0 | 1278 | $3,600 | $2.82 | 93d | 1 | 0.21mi |
| 132 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 995 | $2,400 | $2.41 | 55d | 1 | 0.23mi |
| 107 Via Estrada Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 73d | 1 | 0.28mi |
| 24391 Avenida de la Carlota Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 957 | $3,950 | $4.13 | 0d | 18 | 0.29mi |
| 661 Avenida Sevilla Unit B Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,850 | $2.82 | 56d | 1 | 0.32mi |
| 682 Via Alhambra Unit P Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,750 | $2.73 | 4d | 1 | 0.36mi |
| 678 Via Alhambra Unit C Laguna Woods, CA | 2.0 | 2.0 | 1010 | $2,600 | $2.57 | 8d | 1 | 0.38mi |
| 606 Avenida Sevilla Unit C Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,900 | $2.74 | 93d | 1 | 0.39mi |
| 548 Via Estrada Unit P Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,700 | $2.60 | 32d | 1 | 0.41mi |
| 676 Via Alhambra Unit D Laguna Woods, CA | 2.0 | 2.0 | 1057 | $2,595 | $2.46 | 73d | 1 | 0.43mi |
| 599 Avenida Majorca Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $3,200 | $3.37 | 93d | 1 | 0.44mi |
| 79 Calle Aragon Unit B Laguna Woods, CA | 2.0 | 1.5 | 950 | $2,800 | $2.95 | 12d | 1 | 0.44mi |
| 88 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 1.0 | 940 | $3,200 | $3.40 | 27d | 1 | 0.45mi |
| 25071 Sunset Pl W Laguna Hills, CA | 3.0 | 2.0 | 1303 | $4,250 | $3.26 | 4d | 1 | 0.45mi |
| 74 Calle Aragon Unit A Laguna Woods, CA | 2.0 | 1.0 | 950 | $2,700 | $2.84 | 73d | 1 | 0.45mi |
| 737 Avenida Majorca Unit B Laguna Woods, CA | 2.0 | 1.0 | 935 | $3,200 | $3.42 | 73d | 1 | 0.48mi |
| 92 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,650 | $2.63 | 68d | 1 | 0.51mi |
| 852 Ronda Mendoza Unit O Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,000 | $2.97 | 93d | 1 | 0.54mi |
| 46 Calle Aragon Unit R Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 68d | 1 | 0.54mi |
| 25211 Stockport St Laguna Hills, CA | 1.0–2.0 | 1.0–2.0 | 792 | $3,265 | $4.12 | 0d | 6 | 0.54mi |
| 254 Calle Aragon Unit D Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,850 | $2.82 | 43d | 1 | 0.58mi |
| 254 Calle Aragon Unit D Laguna Woods, CA | 2.0 | 2.0 | 1010 | $2,850 | $2.82 | 21d | 1 | 0.58mi |
| 479 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1050 | $3,300 | $3.14 | 66d | 1 | 0.59mi |
| 479 Calle Cadiz Unit B Laguna Woods, CA | 2.0 | 2.0 | 1050 | $3,300 | $3.14 | 48d | 1 | 0.59mi |
| 55 Calle Aragon Unit P Laguna Woods, CA | 2.0 | 2.0 | 1009 | $2,500 | $2.48 | 17d | 1 | 0.59mi |
| 859 Ronda Mendoza Unit N Laguna Woods, CA | 1.0 | 1.0 | 1057 | $2,400 | $2.27 | 4d | 1 | 0.60mi |
| 477 Calle Cadiz Unit A Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,500 | $3.25 | 73d | 1 | 0.60mi |
| 62 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1324 | $3,100 | $2.34 | 4d | 1 | 0.61mi |
| 928 Avenida Majorca Apt O Laguna Woods, CA | 2.0 | 2.0 | 1009 | $3,400 | $3.37 | 38d | 1 | 0.61mi |
| 53 Calle Aragon Unit O Laguna Woods, CA | 1.0 | 1.0 | 770 | $2,200 | $2.86 | 62d | 1 | 0.62mi |
| 57 Calle Cadiz Laguna Woods, CA | 2.0 | 2.0 | 1040 | $2,800 | $2.69 | 93d | 1 | 0.62mi |
Property features AI
Finance
- Other
- Senior communityCommunity features include horse trails, riding/stables, golf course, and sidewalks
- Financial info
- Community of 8 units
- HOA & community
- Part of United Mutual associationMonthly association feeAssociation amenities include: pool, tennis, pickleball, paddle tennis, bocce ball, golf, gym/exercise room, clubhouse, card room, billiard room, picnic area, maintenance of grounds, trash, cable TV, sewer, water, security, pet rules
Exterior
- Utilities
- Public sewerDistrict/public waterSewer, cable, electricity and water are connected
- Home design
- House (attached property)End unit with one common wallSingle-storyStock cooperative community
- Construction
- Year built (estimated)
- Exterior features
- Association poolHas a view
Interior
- Kitchen
- RefrigeratorElectric oven
- Bedrooms
- 2 bedrooms (main level)Primary bedroom
- Flooring
- Tile flooringLaminated flooring
- Bathrooms
- 2 full bathrooms (main level)
- Heating & cooling
- Heat pump for heating and cooling
- Interior features
- Ceiling fanPantryOne-level layoutUpper unit entryPrimary bathroom
- Laundry & utility
- Washer includedDryer includedStackable laundry
HOA detail $826/mo · $9,912/yr condo
- Likely covers
- poolgym
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-08-08days on market $320,000 Active 126 DOM
-
2026-08-06days on market $320,000 Active 124 DOM
-
2026-08-05days on market $320,000 Active 123 DOM
-
2026-08-04days on market $320,000 Active 122 DOM
-
2026-08-03days on market $320,000 Active 121 DOM
-
2026-07-31days on market $320,000 Active 118 DOM
-
2026-07-30days on market $320,000 Active 117 DOM
-
2026-07-30days on market $320,000 Active 116 DOM
-
2026-07-28days on market $320,000 Active 115 DOM
-
2026-07-26days on market $320,000 Active 113 DOM
-
2026-07-24days on market $320,000 Active 111 DOM
-
2026-07-23days on market $320,000 Active 110 DOM
-
2026-07-22days on market $320,000 Active 109 DOM
-
2026-07-21days on market $320,000 Active 108 DOM
-
2026-07-20days on market $320,000 Active 107 DOM
-
2026-07-18days on market $320,000 Active 105 DOM
-
2026-07-18days on market $320,000 Active 104 DOM
-
2026-07-16days on market $320,000 Active 103 DOM
-
2026-07-15days on market $320,000 Active 102 DOM
-
2026-07-14pricedays on market $320,000 Active 101 DOM
-
2026-07-13days on market $339,000 Active 100 DOM
-
2026-07-13days on market $339,000 Active 99 DOM
-
2026-07-11days on market $339,000 Active 98 DOM
-
2026-07-10days on market $339,000 Active 97 DOM
-
2026-07-09days on market $339,000 Active 96 DOM
-
2026-07-07days on market $339,000 Active 94 DOM
-
2026-07-06days on market $339,000 Active 93 DOM
-
2026-07-06days on market $339,000 Active 92 DOM
-
2026-07-05days on market $339,000 Active 91 DOM
-
2026-07-03days on market $339,000 Active 90 DOM
-
2026-07-02days on market $339,000 Active 89 DOM
-
2026-07-01days on market $339,000 Active 88 DOM
-
2026-06-30days on market $339,000 Active 87 DOM
-
2026-06-29days on market $339,000 Active 86 DOM
-
2026-06-28days on market $339,000 Active 85 DOM
-
2026-06-27days on market $339,000 Active 84 DOM
-
2026-06-26days on market $339,000 Active 83 DOM
-
2026-06-24pricedays on market $339,000 Active 81 DOM
-
2026-06-22days on market $345,000 Active 79 DOM
-
2026-06-21statusdays on market $345,000 Active 78 DOM
-
2026-06-18days on market $345,000 Active Under Contract 75 DOM
-
2026-06-17days on market $345,000 Active Under Contract 74 DOM
-
2026-06-16days on market $345,000 Active Under Contract 73 DOM
-
2026-06-15days on market $345,000 Active Under Contract 72 DOM
-
2026-06-13days on market $345,000 Active Under Contract 70 DOM
-
2026-06-13days on market $345,000 Active Under Contract 69 DOM
-
2026-06-09days on market $345,000 Active Under Contract 66 DOM
-
2026-06-08days on market $345,000 Active Under Contract 65 DOM
-
2026-06-07statusdays on market $345,000 Active Under Contract 64 DOM
-
2026-06-04days on market $345,000 Active 61 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 5 d/yr ≥92°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,955
- − Mortgage interest
- −$17,925
- − Property taxes
- −$4,800
- − Insurance
- −$1,600
- − Repairs & maintenance
- −$2,796
- − Management
- −$2,796
- − HOA
- −$9,912
- − Depreciation
- −$9,309
- Taxable loss
- −$14,184
- Est. tax savings @ 24.0%
- +$3,404
- After-tax cash flow
- $-5,431/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained and updated condo is ready for immediate move-in and offers a great location with a resort-style living experience.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in kitchen and bathrooms — Modern flooring can significantly increase both resale and rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Saddleback Valley Unified
- NCES district ID
- 0633860
- Math proficiency
- 51% ▼ -2.00%
- Reading proficiency
- 73% ▲ 9.00%
- Median HH income
- $85,577
- Composite
- 56.05/100
- National rank
- #1185
- State rank
- #67 of 517 in CA
Livability — Laguna Woods
- Score
- 72/100
- State rank
- #200
- US rank
- #6421
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Laguna Woods, CA
- County
- Orange County · 3,477,456 people
- City population
- 17,289
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 17,289
- Household income
- $59,269
- Rent vs Own
- Severe rent burden
- 20% of renters
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 3,477,456 people
- By 2030
- 3,613,117 · +3.9%
- By 2040
- 3,835,945 · +10.3%
- By 2050
- 3,968,736 · +14.1%
- By 2075
- 4,097,053 · +17.8%
- By 2100
- 3,903,633 · +12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Asian 24% Hispanic / Latino 5% Two or more races 3%
- Common ancestry
- Romanian 4% Scotch-Irish 4% Lithuanian 3%
- Foreign-born
- 31% · China, South Korea, Canada
- Languages at home
- 72% English-only · Chinese 8% Korean 7% Other Indo-European 3%
Political lean MEDSL · Orange
- 2024 margin
- Toss-up / Even · D 49.7% · R 47.1% · Other 3.2%
- 2008→2024 swing
- +5.2pp toward D · 2008: -2.6pp · 2024: 2.6pp
- All cycles
- 2024: D+2.6 2020: D+9.0 2016: D+7.7 2012: R+8.3 2008: R+2.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 5.88%
- Current HPI
- 180.1191
- Rent YoY
- ▲ 6.79%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+16.9% since first listed14 events — show timeline
- 2026-06-23 Price Changed $339,000 CRMLS
- 2026-06-20 Relisted — CRMLS
- 2026-06-05 Contingent — CRMLS
- 2026-05-04 Price Changed $345,000 CRMLS
- 2026-04-04 Listed $350,000 CRMLS
- 2026-04-01 Coming Soon $350,000 CRMLS
- 2025-06-30 Sold (MLS) $350,000 CRMLS
- 2025-05-16 Pending — CRMLS
- 2025-04-25 Listed $348,000 CRMLS
- 2025-02-28 Sold (MLS) $284,888 CRMLS
- 2025-01-23 Pending — CRMLS
- 2025-01-20 Contingent — CRMLS
- 2024-12-30 Listed $289,888 CRMLS
- 2024-12-11 Coming Soon $289,888 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
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