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225 Maryland Ave
B Composite 70.3
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +9.8/15.0
  • Schools +3.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$72,000

225 Maryland Ave · Sicklerville, NJ 08094
2 bd · 1.0 ba · 960 sqft · SingleFamily · 36 Days on market
Built 1970 Est $76k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this well-kept 2 bed 1 bath home in colonial estates mobile home park. This home has a lot to offer. Enclosed patio/porch for extra storage or extra living space/privacy. Enter in the home with open concept living. Eat in kitchen with plenty of room. Continue down the hall and find the first bedroom/office space. Rooms are separated with a bathroom which has a stackable washer and dryer that will be include with the purchase. Back bedroom is very spacious. Close to all major highways, shopping and restaurants. You won't want to miss your opportunity to tour this home!

Key facts

  • Open concept living
  • Eat in kitchen
  • Enclosed patio

Tags

ENCLOSED PATIOOPEN CONCEPT LIVINGEAT IN KITCHENFIRST BEDROOM OFFICE SPACESTACKABLE WASHER DRYERCLOSE TO MAJOR HIGHWAYS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $72k.

Deal economics

  • At list price, monthly cash flow is $1k ($17k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $72k).
  • Recommended offer: $70k (3.0% below list) — sets the bar for market timing.
  • Cap rate 29.7% vs local median 4.7% in Sicklerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Monroe Township Public School District (suburban): math 20% / reading 45% proficiency, ranked #302 of 472 in NJ (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 270 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,047 units permitted in Gloucester County in 2024 (183 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $498 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Gloucester County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $69,840 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.35%
Cap rate
29.72%
Cash-on-cash
83.68%
DSCR
4.72
GRM
2.5

CMA / ARV

ARV (on-the-fly)
$75,840
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
318 Kentucky Ave 0.11mi 2/1.0 960 (0%) 11mo $75,000 $78 86
320 Kentucky Ave 0.09mi 2/2.0 980 (+2%) 9mo $77,000 $79 81
205 Michigan Ave 0.09mi 2/2.0 910 (-5%) 7mo $89,500 $98 78
218 Eisenhower Dr 0.25mi 2/1.0 980 (+2%) 11mo $64,000 $65 76
107 Harrison Ave 0.21mi 2/2.0 980 (+2%) 13mo $45,850 $47 72
202 Polk Ave 0.36mi 2/2.0 980 (+2%) 7mo $82,000 $84 70
301 Arizona Ave 0.22mi 3/1.0 (+1) 900 (-6%) 12mo $73,352 $82 65
205 Adams Ave 0.31mi 2/2.0 1,000 (+4%) 14mo $86,000 $86 63
201 Eisenhower Ave 0.25mi 2/2.0 1,040 (+8%) 10mo $73,000 $70 62
237 Harrison Ave 0.15mi 3/1.0 (+1) 840 (-12%) 14mo $25,000 $30 56
109 Kennedy Ave 0.12mi 3/2.0 (+1) 1,100 (+15%) 11mo $102,500 $93 52
306 Oklahoma Ave 0.20mi 3/2.0 (+1) 1,100 (+15%) 7mo $78,500 $71 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
84.1%
Equity multiple
4.86×
Total profit
$77,909
Equity at exit
$10,735
10-year hold
IRR
87.3%
Equity multiple
10.09×
Total profit
$183,286
Equity at exit
$6,225

Cash invested: $20,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
21 Tenant-Leaning
State New Jersey
21 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

ZIP-level market 08094

Active inventory
270
Price-to-rent
2.5×

Monthly cashflow live

Estimated rent
$2,409 medium interval (Pro) →
Mortgage (P&I)
$378
Tax est. 1.5%
$90 /mo · $1,080/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$506
Net cashflow
$1,406

Break-even live

Break-even rent $630
Max offer price $72,000
Occupancy floor 37%

Sensitivity live

Price -10% $1,456 -5% $1,431 +0% $1,406 +5% $1,381 +10% $1,356
Rent -10% $1,216 -5% $1,311 +0% $1,406 +5% $1,501 +10% $1,596
Rate -1.0pp $1,442 -0.5pp $1,424 base $1,406 +0.5pp $1,387 +1.0pp $1,368

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,000
Closing costs
$2,160
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1616 N Main St Williamstown, NJ 2.0 2.0 1064 $2,500 $2.35 0d 1 0.20mi
1941 N Black Horse Pike Williamstown, NJ 1.0–2.0 1.0 832 $1,662 $2.00 4d 1 0.24mi
1000 Fawn Dr Williamstown, NJ 1.0–2.0 1.0–2.0 1209 $6,006 $4.97 0d 1 0.79mi
212 Woodlawn Ave Unit B Sewell, NJ 2.0 1.0 1000 $1,750 $1.75 12d 1 1.08mi
100 Town Center Blvd Sewell, NJ 1.0–2.0 1.0–2.0 1107 $3,110 $2.81 0d 17 1.49mi

Listing history 17 events

  1. 2026-06-21
    days on market $72,000 Active 36 DOM
  2. 2026-06-18
    days on market $72,000 Active 33 DOM
  3. 2026-06-17
    days on market $72,000 Active 32 DOM
  4. 2026-06-16
    days on market $72,000 Active 31 DOM
  5. 2026-06-15
    days on market $72,000 Active 30 DOM
  6. 2026-06-13
    days on market $72,000 Active 28 DOM
  7. 2026-06-09
    days on market $72,000 Active 24 DOM
  8. 2026-06-08
    days on market $72,000 Active 23 DOM
  9. 2026-06-07
    days on market $72,000 Active 22 DOM
  10. 2026-06-04
    days on market $72,000 Active 19 DOM
  11. 2026-06-03
    days on market $72,000 Active 18 DOM
  12. 2026-06-02
    days on market $72,000 Active 17 DOM
  13. 2026-06-01
    days on market $72,000 Active 16 DOM
  14. 2026-05-31
    days on market $72,000 Active 15 DOM
  15. 2026-05-16
    listed $72,000 Active 590-char remark
    Show marketing remark (590 chars)

    Welcome home to this well-kept 2 bed 1 bath home in colonial estates mobile home park. This home has a lot to offer. Enclosed patio/porch for extra storage or extra living space/privacy. Enter in the home with open concept living. Eat in kitchen with plenty of room. Continue down the hall and find the first bedroom/office space. Rooms are separated with a bathroom which has a stackable washer and dryer that will be include with the purchase. Back bedroom is very spacious. Close to all major highways, shopping and restaurants. You won't want to miss your opportunity to tour this home!

  16. 2007-10-27
    historical
  17. 2007-04-27
    listed $48,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,913
− Mortgage interest
−$4,033
− Property taxes
−$1,080
− Insurance
−$360
− Repairs & maintenance
−$2,313
− Management
−$2,313
− Depreciation
−$2,095
Taxable income
$16,719
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$4,013
After-tax cash flow
$12,858/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Monroe Township Public School District
NCES district ID
3410470
Math proficiency
20% ▼ -24.00%
Reading proficiency
45% ▼ -9.00%
Median HH income
$71,557
Composite
30.24/100
National rank
#6295
State rank
#302 of 472 in NJ

Livability — Sicklerville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Gloucester County · 160,422 people
City population
50,264
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
41,595
Household income
$96,699
Rent vs Own
14.5% rent · 85.5% own
Severe rent burden
721.0

Population outlook (Gloucester County) Hauer SSP2

Today (2025)
298,895 people
By 2030
299,031 · +0.0%
By 2040
294,020 · -1.6%
By 2050
284,188 · -4.9%
By 2075
260,720 · -12.8%
By 2100
229,565 · -23.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 11% Black 10% Two or more races 8% Asian 1%
Hispanic origin (detail)
Puerto Rican 6% Dominican 1%
Common ancestry
Romanian 6% Slovak 2% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 5% Russian/Polish/Slavic 1%

Political lean MEDSL · Gloucester

2024 margin
Toss-up / Even · D 47.8% · R 50.6% · Other 1.6%
2008→2024 swing
-15.0pp toward R · 2008: 12.2pp · 2024: -2.8pp
All cycles
2024: R+2.8 2020: D+1.9 2016: R+0.4 2012: D+10.5 2008: D+12.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -213.12%
Current HPI
278.3849
Rent YoY
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 2.05%
F500 in state
34

Industry mix (Fortune 500 HQ in NJ)

Industry F500 HQs Revenue

Price history

+50.0% since first listed
3 events — show timeline
  • 2026-05-16 Listed $72,000 BRIGHT MLS
  • 2007-10-27 Listing Removed BRIGHT MLS
  • 2007-04-27 Listed $48,000 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…