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1205 Samantha Ln
D Composite 41.81
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +12.3/15.0
  • Cash flow +8.3/30.0
  • Schools +4.7/10.0
  • Livability +4.2/5.0
  • Condition / age +4.0/5.0
  • Rent growth +3.3/5.0
  • 1% rule +2.8/10.0
  • DSCR +2.3/10.0
  • Appreciation +0.0/10.0

$320,140

1205 Samantha Ln · College Station, TX 77845
3 bd · 2.0 ba · 1,904 sqft · SingleFamily · 69 Days on market
Built 2026 Good condition $168/sqft · 11% below area Est $359k · 11% under $50/mo HOA · 2% of rent ↓ 7% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

NEW! Lennar Classic Collection "Joplin" "C1" Plan in the new community of Southern Pointe in College Station! This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests, as well as a versatile flex space that can transform to meet the homeowner’s needs.

Key facts

  • Walk-in closet
  • Flex space
  • Open layout

Tags

OPEN LAYOUTCOVERED PATIOOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETFLEX SPACE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $320k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-291 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $278k (13.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $250k (22.0% below list).
  • Recommended offer: $250k (22.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.2% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • College Station ISD (urban): math 58% / reading 54% proficiency, ranked #113 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($301k) is reasonable based on typical stale-listing flexibility.
Recommended offer $249,571 (22.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.78%
Cap rate
5.20%
Cash-on-cash
-3.89%
DSCR
0.83
GRM
10.7

CMA / ARV

ARV (median comp)
$358,587
List price
$320,140
Delta
-10.72%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3802 Valley Oaks Dr 0.73mi 3/2.0 1,874 (-2%) 13mo $267,500 $143 53
618 Pasler 0.41mi 4/4.5 (+1) 1,824 (-4%) 9mo $599,900 $329 51
1401 Francis Dr 0.69mi 3/2.0 2,100 (+10%) 2mo $330,000 $157 49
1505 Francis Dr 0.74mi 4/2.0 (+1) 1,940 (+2%) 11mo $389,000 $201 48
735 Shady Ln 0.71mi 3/3.0 1,988 (+4%) 10mo $549,000 $276 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-22.7%
Equity multiple
0.22×
Total profit
$-70,003
Equity at exit
$47,734
10-year hold
IRR
-16.6%
Equity multiple
0.07×
Total profit
$-83,184
Equity at exit
$27,680

Cash invested: $89,639 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1179
Price-to-rent
10.7×

Monthly cashflow live

Estimated rent
$2,496 high interval (Pro) →
Mortgage (P&I)
$1,679
Tax est. 1.5%
$400 /mo · $4,802/yr
Insurance
$133
HOA
$50
Vacancy / Maint / Mgmt
$524
Net cashflow
$-291

Break-even live

Break-even rent $2,864
Max offer price $278,060
Occupancy floor

Sensitivity live

Price -10% $-70 -5% $-180 +0% $-291 +5% $-401 +10% $-512
Rent -10% $-488 -5% $-389 +0% $-291 +5% $-192 +10% $-94
Rate -1.0pp $-130 -0.5pp $-209 base $-291 +0.5pp $-374 +1.0pp $-458

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$80,035
Closing costs
$9,604
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
101 Winter Park Unit A College Station, TX 3.0 3.0 1347 $2,250 $1.67 14d 1 0.43mi
146 Forest Dr College Station, TX 4.0 4.0 1496 $1,900 $1.27 14d 1 0.51mi
415 Forest Dr College Station, TX 4.0 4.0 1496 $630 $0.42 45d 1 0.69mi
533 Forest Drive Loop College Station, TX 3.0 3.5 1456 $1,675 $1.15 14d 1 0.80mi
1803 Fernhaven Cir Unit 1328088P College Station, TX 4.0 2.0 2077 $4,163 $2.00 14d 1 0.87mi
1208 Bayou Woods Dr College Station, TX 3.0 2.0 1627 $2,600 $1.60 45d 1 1.05mi
2106 Barak Ln Bryan, TX 4.0 2.5 1943 $2,400 $1.24 45d 1 1.17mi
1428 Magnolia Dr College Station, TX 4.0 2.0 1509 $2,400 $1.59 45d 1 1.18mi
1611 Armistead St Unit 1344599P College Station, TX 3.0 3.0 2002 $4,440 $2.22 22d 1 1.30mi
4200 Culpepper Dr Bryan, TX 3.0 1.5 1371 $1,675 $1.22 45d 1 1.42mi
728 Meadow Ln Unit 1093291P Bryan, TX 3.0 2.0 1517 $4,919 $3.24 45d 1 1.47mi

HOA detail

Monthly dues
$50 · $600/yr

Listing history 21 events

  1. 2026-06-21
    days on market $320,140 Active 69 DOM
  2. 2026-06-18
    days on market $320,140 Active 66 DOM
  3. 2026-06-17
    days on market $320,140 Active 65 DOM
  4. 2026-06-16
    days on market $320,140 Active 64 DOM
  5. 2026-06-15
    price $320,140 Active 63 DOM
  6. 2026-06-15
    days on market $325,390 Active 63 DOM
  7. 2026-06-14
    days on market $325,390 Active 61 DOM
  8. 2026-06-13
    days on market $325,390 Active 60 DOM
  9. 2026-06-10
    days on market $325,390 Active 58 DOM
  10. 2026-06-09
    days on market $325,390 Active 57 DOM
  11. 2026-06-08
    days on market $325,390 Active 56 DOM
  12. 2026-06-07
    days on market $325,390 Active 55 DOM
  13. 2026-06-05
    days on market $325,390 Active 52 DOM
  14. 2026-06-02
    days on market $325,390 Active 50 DOM
  15. 2026-06-01
    days on market $325,390 Active 49 DOM
  16. 2026-05-31
    days on market $325,390 Active 48 DOM
  17. 2026-05-30
    days on market $325,390 Active 47 DOM
  18. 2026-04-29
    price $325,390 623-char remark
    Show marketing remark (623 chars)

    NEW! Lennar Classic Collection "Joplin" "C1" Plan in the new community of Southern Pointe in College Station! This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests, as well as a versatile flex space that can transform to meet the homeowner’s needs.

  19. 2026-04-14
    price $330,190 623-char remark
    Show marketing remark (623 chars)

    NEW! Lennar Classic Collection "Joplin" "C1" Plan in the new community of Southern Pointe in College Station! This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests, as well as a versatile flex space that can transform to meet the homeowner’s needs.

  20. 2026-04-13
    price $335,040 623-char remark
    Show marketing remark (623 chars)

    NEW! Lennar Classic Collection "Joplin" "C1" Plan in the new community of Southern Pointe in College Station! This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests, as well as a versatile flex space that can transform to meet the homeowner’s needs.

  21. 2026-04-13
    listed $349,990 Active 623-char remark
    Show marketing remark (623 chars)

    NEW! Lennar Classic Collection "Joplin" "C1" Plan in the new community of Southern Pointe in College Station! This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests, as well as a versatile flex space that can transform to meet the homeowner’s needs.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,949
− Mortgage interest
−$17,933
− Property taxes
−$4,802
− Insurance
−$1,601
− Repairs & maintenance
−$2,396
− Management
−$2,396
− HOA
−$600
− Depreciation
−$9,313
Taxable loss
−$9,092
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,182
After-tax cash flow
$-1,308/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This single-story home in College Station is in excellent condition with a good layout and modern finishes. It's move-in ready and has the potential for further value increases with minor updates.

Value-add opportunities

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping improvements — A well-maintained yard can increase both resale and rental value
  • Both Adding smart home features — Modern technology can attract buyers and renters
  • Both Upgrading the kitchen appliances — New appliances can make the kitchen more functional and appealing

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Landscaping improvements — A well-maintained yard can increase both resale and rental value
  • Both Adding smart home features — Modern technology can attract buyers and renters
  • Both Upgrading the kitchen appliances — New appliances can make the kitchen more functional and appealing

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
College Station ISD
NCES district ID
4807350
Math proficiency
58% ▼ -4.00%
Reading proficiency
54% ▼ -2.00%
Median HH income
$36,991
Composite
46.54/100
National rank
#2428
State rank
#113 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Station, TX
County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-7.0% since first listed
4 events — show timeline
  • 2026-04-29 Price Changed $325,390 HARMLS
  • 2026-04-14 Price Changed $330,190 HARMLS
  • 2026-04-13 Price Changed $335,040 HARMLS
  • 2026-04-13 Listed $349,990 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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