79179 Plummers Creek Dr · Jacksonville, FL 32097

$425,000

3 bd · 2.0 ba · 1,956 sqft · SingleFamily public records · 40 Days on market

Built 2019 8,276 sqft lot Est $407k · at est. $60/mo HOA · 2% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Schools +6.0/10.0
• ARV discount +5.5/15.0
• Cash flow +5.4/30.0
• Livability +4.2/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +0.8/10.0
• DSCR +0.0/10.0

Listing remarks MLS

New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

Key facts

• Quartz countertops
• Screened lanai
• Tile flooring

Tags

• FULLY FENCED LOT
• SCREENED LANAI
• TILE FLOORING
• GOURMET-STYLE KITCHEN
• QUARTZ COUNTERTOPS
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• HOA & community: Homeowners association with annual fee of $725

Exterior

• Parking: Attached garage with garage door opener; 2-car garage
• Security: Smoke detectors
• Utilities: Private sewer; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; Residential use
• Construction: Fiber cement construction
• Exterior features: Covered, rear, screened porch; Back yard fencing; Wrought iron fence; Shingle roof; Sprinklers front and rear; Wooded lot; City street frontage; Asphalt road

Interior

• Kitchen: Convection oven; Dishwasher; Garbage disposal; Double oven; Electric cooktop; Microwave; Refrigerator; Kitchen island; Pantry; Eat-in kitchen / breakfast nook
• Bedrooms: 4 bedrooms
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Breakfast nook; Ceiling fan(s); Eat-in kitchen; Entrance foyer; Kitchen island; Open floorplan; Pantry; Primary bathroom with tub and separate shower; Primary bedroom downstairs; Split bedroom layout; Walk-in closets
• Laundry & utility: In-unit laundry; Washer and dryer included; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $425k.

Deal economics

• At list price, monthly cash flow is $-917 ($-11k/yr) — negative.
• To cash-flow at today's rent, offer at most $263k (38.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (42.4% below list).
• Recommended offer: $245k (42.4% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 32% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $45k of equity ($3k loan paydown + $42k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$73k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 40 days — a 3% lower offer ($412k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $244,692 (42.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.58% ✗
• Cap rate: 3.70%
• Cash-on-cash: -9.24%
• DSCR: 0.59
• GRM: 14.5

CMA / ARV

• ARV (on-the-fly): $406,848
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
79179 Plummers Creek Dr	0.00mi	4/2.0 (+1)	1,956 (0%)	0mo	$420,000	$215	95
88538 Waxwing Ct	0.29mi	3/2.0	1,982 (+1%)	2mo	$413,000	$208	82
78558 Goldfinch Ln	0.13mi	4/2.0 (+1)	1,871 (-4%)	5mo	$388,000	$207	77
83399 Purple Martin Dr	0.53mi	3/2.0	1,923 (-2%)	2mo	$405,000	$211	71
79620 Plummers Creek Dr	0.54mi	3/2.0	1,953 (-0%)	8mo	$429,000	$220	68
65656 Edgewater Dr	0.54mi	4/2.0 (+1)	1,812 (-7%)	3mo	$374,900	$207	55
76866 Timbercreek Blvd	0.68mi	4/2.0 (+1)	1,978 (+1%)	8mo	$315,000	$159	55
65554 Bowfin Spring Ct	0.66mi	4/3.0 (+1)	2,043 (+4%)	2mo	$400,000	$196	51
70414 Winding River Dr	0.71mi	4/3.0 (+1)	2,036 (+4%)	3mo	$387,000	$190	49
79599 Plummers Creek Dr	0.49mi	4/2.0 (+1)	2,214 (+13%)	2mo	$475,000	$215	48
65688 Edgewater Dr	0.55mi	3/2.0	1,701 (-13%)	6mo	$355,000	$209	48
65570 Bowfin Spring Ct	0.68mi	4/2.0 (+1)	2,132 (+9%)	5mo	$439,900	$206	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 17.8%
• Equity multiple: 2.45×
• Total profit: $172,764
• Equity at exit: $382,874

10-year hold

• IRR: 16.6%
• Equity multiple: 5.66×
• Total profit: $554,051
• Equity at exit: $825,682

Cash invested: $119,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 14.5×

Monthly cashflow live

• Estimated rent: $2,447 high
• Mortgage (P&I): −$2,229
• Tax from tax record: −$384 /mo · $4,608/yr
• Insurance: −$177
• HOA: −$60
• Vacancy / Maint / Mgmt: −$514
• Net cashflow: $-917

Break-even live

Break-even rent $3,607

Max offer price $263,047

Occupancy floor —

Sensitivity live

Price	-10% $-676	-5% $-796	+0% $-917	+5% $-1,037	+10% $-1,157
Rent	-10% $-1,110	-5% $-1,013	+0% $-917	+5% $-820	+10% $-723
Rate	-1.0pp $-703	-0.5pp $-809	base $-917	+0.5pp $-1,027	+1.0pp $-1,139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $106,250
• Closing costs: $12,750
• Reserves months: —
• Total cash needed: —

Rent comps 11 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
74700 Mills Preserve Cir Yulee, FL	1.0–3.0	1.0–2.0	1127	$2,025	$1.80	25d	1	0.72mi
65343 River Glen Pkwy Yulee, FL	3.0	2.0	1714	$2,195	$1.28	25d	1	0.80mi
70305 Winding River Dr Yulee, FL	4.0	3.0	2042	$2,500	$1.22	25d	1	0.83mi
65303 River Glen Pkwy Yulee, FL	4.0	2.0	2160	$2,400	$1.11	25d	1	0.83mi
75075 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,399	$1.29	6d	1	0.91mi
75045 Morning Glen Ct Yulee, FL	3.0	2.0	1685	$2,310	$1.37	22d	1	0.97mi
75346 Bridgewater Dr Yulee, FL	3.0	2.0	1711	$2,300	$1.34	25d	1	1.01mi
75008 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,300	$1.24	25d	1	1.02mi
75094 Glenspring Way Yulee, FL	3.0	2.0	2055	$2,500	$1.22	25d	1	1.16mi
75094 Fern Creek Dr Yulee, FL	4.0	2.0	2193	$2,495	$1.14	4d	1	1.31mi
65013 Lagoon Forest Dr Yulee, FL	4.0	2.5	2245	$2,800	$1.25	12d	1	1.36mi

HOA detail

• Monthly dues: $60 · $720/yr
• Likely covers: landscapingpool

Listing history 19 events

1. 2026-04-25
   status Active 1728-char remark

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

2. 2026-04-25
   status Active

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

3. 2026-04-08
   status Pending 1728-char remark

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

4. 2026-04-08
   status Pending

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

5. 2026-04-02
   listed $425,000 Active 1728-char remark

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

6. 2026-04-02
   listed $425,000 Active

   Show marketing remark (1728 chars)

   New beaut on the block! Welcome to this impeccably maintained and truly one-of-a-kind home in the highly sought-after community of Plummer Creek. From the moment you arrive, you’ll be captivated by the fresh landscaping, stunning curb appeal, and serene setting on a beautifully wooded, fully fenced lot backing to a peaceful preserve. Enjoy quiet mornings or relaxing evenings from the screened lanai, where nature views create the perfect backdrop. Inside, the home is light, bright, and thoughtfully designed with tile flooring throughout, no carpet anywhere, so it’s as practical as it is beautiful. High ceilings and an open-concept layout with a split-bedroom floorplan offer both space and privacy. The gourmet-style kitchen is a true centerpiece, featuring Quartz countertops, stainless steel appliances, double ovens, and a large island with a charming shiplap wrap. A cozy kitchen nook overlooks the backyard, making it the perfect spot for your morning coffee. This home offers 4 bedrooms and 2 bathrooms, with the primary suite tucked away in the rear for maximum privacy and tranquil views. The ensuite bath is a retreat of its own, complete with a garden soaking tub, walk-in shower, double vanities, and an oversized closet. Additional highlights include a NEW HVAC system with a transferable warranty, and a level of care and maintenance that makes this home completely move-in ready, just unpack and enjoy. NO CDD! Plummer Creek residents enjoy access to a beautiful community pool and kayak launch, all while being conveniently located less than a mile from I-95 for easy commutes to Jacksonville or Georgia. Homes like this are rare, she is truly a 1-of-1 abode. Don’t wait to make it yours!

7. 2023-09-22
   soldstatus $410,000
8. 2023-09-20
   soldstatus $410,000 Closed 999-char remark

   Show marketing remark (999 chars)

   Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

9. 2023-09-20
   soldstatus $410,000 Closed

   Show marketing remark (999 chars)

   Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

10. 2023-08-29
    status Pending
11. 2023-08-28
    status Pending
12. 2023-08-16
    status Pending 999-char remark

    Show marketing remark (999 chars)

    Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

13. 2023-08-16
    historical Active - Contingent

    Show marketing remark (999 chars)

    Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

14. 2023-08-11
    listed $415,000 Active 999-char remark

    Show marketing remark (999 chars)

    Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

15. 2023-08-11
    listed $415,000 Active

    Show marketing remark (999 chars)

    Welcome home to this this beautiful Dream Finders Camden II home on a BEAUTIFUL lot ! You will love its double front doors and welcoming entryway! Notice its open concept floorplan. There is so much natural light! Tile throughout, NO CARPET. The living room is overlooked by the gourmet kitchen! Kitchen features bright white cabinets, quartz countertops, crown molding, double ovens, a glass cooktop, added drawers and large pantry. The Owners Suite is spacious and overlooks the backyard! Owners bath features a dual sink vanity, garden tub, walk in shower with glass enclosure and a large walk in closet! This Camden II also features THREE additional bedrooms and a bathroom! Owners designed it with an extra bedroom. Use it as a bedroom or a flex space. The covered lanai is huge, enjoy sitting and relaxing. Backyard is fully fenced and has plenty of space for outdoor living! Plummer Creek has Community pool, kayak launch, is close to I95 and has NO CDD Fees! Schedule your appointment today!

16. 2022-08-10
    historical
17. 2022-07-29
    listed $439,000 Active
18. 2022-07-29
    listed $439,000
19. 2019-07-15
    soldstatus $172,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,608 · $384/mo
• Projected year-2 tax: $4,608 · $384/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 10 by 30 yrs out

Taxation est. · year 1

• Rental income: $29,363
• − Mortgage interest: −$23,807
• − Property taxes: −$4,608
• − Insurance: −$2,125
• − Repairs & maintenance: −$2,349
• − Management: −$2,349
• − HOA: −$720
• − Depreciation: −$12,364
• Taxable loss: −$18,958
• Est. tax savings @ 24.0%: +$4,550
• After-tax cash flow: $-6,451/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+147.1% since first listed

19 events — show timeline

• 2026-04-25 Relisted — AINCAR
• 2026-04-25 Relisted — realMLS
• 2026-04-08 Pending — AINCAR
• 2026-04-08 Pending — realMLS
• 2026-04-02 Listed $425,000 realMLS
• 2026-04-02 Listed $425,000 AINCAR
• 2023-09-22 Sold (Public Records) $410,000 Public Records
• 2023-09-20 Sold (MLS) $410,000 realMLS
• 2023-09-20 Sold (MLS) $410,000 AINCAR
• 2023-08-29 Pending — realMLS
• 2023-08-28 Pending — realMLS
• 2023-08-16 Pending — AINCAR
• 2023-08-16 Contingent — realMLS
• 2023-08-11 Listed $415,000 realMLS
• 2023-08-11 Listed $415,000 AINCAR
• 2022-08-10 Listing Removed — realMLS
• 2022-07-29 Listed $439,000 AINCAR
• 2022-07-29 Listed $439,000 realMLS
• 2019-07-15 Sold (Public Records) $172,000 Public Records

Property tax history

+38.7%/yr

Latest (2025): $4,608 · +1.3% YoY. Source: county tax records.