35 Kinship Rd · Dundalk, MD 21222

$159,000

2 bd · 1.0 ba · 1,164 sqft · Townhouse public records · 212 Days on market

Built 1919 1,674 sqft lot $137/sqft · 14% below area Est $185k · 14% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.9/30.0
• ARV discount +13.9/15.0
• DSCR +5.6/10.0
• 1% rule +5.5/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to 35 Kinship Road, a charming and spacious home nestled on a quiet residential street in the heart of Dundalk. This property offers the perfect balance of character, comfort, and opportunity ideal for anyone looking to own a home in a convenient and well established neighborhood. As you enter, you’re greeted by a bright and inviting living area with plenty of natural light, ready to be personalized to your taste. The layout provides a functional flow from the living room to the dining area and kitchen, giving you flexibility for everyday living and entertaining. Each space retains its original charm and warmth, offering a perfect canvas to make your own updates over time. The lower level adds great versatility with extra space that can be used as a family room, play area, or home office a valuable feature that allows you to expand your lifestyle needs without compromising comfort. The home also includes a laundry area and plenty of storage options, providing practical convenience for daily living. Outdoors, the property shines with a private backyard and patio area, perfect for family gatherings, pets, or simply relaxing outdoors. A detached garage or off-street parking offers additional value and ease — something rarely found at this price point in the Dundalk area. The location is a true highlight. Situated near local parks, schools, grocery stores, and restaurants, this home keeps you close to everything you need. Major routes such as I-695, Eastern Avenue, and Merritt Boulevard are just minutes away, making commuting to downtown Baltimore or nearby counties quick and convenient. The neighborhood is peaceful yet connected, offering a blend of suburban calm and urban accessibility. For those with a vision, 35 Kinship Rd represents an excellent opportunity to build equity over time. Whether you’re a first-time buyer ready to stop renting, an investor looking for long-term potential, or someone seeking a solid home to customize at your own pace, this property checks all the boxes. With strong rental demand and continued growth in the area, Dundalk remains one of the most desirable communities for affordability and accessibility in Baltimore County. Key highlights include: Spacious interior layout with natural light throughout. Flexible lower-level area ideal for multiple uses. Private fenced yard and off-street parking. Convenient location near shopping, parks, and commuter routes. Tremendous potential for personal updates or investment growth. This home offers not only a comfortable living space but also an opportunity to invest in a well-located property with enduring value. Don’t miss your chance to make it yours schedule your private showing today and see why 35 Kinship Rd is full of charm, space, and potential in one of Dundalk’s most accessible neighborhoods.

Key facts

• Built 1919
• Listed 211 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath townhouse listed at $159k.

Deal economics

• At list price, monthly cash flow is $133 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $159k).
• Recommended offer: $140k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 85/100 on livability (#16 in MD, #510 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: crime F.
• Baltimore County Public Schools (suburban): math 15% / reading 34% proficiency, ranked #11 of 24 in MD (top 46%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents soft (-0.1%/yr); 236 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 54% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,511 units permitted in Baltimore County in 2024 (643 in 5+ unit buildings).
• This rent runs 31% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Baltimore County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 212 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 26y ago; this cycle's ask has dropped $11k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $75k; list at $159k implies a 112% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 57% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $139,920 (12.0% below list)

Questions for the listing agent

1. It's been on market 212 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.05% ✓
• Cap rate: 7.29%
• Cash-on-cash: 3.57%
• DSCR: 1.16
• GRM: 7.9

CMA / ARV

• ARV (median comp): $185,280
• List price: $159,000
• Delta: -14.18%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6525 Saint Helena Ave	0.43mi	2/1.5	1,170 (+0%)	10mo	$145,000	$124	69
2532 Liberty Pkwy	0.26mi	3/1.5 (+1)	1,230 (+6%)	4mo	$175,000	$142	68
2411 Fairway	0.40mi	3/1.5 (+1)	1,218 (+5%)	0mo	$175,000	$144	66
6531 Parnell Ave	0.38mi	2/1.5	1,090 (-6%)	7mo	$199,900	$183	64
6534 Riverview	0.39mi	3/2.0 (+1)	1,152 (-1%)	10mo	$192,000	$167	63
2529 Liberty Pkwy	0.29mi	3/2.0 (+1)	1,230 (+6%)	6mo	$275,000	$224	63
241 Baltimore Ave	0.28mi	2/2.5	1,274 (+10%)	6mo	$120,000	$94	60
6543 Saint Helena Ave	0.40mi	3/2.5 (+1)	1,208 (+4%)	9mo	$200,000	$166	56
6854 Dunbar Rd	0.62mi	3/2.0 (+1)	1,125 (-3%)	2mo	$130,000	$116	55
56 Yorkway	0.33mi	3/1.5 (+1)	1,275 (+10%)	11mo	$175,000	$137	53
6822 Dunbar Rd	0.60mi	3/1.0 (+1)	1,105 (-5%)	9mo	$160,000	$145	51
2930 Sollers Point Rd	0.60mi	2/2.0	1,254 (+8%)	8mo	$160,000	$128	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -14.3%
• Equity multiple: 0.50×
• Total profit: $-22,135
• Equity at exit: $23,707

10-year hold

• IRR: -11.9%
• Equity multiple: 0.39×
• Total profit: $-26,994
• Equity at exit: $13,747

Cash invested: $44,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21222

• Rents YoY: -0.1%
• Active inventory: 236
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,670 high
• Mortgage (P&I): −$834
• Tax from tax record: −$287 /mo · $3,442/yr
• Insurance: −$66
• HOA: −$0
• Vacancy / Maint / Mgmt: −$351
• Net cashflow: $133

Break-even live

Break-even rent $1,502

Max offer price $159,000

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,750
• Closing costs: $4,770
• Reserves months: —
• Total cash needed: —

Rent comps 26 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3 Center Pl Unit 2 Dundalk, MD	1.0	1.0	700	$1,250	$1.79	43d	1	0.18mi
12 Leeway Dundalk, MD	3.0	1.0	1358	$1,750	$1.29	43d	1	0.21mi
266 Saint Helena Ave Dundalk, MD	3.0	1.0	1305	$1,900	$1.46	12d	1	0.27mi
2624 Liberty Pkwy Dundalk, MD	3.0	1.5	1110	$1,856	$1.67	43d	1	0.30mi
6552 Parnell Ave Dundalk, MD	2.0	1.5	885	$1,500	$1.69	17d	1	0.34mi
6545 Baltimore Ave Dundalk, MD	2.0	1.0	852	$1,500	$1.76	43d	1	0.34mi
7003 Dunmanway Dundalk, MD	1.0–2.0	1.0	772	$1,345	$1.74	1d	13	0.34mi
6537 Baltimore Ave Baltimore, MD	3.0	1.0	1272	$1,700	$1.34	1d	1	0.36mi
2907 Cornwall Rd Unit Road2nd Dundalk, MD	1.0	1.0	750	$950	$1.27	17d	1	0.48mi
2125 Cameron Dr Dundalk, MD	1.0–2.0	1.0	697	$1,350	$1.94	43d	9	0.49mi
2959 Liberty Pkwy Dundalk, MD	3.0	2.0	1479	$2,150	$1.45	43d	1	0.52mi
2939 Cornwall Rd Unit C Dundalk, MD	1.0	1.0	700	$900	$1.29	43d	1	0.52mi
2936 Yorkway #2 Dundalk, MD	1.0	1.0	1254	$950	$0.76	12d	1	0.55mi
2976 Cornwall Rd Unit 1 Dundalk, MD	2.0	1.0	900	$1,590	$1.77	14d	1	0.56mi
3443 Dunhaven Rd Dundalk, MD	2.0	2.0	1016	$1,900	$1.87	4d	1	0.82mi
3481 McShane Way Dundalk, MD	2.0	1.5	896	$2,150	$2.40	43d	1	0.90mi
1955 Walnut Ave Dundalk, MD	3.0	1.0	950	$2,300	$2.42	43d	1	0.92mi
1915 Merritt Blvd Dundalk, MD	3.0	2.0	1208	$2,500	$2.07	43d	1	0.94mi
6722 Brentwood Ave Unit 2FL Dundalk, MD	3.0	1.0	900	$1,750	$1.94	43d	1	1.01mi
3503 Sollers Point Rd Dundalk, MD	3.0	1.0	776	$1,850	$2.38	12d	1	1.14mi
108 Chestnut St Dundalk, MD	2.0	1.0	812	$1,300	$1.60	16d	1	1.19mi
7718 Meath Rd Dundalk, MD	3.0	2.0	864	$2,200	$2.55	43d	1	1.20mi
1613 Elrino St Baltimore, MD	2.0	1.0	700	$1,350	$1.93	43d	1	1.32mi
7508 Ives Ln Dundalk, MD	2.0	1.0	896	$1,750	$1.95	43d	1	1.36mi
7901 Stratman Rd Dundalk, MD	3.0	1.0	890	$1,647	$1.85	2d	1	1.45mi
1504 Elrino St Baltimore, MD	2.0	2.0	1050	$1,650	$1.57	4d	1	1.47mi

Listing history 39 events

1. 2026-06-18
   days on market $159,000 Active 212 DOM
2. 2026-06-17
   days on market $159,000 Active 211 DOM
3. 2026-06-16
   days on market $159,000 Active 210 DOM
4. 2026-06-15
   days on market $159,000 Active 209 DOM
5. 2026-06-13
   days on market $159,000 Active 207 DOM
6. 2026-06-09
   days on market $159,000 Active 203 DOM
7. 2026-06-08
   days on market $159,000 Active 202 DOM
8. 2026-06-07
   days on market $159,000 Active 201 DOM
9. 2026-06-04
   days on market $159,000 Active 198 DOM
10. 2026-06-03
    days on market $159,000 Active 197 DOM
11. 2026-06-02
    days on market $159,000 Active 196 DOM
12. 2026-06-01
    days on market $159,000 Active 195 DOM
13. 2026-05-31
    days on market $159,000 Active 194 DOM
14. 2025-11-24
    price $159,000 2856-char remark

    Show marketing remark (2856 chars)

    Welcome to 35 Kinship Road, a charming and spacious home nestled on a quiet residential street in the heart of Dundalk. This property offers the perfect balance of character, comfort, and opportunity ideal for anyone looking to own a home in a convenient and well established neighborhood. As you enter, you’re greeted by a bright and inviting living area with plenty of natural light, ready to be personalized to your taste. The layout provides a functional flow from the living room to the dining area and kitchen, giving you flexibility for everyday living and entertaining. Each space retains its original charm and warmth, offering a perfect canvas to make your own updates over time. The lower level adds great versatility with extra space that can be used as a family room, play area, or home office a valuable feature that allows you to expand your lifestyle needs without compromising comfort. The home also includes a laundry area and plenty of storage options, providing practical convenience for daily living. Outdoors, the property shines with a private backyard and patio area, perfect for family gatherings, pets, or simply relaxing outdoors. A detached garage or off-street parking offers additional value and ease — something rarely found at this price point in the Dundalk area. The location is a true highlight. Situated near local parks, schools, grocery stores, and restaurants, this home keeps you close to everything you need. Major routes such as I-695, Eastern Avenue, and Merritt Boulevard are just minutes away, making commuting to downtown Baltimore or nearby counties quick and convenient. The neighborhood is peaceful yet connected, offering a blend of suburban calm and urban accessibility. For those with a vision, 35 Kinship Rd represents an excellent opportunity to build equity over time. Whether you’re a first-time buyer ready to stop renting, an investor looking for long-term potential, or someone seeking a solid home to customize at your own pace, this property checks all the boxes. With strong rental demand and continued growth in the area, Dundalk remains one of the most desirable communities for affordability and accessibility in Baltimore County. Key highlights include: Spacious interior layout with natural light throughout. Flexible lower-level area ideal for multiple uses. Private fenced yard and off-street parking. Convenient location near shopping, parks, and commuter routes. Tremendous potential for personal updates or investment growth. This home offers not only a comfortable living space but also an opportunity to invest in a well-located property with enduring value. Don’t miss your chance to make it yours schedule your private showing today and see why 35 Kinship Rd is full of charm, space, and potential in one of Dundalk’s most accessible neighborhoods.

15. 2025-11-19
    listed $170,000 Active 2856-char remark

    Show marketing remark (2856 chars)

    Welcome to 35 Kinship Road, a charming and spacious home nestled on a quiet residential street in the heart of Dundalk. This property offers the perfect balance of character, comfort, and opportunity ideal for anyone looking to own a home in a convenient and well established neighborhood. As you enter, you’re greeted by a bright and inviting living area with plenty of natural light, ready to be personalized to your taste. The layout provides a functional flow from the living room to the dining area and kitchen, giving you flexibility for everyday living and entertaining. Each space retains its original charm and warmth, offering a perfect canvas to make your own updates over time. The lower level adds great versatility with extra space that can be used as a family room, play area, or home office a valuable feature that allows you to expand your lifestyle needs without compromising comfort. The home also includes a laundry area and plenty of storage options, providing practical convenience for daily living. Outdoors, the property shines with a private backyard and patio area, perfect for family gatherings, pets, or simply relaxing outdoors. A detached garage or off-street parking offers additional value and ease — something rarely found at this price point in the Dundalk area. The location is a true highlight. Situated near local parks, schools, grocery stores, and restaurants, this home keeps you close to everything you need. Major routes such as I-695, Eastern Avenue, and Merritt Boulevard are just minutes away, making commuting to downtown Baltimore or nearby counties quick and convenient. The neighborhood is peaceful yet connected, offering a blend of suburban calm and urban accessibility. For those with a vision, 35 Kinship Rd represents an excellent opportunity to build equity over time. Whether you’re a first-time buyer ready to stop renting, an investor looking for long-term potential, or someone seeking a solid home to customize at your own pace, this property checks all the boxes. With strong rental demand and continued growth in the area, Dundalk remains one of the most desirable communities for affordability and accessibility in Baltimore County. Key highlights include: Spacious interior layout with natural light throughout. Flexible lower-level area ideal for multiple uses. Private fenced yard and off-street parking. Convenient location near shopping, parks, and commuter routes. Tremendous potential for personal updates or investment growth. This home offers not only a comfortable living space but also an opportunity to invest in a well-located property with enduring value. Don’t miss your chance to make it yours schedule your private showing today and see why 35 Kinship Rd is full of charm, space, and potential in one of Dundalk’s most accessible neighborhoods.

16. 2025-11-12
    historical $170,000 2856-char remark

    Show marketing remark (2856 chars)

    Welcome to 35 Kinship Road, a charming and spacious home nestled on a quiet residential street in the heart of Dundalk. This property offers the perfect balance of character, comfort, and opportunity ideal for anyone looking to own a home in a convenient and well established neighborhood. As you enter, you’re greeted by a bright and inviting living area with plenty of natural light, ready to be personalized to your taste. The layout provides a functional flow from the living room to the dining area and kitchen, giving you flexibility for everyday living and entertaining. Each space retains its original charm and warmth, offering a perfect canvas to make your own updates over time. The lower level adds great versatility with extra space that can be used as a family room, play area, or home office a valuable feature that allows you to expand your lifestyle needs without compromising comfort. The home also includes a laundry area and plenty of storage options, providing practical convenience for daily living. Outdoors, the property shines with a private backyard and patio area, perfect for family gatherings, pets, or simply relaxing outdoors. A detached garage or off-street parking offers additional value and ease — something rarely found at this price point in the Dundalk area. The location is a true highlight. Situated near local parks, schools, grocery stores, and restaurants, this home keeps you close to everything you need. Major routes such as I-695, Eastern Avenue, and Merritt Boulevard are just minutes away, making commuting to downtown Baltimore or nearby counties quick and convenient. The neighborhood is peaceful yet connected, offering a blend of suburban calm and urban accessibility. For those with a vision, 35 Kinship Rd represents an excellent opportunity to build equity over time. Whether you’re a first-time buyer ready to stop renting, an investor looking for long-term potential, or someone seeking a solid home to customize at your own pace, this property checks all the boxes. With strong rental demand and continued growth in the area, Dundalk remains one of the most desirable communities for affordability and accessibility in Baltimore County. Key highlights include: Spacious interior layout with natural light throughout. Flexible lower-level area ideal for multiple uses. Private fenced yard and off-street parking. Convenient location near shopping, parks, and commuter routes. Tremendous potential for personal updates or investment growth. This home offers not only a comfortable living space but also an opportunity to invest in a well-located property with enduring value. Don’t miss your chance to make it yours schedule your private showing today and see why 35 Kinship Rd is full of charm, space, and potential in one of Dundalk’s most accessible neighborhoods.

17. 2013-05-31
    soldstatus $75,000
18. 2013-05-22
    soldstatus $75,000 399-char remark

    Show marketing remark (399 chars)

    2 BR 1 BA wonderfully updated. Charming small town feel and solid construction. Hardwood floors throughout, updated kitchen, baths, rear patio and free standing garage. Easy commute to Federal Hill or BWI. Historic Dundalk home to 230 acres parks, waterfront, ball fields, walking trails, shopping. Professionally negotiated short sale subject to 3rd party approval. Currently leased @ $13,800/year.

19. 2013-05-22
    soldstatus $75,000 Sold

    Show marketing remark (399 chars)

    2 BR 1 BA wonderfully updated. Charming small town feel and solid construction. Hardwood floors throughout, updated kitchen, baths, rear patio and free standing garage. Easy commute to Federal Hill or BWI. Historic Dundalk home to 230 acres parks, waterfront, ball fields, walking trails, shopping. Professionally negotiated short sale subject to 3rd party approval. Currently leased @ $13,800/year.

20. 2013-01-08
    status Contract
21. 2012-12-27
    historical 399-char remark

    Show marketing remark (399 chars)

    2 BR 1 BA wonderfully updated. Charming small town feel and solid construction. Hardwood floors throughout, updated kitchen, baths, rear patio and free standing garage. Easy commute to Federal Hill or BWI. Historic Dundalk home to 230 acres parks, waterfront, ball fields, walking trails, shopping. Professionally negotiated short sale subject to 3rd party approval. Currently leased @ $13,800/year.

22. 2012-11-02
    price $75,000
23. 2012-10-02
    listed $85,000 Active

    Show marketing remark (399 chars)

    2 BR 1 BA wonderfully updated. Charming small town feel and solid construction. Hardwood floors throughout, updated kitchen, baths, rear patio and free standing garage. Easy commute to Federal Hill or BWI. Historic Dundalk home to 230 acres parks, waterfront, ball fields, walking trails, shopping. Professionally negotiated short sale subject to 3rd party approval. Currently leased @ $13,800/year.

24. 2012-10-02
    listed $75,000 399-char remark

    Show marketing remark (399 chars)

    2 BR 1 BA wonderfully updated. Charming small town feel and solid construction. Hardwood floors throughout, updated kitchen, baths, rear patio and free standing garage. Easy commute to Federal Hill or BWI. Historic Dundalk home to 230 acres parks, waterfront, ball fields, walking trails, shopping. Professionally negotiated short sale subject to 3rd party approval. Currently leased @ $13,800/year.

25. 2006-06-06
    soldstatus $169,000
26. 2006-06-06
    soldstatus $169,000
27. 2004-05-06
    soldstatus $94,500
28. 2004-04-30
    soldstatus $94,500
29. 2004-03-11
    historical
30. 2004-03-05
    listed $94,500
31. 2003-02-04
    soldstatus $78,500
32. 2003-01-24
    soldstatus $78,500
33. 2002-12-14
    historical
34. 2002-10-29
    listed $78,000
35. 2001-06-22
    soldstatus $37,660
36. 2001-06-04
    historical
37. 2001-05-16
    listed $39,900
38. 2001-03-25
    historical
39. 2000-10-23
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,442 · $287/mo
• Projected year-2 tax: $3,442 · $287/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 57% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,043
• − Mortgage interest: −$8,906
• − Property taxes: −$3,442
• − Insurance: −$795
• − Repairs & maintenance: −$1,603
• − Management: −$1,603
• − Depreciation: −$4,625
• Taxable loss: −$933
• Est. tax savings @ 24.0%: +$224
• After-tax cash flow: $1,815/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore County Public Schools
• NCES district ID: 2400120
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $66,746
• Composite: 23.17/100
• National rank: #7948
• State rank: #11 of 24 in MD

Livability — Dundalk

• Score: 85/100
• State rank: #16
• US rank: #510

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dundalk, MD
• County: Baltimore County · 769,527 people
• City population: 59,407
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 59,407
• Household income: $64,141
• Rent vs Own: 35.1% rent · 64.9% own
• Severe rent burden: 2566.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 885,518 people
• By 2030: 909,272 · +2.7%
• By 2040: 951,547 · +7.5%
• By 2050: 990,955 · +11.9%
• By 2075: 1,086,411 · +22.7%
• By 2100: 1,135,078 · +28.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Black 18% Hispanic / Latino 15% Two or more races 7% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Romanian 7% Lithuanian 1% Italian 1%
• Foreign-born: 9% · Canada
• Languages at home: 85% English-only · Spanish 11% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Baltimore

• 2024 margin: Strong D (+24.5) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +9.9pp toward D · 2008: 14.6pp · 2024: 24.5pp
• All cycles: 2024: D+24.5 2020: D+27.0 2016: D+17.4 2012: D+16.4 2008: D+14.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -251.44%
• Current HPI: 228.4218
• Rent YoY: ▼ -0.09%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+298.5% since first listed

26 events — show timeline

• 2025-11-24 Price Changed $159,000 BRIGHT MLS
• 2025-11-19 Listed $170,000 BRIGHT MLS
• 2025-11-12 Coming Soon $170,000 BRIGHT MLS
• 2013-05-31 Sold (Public Records) $75,000 Public Records
• 2013-05-22 Sold (MLS) $75,000 MRIS
• 2013-05-22 Sold (MLS) $75,000 BRIGHT MLS
• 2013-01-08 Pending — MRIS
• 2012-12-27 Listing Removed — BRIGHT MLS
• 2012-11-02 Price Changed $75,000 MRIS
• 2012-10-02 Listed $85,000 MRIS
• 2012-10-02 Listed $75,000 BRIGHT MLS
• 2006-06-06 Sold (Public Records) $169,000 Public Records
• 2006-06-06 Sold (Public Records) $169,000 Public Records
• 2004-05-06 Sold (Public Records) $94,500 Public Records
• 2004-04-30 Sold (MLS) $94,500 MRIS
• 2004-03-11 Delisted — MRIS
• 2004-03-05 Listed $94,500 MRIS
• 2003-02-04 Sold (Public Records) $78,500 Public Records
• 2003-01-24 Sold (MLS) $78,500 MRIS
• 2002-12-14 Delisted — MRIS
• 2002-10-29 Listed $78,000 MRIS
• 2001-06-22 Sold (MLS) $37,660 MRIS
• 2001-06-04 Delisted — MRIS
• 2001-05-16 Listed $39,900 MRIS
• 2001-03-25 Delisted — MRIS
• 2000-10-23 Listed — MRIS

Property tax history

+4.8%/yr

Latest (2025): $3,442 · +20.9% YoY. Source: county tax records.