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53 Beckett St
B Composite 71.1
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$75,000

53 Beckett St · Williamstown, VT 05679
3 bd · 2.0 ba · 1,732 sqft · Other · 1 Days on market
Built 1926 0.80 ac lot ↓ 36% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for space and convenience right in Williamstown? This 3 bedroom, 2 bath home sits on a flat, 0.8 acre lot in town, making it easy to enjoy yard space, gardening, or outdoor projects while staying close to schools and local amenities. Built in 1926, this 1,492 sqft home is ready for a buyer with a vision. Inside, there’s a flexible layout with three bedrooms, two full baths, and plenty of natural light streaming in. Outside, the detached garage offers extra storage or a workshop, and public utilities with high-speed internet make life simple. Imagine quiet mornings, easy commutes to Barre, Montpelier, or I-89, and a home where family life and town living come together. While the property needs rehabilitation, it’s a blank canvas with potential to make it your own.

Key facts

  • High-speed internet
  • Flexible layout
  • Flat 0.8 acre lot

Tags

FLAT 0.8 ACRE LOTDETACHED GARAGEPUBLIC UTILITIESHIGH-SPEED INTERNETFLEXIBLE LAYOUTPLENTY OF NATURAL LIGHT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $75k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).

Location & tenants

  • Location reads 72/100 on livability (#24 in VT) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: health & safety D, amenities F, commute F.
  • Market conditions: 15 active listings in the ZIP; 74 units permitted in Orange County in 2024 (28 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Orange County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $42k; list at $75k implies a 79% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $75,000

Questions for the listing agent

  1. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.90%
Cap rate
24.57%
Cash-on-cash
65.27%
DSCR
3.90
GRM
2.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
64.5%
Equity multiple
3.89×
Total profit
$60,666
Equity at exit
$11,183
10-year hold
IRR
68.9%
Equity multiple
7.99×
Total profit
$146,778
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
41 Moderately Tenant-Leaning
State Vermont
41 Moderately Tenant-Leaning · D+15
County
— inherits STATE
City
— inherits STATE
Just-cause in Burlington (2022); strong habitability.

ZIP-level market 05679

Home prices YoY
-5.7%
Active inventory
15
Price-to-rent
2.9×

Monthly cashflow live

Estimated rent
$2,171 medium interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$148 /mo · $1,781/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$456
Net cashflow
$1,142

Break-even live

Break-even rent $725
Max offer price $75,000
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 9 events

  1. 2026-05-14
    status Pending 793-char remark
    Show marketing remark (793 chars)

    Looking for space and convenience right in Williamstown? This 3 bedroom, 2 bath home sits on a flat, 0.8 acre lot in town, making it easy to enjoy yard space, gardening, or outdoor projects while staying close to schools and local amenities. Built in 1926, this 1,492 sqft home is ready for a buyer with a vision. Inside, there’s a flexible layout with three bedrooms, two full baths, and plenty of natural light streaming in. Outside, the detached garage offers extra storage or a workshop, and public utilities with high-speed internet make life simple. Imagine quiet mornings, easy commutes to Barre, Montpelier, or I-89, and a home where family life and town living come together. While the property needs rehabilitation, it’s a blank canvas with potential to make it your own.

  2. 2026-05-13
    listed $75,000 Active 793-char remark
    Show marketing remark (793 chars)

    Looking for space and convenience right in Williamstown? This 3 bedroom, 2 bath home sits on a flat, 0.8 acre lot in town, making it easy to enjoy yard space, gardening, or outdoor projects while staying close to schools and local amenities. Built in 1926, this 1,492 sqft home is ready for a buyer with a vision. Inside, there’s a flexible layout with three bedrooms, two full baths, and plenty of natural light streaming in. Outside, the detached garage offers extra storage or a workshop, and public utilities with high-speed internet make life simple. Imagine quiet mornings, easy commutes to Barre, Montpelier, or I-89, and a home where family life and town living come together. While the property needs rehabilitation, it’s a blank canvas with potential to make it your own.

  3. 2026-03-21
    price $90,000
  4. 2025-07-17
    soldstatus $42,000
  5. 2025-06-02
    soldstatus $32,000
  6. 2004-11-08
    soldstatus $115,000
  7. 2004-04-23
    soldstatus $111,000
  8. 2004-04-23
    soldstatus $111,000
  9. 2003-10-15
    listed $116,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast VT · Partial reset (capped growth)

Current annual tax
$1,781 · $148/mo
Projected year-2 tax
$1,781 · $148/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,055
− Mortgage interest
−$4,201
− Property taxes
−$1,781
− Insurance
−$375
− Repairs & maintenance
−$2,084
− Management
−$2,084
− Depreciation
−$2,182
Taxable income
$13,347
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,203
After-tax cash flow
$10,504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Williamstown

Score
72/100
State rank
#24
US rank
#5780

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Williamstown, VT
Population (ZIP)
3,136

Population outlook (Orange County) Hauer SSP2

Today (2025)
28,186 people
By 2030
27,359 · -2.9%
By 2040
25,221 · -10.5%
By 2050
23,023 · -18.3%
By 2075
18,621 · -33.9%
By 2100
14,477 · -48.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 1%
Common ancestry
Lithuanian 6% Slovak 2% Italian 2%
Foreign-born
1%
Languages at home
99% English-only · Russian/Polish/Slavic 1%

Political lean MEDSL · Orange

2024 margin
Strong D (+20.2) · D 58.3% · R 38.1% · Other 3.6%
2008→2024 swing
-11.1pp toward R · 2008: 31.3pp · 2024: 20.2pp
All cycles
2024: D+20.2 2020: D+24.1 2016: D+18.8 2012: D+32.1 2008: D+31.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -15.60%
Current HPI
257.7038
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-35.8% since first listed
9 events — show timeline
  • 2026-05-14 Pending PrimeMLS
  • 2026-05-13 Listed $75,000 PrimeMLS
  • 2026-03-21 Price Changed $90,000 PrimeMLS
  • 2025-07-17 Sold (Public Records) $42,000 Public Records
  • 2025-06-02 Sold (Public Records) $32,000 Public Records
  • 2004-11-08 Sold (Public Records) $115,000 Public Records
  • 2004-04-23 Sold (Public Records) $111,000 Public Records
  • 2004-04-23 Sold (MLS) $111,000 PrimeMLS
  • 2003-10-15 Listed $116,900 PrimeMLS

Property tax history

+17.0%/yr

Latest (2024): $1,781 · +8.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…