5006 Marc Dr · Palm River-Clair Mel, FL 33619

$182,500

3 bd · 2.0 ba · 1,440 sqft · Manufactured public records · 50 Days on market

Built 1985 0.27 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.9/30.0
• DSCR +10.0/10.0
• 1% rule +7.6/10.0
• ARV discount +7.5/15.0
• Schools +4.2/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Move-In Ready 3/2 Manufactured Home on Its Own Land – Cash Only Welcome home to this well-maintained 3-bedroom, 2-bath manufactured home located on a quiet street in Tampa. This property offers comfortable living, a functional layout, and the benefit of owning the land with no lot rent. Inside, you’ll find a bright, open living area, spacious kitchen, and generously sized bedrooms. The home has been well cared for and is ready for its next owner. Property Highlights:3 bedrooms, 2 full baths Open living and dining areaSpacious kitchen with plenty of storageCentral AC and heatLaundry area insideLarge yard with room to personalize No HOA, no lot rentQuiet, established neighborhoodFinancing: Cash purchase required. Home does not qualify for FHA or Conventional financing. This is a great opportunity for a cash buyer, investor, or anyone looking for an affordable home on its own land. Easy to show — schedule your viewing today.

Key facts

• 0.27 acre lot
• Parking
• Built 1985

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $182k.

Deal economics

• At list price, monthly cash flow is $552 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $182k).
• Recommended offer: $177k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Bing Elementary School (math 36% / reading 32%, grade F, #1,744 of 2,144 statewide, top 82%, 482 students, 80% FRL); Giunta Middle School (math 22% / reading 28%, grade F, #517 of 571 statewide, top 91%, 857 students, 74% FRL); Spoto High School (math 25% / reading 36%, grade F, #434 of 667 statewide, top 66%, 1,823 students, 57% FRL) — zoned schools average 70% FRL vs 52% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 30% at this address vs 48% district-wide (-19 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-1.1%/yr); 248 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 50 days — a 3% lower offer ($177k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $65k; list at $182k implies a 181% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,025 (3.0% below list)

Questions for the listing agent

1. It's been on market 50 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.26% ✓
• Cap rate: 10.36%
• Cash-on-cash: 14.51%
• DSCR: 1.65
• GRM: 6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.98×
• Total profit: $-1,143
• Equity at exit: $27,211

10-year hold

• IRR: 5.6%
• Equity multiple: 1.36×
• Total profit: $18,349
• Equity at exit: $15,779

Cash invested: $51,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33619

• Home prices YoY: -30.2%
• Rents YoY: -1.1%
• Active inventory: 248
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $2,300 high
• Mortgage (P&I): −$957
• Tax from tax record: −$165 /mo · $1,986/yr
• Insurance: −$76
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$483
• Net cashflow: $552

Break-even live

Break-even rent $1,601

Max offer price $182,500

Occupancy floor 71%

Sensitivity live

Price	-10% $655	-5% $603	+0% $552	+5% $500	+10% $448
Rent	-10% $370	-5% $461	+0% $552	+5% $642	+10% $733
Rate	-1.0pp $644	-0.5pp $598	base $552	+0.5pp $504	+1.0pp $456

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $45,625
• Closing costs: $5,475
• Reserves months: —
• Total cash needed: —

Rent comps 27 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4708 Summer Savory St Tampa, FL	4.0	2.5	1805	$2,430	$1.35	26d	1	0.20mi
7318 Spring Snowflake Ave Tampa, FL	4.0	2.5	1763	$2,470	$1.40	1d	1	0.22mi
7226 Reunion Ct Unit 1 Tampa, FL	2.0	2.0	1544	$2,050	$1.33	26d	1	0.30mi
5314 Companion Ln Tampa, FL	2.0	2.5	1621	$2,250	$1.39	4d	1	0.31mi
5314 Companion Ln Tampa, FL	2.0	2.5	1817	$2,250	$1.24	6d	1	0.31mi
7018 Samuel Ivy Dr Tampa, FL	4.0	2.5	1805	$2,400	$1.33	19d	1	0.39mi
7678 Ginger Lily Ct Tampa, FL	2.0	2.5	1548	$2,250	$1.45	25d	1	0.56mi
4429 Globe Thistle Dr Tampa, FL	3.0	2.5	1663	$2,150	$1.29	6d	1	0.66mi
4429 Globe Thistle Dr Tampa, FL	3.0	2.5	1663	$2,150	$1.29	4d	1	0.66mi
7412 Rosy Periwinkle Ct Tampa, FL	4.0	2.5	1870	$2,400	$1.28	1d	1	0.73mi
7412 Rosy Periwinkle Ct Tampa, FL	4.0	2.5	1870	$2,400	$1.28	26d	1	0.73mi
4903 S 83rd St Tampa, FL	3.0	2.0	1683	$1,825	$1.08	26d	1	0.74mi
4903 S 83rd St Tampa, FL	3.0	2.0	1683	$1,825	$1.08	21d	1	0.74mi
3810 Cat Mint St Tampa, FL	3.0	2.5	1663	$2,100	$1.26	26d	1	0.78mi
7910 Dahlia Ave Tampa, FL	3.0	1.0	1150	$1,550	$1.35	26d	1	0.79mi
4914 S 84th St Tampa, FL	4.0	2.0	1200	$1,970	$1.64	6d	1	0.82mi
8512 Canterbury Lake Blvd Tampa, FL	3.0	2.0	1734	$2,350	$1.36	26d	1	0.93mi
5906 S 81st St Tampa, FL	4.0	2.0	1600	$2,999	$1.87	26d	1	0.94mi
8106 Wichita Way Tampa, FL	3.0	2.0	1326	$2,700	$2.04	26d	1	1.16mi
4759 White Sanderling Ct Tampa, FL	2.0	2.5	1596	$2,000	$1.25	0d	1	1.18mi
8951 Turnstone Haven Pl Tampa, FL	2.0	2.5	1496	$1,850	$1.24	22d	1	1.19mi
4912 White Sanderling Ct Tampa, FL	2.0	2.5	1482	$2,000	$1.35	19d	1	1.23mi
4812 White Sanderling Ct Tampa, FL	2.0	2.5	1482	$1,950	$1.32	19d	1	1.24mi
4530 Leeward Ridge Dr Tampa, FL	1.0–3.0	1.0–2.5	1061	$3,243	$3.06	3d	15	1.24mi
3201 Delray Dr Tampa, FL	4.0	2.0	1170	$2,095	$1.79	26d	1	1.32mi
6101 Innovation Way Tampa, FL	1.0–3.0	1.0–2.0	1089	$2,250	$2.07	6d	12	1.34mi
2415 S 68th St Tampa, FL	3.0	2.0	1484	$2,120	$1.43	26d	1	1.45mi

Listing history 29 events

1. 2026-06-22
   price $182,500 Active 50 DOM
2. 2026-06-21
   days on market $185,000 Active 50 DOM
3. 2026-06-18
   days on market $185,000 Active 47 DOM
4. 2026-06-17
   days on market $185,000 Active 46 DOM
5. 2026-06-16
   days on market $185,000 Active 45 DOM
6. 2026-06-15
   days on market $185,000 Active 44 DOM
7. 2026-06-13
   days on market $185,000 Active 42 DOM
8. 2026-06-13
   days on market $185,000 Active 41 DOM
9. 2026-06-09
   days on market $185,000 Active 38 DOM
10. 2026-06-08
    days on market $185,000 Active 37 DOM
11. 2026-06-07
    remarks 695-char remark
12. 2026-06-07
    days on market $185,000 Active 36 DOM
13. 2026-06-04
    days on market $185,000 Active 33 DOM
14. 2026-06-03
    days on market $185,000 Active 32 DOM
15. 2026-06-02
    days on market $185,000 Active 31 DOM
16. 2026-06-01
    days on market $185,000 Active 30 DOM
17. 2026-05-31
    days on market $185,000 Active 29 DOM
18. 2026-05-07
    status Active 954-char remark

    Show marketing remark (954 chars)

    Move-In Ready 3/2 Manufactured Home on Its Own Land – Cash Only Welcome home to this well-maintained 3-bedroom, 2-bath manufactured home located on a quiet street in Tampa. This property offers comfortable living, a functional layout, and the benefit of owning the land with no lot rent. Inside, you’ll find a bright, open living area, spacious kitchen, and generously sized bedrooms. The home has been well cared for and is ready for its next owner. Property Highlights:3 bedrooms, 2 full baths Open living and dining areaSpacious kitchen with plenty of storageCentral AC and heatLaundry area insideLarge yard with room to personalize No HOA, no lot rentQuiet, established neighborhoodFinancing: Cash purchase required. Home does not qualify for FHA or Conventional financing. This is a great opportunity for a cash buyer, investor, or anyone looking for an affordable home on its own land. Easy to show — schedule your viewing today.

19. 2026-04-11
    status Pending 954-char remark

    Show marketing remark (954 chars)

    Move-In Ready 3/2 Manufactured Home on Its Own Land – Cash Only Welcome home to this well-maintained 3-bedroom, 2-bath manufactured home located on a quiet street in Tampa. This property offers comfortable living, a functional layout, and the benefit of owning the land with no lot rent. Inside, you’ll find a bright, open living area, spacious kitchen, and generously sized bedrooms. The home has been well cared for and is ready for its next owner. Property Highlights:3 bedrooms, 2 full baths Open living and dining areaSpacious kitchen with plenty of storageCentral AC and heatLaundry area insideLarge yard with room to personalize No HOA, no lot rentQuiet, established neighborhoodFinancing: Cash purchase required. Home does not qualify for FHA or Conventional financing. This is a great opportunity for a cash buyer, investor, or anyone looking for an affordable home on its own land. Easy to show — schedule your viewing today.

20. 2026-04-06
    listed $185,000 Active 954-char remark

    Show marketing remark (954 chars)

    Move-In Ready 3/2 Manufactured Home on Its Own Land – Cash Only Welcome home to this well-maintained 3-bedroom, 2-bath manufactured home located on a quiet street in Tampa. This property offers comfortable living, a functional layout, and the benefit of owning the land with no lot rent. Inside, you’ll find a bright, open living area, spacious kitchen, and generously sized bedrooms. The home has been well cared for and is ready for its next owner. Property Highlights:3 bedrooms, 2 full baths Open living and dining areaSpacious kitchen with plenty of storageCentral AC and heatLaundry area insideLarge yard with room to personalize No HOA, no lot rentQuiet, established neighborhoodFinancing: Cash purchase required. Home does not qualify for FHA or Conventional financing. This is a great opportunity for a cash buyer, investor, or anyone looking for an affordable home on its own land. Easy to show — schedule your viewing today.

21. 2026-02-23
    listed $185,000 Active 1045-char remark

    Show marketing remark (1045 chars)

    Remodeled 3/2 on 1/4 Acre – Metal Roof, New HVAC, Bonus Room – Tampa 33619 Move-in ready and beautifully updated, this spacious 3 bedroom, 2 bath, 1,440 sq ft manufactured home sits on a generous 1/4 acre lot in Tampa’s 33619 area. Priced to sell quickly at $175,000, this home offers exceptional value for buyers looking for a modern, move-in-ready property with land. Inside, you’ll find an open layout with a bonus room perfect for an office, playroom, or additional living space. The primary bedroom includes its own private exterior entry door, offering added convenience and privacy. The dining room opens directly to the deck, making indoor/outdoor living easy and enjoyable. Highlights: • 3 beds / 2 baths • Bonus room • Metal roof • New HVAC • Updated interior • 1/4 acre lot • Private entry door to primary bedroom • Deck access from dining room • Move-in ready No wholesalers. Direct buyers only. Proof of funds required. Message me to schedule a showing.

22. 2026-02-05
    historical
23. 2026-01-16
    price $225,000
24. 2026-01-13
    listed $260,000 Active
25. 2006-09-11
    soldstatus $65,000
26. 2006-08-31
    soldstatus $65,000
27. 2006-04-17
    listed $79,900
28. 1997-02-21
    soldstatus $55,000
29. 1987-07-01
    soldstatus $55,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,986 · $165/mo
• Projected year-2 tax: $1,986 · $165/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 72% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,594
• − Mortgage interest: −$10,223
• − Property taxes: −$1,986
• − Insurance: −$1,710
• − Repairs & maintenance: −$2,208
• − Management: −$2,208
• − Depreciation: −$5,309
• Taxable income: $3,952
• Est. tax owed @ 24.0%: −$948
• After-tax cash flow: $5,671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Palm River-Clair Mel

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Palm River-Clair Mel, FL
• County: Hillsborough County · 1,540,968 people
• City population: 40,302
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 41,396
• Household income: $66,134
• Rent vs Own: 49.2% rent · 50.8% own
• Severe rent burden: 2006.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.72)
• Race & ethnicity: Hispanic / Latino 36% Black 28% White 27% Two or more races 21% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 13% Cuban 11% Dominican 1%
• Common ancestry: Hispanic 2% Iranian 1% Italian 1%
• Foreign-born: 22% · Canada, Jamaica, Vietnam
• Languages at home: 64% English-only · Spanish 28% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -162.52%
• Current HPI: 375.4923
• Rent YoY: ▼ -1.14%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+233.3% since first listed

12 events — show timeline

• 2026-05-07 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-06 Listed $185,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-23 Listed $185,000 Fizber.com
• 2026-02-05 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2026-01-16 Price Changed $225,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-13 Listed $260,000 Stellar MLS as Distributed by MLS Grid
• 2006-09-11 Sold (Public Records) $65,000 Public Records
• 2006-08-31 Sold (MLS) $65,000 Stellar MLS as Distributed by MLS Grid
• 2006-04-17 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 1997-02-21 Sold (Public Records) $55,000 Public Records
• 1987-07-01 Sold (Public Records) $55,500 Public Records

Property tax history

+6.5%/yr

Latest (2025): $1,986 · +10.8% YoY. Source: county tax records.