138 N Marguerite Ave · Ferguson, MO
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +10.2/15.0
- DSCR +5.0/10.0
- Rent growth +4.8/5.0
- 1% rule +3.4/10.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$163,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this 3-bedroom, 2-bathroom home offering a functional and spacious layout. The open living and dining areas provide a comfortable flow, with plenty of natural light throughout. Three bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the convenience of an attached garage, indoor laundry, and a versatile floor plan designed for everyday living. Seller to do no Inspections, make any warranties, or provide any repairs*The seller reserves the right to accept the offer of their choice regardless of the order in which they are received, counter offered, or presented from a multiple offer situation.
Key facts
- 0.28 acre lot
- 2 garage spots
- Built 1945
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $163k.
Deal economics
- At list price, monthly cash flow is $81 ($978/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (15.9% below list).
- Recommended offer: $137k (15.9% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 9.2% in Ferguson — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, schools F, crime F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+9.0%/yr); 165 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 31% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 249 days — a 12% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $60k; list at $163k implies a 172% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 249 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.89%
- Cash-on-cash
- 2.14%
- DSCR
- 1.10
- GRM
- 9.9
CMA / ARV
- ARV (median comp)
- $173,221
- List price
- $163,000
- Delta
- -5.90%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 318 N Dade Ave | 0.18mi | 3/1.5 | 1,073 (-11%) | 4mo | $145,000 | $135 | 66 |
| 45 Beacon Ave | 0.17mi | 4/1.5 (+1) | 1,344 (+11%) | 3mo | $44,900 | $33 | 62 |
| 233 S Marguerite Ave | 0.52mi | 3/2.0 | 1,282 (+6%) | 3mo | $144,900 | $113 | 62 |
| 8150 Rector Dr | 0.58mi | 2/2.0 (-1) | 1,188 (-2%) | 2mo | $50,000 | $42 | 61 |
| 825 Walters Dr | 0.22mi | 4/2.5 (+1) | 1,380 (+14%) | 2mo | $160,000 | $116 | 59 |
| 127 Thoroughman Ave | 0.48mi | 4/2.0 (+1) | 1,132 (-6%) | 2mo | $219,999 | $194 | 58 |
| 315 Royal Ave | 0.68mi | 3/1.0 | 1,176 (-3%) | 3mo | $95,000 | $81 | 55 |
| 206 Thoroughman Ave | 0.58mi | 4/2.5 (+1) | 1,112 (-8%) | 3mo | $180,000 | $162 | 52 |
| 8219 Davenport Dr | 0.67mi | 3/1.0 | 1,116 (-8%) | 1mo | $115,000 | $103 | 50 |
| 230 Randolph Ave | 0.75mi | 2/1.0 (-1) | 1,243 (+3%) | 4mo | $85,000 | $68 | 46 |
| 317 Mueller Ave | 0.72mi | 3/1.0 | 1,113 (-8%) | 2mo | $20,000 | $18 | 46 |
| 6006 Cascade Dr | 0.57mi | 2/1.0 (-1) | 1,044 (-14%) | 1mo | $75,000 | $72 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- -8.0%
- Equity multiple
- 0.69×
- Total profit
- $-14,035
- Equity at exit
- $24,304
- IRR
- 6.6%
- Equity multiple
- 1.60×
- Total profit
- $27,212
- Equity at exit
- $14,093
Cash invested: $45,640 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63135
- Rents YoY
- 9.0%
- Active inventory
- 165
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,371 high interval (Pro) →
- Mortgage (P&I)
- −$855
- Tax from tax record
- −$79 /mo · $948/yr
- Insurance
- −$68
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$288
- Net cashflow
- $81
Break-even live
Sensitivity live
| Price | -10% $174 | -5% $128 | +0% $81 | +5% $35 | +10% $-11 |
|---|---|---|---|---|---|
| Rent | -10% $-27 | -5% $27 | +0% $81 | +5% $136 | +10% $190 |
| Rate | -1.0pp $164 | -0.5pp $123 | base $81 | +0.5pp $39 | +1.0pp $-4 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $40,750
- Closing costs
- $4,890
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 222 Henquin Dr Saint Louis, MO | 2.0 | 1.0 | 816 | $1,050 | $1.29 | 18d | 1 | 0.20mi |
| 60 Mayme Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,285 | $1.34 | 44d | 1 | 0.22mi |
| 601 Carson Rd Saint Louis, MO | 2.0 | 1.0 | 743 | $950 | $1.28 | 24d | 1 | 0.26mi |
| 910 Disco Dr Saint Louis, MO | 3.0 | 1.0 | 924 | $1,260 | $1.36 | 17d | 1 | 0.27mi |
| 6156 Wulff Dr Saint Louis, MO | 3.0 | 2.0 | 960 | $1,425 | $1.48 | 11d | 1 | 0.28mi |
| 324 Emmett Ave Saint Louis, MO | 3.0 | 2.0 | 1357 | $1,650 | $1.22 | 24d | 1 | 0.31mi |
| 6132 Eaton Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,125 | $1.42 | 24d | 1 | 0.42mi |
| 541 Hentschel Pl Saint Louis, MO | 2.0 | 1.0 | 1305 | $1,500 | $1.15 | 5d | 1 | 0.55mi |
| 6333 Peurifoy Ave Saint Louis, MO | 3.0 | 2.0 | 840 | $1,295 | $1.54 | 24d | 1 | 0.55mi |
| 6044 Cascade Dr Saint Louis, MO | 2.0 | 1.0 | 984 | $1,150 | $1.17 | 8d | 1 | 0.57mi |
| 265 S Harvey Ave Saint Louis, MO | 3.0 | 1.5 | 1240 | $1,350 | $1.09 | 44d | 1 | 0.65mi |
| 8306 Whitewater Dr Saint Louis, MO | 3.0 | 1.0 | 792 | $1,195 | $1.51 | 8d | 1 | 0.67mi |
| 246 Louisa Ave Saint Louis, MO | 3.0 | 1.0 | 1036 | $1,600 | $1.54 | 44d | 1 | 0.70mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,300 | $1.38 | 44d | 1 | 0.74mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,400 | $1.49 | 24d | 1 | 0.74mi |
| 360 S Harvey Ave Saint Louis, MO | 2.0 | 1.0 | 936 | $925 | $0.99 | 44d | 1 | 0.76mi |
| 222 Randolph Ave Saint Louis, MO | 2.0 | 1.0 | 964 | $1,400 | $1.45 | 8d | 1 | 0.78mi |
| 410 Robert Ave Ferguson, MO | 4.0 | 2.0 | 1471 | $2,000 | $1.36 | 12d | 1 | 0.78mi |
| 519 Graf Ave Saint Louis, MO | 3.0 | 2.0 | 887 | $1,297 | $1.46 | 21d | 1 | 0.79mi |
| 6214 Jefferson Ave Saint Louis, MO | 2.0 | 1.0 | 816 | $1,195 | $1.46 | 24d | 1 | 0.81mi |
| 422 Plaza Ave Saint Louis, MO | 3.0 | 1.0 | 792 | $1,000 | $1.26 | 8d | 1 | 0.87mi |
| 401 Millman Dr Saint Louis, MO | 3.0 | 1.0 | 1008 | $1,450 | $1.44 | 17d | 1 | 0.87mi |
| 419 S Florissant Rd Ferguson, MO | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 44d | 1 | 0.88mi |
| 6334 Washington Ave Berkeley, MO | 3.0 | 1.0 | 864 | $1,100 | $1.27 | 5d | 1 | 0.92mi |
| 6336 Washington Ave Berkeley, MO | 2.0 | 1.0 | 720 | $1,175 | $1.63 | 44d | 1 | 0.92mi |
| 6315 Washington Ave Berkeley, MO | 2.0 | 1.0 | 739 | $1,175 | $1.59 | 17d | 1 | 0.93mi |
| 709 Suburban Ave Saint Louis, MO | 2.0 | 1.0 | 975 | $1,400 | $1.44 | 44d | 1 | 0.93mi |
| 450 S Dade Ave Saint Louis, MO | 2.0 | 1.0 | 1040 | $1,200 | $1.15 | 24d | 1 | 0.94mi |
| 223 Wiegel Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,560 | $1.81 | 13d | 1 | 0.97mi |
| 338 Saint Louis Ave Saint Louis, MO | 3.0 | 1.0 | 1200 | $1,200 | $1.00 | 44d | 1 | 0.97mi |
| 110 Paul Ave Saint Louis, MO | 3.0 | 1.0 | 875 | $1,050 | $1.20 | 8d | 1 | 0.99mi |
| 6042 Hancock Ave Berkeley, MO | 3.0 | 1.0 | 1041 | $1,495 | $1.44 | 24d | 1 | 1.00mi |
| 617 Tesmore Pl Saint Louis, MO | 2.0 | 1.0 | 877 | $1,200 | $1.37 | 44d | 1 | 1.01mi |
| 6867 Thurston Ave Saint Louis, MO | 3.0 | 2.0 | 1243 | $1,580 | $1.27 | 44d | 1 | 1.01mi |
| 12 Lee Ave Saint Louis, MO | 2.0 | 1.0 | 832 | $1,080 | $1.30 | 8d | 1 | 1.01mi |
| 6234 Hancock Ave Berkeley, MO | 2.0 | 1.0 | 846 | $1,050 | $1.24 | 44d | 1 | 1.02mi |
| 24 Vierling Dr Saint Louis, MO | 2.0 | 1.0 | 850 | $1,290 | $1.52 | 8d | 1 | 1.02mi |
| 5500 Mable Ave Unit 5530 B1 St. Louis, MO | 3.0 | 1.0 | 850 | $915 | $1.08 | 44d | 1 | 1.04mi |
| 5500 Mable Ave Unit 5518 B4 St. Louis, MO | 2.0 | 1.0 | 750 | $835 | $1.11 | 44d | 1 | 1.04mi |
| 415 Ames Pl Saint Louis, MO | 3.0 | 1.0 | 816 | $1,400 | $1.72 | 44d | 1 | 1.05mi |
Listing history 31 events
-
2026-06-07days on market $163,000 Active 249 DOM
-
2026-06-05days on market $163,000 Active 246 DOM
-
2026-06-03days on market $163,000 Active 245 DOM
-
2026-06-02days on market $163,000 Active 244 DOM
-
2026-06-01days on market $163,000 Active 243 DOM
-
2026-05-31days on market $163,000 Active 242 DOM
-
2025-12-31status Active 631-char remark
Show marketing remark (631 chars)
Welcome to this 3-bedroom, 2-bathroom home offering a functional and spacious layout. The open living and dining areas provide a comfortable flow, with plenty of natural light throughout. Three bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the convenience of an attached garage, indoor laundry, and a versatile floor plan designed for everyday living. Seller to do no Inspections, make any warranties, or provide any repairs*The seller reserves the right to accept the offer of their choice regardless of the order in which they are received, counter offered, or presented from a multiple offer situation.
-
2025-11-01price $163,000 631-char remark
Show marketing remark (631 chars)
Welcome to this 3-bedroom, 2-bathroom home offering a functional and spacious layout. The open living and dining areas provide a comfortable flow, with plenty of natural light throughout. Three bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the convenience of an attached garage, indoor laundry, and a versatile floor plan designed for everyday living. Seller to do no Inspections, make any warranties, or provide any repairs*The seller reserves the right to accept the offer of their choice regardless of the order in which they are received, counter offered, or presented from a multiple offer situation.
-
2025-10-01$165,000 Active 631-char remark
Show marketing remark (631 chars)
Welcome to this 3-bedroom, 2-bathroom home offering a functional and spacious layout. The open living and dining areas provide a comfortable flow, with plenty of natural light throughout. Three bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the convenience of an attached garage, indoor laundry, and a versatile floor plan designed for everyday living. Seller to do no Inspections, make any warranties, or provide any repairs*The seller reserves the right to accept the offer of their choice regardless of the order in which they are received, counter offered, or presented from a multiple offer situation.
-
2022-05-25soldstatus Closed 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-04-27status Pending 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-04-23status Active 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-04-17status Pending 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-04-11price $149,900 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-03-17$169,900 Active 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-03-17historical $169,900 698-char remark
Show marketing remark (698 chars)
This 3 bedroom 2 and half bath plus bonus sleeping areas in the basement with a TWO car attached garage has so much to offer! This home has very impressive updates throughout! Not enough space here to list all the updates to this home, New Roof, Furnace, Air Conditioner, Windows, Garage Doors, Deck, Kitchen, Bathrooms. Upon entering the kitchen you will be wowed by the high-end never used before appliances. The bathroom upstairs, featuring a separate tub and shower, is sure to grab your attention with its 53” 10-Jet Steam Shower with LED Waterfall. Both the walkout basement and the new deck off of the kitchen take you to your yard that backs up to woods. See it before it is too late!
-
2022-01-20soldstatus $60,000
-
2022-01-14soldstatus Closed
-
2021-12-31status Pending
-
2021-11-22price $85,000
-
2021-11-18$97,000 Active
-
2019-12-13soldstatus $11,000
-
2019-11-25soldstatus Closed
-
2019-11-04status Pending
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2019-10-17price $14,900
-
2019-09-26price $19,900
-
2019-09-12price $25,900
-
2019-08-15$31,900 Active
-
2014-02-26soldstatus $1,150,000
-
2007-08-10soldstatus $38,000
-
1992-11-18soldstatus $47,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $948 · $79/mo
- Projected year-2 tax
- $1,581 · $132/mo
- Expected delta
- +$633/yr (+$53/mo · 66.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,453
- − Mortgage interest
- −$9,131
- − Property taxes
- −$948
- − Insurance
- −$815
- − Repairs & maintenance
- −$1,316
- − Management
- −$1,316
- − Depreciation
- −$4,742
- Taxable loss
- −$1,815
- Est. tax savings @ 24.0%
- +$436
- After-tax cash flow
- $1,413/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Ferguson
- Score
- 58/100
- State rank
- #586
- US rank
- #20809
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ferguson, MO
- County
- Saint Louis County · 888,823 people
- City population
- 18,381
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,381
- Household income
- $52,328
- Rent vs Own
- Severe rent burden
- 957.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 1% Iranian 1% Romanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -152.56%
- Current HPI
- 138.6781
- Rent YoY
- ▲ 9.03%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+246.8% since first listed25 events — show timeline
- 2025-12-31 Relisted — MARIS as Distributed by MLS Grid
- 2025-11-01 Price Changed $163,000 MARIS as Distributed by MLS Grid
- 2025-10-01 Listed $165,000 MARIS as Distributed by MLS Grid
- 2022-05-25 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2022-04-27 Pending — MARIS as Distributed by MLS Grid
- 2022-04-23 Relisted — MARIS as Distributed by MLS Grid
- 2022-04-17 Pending — MARIS as Distributed by MLS Grid
- 2022-04-11 Price Changed $149,900 MARIS as Distributed by MLS Grid
- 2022-03-17 Listed $169,900 MARIS as Distributed by MLS Grid
- 2022-03-17 Coming Soon $169,900 MARIS as Distributed by MLS Grid
- 2022-01-20 Sold (Public Records) $60,000 Public Records
- 2022-01-14 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2021-12-31 Pending — MARIS as Distributed by MLS Grid
- 2021-11-22 Price Changed $85,000 MARIS as Distributed by MLS Grid
- 2021-11-18 Listed $97,000 MARIS as Distributed by MLS Grid
- 2019-12-13 Sold (Public Records) $11,000 Public Records
- 2019-11-25 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2019-11-04 Pending — MARIS as Distributed by MLS Grid
- 2019-10-17 Price Changed $14,900 MARIS as Distributed by MLS Grid
- 2019-09-26 Price Changed $19,900 MARIS as Distributed by MLS Grid
- 2019-09-12 Price Changed $25,900 MARIS as Distributed by MLS Grid
- 2019-08-15 Listed $31,900 MARIS as Distributed by MLS Grid
- 2014-02-26 Sold (Public Records) $1,150,000 Public Records
- 2007-08-10 Sold (Public Records) $38,000 Public Records
- 1992-11-18 Sold (Public Records) $47,000 Public Records
Property tax history
-1.2%/yrLatest (2022): $948 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…