2706 Stonewall St · Shreveport, LA 71109

$52,800

3 bd · 2.0 ba · 1,553 sqft · SingleFamily public records · 37 Days on market

Built 2007 4,791 sqft lot $34/sqft · 35% above area Est $38k · 38% over ↓ 35% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +4.4/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.2/10.0
• ARV discount +0.0/15.0

Listing remarks

This ranch style single family home offers 3 bedrooms and 2 bathrooms with approximately 1525 square feet of living space on a 0.12 acre lot. The foreclosure deed has been recorded, allowing for shorter closing timelines. No Buyer Premium on this property. It is a criminal offense to trespass on this property. The buyer has the right to select their own title and closing company or may use the sellers title and closing company. The buyer is responsible for all closing costs in this transaction. Offers to be placed on Xome.com. Interior inspections are not available. Do not trespass! Forward all inquiries and questions to Xome Customer Service [phone]. NO REPRESENTATION TO VALIDITY OF

Key facts

• 4,791 sq ft lot
• Built 2007
• Listed 37 days

Property features AI

Exterior

• Home design: Single Family Residence
• Construction: Frame construction; Other construction material
• Exterior features: Composition roof

Interior

• Bedrooms: Bedroom 1; Bedroom 2; Bedroom 3
• Bathrooms: 2 full bathrooms
• Heating & cooling: Has heating (type: Other); Has cooling (type: Other)
• Interior features: Living Room; Kitchen

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $53k.

Deal economics

• At list price, monthly cash flow is $370 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($983 rent vs $53k).
• Recommended offer: $51k (3.0% below list) — sets the bar for market timing.
• Cap rate 14.7% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
• Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 123 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
• This rent runs 36% of the median local income ($33k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-1.2%/yr); year-one equity from $365 of loan paydown is wiped out by about $623 of value loss. Plan a longer hold.
• Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-1.2% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 37 days — a 3% lower offer ($51k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $51,216 (3.0% below list)

Questions for the listing agent

1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.86% ✓
• Cap rate: 14.71%
• Cash-on-cash: 30.05%
• DSCR: 2.34
• GRM: 4.5

CMA / ARV

• ARV (median comp): $38,386
• List price: $52,800
• Delta: 37.55%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2828 Darien St	0.17mi	2/2.0 (-1)	1,435 (-8%)	5mo	$18,000	$13	70
2828 Jackson St	0.49mi	3/2.0	1,620 (+4%)	4mo	$15,000	$9	66
2900 Lakeshore Dr	0.31mi	3/2.0	1,557 (+0%)	23mo	$56,000	$36	66
2515 Stonewall St	0.16mi	3/1.0	1,364 (-12%)	5mo	$38,900	$29	64
3124 Stonewall St	0.41mi	4/2.0 (+1)	1,479 (-5%)	7mo	$34,999	$24	62
2919 Lillian St	0.28mi	2/1.0 (-1)	1,494 (-4%)	15mo	$14,900	$10	59
2532 Lillian St	0.22mi	4/1.0 (+1)	1,387 (-11%)	6mo	$32,000	$23	58
3221 Jackson St	0.71mi	3/2.0	1,518 (-2%)	9mo	$74,000	$49	56
3242 Penick St	0.67mi	3/2.0	1,440 (-7%)	17mo	$58,000	$40	43
2506 Stonewall St	0.17mi	2/1.0 (-1)	1,354 (-13%)	24mo	$25,000	$18	42
3240 Penick St	0.68mi	3/1.0	1,680 (+8%)	19mo	$43,000	$26	35
2427 Corol St	0.65mi	2/1.0 (-1)	1,402 (-10%)	21mo	$40,000	$29	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.18% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 28.4%
• Equity multiple: 2.30×
• Total profit: $19,217
• Equity at exit: $12,288

10-year hold

• IRR: 33.5%
• Equity multiple: 4.46×
• Total profit: $51,125
• Equity at exit: $12,517

Cash invested: $14,784 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 71109

• Home prices YoY: -2.1%
• Active inventory: 123
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $983 high
• Mortgage (P&I): −$277
• Tax from tax record: −$107 /mo · $1,289/yr
• Insurance: −$22
• HOA: −$0
• Vacancy / Maint / Mgmt: −$206
• Net cashflow: $370

Break-even live

Break-even rent $514

Max offer price $52,800

Occupancy floor 57%

Sensitivity live

Price	-10% $400	-5% $385	+0% $370	+5% $355	+10% $340
Rent	-10% $293	-5% $331	+0% $370	+5% $409	+10% $448
Rate	-1.0pp $397	-0.5pp $384	base $370	+0.5pp $357	+1.0pp $343

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,200
• Closing costs: $1,584
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2401 Darien St Shreveport, LA	3.0	2.0	2000	$1,500	$0.75	14d	1	0.30mi
3022 Lillian St Shreveport, LA	2.0	1.0	1115	$695	$0.62	21d	1	0.33mi
3323 Darien St Shreveport, LA	3.0	1.0	1200	$785	$0.65	44d	1	0.58mi
2042 Laurel St Shreveport, LA	3.0	1.0	1100	$800	$0.73	44d	1	0.61mi
3420 Darien St Shreveport, LA	2.0	1.0	1200	$665	$0.55	14d	1	0.65mi
2134 Queens Hwy Shreveport, LA	3.0	1.5	1374	$1,475	$1.07	21d	1	0.73mi
2222 Carleton St Shreveport, LA	3.0	2.0	1800	$750	$0.42	14d	1	0.81mi
1719 Lakeshore Dr Shreveport, LA	3.0	1.5	1200	$950	$0.79	44d	1	0.82mi
2551 Claiborne Ave Shreveport, LA	2.0	1.5	1202	$945	$0.79	14d	1	0.85mi
3612 Michigan Blvd Shreveport, LA	2.0	1.0	1200	$615	$0.51	14d	1	0.96mi
2711 Thayer St Shreveport, LA	4.0	1.0	1436	$1,552	$1.08	44d	1	1.24mi
3907 Milton St Shreveport, LA	3.0	1.5	1275	$1,100	$0.86	44d	1	1.25mi
4223 Lakeshore Dr Shreveport, LA	1.0–3.0	1.0–2.0	1002	$900	$0.90	44d	1	1.37mi
1353 Glen Oak Pl Shreveport, LA	2.0	1.0	1116	$800	$0.72	14d	1	1.40mi
1353 Glen Oak Pl Shreveport, LA	2.0	1.0	1116	$850	$0.76	21d	1	1.40mi
2531 Drexel St Shreveport, LA	3.0	2.0	1250	$950	$0.76	21d	1	1.47mi
2811 Samford Ave Shreveport, LA	3.0	1.0	1612	$850	$0.53	14d	1	1.48mi

Listing history 20 events

1. 2026-06-18
   days on market $52,800 Active 37 DOM
2. 2026-06-17
   days on market $52,800 Active 36 DOM
3. 2026-06-16
   days on market $52,800 Active 35 DOM
4. 2026-06-15
   days on market $52,800 Active 34 DOM
5. 2026-06-14
   days on market $52,800 Active 32 DOM
6. 2026-06-13
   days on market $52,800 Active 31 DOM
7. 2026-06-10
   days on market $52,800 Active 29 DOM
8. 2026-06-09
   days on market $52,800 Active 28 DOM
9. 2026-06-08
   days on market $52,800 Active 27 DOM
10. 2026-06-07
    days on market $52,800 Active 26 DOM
11. 2026-06-05
    days on market $52,800 Active 23 DOM
12. 2026-06-03
    days on market $52,800 Active 22 DOM
13. 2026-06-02
    days on market $52,800 Active 21 DOM
14. 2026-06-01
    days on market $52,800 Active 20 DOM
15. 2026-05-31
    days on market $52,800 Active 19 DOM
16. 2026-05-30
    days on market $52,800 Active 18 DOM
17. 2026-05-11
    listed $52,800 Active 759-char remark
18. 2017-05-03
    soldstatus $74,000
19. 2010-01-04
    soldstatus $81,000
20. 2002-03-21
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,289 · $107/mo
• Projected year-2 tax: $1,289 · $107/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,796
• − Mortgage interest: −$2,958
• − Property taxes: −$1,289
• − Insurance: −$264
• − Repairs & maintenance: −$944
• − Management: −$944
• − Depreciation: −$1,536
• Taxable income: $3,862
• Est. tax owed @ 24.0%: −$927
• After-tax cash flow: $3,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Caddo Parish
• NCES district ID: 2200300
• Math proficiency: 21% ▼ -33.00%
• Reading proficiency: 32% ▼ -30.00%
• Median HH income: $39,227
• Composite: 22.23/100
• National rank: #8148
• State rank: #53 of 98 in LA

Livability — Shreveport

• Score: 59/100
• State rank: #270
• US rank: #19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Shreveport, LA
• County: Caddo Parish · 178,536 people
• City population: 164,123
• Metro: Shreveport-Bossier City, LA
• Population (ZIP): 17,412
• Household income: $32,939
• Rent vs Own: 58.3% rent · 41.7% own
• Severe rent burden: 1265.0

Population outlook (Caddo County) Hauer SSP2

• Today (2025): 243,190 people
• By 2030: 237,231 · -2.5%
• By 2040: 222,502 · -8.5%
• By 2050: 206,516 · -15.1%
• By 2075: 165,706 · -31.9%
• By 2100: 122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (95%)
• Race & ethnicity: Black 95% White 4%
• Common ancestry: Lithuanian 1%
• Foreign-born: 0%

Political lean MEDSL · Caddo

• 2024 margin: Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
• 2008→2024 swing: +1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
• All cycles: 2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.18%
• Current HPI: 54.4158
• Rent YoY: —
• Metro: Shreveport-Bossier City, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

-34.8% since first listed

4 events — show timeline

• 2026-05-11 Listed $52,800 AcadianaMLS
• 2017-05-03 Sold (Public Records) $74,000 Public Records
• 2010-01-04 Sold (Public Records) $81,000 Public Records
• 2002-03-21 Sold (Public Records) — Public Records

Property tax history

+5.7%/yr

Latest (2025): $1,289 · +0.4% YoY. Source: county tax records.